Barksdale Credit Union Haughton LA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Barksdale, your trusted financial partner located at 307 Highway 3227, Haughton, LA 71037. Established in 1954, we have proudly served our community for nearly seven decades, fostering a culture of trust and support among our 156,525 members. As a member-focused credit union, we are committed to providing exceptional services tailored to your needs. At Barksdale, we understand that financial stability is crucial for both individuals and businesses. With total assets amounting to an impressive $2,374,510,538 and total deposits reaching $129,457,015, we ensure that your money is in safe hands. Our diverse range of offerings includes personal banking solutions like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. For businesses, we provide essential services such as merchant services and business loans. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to the same address: 307 Highway 3227, Haughton, LA 71037. Our team is led by experienced professionals including CEO Patrick Gullatt and Board President Alvin Oar, who are dedicated to maintaining the highest standards of service. With a strong workforce of 494 employees, we're here for you Monday through Friday from 9 AM to 5 PM and on Saturdays from 7 AM to noon for drive-thru service. You can also take advantage of our online and mobile banking options anytime. We invite you to join us on this journey towards better financial health. Explore our services further by visiting our website at Barksdale Credit Union or call us at 318-706-7045. Together, let's build a brighter financial future!

Branch History & Mission

Commitment to Community

Barksdale is not just about numbers; it's about people. Our mission statement reflects our commitment to enriching the lives of our members through personalized financial solutions and active community involvement. We believe that when our members thrive, so does the community. This is why we engage in various outreach programs and partnerships aimed at uplifting those around us. Our operating hours make it easy for members to access services when they need them most: Monday through Friday from 9 AM to 5 PM in the lobby and extended drive-thru hours from 7 AM to 7 PM on weekdays and until noon on Saturdays. We also offer convenient ATM access for quick transactions.

Innovation and Accessibility

In today's digital world, we understand the importance of evolving with technology while remaining accessible to everyone. That's why Barksdale provides online and mobile banking services, ensuring that you can manage your finances anytime and anywhere. We are proud to be ADA compliant, making sure that all members can easily navigate our services. While members can visit us at 307 Highway 3227 for all their banking needs, official correspondence should be sent to the same address. If you're looking for a place that truly values its members and community, look no further than Barksdale. Join us on this journey towards financial wellness! Experience the difference that comes from being part of an institution that cares deeply about its members. For more information or to open an account today, please call us at 318-706-7045 or visit our website at Barksdale. Together, let's build a brighter future!

Branch Location & Accessibility

Get in Touch

If you have any questions or need assistance, don't hesitate to give us a call at 318-706-7045. We invite you to visit us at our Haughton location where we look forward to welcoming you into our credit union family!

Nearby Landmarks and Accessibility

Our branch is situated near key local landmarks, making it easy for you to find us. You can spot us just a short drive from the scenic Haughton Park, a great place to enjoy some time outdoors. Parking is ample and convenient, with designated spots available for all members. We also ensure that our facilities are ADA compliant, featuring ramps and accessible entrances for everyone.

Operating Hours and Services

We know that your time is valuable, which is why we offer flexible operating hours. Our lobby is open Monday through Friday from 9:00 AM to 5:00 PM, while our drive-thru services extend from 7:00 AM to 7:00 PM on weekdays and until noon on Saturdays. This gives you plenty of opportunities to manage your banking needs at your convenience. At Barksdale Credit Union, we offer a variety of services designed to meet your financial needs from checking and savings accounts to auto loans and mortgages. Whether you're looking for personal loans or business banking solutions, our friendly staff is ready to assist you. Plus, with ATM availability on-site, you can easily access your funds whenever you need them.

Member Eligibility

At Barksdale, we believe that everyone deserves a chance to be part of a caring community. Joining us is simple and welcoming! If you live, work, worship, or attend school in the area around 307 Highway 3227 Haughton La 71037, you're likely eligible to become a member. We're here to support you with everything from personal banking to auto loans, making it easier for you to reach your financial goals. The perks of membership are plenty, including personalized service and access to exclusive products tailored just for you. Ready to take the next step? Opening an account with us is straightforward and hassle-free. You can find all the details on our eligibility criteria at . If you're eager to get started, visit our account opening page at https://bfcu.mymortgage-online.com/loan-app/ ?siteid=3410845507&lar=mcampbell&workflowid=67310 or give us a call at (318) 706-7045. We're excited to welcome you into our family!

Business Banking & Commercial Services

Merchant Services that Make Life Easier

In addition to loans, we offer robust merchant services that can streamline your payment processes. Imagine having a system where payments from customers are quick and easy reducing wait times and improving cash flow. Our tools allow you to focus on what matters most: serving your clients and growing your enterprise. Located at 307 Highway 3227 Haughton La 71037 in Haughton, LA, we're here to partner with you every step of the way. Reach out at (318) 706-7045 or visit us online at https://www.bfcu.org/home/home to learn more about how we can support your business journey.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $261 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $47,088,050, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on-the-go? Our ATM services provide easy access for withdrawals and balance checks whenever you need them. Plus, our drive-thru banking ensures that simple transactions are handled swiftly without leaving your vehicle. At Barksdale, we pride ourselves on being more than just a credit union; we're part of the community in Haughton. If you're ready to explore how our services can benefit you or if you have any questions, don't hesitate to reach out at 318-706-7045 or visit us online at www.bfcu.org. Your financial journey starts here!

Auto Loans & Vehicle Financing

Dreaming of a new car? Our Auto Loans and Vehicle Financing make it easier than ever to drive off in the vehicle you've always wanted. With competitive rates and flexible terms, you'll find financing options that fit your budget perfectly. Picture yourself behind the wheel of a new car without the stress of complicated loans.

Business Banking Services

For entrepreneurs and business owners, we have tailored Business Banking services including merchant services and business loans. Running a business comes with its challenges; let us help simplify your banking needs so you can focus on growing your enterprise.

Credit Cards with Rewards

Take advantage of our Credit Cards with Rewards, which not only offer convenience but also allow you to earn points on everyday purchases. Whether it's groceries or gas, why not earn rewards while spending?

Mortgage Loans & Refinancing

Homeownership is within reach with our Mortgage Loans and Refinancing services. Whether you are buying your first home or looking to refinance an existing mortgage for better rates, our team is here to guide you through every step of the process. We understand that buying a home is one of the most significant investments you'll make, and we strive to make it as smooth as possible.

Online & Mobile Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online and Mobile Banking services that let you manage your finances anytime, anywhere. With features like mobile payments, e-statements, and person-to-person transfers, accessing your accounts has never been easier.

Personal Banking Solutions

For individuals seeking reliable banking options, we offer Personal Banking services including both checking and savings accounts. These accounts come with features designed to help you manage your money effectively. Imagine having a checking account that allows you easy access to your funds while earning interest on your savings. It's all about making your banking experience as convenient as possible.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans and Debt Consolidation options provide a straightforward solution. By combining multiple debts into one manageable payment, you can regain control over your finances and focus on what matters most.

Digital & Online Banking

Key Services

Our online banking platform is available 24/7 at https://www.bfcu.org/home/home , giving you the freedom to check balances, pay bills, and transfer funds whenever it suits you. Plus, for those moments when you need to send money quickly, our person-to-person transfer feature makes it simple to send cash directly to friends or family without any hassle. For members who prefer a mobile experience, our dedicated mobile application is available, making banking on the go even easier. You can manage your accounts right from your smartphone, whether you're shopping or relaxing at home. And if you're looking for added convenience at checkout, we also support mobile payments so you can make purchases with just a tap.

Security and Accessibility

Your security is our top priority. With electronic signature authorization available, signing documents online has never been safer or more straightforward. Additionally, opting for e-statements means you can view your financial statements securely online instead of waiting for them in the mail keeping your information both accessible and private. Managing your finances has never been this easy or secure! Join us at Barksdale and explore how our digital banking services can simplify your life while keeping your information safe. Whether you're at home or on the move, we've got the tools to help you stay connected to your finances whenever you need them.

Financial Strength

Commitment to Innovation

With $203,975,600 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $21,946 in used auto loans and $1,383,945,894 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 297,542, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, which further illustrates our commitment to supporting your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Barksdale is your trusted partner. Visit us at 307 Highway 3227 Haughton La 71037 or call (318) 706-7045 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $666,307,724 in share certificates and $169,021,850 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,794, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 482 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $207,330,890, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $872 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $470,556,338 in used vehicle loans and $228,214,543 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or a reliable used option, we provide flexible terms to suit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $47,088,050 provide the capital needed to grow and expand. We're here to support your business endeavors with tailored solutions that fit your unique needs. At Barksdale, we are dedicated to serving our community by offering financial products that promote stability and growth. Our team is ready to assist you with any questions regarding eligibility or refinancing options available for all our loan products. For more information or assistance, don't hesitate to reach out at (318) 706-7045. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your path to achieving financial success starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $63,045,732, make buying or refinancing simple. We also offer refinancing options to help you reduce monthly payments or access equity. Let us guide you through the home loan process with ease.

Unsecured Credit Card Loans

Managing everyday expenses is easier with our flexible terms on unsecured credit card loans. With a total of $81,949,078 in loans helping members manage their finances effectively, our credit cards come with features that cater to your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

LendMesh offers several key benefits that build trust and reliability: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. This means users can feel confident they are comparing authentic offers. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results, allowing users to make choices based solely on their needs. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users have the most current information at their fingertips. This helps them make informed decisions without delay. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight how effective LendMesh can be in helping individuals secure better loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

BARKSDALE FEDERAL CREDIT UNION - Haughton, LA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Commitment to Community

Innovation and Accessibility

Branch Location & Accessibility

Get in Touch

Nearby Landmarks and Accessibility

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Merchant Services that Make Life Easier

Tailored Loan Options

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking Services

Credit Cards with Rewards

Mortgage Loans & Refinancing

Online & Mobile Banking Convenience

Personal Banking Solutions

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Services

Security and Accessibility

Financial Strength

Commitment to Innovation

Growing Member Base

Member Savings Secured

Operational Efficiency

Solid Financial Health

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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