Barksdale Credit Union Cotton Valley LA | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Barksdale Credit Union, a trusted financial partner for the community since 1954. Located at 106 Resident St, Cotton Valley, LA 71018, we have proudly served our members with dedication and care. With a strong membership of 156,525 individuals, we are committed to providing exceptional financial services tailored to meet your needs. At Barksdale, we understand that every member's financial journey is unique. That's why we offer a wide range of services, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and business banking solutions. Our total assets of over $2.37 billion demonstrate our stability and ability to support you in achieving your financial goals. Our leadership team, led by CEO Patrick Gullatt and Board President Alvin Oar, is passionate about fostering a community-oriented environment. We employ 494 dedicated professionals who are always ready to assist you with personalized service. Whether you need assistance with loans where we manage a portfolio of over 75,340 loans or are looking to grow your savings with our robust deposit offerings (totaling $129,457,015), Barksdale is here for you every step of the way. For any official correspondence, feel free to use our mailing address: 106 Resident St, Cotton Valley, LA 71018. Ready to take charge of your financial future? Visit us online at www.bfcu.org or call us at 318-629-8453 today! We look forward to serving you!

Branch History & Mission

Community Engagement

Our commitment goes beyond banking; we actively engage in community outreach efforts and partnerships aimed at making a positive impact in Cotton Valley. Whether it's supporting local events or providing educational resources on financial literacy, Barksdale is dedicated to being a good neighbor. We invite you to become part of our family at Barksdale Credit Union. Experience the benefits of membership and let us help you achieve your financial goals together! Visit us today or explore more about what we offer by visiting our website. Join us on this journey toward a brighter financial future!

Our Legacy

Located at 106 Resident St, Cotton Valley, LA 71018, Barksdale has always been more than just a financial institution. Over the years, we have expanded our offerings to include personal banking, auto loans, mortgage services, and business banking solutions. With total assets reaching an impressive $2,374,510,538, we are proud of our ability to support our members' dreams and aspirations. As we evolved, we embraced modern technology to better serve you. Today, our members can enjoy online banking, mobile payments, and electronic signatures for added convenience. We understand that accessibility is key; therefore, we ensure our facilities are ADA compliant and offer ATM access for easy transactions.

Our Mission

Our mission is straightforward: to improve the financial well-being of our members while fostering community growth. We strive to create lasting relationships by providing exceptional service and personalized financial advice. At Barksdale, we believe that when our members succeed, the entire community thrives. While members can visit us at 106 Resident St Cotton Valley La 71018, official correspondence should be sent to 106 Resident St, Cotton Valley, LA 71018. You can reach us at (318) 629-8453 during our operating hours from Monday to Friday between 8:00 AM and 4:30 PM.

Branch Location & Accessibility

Accessibility and Features

At Barksdale, we understand the importance of accessibility. Our branch is designed with everyone in mind, featuring ADA-compliant entrances and ramps for easy access. While you visit us, you'll find ample parking available right outside our doors, making it convenient for you to stop by anytime during our operating hours.

Operating Hours

We're open Monday through Friday from 8:00 AM to 4:30 PM, so whether you're looking to open a new account or need assistance with your existing services, we're here when you need us.

Services Offered

As part of our commitment to serving our community, we offer a variety of personal banking services including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Plus, with our ATM available on-site, you can easily access your funds even outside of regular banking hours. Although we don't have drive-thru service at this location or shared service centers nearby, our dedicated team is always ready to assist you directly inside the branch. If you need further information or have any questions before your visit, feel free to give us a call at 318-629-8453. We invite you to stop by and experience the personalized service that sets Barksdale Credit Union apart. Whether you're already a member or considering joining us, we're excited to help you achieve your financial goals!

Member Eligibility

At Barksdale, we believe that becoming a member means joining a community that truly cares about your financial well-being. If you're looking to become part of our family, you'll be pleased to know that membership is open to individuals who live, work, worship, or attend school in our local area. This includes anyone who has family members already with us. It's all about fostering connections and supporting one another in achieving financial goals. To get started on your journey with us, simply visit our branch located at 106 Resident St Cotton Valley La 71018 or give us a call at (318) 629-8453 for more information. You can also check out the detailed eligibility criteria on our website here. Once you know you're eligible, opening an account is a breeze! Just follow the steps outlined at https://bfcu.mymortgage-online.com/loan-app/?siteid=3410845507&lar=mcampbell&workflowid=67310. We can't wait to welcome you into the Barksdale community!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $261 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $47,088,050, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine having the tools you need to accept payments seamlessly while focusing on your customers. Our merchant services offer you just that easy payment processing solutions that fit your business model. From credit card transactions to mobile payments, we help ensure you can serve your clients without interruptions. Located at 106 Resident St Cotton Valley La 71018 in Cotton Valley, LA, our dedicated team is ready to partner with you for success. Reach out today at (318) 629-8453 to learn how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For local businesses in Cotton Valley, we provide business banking services that include merchant services and business loans. We understand the unique challenges businesses face and are committed to supporting local entrepreneurs in their journey toward success.

Digital Convenience

Emphasizing accessibility, our online and mobile banking features allow you to manage your finances anytime, anywhere. With features like ATM access for cash withdrawals and balance checks, along with person-to-person payment options, managing your money has never been easier.

Loans and Financing Options

When it comes to financing your dreams, we offer various loan options that suit different needs. Need a new car? Our auto loans and vehicle financing solutions help you drive away with the vehicle you desire without breaking the bank. If you're thinking about buying a home or refinancing an existing mortgage, our mortgage loans are competitive and straightforward. In addition, personal loans and debt consolidation options are available for those looking to simplify their finances or tackle unexpected expenses. Plus, our credit cards come with rewards that can benefit you every time you shop!

Personal Banking

For those who want to manage their everyday finances with ease, our personal banking services include checking and savings accounts designed for convenience and flexibility. Imagine having easy access to your funds anytime with our online and mobile banking platforms. You can transfer money, check balances, and pay bills right from your smartphone, making your banking experience as smooth as possible.

Stay Connected

If you have questions or need assistance, don't hesitate to reach out! You can contact us at (318) 629-8453 during our lobby hours from Monday through Friday, 8:00 AM to 4:30 PM. We are always here to help you navigate through your financial journey. At Barksdale, we're not just about transactions; we're about building relationships within our community. Explore all that we have to offer today at Cotton Valley Center! Visit us online or stop by our branch we look forward to serving you!

Digital & Online Banking

E-Statements and More

Say goodbye to paper clutter! With e-statements available Yes, you can view your financial statements electronically, making it easier to keep track of your spending and savings while being eco-friendly.

Mobile Banking at Your Fingertips

For those who prefer managing their finances on the go, our mobile application Yes brings banking right to your fingertips. You can access all the features you need, including person-to-person transfers Yes and mobile payments Yes. It's quick, secure, and incredibly convenient. At Barksdale, we believe in making banking as straightforward as possible while keeping your information safe. Explore all these features today by visiting us online at https://www.bfcu.org/home/home and experience how easy managing your money can be!

Security First

We understand that security is a top concern for our members. That's why we offer electronic signature authorization Yes, which adds an extra layer of protection for all your online transactions. You can feel confident knowing that your sensitive information is safeguarded.

User-Friendly Online Banking

With our online banking platform, accessible at https://www.bfcu.org/home/home, you can manage your accounts 24/7. Checking balances, transferring funds, and paying bills has never been easier. Our system is designed for simplicity, ensuring that even those new to digital banking can navigate it with ease.

Financial Strength

Dedicated Team

We take pride in having 482 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Together, they help create an environment where your needs come first.

Member Savings and Investments

We prioritize your savings. Members' funds are secured through $666,307,724 in share certificates and $169,021,850 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, with non-member deposits at $5,794, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our efficiency shines through with a reported $1,308,973 reflecting our operational effectiveness, enabling us to continue offering competitive loan rates and solid financial products for our members.

Our Financial Health

With a net worth of $207,330,890, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further highlighted by our net worth ratio of 8.72%, demonstrating that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $203,975,600 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $21,946 in used auto loans and $1,383,945,894 in total loans and leases.

Trustworthy Partnership

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Barksdale is your trusted partner. Visit us at 106 Resident St Cotton Valley La 71018 or call (318) 629-8453 to learn more about how we can help you achieve your financial goals.

Loan Offering

At Barksdale, we understand that financial needs vary greatly, whether you're buying a car, purchasing a home, or managing day-to-day expenses. That's why we offer a diverse range of loan products designed to meet your unique requirements. Located at 106 Resident St Cotton Valley La 71018 in Cotton Valley, LA, our team is ready to help you navigate your options. With over 75,340 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans stand out with over $470,556,338 in used vehicle loans and $228,214,543 in new vehicle loans already helping members get on the road. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, ensuring you can find an affordable option that fits your budget. For those considering homeownership, our mortgage options are tailored for you. We provide Junior Lien 1-4 Family Residential Properties loans totaling $63,045,732, making buying or refinancing simple and accessible. Our mortgage specialists are here to guide you through every step of the process. Business owners will find our commercial loans beneficial, with a total outstanding amount of $47,088,050 available to support your growth and expansion needs. Whether it's for equipment, inventory, or working capital, we aim to provide the resources necessary for your success. Additionally, we recognize that managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $81,949,078 in loans helping members manage their finances effectively. This can be an excellent option if you're looking to consolidate debt or make larger purchases without high-interest rates. If you're interested in refinancing options or want to know about eligibility criteria for any of our loan products, feel free to reach out at (318) 629-8453 or visit us during our operating hours from Monday to Friday, 8:00 AM to 4:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Barksdale, we're dedicated to finding the right loan solution for you!

Loan Aggregator

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BARKSDALE FEDERAL CREDIT UNION - Cotton Valley, LA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

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