Barksdale Credit Union Benton LA | Affordable Auto Loans & Business Banking

Introduction

At Barksdale, located at 115 W Linton Rd, Benton, LA 71006, we pride ourselves on being more than just a credit union; we are a community partner dedicated to your financial success. Since our establishment in 1954, we have grown to serve over 156,525 members and manage assets totaling an impressive $2,374,510,538. Our commitment to providing quality financial services is reflected in our diverse offerings, including personal banking solutions like checking and savings accounts, auto loans, mortgages, and business banking options. With total loans amounting to 75,340 and deposits reaching $129,457,015, you can trust that your finances are in capable hands. Led by our CEO, Patrick Gullatt, and Board President, Alvin Oar, we understand the importance of reliable leadership and community involvement. Our team of 494 employees is here to assist you with personalized service tailored to meet your needs. While you can always visit us at our Benton location for assistance or inquiries, please note that official correspondence should be directed to our mailing address: 115 W Linton Rd, Benton, LA 71006-3500. With a net worth of $207,330,890 and cash in hand totaling $29,136,645, we stand ready to support you through every financial journey. We invite you to explore our website at bfcu.org for more information about our services or feel free to give us a call at 318-742-3507. Your financial future starts here let's build it together!

Branch History & Mission

Community Focus

We take pride in being an integral part of Benton and surrounding areas. Our focus extends beyond financial transactions; we are dedicated to supporting local initiatives and events that uplift our community. Whether it's sponsoring local sports teams or participating in charity drives, Barksdale is here for you. As we look toward the future, we invite you to join us on this journey. Experience firsthand the benefits of being a part of Barksdale Credit Union where your success is our priority. For more information or to become a member, please call us at (318) 742-3507 or visit us online at Barksdale Credit Union. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings at 115 W Linton Rd, Benton, LA 71006, we have witnessed remarkable growth and change. Each milestone in our history reflects our dedication to the members we serve. We have embraced advancements in technology while ensuring that personal service remains at the heart of what we do. Our branch has adapted to meet the evolving needs of our members by offering modern conveniences like online banking and mobile payment options. Our operating hours are designed to accommodate busy schedules: Monday through Friday from 9:00 am to 5:00 pm for lobby services and extended drive-thru hours from 8:00 am to 5:30 pm on weekdays and until noon on Saturdays. This flexibility ensures that you can access your finances when it suits you best.

Our Mission

At Barksdale, we believe in empowering our members through financial education and support. Our mission is not only to provide essential banking services but also to foster a sense of community. We strive to make a positive impact through partnerships and outreach programs that enrich the lives of those around us. While you can visit us at 115 W Linton Rd Benton La 71006, official correspondence should be sent to 115 W Linton Rd, Benton, LA 71006-3500. We also offer convenient ATM access for quick transactions and a drive-thru banking option for ease of use.

Branch Location & Accessibility

Contact Us Today!

We're excited to serve you at our Linton Road Center! If you have any questions or need assistance, don't hesitate to call us at 318-742-3507. We look forward to welcoming you soon!

Nearby Landmarks and Accessibility

Located just a stone's throw away from popular local landmarks, our branch is perfectly situated for your banking needs. Whether you're visiting us after a trip to the local park or before running errands downtown, we aim to make your banking experience as seamless as possible. We understand that accessibility is important to our members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can enjoy easy access to our services. Plus, there's plenty of parking available right outside the door.

Operating Hours and Services

At Barksdale Credit Union, we want to work around your schedule. Our lobby hours are from 9:00 am to 5:00 pm Monday through Friday, with drive-thru services available even earlier at 8:00 am until 5:30 pm on weekdays. We also offer Saturday drive-thru hours from 8:00 am to 12:00 pm for those who need banking assistance over the weekend. We take pride in offering a range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and credit cards with rewards, we've got you covered! Need cash? Enjoy hassle-free ATM access and basic drive-thru banking services that include deposits and withdrawals.

Member Eligibility

Becoming a member of Barksdale is like joining a family that cares about your financial well-being. Located at 115 W Linton Rd Benton La 71006, we welcome anyone who lives, works, or worships in our community, making it easy for you to connect with us. If you have a family member who is already a member, you're also eligible to join! This inclusivity means you can access all the benefits of membership, from low-interest loans to personalized financial advice tailored just for you. The process is simple and straightforward. You can start by checking out the detailed eligibility criteria on our website. When you're ready to open an account, just visit us online at https://bfcu.mymortgage-online.com/loan-app/?siteid=3410845507&lar=mcampbell&workflowid=67310 or give us a call at (318) 742-3507 for assistance. We look forward to welcoming you into the Barksdale family!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. With efficient payment solutions, you can accept various payment types, ensuring convenience for your clients and steady cash flow for your operation. Explore how Barksdale can be your partner in success. Visit us at 115 W Linton Rd Benton La 71006 or call us at (318) 742-3507 to learn more about our business banking options today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $261 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $47,088,050, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For those running their own businesses, our business banking services include essential tools like merchant services and business loans tailored specifically for small to medium enterprises. We understand the unique challenges faced by business owners and aim to provide support that helps drive success.

Cash Access Services

Need cash quickly? Our branch features an ATM for easy withdrawals and balance checks. Plus, our drive-thru banking service allows you to conduct basic transactions without leaving your vehicle ideal for those on the go!

Conclusion

At Barksdale, we're here to ensure that every member has access to the financial tools they need for success whether through traditional services or innovative digital solutions. If you're ready to explore how we can serve you better or if you have questions about any of our offerings, don't hesitate to reach out! Call us at (318) 742-3507, visit us at our branch located at 115 W Linton Rd Benton La 71006, or check out our website at https://www.bfcu.org/home/home. Your financial journey starts here!

Credit Cards and Rewards

Don't forget about our credit cards with rewards! They not only offer great benefits but also help you earn points for every dollar spent. This way, every purchase gets you closer to exciting rewards.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide comprehensive online and mobile banking options. With just a few taps on your smartphone or clicks on your computer, you can access your accounts anytime, anywhere. From making transfers to checking balances or even applying for loans through our easy-to-use interface managing your finances has never been simpler.

Personal Banking

When it comes to personal banking, we offer various options that can help you manage your money effectively. Our checking and savings accounts are designed with features that make everyday banking simple. Need a reliable way to finance your next vehicle? Our auto loans and vehicle financing services provide competitive rates and flexible terms, making it easier for you to hit the road in a new car. If homeownership is on your mind, check out our mortgage loans and refinancing options. We simplify the process so you can focus on finding the perfect home rather than getting bogged down by paperwork. Additionally, our personal loans and debt consolidation solutions can assist you in managing expenses or consolidating existing debts into one manageable payment.

Digital & Online Banking

At Barksdale, we understand that convenience and security are essential in today's fast-paced world. That's why we offer a comprehensive suite of digital and online banking services designed to make managing your finances easier than ever. With our 24/7 online banking services, you can access your accounts anytime and anywhere. Simply visit us at https://www.bfcu.org/home/home to get started. Whether you're checking your balance, transferring funds, or reviewing recent transactions, everything is just a few clicks away. One of the standout features is our mobile application, which allows you to bank on the go. With this app, you can make payments, deposit checks, and even manage your e-statements all from your smartphone. And if you're looking for a quick way to send money to friends or family, our person-to-person transfers feature has got you covered. Security is a top priority for us at Barksdale. We offer electronic signature authorization, so you can sign documents safely without having to visit the branch in person. Plus, our commitment to secure transactions means you can trust that your information is protected. We also provide e-statements for those who prefer paperless options. This not only helps the environment but also keeps your financial records organized and easily accessible. Lastly, our mobile payments feature lets you pay bills and shop online securely with just a tap of your phone. You'll find that managing your finances has never been more straightforward. Experience the ease and peace of mind that comes with digital banking at Barksdale. We're here to support you every step of the way as you take control of your financial journey!

Financial Strength

At Barksdale, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's economy, knowing your credit union is financially sound provides peace of mind. That's why we are proud to share insights into our financial strength, showcasing our commitment to you. With a net worth of $207,330,890, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust foundation translates into tangible benefits for our members. Our net worth ratio of 8.72% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This ratio is a key indicator of our resilience and ability to support your financial needs. Members' savings are secured through $666,307,724 in share certificates and $169,021,850 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize your savings by providing various options that meet your financial goals while ensuring safety. Unlike traditional banks, we focus our resources on benefiting our members. With non-member deposits at $5,794, we ensure that our focus remains on providing you with better loan rates, lower fees, and exclusive perks designed just for you. With $203,975,600 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach enables us to continually improve your banking experience while maintaining the integrity of your funds. Our lending capacity supports members' financial goals across various sectors with $21,946 in used auto loans and $1,383,945,894 in total loans and leases. Whether you're looking to purchase a vehicle or finance other needs, we are here to help you every step of the way. While our current net income stands at $1,308,973, it reflects our operational efficiency enabling us to continue offering competitive loan rates and solid financial products for our members. Your trust drives us to work harder every day. We also take pride in having 482 full-time employees and 12 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team. Our dedicated staff is here to assist you with all your banking needs. Net Shares (Funds available for lending and investments): $0 highlight our ability to support lending without compromising member interests. Furthermore, with a strong member base reflected by 297,542, it's clear that many choose Barksdale as their trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Barksdale is your trusted partner. Visit us at 115 W Linton Rd Benton La 71006 or call (318) 742-3507 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Additional Services

For business owners seeking growth opportunities, our outstanding commercial loans totaling $47,088,050 provide the capital needed to expand operations or invest in new projects. No matter what type of loan you need personal or business we have options available that can be tailored to meet your specific requirements. If you're ready to take the next step towards securing a loan or want more information about refinancing options and eligibility criteria at Barksdale, please reach out to us at 318-742-3507. You can visit us at our branch located at 115 W Linton Rd Benton La 71006, where our dedicated team is eager to help you navigate your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to serving you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $470,556,338 in used vehicle loans and $228,214,543 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our team is here to guide you through every step of the process.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $63,045,732, make buying or refinancing simple. We provide flexible terms and competitive rates that suit your budget and financial situation. If you're considering refinancing your existing mortgage or are unsure about your eligibility, our knowledgeable staff can assist you in exploring your options.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $81,949,078 in loans helping members manage their finances effectively. These cards come with various benefits designed to enhance your purchasing power while keeping your expenses manageable.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions mean you have access to the latest offers when it matters most. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all loan offers are fair and transparent. Every listing is backed by accurate information to help you make informed decisions.

BARKSDALE FEDERAL CREDIT UNION - Benton, LA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Benton, LA (71006)

Introduction

Branch History & Mission

Community Focus

Our Journey

Our Mission

Branch Location & Accessibility

Contact Us Today!

Nearby Landmarks and Accessibility

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Tailored Loan Options

Comprehensive List Of Services

Business Banking

Cash Access Services

Conclusion

Credit Cards and Rewards

Digital Banking Convenience

Personal Banking

Digital & Online Banking

Financial Strength

Loan Offering

Additional Services

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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