Baptist Health South Florida South Miami FL Credit Union | Affordable Vehicle Loans & Top Checking Accounts

Introduction

Welcome to Baptist Health South Florida, your trusted partner in financial well-being since 1961. Located at 6200 SW 73Rd St, South Miami, FL 33143, our credit union is dedicated to providing exceptional service and personalized solutions for our growing community of 13,464 members. With a robust asset base of $116,844,098 and total deposits reaching $9,424,936, we are well-equipped to meet your financial needs. At Baptist Health South Florida, we understand the importance of building strong relationships with our members. Our experienced team, led by CEO Alex Aspuru and Board President Hugh Gallagher, is committed to helping you navigate your financial journey with confidence. From personal banking services like checking and savings accounts to auto loans, mortgages, and credit cards with rewards, we aim to empower you with tools that enhance your life. We take pride in our community impact and strive to create a welcoming environment where everyone can thrive financially. While members can visit us at our branch address mentioned above, official correspondence should be sent to 13200 SW 128th St, Building C-1, Miami, FL 33186. With over 50 employees ready to assist you during our operating hours Monday through Thursday from 8:30 AM to 4:30 PM and Friday from 8:00 AM to 5:00 PM we're always here when you need us. Have questions? Don't hesitate to reach out at 786-257-2300 or send us a fax at 786-901-7744. Join us at Baptist Health South Florida as we continue to build a brighter financial future together. Visit our website at baptisthealthfcu.org for more information on how we can support your financial goals!

Branch History & Mission

Join Us Today!

As we continue to serve and grow with our members, we invite you to become part of the Baptist Health South Florida family. Experience firsthand the benefits of being a member whether it's through competitive rates on loans or personalized service from our knowledgeable team. For more information about joining us or accessing any of our services, please call us at 786-257-2300 or visit our website. Together, let's build a brighter financial future!

Our Mission

At the heart of Baptist Health South Florida is our mission: to empower our members with the financial tools they need to achieve their goals while fostering a strong sense of community. We strive to offer a range of services from personal banking and auto loans to mortgage financing and credit card options all designed with you in mind. As we look back on our history, we are proud of the milestones we've achieved. Over the years, we've embraced technology to enhance your banking experience. Our online banking services allow members to manage their accounts easily from anywhere. We also prioritize accessibility by ensuring our facilities comply with ADA standards so everyone feels welcome. Community support is integral to our mission. We actively engage in outreach programs and partnerships that benefit local organizations and initiatives. These efforts reflect our dedication not just as a financial institution but as a responsible member of the South Miami community.

Branch Location & Accessibility

Getting Here

Finding us is simple. We offer ample parking for our members right outside the branch, making it easy to hop in and out. Plus, we are proud to be ADA-compliant, ensuring that everyone can access our services without any barriers. If you need to send official correspondence, please note that while you can visit us at our main address, any mail should be directed to 13200 SW 128th St, Building C-1, Miami, FL 33186.

Join Us!

We invite you to stop by or give us a call at 786-257-2300 to learn more about how we can assist you with your financial needs. At Baptist Health South Florida, your satisfaction is our top priority!

Operating Hours & Services

At Baptist Health South Florida, we understand that your time is valuable. That's why we're here for you Monday through Thursday from 8:30 AM to 4:30 PM and on Fridays from 8:00 AM to 5:00 PM. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, our friendly staff is ready to help. We also have an ATM available for quick cash withdrawals and balance checks. However, please note that we currently do not offer drive-thru service.

Member Eligibility

Becoming a member of Baptist Health South Florida is like stepping into a community where your financial well-being is the top priority. If you're part of the Baptist Health family whether you're an employee, a volunteer, or even a family member of someone who is you're already on the path to membership! We also welcome those who live, work, worship, or attend school in certain areas around Miami. This means that joining us isn't just about banking; it's about being part of a supportive network that truly cares about your needs. For more details on specific eligibility criteria, feel free to check out our website at this link. Once you see that you qualify, opening an account with us is simple and straightforward! You can start your journey by visiting our online enrollment page here. If you have any questions or need assistance along the way, don't hesitate to give us a call at 786-257-2300. We're excited to welcome you to the Baptist Health South Florida family at our branch located at 6200 SW 73rd St, South Miami, FL 33143!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the ability to accept payments easily, whether you're at a bustling market or running an online store. Our merchant services provide you with the tools you need to simplify transactions and focus on what matters most growing your business. From card processing to mobile payment solutions, we offer practical options that fit your day-to-day operations. Visit us at 6200 Sw 73Rd St South Miami Fl 33143 in South Miami, FL, or call us at (786) 257-2300 to learn more about how we can partner with you for success!

Comprehensive List Of Services

Business Banking Services

For small businesses, we offer specialized services including Merchant Services and Business Loans. Whether you're starting a new venture or looking to expand, our team is ready to assist you in navigating your business's financial needs.

Credit Card Options

Looking for a credit card that offers more than just purchasing power? Our Credit Cards with Rewards program allows you to earn points on every dollar spent, giving back something extra for being a loyal member.

Digital Banking Convenience

In today's fast-paced world, convenience matters. At Baptist Health South Florida, we prioritize digital banking features such as Online and Mobile Banking, allowing you to manage your accounts anytime, anywhere. With secure access through our mobile app and website, checking balances, transferring funds, or paying bills has never been easier. Need cash on the go? Our ATM & Cash Withdrawal Services ensure easy access to your funds whenever necessary. Plus, with basic ATM access for withdrawals and balance checks available at multiple locations, you'll always have access when you need it most. We invite you to experience firsthand all that Baptist Health South Florida has to offer. If you're interested in learning more about our services or would like assistance with opening an account, please don't hesitate to reach out at 786-257-2300. Join us today and take the first step towards securing your financial future!

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Checking and Savings Accounts designed to make saving easier and more rewarding. With competitive interest rates and flexible options, you can choose an account that suits your lifestyle. When it's time to make a big purchase or consolidate debt, our Auto Loans and Vehicle Financing options are here for you. We provide competitive rates and flexible terms that fit within your budget, making it easier to drive away in the car you love without breaking the bank. For those considering home ownership or refinancing their existing mortgage, our Mortgage Loans and Refinancing services are designed with you in mind. We guide you through the process so that you can find the best loan option available. If unexpected expenses arise, our Personal Loans and Debt Consolidation services can help ease your financial burden. We work with you to find a loan solution that fits your situation.

Digital & Online Banking

Convenient Online Access

With our online banking platform, you can manage your accounts 24/7 at https://baptisthealthfcu.org/ . Whether you're checking your balance, transferring funds, or paying bills, everything is just a few clicks away. You can also enjoy the convenience of e-statements, allowing you to view your account statements electronically no more waiting for paper copies in the mail!

Easy Transactions and Transfers

Need to send money to a friend or family member? Our person-to-person transfer feature makes it easy to send cash quickly without any hassle. Plus, with our mobile application available for download, managing your accounts on-the-go has never been easier.

Secure and User-Friendly

We prioritize your security while providing a user-friendly experience. Our electronic signature authorization lets you sign documents securely online, making transactions faster and more efficient. You can rest assured that your information is protected with state-of-the-art security measures.

Stay Connected Anytime

With our robust mobile payments feature coming soon, you'll be able to pay for purchases directly from your smartphone. And if you ever have questions or need assistance, our dedicated team is just a phone call away at (786) 257-2300. At Baptist Health South Florida, we're committed to making banking accessible and straightforward so you can focus on what matters most in life. Explore our digital banking options today!

Financial Strength

Growing Together

Total Share Accounts stand at 26,197, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) total $3,109,175, further demonstrating our commitment to supporting our members' ambitions. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Baptist Health South Florida is your trusted partner. Visit us at 6200 Sw 73Rd St South Miami Fl 33143 or call 786-257-2300 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing in Your Future

With $13,191,223 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Additionally, with $21,150 in used auto loans and a total of $89,684,344 in loans and leases available for our members' needs, our lending capacity supports your financial goals across various sectors. Our operational efficiency is reflected in our net income of $468,163, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 37 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Member-Centric Savings

Members' savings are secured through $31,175,108 in share certificates and $5,787,420 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,370,932, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $14,087,934, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.03% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $42,369,810 in used vehicle loans and $18,482,008 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for both new and used vehicles to ensure you find an option that fits your budget.

Credit Lines

For those who need additional flexibility in managing their finances, our credit lines are available with a total amount of $4,700,000. This provides you with access to funds whenever necessary without the hassle of applying for a new loan each time. At Baptist Health South Florida located at 6200 Sw 73Rd St South Miami Fl 33143, our dedicated team is here to assist you every step of the way. You can reach us at 786-257-2300 during our operating hours: Monday through Thursday from 8:30 AM to 4:30 PM and Friday from 8:00 AM to 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore your options today and let us help you find the right loan solution tailored just for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,394,717, make buying or refinancing simple. We guide you through the process and offer refinancing options as well for those looking to lower their monthly payments or tap into their home equity.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $3,586,284 in loans helping members manage their finances effectively. Our credit cards come with rewards and no hidden fees, ensuring you have peace of mind when making purchases.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers tailored to your needs. Each lender's information is regularly updated, so you can trust that the rates you see reflect current market conditions.

BAPTIST HEALTH SOUTH FLORIDA FEDERAL CREDIT UNION - South Miami, FL