Bar-cons Columbus IN Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Bar-cons, your trusted partner in financial wellness since 1965. Located at 1142 N Marr Rd, Columbus, IN 47201, we pride ourselves on being more than just a credit union; we are a community hub dedicated to serving the financial needs of our members. With over 4,348 members and total assets exceeding $49 million, Bar-cons is committed to fostering a supportive environment where you can thrive financially. Our leadership team, including CEO Stacey Foster and Board President Edward Olibo, is passionate about providing exceptional service and ensuring that every member feels valued. Whether you're looking for personal banking solutions like checking accounts, auto loans, or mortgage refinancing, or business services such as merchant accounts and business loans, we have something for everyone. While you can visit us directly at our branch, if you need to send any official correspondence, please use our mailing address: 1142 N Marr Rd, Columbus, IN 47201. At Bar-cons, we understand the importance of accessible banking. That's why we offer online and mobile banking services along with an ATM available for your convenience. Our dedicated team of 10 employees is here to help you navigate your financial journey with ease. We invite you to explore how we can support your financial goals. For more information about our services or to become a member today, please call us at 812-372-8776 or visit our website at www.barcons.org. Let's work together towards a brighter financial future!

Branch History & Mission

At Bar-cons, we take pride in our rich history and unwavering commitment to serving the Columbus community. Since opening our doors in 1965, we've grown alongside our members, creating a legacy rooted in trust, integrity, and financial empowerment. Located at 1142 N Marr Rd, Columbus, IN 47201, our branch is easily accessible for those seeking personalized banking solutions. Over the years, we have expanded our offerings to better meet the needs of our diverse membership base. Today, with a total membership of 4,348 individuals and assets amounting to an impressive $49,618,647, Bar-cons has established itself as a vital resource for financial services in our area. Our mission is clear: to provide exceptional financial products while fostering a sense of community and support among our members. Our dedication extends beyond mere transactions; it's about building relationships that matter. We offer a range of services including personal banking accounts, auto loans, mortgage options, and business banking solutions. Additionally, we have embraced digital advancements such as online banking and mobile payments to ensure convenience for all members. With ATM availability on-site and shared service center access for partner credit union members, we strive to make banking easy and accessible for everyone. At Bar-cons, we are not just a financial institution; we are a community partner. We actively engage in outreach programs aimed at improving the lives of those around us. Whether it's supporting local events or providing educational resources on financial literacy, we believe in giving back to the community that has supported us over the years. While members can visit us at 1142 N Marr Rd, official correspondence should be sent to 1142 N Marr Rd, Columbus, IN 47201 if different from the branch address. Our operating hours are designed to accommodate your schedule: Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturday mornings until noon. Join us at Bar-cons today! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community. For any inquiries or assistance, feel free to reach out at (812) 372-8776 or explore more on our website here. Let's grow together!

Branch Location & Accessibility

Banking Hours That Fit Your Schedule

At Bar-cons, we understand that your time is valuable. That's why we offer flexible operating hours to accommodate your busy lifestyle. Our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM, extending until 6:00 PM on Fridays for those who need a little extra time during the week. On Saturdays, we're here from 9:00 AM until noon perfect for taking care of banking errands over the weekend.

Convenient Access

Our Columbus Office is designed with accessibility in mind. You'll find ample parking available right outside our doors, making it simple to pop in for any banking needs. Plus, our facility is fully ADA compliant, ensuring everyone can navigate comfortably. While you visit us at 1142 N Marr Rd, please note that if you need to send official correspondence, you can use the same address as our mailing address: 1142 N Marr Rd, Columbus, IN 47201.

Get in Touch!

We invite you to come by and see how Bar-cons can help meet your financial needs. If you have any questions before your visit or want more information about our services, feel free to give us a call at 812-372-8776. Our friendly team looks forward to welcoming you at Bar-cons in Columbus!

Services Designed for You

While you're here, take advantage of our wide range of services tailored just for you! We offer personal banking options such as checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. If you're a business owner, we provide merchant services and business loans too! Additionally, our online and mobile banking options allow you to manage your finances conveniently from anywhere. For those who prefer face-to-face transactions with other credit unions, we also participate in shared services. This means basic transactions like deposits and withdrawals can be made easily for members of partner credit unions right here at our branch!

Member Eligibility

At Bar-cons, we believe that everyone deserves a chance to be part of a welcoming financial community. Becoming a member is simple! If you live, work, worship, or attend school in Bartholomew County, you're already eligible to join us. We also extend membership to family members of current members, making it easy for your loved ones to experience the benefits of our services. With access to personalized banking solutions, competitive loan rates, and community-focused initiatives, joining Bar-cons means gaining more than just a bank account it's about being part of something special. Ready to take the next step? Opening an account at Bar-cons is straightforward and can be done online or in person at our branch located at 1142 N Marr Rd Columbus In 47201. Our friendly team is here to assist you every step of the way, so feel free to reach out at (812) 372-8776 if you have any questions. For more details on eligibility criteria, check out our website: http://www.barcons.org/about/about-us/field-of-membership. We can't wait to welcome you into our growing family!

Business Banking & Commercial Services

Commercial Loans to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

Imagine having the ability to accept payments easily from your customers while managing your finances all in one place. Our merchant services empower local businesses by offering payment processing options that are straightforward and reliable. From credit card processing to mobile payments, we ensure you have the tools needed to thrive in today's marketplace. Visit us at 1142 N Marr Rd Columbus In 47201 in Columbus, IN or call us at (812) 372-8776 to discover how we can partner with you on your business journey!

Comprehensive List Of Services

Connect With Us

We invite you to experience these services firsthand. If you're ready to take control of your finances or have any questions about how we can assist you further, don't hesitate to reach out! Call us at (812) 372-8776, visit us online at Columbus Office, or stop by our branch. At Bar-cons, we're here for all your banking needs!

Credit Cards and Business Services

At Bar-cons, we understand the importance of rewards in everyday spending. That's why we offer Credit Cards with Rewards, giving you cash back or points for every purchase you make. This way, your spending can work for you! If you're a business owner, our Business Banking services include essential offerings like Merchant Services & Business Loans. We aim to empower local businesses by providing them with the financial tools they need to thrive.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking platforms allow you to manage your accounts from anywhere at any time. Whether you're checking balances, transferring funds, or paying bills, everything is just a click away. You can also use our ATMs for quick cash withdrawals and balance checks without any hassle. Additionally, we offer basic shared branch transactions for members of partner credit unions this means deposits and withdrawals are easier than ever!

Personal Banking

Whether you're looking to open a new checking account or save for a future goal, our personal banking services have you covered. We offer various Checking & Savings Accounts that cater to different lifestyles and preferences, making it easy for you to manage your finances. You can also explore our Auto Loans & Vehicle Financing options, designed to help you drive away in the car of your dreams without breaking the bank. For those considering homeownership, our Mortgage Loans & Refinancing solutions provide competitive rates and personalized support throughout the process. If unexpected expenses arise or if you want to consolidate your debt, our Personal Loans & Debt Consolidation options can help simplify your financial situation.

Digital & Online Banking

Key Features

Our online banking platform, accessible via https://www.barcons.org, allows you to check balances, transfer funds, and pay bills with just a few clicks. You can stay on top of your finances 24/7, ensuring you have real-time access to your accounts whenever you need it. If you're looking for even more convenience, our mobile application offers features like mobile payments, making it simple to make purchases directly from your phone. Plus, with person-to-person transfers available, sending money to friends or family has never been easier!

Security & Accessibility

We prioritize your security with electronic signature authorization options, meaning you can sign documents digitally without the hassle of paperwork. This feature not only saves time but also enhances the safety of your transactions. Our e-statements provide an eco-friendly way to keep track of your financial activity while reducing clutter. Whether you're in line at the grocery store or relaxing at home, our digital banking services are designed to fit seamlessly into your lifestyle. With all these tools at your disposal, managing your money has never been more accessible or user-friendly. Join us at Bar-cons today and experience the ease of digital banking! If you have any questions or need assistance getting started, feel free to reach out at (812) 372-8776.

Financial Strength

Dedicated Team

We also take pride in having 10 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 8,603, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Bar-cons is your trusted partner. Visit us at 1142 N Marr Rd Columbus In 47201 or call (812) 372-8776 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Financial Health Overview

With a net worth of $7,819,906, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.75% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Lending Capacity and Earnings

With $765 in used auto loans and $37,708,850 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $-$27,472 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member Savings and Investments

Members' savings are secured through $1,724,215 in share certificates and $4,059,775 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $13,368,194 in used vehicle loans and $5,975,724 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used option, our financing is tailored to make the process smooth and manageable.

Business Financing

For business owners, our outstanding commercial loans provide the capital needed to grow and expand your operations. Although there are currently no outstanding commercial loans listed at Bar-cons, we are dedicated to serving the needs of local businesses when opportunities arise.

Contact Us

If you have any questions about our loan offerings or want more information on how to apply, please don't hesitate to reach out. You can contact us at (812) 372-8776 or visit us at 1142 N Marr Rd Columbus In 47201, located in Columbus, IN. For additional details and resources, check out our website at https://www.barcons.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you find the right loan solution today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,586,708, make buying or refinancing simple. We aim to help you navigate the complexities of mortgages with ease and transparency. If you have questions about eligibility or refinancing options, our team is here to assist you every step of the way.

Unsecured Credit Card Loans

Managing finances can sometimes require extra flexibility. We also offer flexible terms on unsecured credit card loans, with a total of $987,306 in loans helping members manage their finances effectively. This option allows you to handle unexpected expenses without stressing your budget.

Loan Aggregator

Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that the offers displayed are fair and transparent, allowing users to compare loans without worrying about hidden fees or misleading information.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means every user gets a level playing field when comparing loan options. - Real-Time Rate Comparisons: The platform features up-to-date loan rates from multiple institutions. Users can quickly see which lenders offer the best terms, helping them make informed choices tailored to their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This highlights how effective and user-friendly the tool is in navigating the complex world of loans. Ready to find the best rates? Compare real-time loan offers today at LendMesh and discover options that suit your financial needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

BAR CONS FEDERAL CREDIT UNION - Columbus, IN

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