Baptist Health South Florida Miami FL Credit Union

Introduction

Welcome to Baptist Health South Florida, your trusted credit union located at 13200 SW 128th St, Miami, FL 33186. Established in 1961, we have been dedicated to serving our community for over six decades, providing financial solutions that empower our 13,464 members. Our mission is simple: we are here to support you with reliable banking services tailored to your needs. As a proud member of the Baptist Health family, we understand the importance of trust and reliability in finance. With total assets exceeding $116 million, and total deposits amounting to $9,424,936, we ensure that your hard-earned money is secure and growing. Under the leadership of CEO Alex Aspuru and Board President Hugh Gallagher, our team of 50 employees is committed to providing exceptional service and guidance. We offer a range of financial products designed for everyone from auto loans (with over 9,506 loans currently active) to savings options that fit your lifestyle. With a net worth of $14,087,934 and cash in hand totaling $859,127, you can feel confident knowing that we're financially strong and ready to assist you. While members can visit us at our branch location, official correspondence should be sent to the same address: 13200 SW 128th St, Miami, FL 33186. For any inquiries or assistance, please don't hesitate to reach out at 786-257-2304 or explore more about us on our website here. At Baptist Health South Florida Credit Union, we're not just about transactions; we're about building relationships. Join us today and experience the difference a community-focused credit union can make in your financial journey!

Branch History & Mission

Join Us

As we look ahead, we invite you to become part of our growing family. Experience the benefits of being a member at Baptist Health South Florida where your financial goals are nurtured with care and dedication. Together, let's build a brighter future for our community! For more information about joining us or exploring what we offer, please check out our website at baptisthealthfcu.org.

Our Journey

Baptist Health South Florida began with a simple mission: to provide quality financial services tailored to the needs of our members. Over the years, we have grown significantly, now boasting a total membership of 13,464 individuals who rely on us for their banking needs. With total assets reaching an impressive $116,844,098, we have positioned ourselves as a cornerstone in the local financial landscape. From humble beginnings to becoming a trusted institution in Miami-Dade County, we continuously strive to enhance our offerings. While our physical location does not currently provide drive-thru services or ATMs, we remain committed to ensuring that members can access their accounts anytime through our online banking platform.

Our Mission

At Baptist Health South Florida, our mission goes beyond just providing financial services. We aim to uplift our community by supporting initiatives that promote health and wellness among our members. We believe that when people have better access to resources and support, they can achieve greater financial stability and overall well-being. Our team is dedicated to making banking easy and approachable. We encourage potential members to reach out via phone at 786-257-2304 or visit us during our operating hours: Monday through Thursday from 8:30 am to 4:30 pm and Friday from 8 am to 5 pm. While members can visit us at 13200 Sw 128Th St Miami Fl 33186, official correspondence should be sent to 13200 SW 128th St, Miami, FL 33186 if it differs from our branch address.

Branch Location & Accessibility

Welcome to the Baptist Health South Florida branch, your trusted financial partner located conveniently at 13200 SW 128th St, Miami, FL 33186. Nestled in the heart of Miami-Dade County, our branch is easily accessible and well-positioned near local landmarks, making it a perfect stop for your banking needs. Whether you're coming from nearby shopping centers or just passing through the area, we invite you to visit us! At Baptist Health South Florida, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, including ramps and designated parking spots to ensure everyone can enjoy a smooth visit. Plus, while our branch does not offer drive-thru banking or ATM services at this location, our friendly staff is always ready to assist you inside during our convenient operating hours. We are open Monday through Thursday from 8:30 AM to 4:30 PM and on Friday from 8:00 AM to 5:00 PM. If you need to send us any official correspondence, please note that while you can visit us at our physical address, all mail should be directed to the same address: 13200 SW 128th St, Miami, FL 33186. Our team is dedicated to providing personalized service that caters to your financial goals. For any inquiries or assistance, feel free to give us a call at 786-257-2304. We look forward to welcoming you into our community!

Member Eligibility

At Baptist Health South Florida, we believe that becoming a member is like joining a close-knit family where everyone supports each other. To be part of our community, you need to meet some simple eligibility criteria. If you are an employee or a member of the Baptist Health system, or even related to someone who is, you're already on the right track! We welcome individuals from various backgrounds, and our aim is to make banking accessible for everyone in our community. For those wanting more detailed information about eligibility, feel free to visit this page. Once you know you're eligible, opening an account with us is a breeze! You can easily start the process online by visiting this link. If you have any questions or need assistance along the way, don't hesitate to reach out at 786-257-2304. We're here to help you every step of the way as you embark on this exciting new chapter with Baptist Health South Florida.

Business Banking & Commercial Services

Lending Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's competitive environment, efficient payment solutions can set your business apart. Our merchant services streamline transactions, allowing you to focus on what you do best running your business. Picture this: quick and secure payment processing that enhances customer satisfaction while improving your cash flow. This is just one way we strive to make banking easier for you. Visit us at 13200 Sw 128Th St Miami Fl 33186 in Miami, FL, or give us a call at (786) 257-2304 to discover how our business banking services can empower your success!

Comprehensive List Of Services

Community Commitment

At Baptist Health South Florida, we're not just about numbers; we're about people. Our commitment extends beyond financial transactions to building relationships within our community. Whether you're a first-time homebuyer or looking to save for retirement, we are here to guide you every step of the way. If you're unsure about which service fits your needs best, don't hesitate to reach out to us at (786) 257-2304. Our friendly staff is always ready to assist you.

Digital Banking Convenience

In today's fast-paced world, having access to your financial information at your fingertips is crucial. That's why we prioritize digital banking features that enhance your banking experience. With online banking, you can view your account balances, transfer funds, and pay bills from the comfort of your home or on-the-go. Our mobile application allows you to manage your finances with just a few taps, making it easier than ever to stay on top of your budget.

Tailored Financial Solutions

Whether you're looking to manage your day-to-day banking or plan for future investments, our services cater to various financial situations. We understand that every member has unique needs, which is why we focus on providing tailored services. For instance, if you're someone who frequently travels or prefers cashless transactions, our ATM Services Only offer you the convenience of accessing funds easily while ensuring security.

Your Partner in Financial Health

We believe that good financial health leads to overall well-being. That's why we strive to empower our members with knowledge and tools needed for sound financial decisions. By choosing Baptist Health South Florida, you're joining a community that values trust and transparency in all aspects of banking. If you're interested in learning more about what we offer or are ready to start your journey with us, visit our website at Administrative Office or call us today! We look forward to serving you and helping you achieve your financial goals.

Digital & Online Banking

Access Anytime, Anywhere

Our online banking services at https://baptisthealthfcu.org/ give you access to your accounts 24/7. Whether you want to check your balance, pay bills, or transfer money, everything is just a click away. Plus, with person-to-person transfers available, sending money to friends and family has never been easier.

Go Paperless with E-Statements

Say goodbye to clutter and hello to convenience! Our e-statements are available for those who prefer a digital approach. They provide a clear view of your account activity without the hassle of paper statements. This not only helps you stay organized but is also better for the environment.

Security You Can Trust

Your security is our top priority. We offer electronic signature authorization for added peace of mind when handling transactions online. You can confidently manage your finances knowing that we are committed to keeping your information safe.

Stay Connected on Mobile

With our mobile application, you can manage your finances from anywhere. From checking balances to making payments, everything is at your fingertips. Although mobile payments are not currently available, our app ensures that you have quick access to all other features that make banking easy. At Baptist Health South Florida, we're dedicated to providing you with modern banking solutions tailored for today's lifestyle. Whether you're at home or out and about, our digital services ensure that managing your money is always convenient and secure. Visit us today at https://baptisthealthfcu.org/ to learn more!

Financial Strength

At Baptist Health South Florida, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our commitment to transparency and sound financial practices, you can trust that your money is in good hands. With a net worth of $14,087,934, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.03% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $31,175,108 in share certificates and $5,787,420 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,370,932, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $13,191,223 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust; with $21,150 in used auto loans and a total of $89,684,344 in loans and leases, we support our members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $468,163, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 37 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The total number of share accounts stands at 26,197, showing a strong and growing member base that trusts us with their finances. Additionally, net shares available for lending and investments amount to $3,109,175. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Baptist Health South Florida is your trusted partner. Visit us at 13200 Sw 128Th St Miami FL 33186 or call 786-257-2304 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $42,369,810 in used vehicle loans and $18,482,008 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, our flexible financing options can make the process smooth and straightforward.

Credit Lines

For those who need quick access to funds for unexpected expenses or planned purchases, our total credit lines amounting to $4,700,000 are readily available. This product allows you to borrow what you need when you need it without having to apply for a new loan each time. Whether you're interested in auto financing or exploring our credit options, Baptist Health South Florida is committed to providing personalized service and expert guidance throughout your borrowing experience. For more information about our loan offerings or assistance with applications and eligibility requirements, feel free to contact us at 786-257-2304. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $8,394,717, making buying or refinancing simple. We provide competitive rates and terms that fit your financial situation. If you're considering refinancing your current mortgage, our team is here to discuss your eligibility and potential savings.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,586,284 in loans helping members manage their finances effectively. This option provides an excellent way for you to build credit while enjoying the convenience of cashless transactions.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees that users receive fair and transparent offers tailored to their financial needs. Each lender featured on the platform has been vetted for compliance and credibility.

BAPTIST HEALTH SOUTH FLORIDA FEDERAL CREDIT UNION - Miami, FL