Baptist Credit Union San Antonio TX | Affordable Auto Loans & Online Banking

Introduction

Welcome to Baptist, your trusted financial partner in the heart of San Antonio, Texas! Located at 3333 Research Plz, San Antonio, TX 78235, we have proudly served our community since 1955. With a total membership of over 8,048 members, we are dedicated to providing personalized banking solutions that cater to your unique financial needs. At Baptist, we believe in building strong relationships with our members. Our assets total an impressive $51,784,678, ensuring that we have the resources to support your financial journey. Whether you're looking for auto loans, mortgage financing, or personal loans and debt consolidation, our knowledgeable team is here to help you every step of the way. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 5815 IH 10 W, San Antonio, TX 78201. You can reach us at 210-337-0200 during our lobby hours from Monday to Friday, 8:30 AM to 5:00 PM. Under the leadership of our CEO Nick Holguin and Board President Keith Crouch, we pride ourselves on transparency and community engagement. Our commitment extends beyond just numbers; it's about making a positive impact in the lives of our members and neighbors. With total deposits of $5,458,801 and a net worth of $4,120,601, we ensure that your money is safe and growing with us. At Baptist Credit Union, we're more than just a bank; we're a community resource where you can feel confident in achieving your financial goals. Explore what we have to offer by visiting our website at baptistcu.org or call us today to learn more about how we can assist you!

Branch History & Mission

Commitment to Accessibility

In today's digital world, we strive to keep up with your needs by offering online banking services that make managing your finances easier than ever. Although we currently do not have ATM availability or drive-thru service at this location, our team is dedicated to providing exceptional customer service during our operating hours: Monday through Friday from 8:30 AM to 5:00 PM. Join us at Baptist Credit Union and discover how being a member means more than just accessing financial products it's about being part of a caring community that values your success. Whether you're looking for a loan or simply need advice on managing your finances, we're here for you every step of the way. Come visit us today or call us at 210-337-0200 to learn more about how we can help you achieve your financial goals!

Our Mission

Our mission is simple yet powerful: to enhance the financial well-being of our members while actively supporting community development. We believe that when we support each other as a community, everyone thrives. That's why we engage in various outreach efforts and partnerships that help uplift those around us. By focusing on both financial services and community support, we aim to create lasting positive impacts in San Antonio. We invite you to experience what makes Baptist Credit Union unique. While members can visit us at 3333 Research Plz, official correspondence should be sent to 5815 IH 10 W, San Antonio, TX 78201.

Branch Location & Accessibility

Accessibility Features

At Baptist Credit Union, we strive to ensure that every member can visit us comfortably. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to help everyone feel welcome. Parking is available nearby, making it simple for you to drop by.

Operating Hours

We're here for you Monday through Friday from 8:30 AM to 5:00 PM. Please note that our office is currently temporarily closed due to COVID-19. We encourage you to check our website or call us at 210-337-0200 for updates on when we will reopen.

Services Offered

Our branch offers a variety of personal banking services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. While we do not have ATM facilities or drive-thru service at this location, our dedicated staff is ready to assist you with all your banking needs inside the branch. If you need to send official correspondence, please use our mailing address at 5815 IH 10 W, San Antonio, TX 78201. Whether you're looking to open an account or discuss loan options, we're excited to serve you. Feel free to visit us or give us a call today! We look forward to welcoming you into the Baptist family!

Member Eligibility

At Baptist, we're excited to welcome you into our community of members who enjoy the many benefits of credit union membership. To join us at our branch located at 3333 Research Plz San Antonio Tx 78235, you'll need to meet some simple eligibility requirements. Generally, if you live, work, or worship in the area, or have a family member who is already a member, you can become part of our family. This means not only gaining access to great financial products but also becoming part of a supportive network that truly cares about its members. Opening an account is straightforward and designed to be inclusive. You can find all the details on how to get started by visiting our account opening page. If you have any questions or need assistance, don't hesitate to give us a call at (210) 337-0200. We're here to help you every step of the way! For more information on eligibility, feel free to check out our resources here.

Business Banking & Commercial Services

Merchant Services

In addition to loans, we offer merchant services that make it easier for you to manage your transactions. Imagine being able to accept payments seamlessly from customers while keeping track of sales effortlessly. Our tools help streamline your payment processes, allowing you to focus on what matters most: running your business. Visit us at 3333 Research Plz San Antonio Tx 78235 in San Antonio, TX, or call us at (210) 337-0200 to discover how our business banking solutions can help you thrive. Together, let's build a brighter future for your enterprise!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $20 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,339,376, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

At Baptist, we also cater to local businesses with our comprehensive Business Banking services. If you're a business owner looking for efficient payment processing, our Merchant Services can streamline transactions and improve customer satisfaction. Additionally, we offer various Business Loans tailored to help you grow and manage your business effectively.

Connect With Us

Ready to explore how we can help you? Our friendly team at Baptist is here to assist you with any questions you might have regarding our services. Feel free to give us a call at (210) 337-0200, or visit us at our branch location in San Antonio, TX. Take control of your financial future today! Visit us online at Southeast/mission Trail Office to learn more about our offerings or schedule an appointment. Your journey towards financial wellness starts here!

Convenient Access

We recognize the importance of accessibility in today's fast-paced world. With our robust online and mobile banking features, managing your finances has never been easier. You can access your accounts anytime, anywhere whether you're at home or out running errands.

Personal Banking Services

We understand that managing your personal finances is essential. That's why we offer various Personal Banking services, including checking and savings accounts designed for every lifestyle. Imagine having a checking account that offers convenience and accessibility through Online & Mobile Banking. You can check your balance, transfer funds, and pay bills from the comfort of your home or on the go. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options make it easy to get behind the wheel of your dream car. We provide competitive rates and flexible terms to suit your budget. Additionally, if you're thinking about buying a home, our Mortgage Loans & Refinancing solutions can guide you through the process with ease. For those unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation can help ease financial burdens. And don't forget about our Credit Cards with Rewards, which offer great benefits and can enhance your spending power while earning rewards on everyday purchases.

Digital & Online Banking

Key Features

Our commitment to convenience doesn't stop there. Enjoy e-statements that provide a paperless way to keep track of your finances. You can access your statements quickly and securely, helping you reduce clutter while staying informed about your account activity. While we currently do not offer mobile payments or a dedicated mobile application, our online banking platform ensures that all your transactions are straightforward and user-friendly. Plus, you can manage person-to-person transfers easily through other available methods if needed.

Security and Accessibility

Your security is our priority. Although we don't utilize electronic signature authorization at this time, our online systems are designed with robust security measures to keep your information safe. With easy navigation and real-time updates, managing your accounts has never been more accessible or efficient. In summary, whether you're at home or on the go, Baptist provides reliable digital banking solutions tailored for your lifestyle. Explore our offerings today by visiting https://baptistcu.org/ , and experience the ease of modern banking!

Financial Strength

A Solid Foundation

With a net worth of $4,120,601, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $796 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

With $4,120,601 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1,588 in used auto loans and $37,045,411 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $10,429,096 in share certificates and $4,383,459 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 21 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Trust Built on Transparency

Net Shares (Funds available for lending and investments): $4,445,730. Total Share and Deposit Accounts: 14,332, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Baptist is your trusted partner. Visit us at 3333 Research Plz San Antonio Tx 78235 or call (210) 337-0200 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,179,063 in used vehicle loans and $6,340,184 in new vehicle loans already helping members get on the road. We provide flexible terms and refinancing options to ensure you find the best solution for your budget.

Credit Lines

For those needing additional flexibility in managing expenses or projects, our credit lines totaling $2,100,000 can provide peace of mind. These funds can be accessed whenever you need them without the hassle of reapplying. At Baptist Credit Union, we're dedicated to making financial services accessible and straightforward for our community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how our loan products can help you achieve your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,276,993, making buying or refinancing simple. Whether you're a first-time buyer or looking to upgrade your current home, our team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $741,838 in loans helping members manage their finances effectively. This option can be a great way to build your credit score while enjoying rewards for your everyday spending.

Loan Aggregator

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BAPTIST CREDIT UNION