Baptist Health South Florida Coral Gables Credit Union

Introduction

Welcome to Baptist Health South Florida, your trusted financial partner located at 5000 University Dr, Coral Gables, FL 33146. Established in 1961, our credit union has been dedicated to serving the community for over six decades, fostering a sense of belonging and support among our 13,464 members. With total assets exceeding $116,844,098, we are committed to helping you achieve your financial goals through personalized service and innovative banking solutions. At Baptist Health South Florida, we pride ourselves on offering a range of services designed to meet the diverse needs of our members. From checking and savings accounts to auto loans and mortgages, we have tailored options that empower you to make informed financial decisions. Our commitment to you goes beyond transactions; we strive to build lasting relationships based on trust and transparency. Led by our dedicated CEO, Alex Aspuru, and Board President, Hugh Gallagher, our team of 50 employees is here to assist you every step of the way. We understand that financial matters can be overwhelming at times, which is why we're always ready to provide guidance and support. Whether you're looking for advice on loans or want assistance with your savings plan, we're just a phone call away at 786-257-2300. While you can visit us at our branch location, please note that official correspondence should be sent to our mailing address: 13200 SW 128th St, Building C-1, Miami, FL 33186. Join us today and discover the difference that comes from being part of a community-focused credit union. Visit our website at baptisthealthfcu.org to learn more about membership eligibility or start your journey by opening an account online. Let's work together towards achieving your financial aspirations!

Branch History & Mission

Welcome to Baptist Health South Florida, a credit union rooted in community and dedicated to serving its members since 1961. Located at 5000 University Dr, Coral Gables, FL 33146, our branch has seen the landscape of financial services evolve over the decades. With a commitment to providing exceptional service and support, we have grown alongside our members, now proudly serving over 13,400 individuals. Our mission is simple yet profound: to empower our members through accessible financial services while fostering a sense of community and support. We believe that when our members thrive, so does our community. This philosophy drives us every day as we offer a range of products including checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Baptist Health South Florida started with a small group of passionate individuals who wanted to create a financial institution that prioritized people over profits. Over the years, we have achieved significant milestones, including amassing total assets of $116,844,098. Our growth reflects our unwavering dedication to meeting the diverse needs of our membership. While you can visit us at our Coral Gables location for all your banking needs, official correspondence should be sent to our mailing address at 13200 SW 128th St, Miami, FL 33186. We are proud to offer convenient operating hours Monday and Wednesday from 8:30 AM to 4:30 PM and Friday from 8:00 AM to 5:00 PM (closed from 12:00 PM to 1:00 PM for lunch). We understand the importance of modern banking solutions. That's why we've embraced digital advancements like online banking and mobile applications to ensure that managing your finances is easy and convenient. Our ATM availability further supports this goal by providing access when you need it most. Community involvement is at the heart of what we do. Over the years, we've partnered with local organizations and participated in outreach efforts that uplift those around us. We believe in giving back because every member's success contributes to the overall strength of our community. At Baptist Health South Florida, we invite you to join us in creating a brighter financial future together. Experience the difference of being part of a credit union that genuinely cares about you and your aspirations. Reach out today at 786-257-2300 or explore more on our website here. Together, let's build a prosperous tomorrow!

Branch Location & Accessibility

Call to Action

We invite you to come by and experience the friendly service that sets us apart! If you have any questions or want more information about our services, don't hesitate to call us at 786-257-2300. Our team looks forward to assisting you soon!

Nearby Landmarks and Accessibility

Our branch is located near several local landmarks that make it easy to find. Whether you're stopping by after a visit to the nearby University of Miami or running errands in the vibrant Coral Gables community, we are perfectly situated for your convenience. We also prioritize accessibility with features like ADA compliance and ramps to ensure everyone can enjoy our services without hassle.

Operating Hours and Services

We know that your time is valuable! That's why we offer flexible banking hours. Join us on Mondays and Wednesdays from 8:30 AM to 4:30 PM or on Fridays from 8:00 AM to 5:00 PM. Please note that we take a short break for lunch from noon to 1 PM. At Baptist Health South Florida, we pride ourselves on offering a range of personal banking services tailored to meet your needs from checking and savings accounts to auto loans and credit cards with rewards. Plus, with ATM availability right at our location, accessing your funds is quick and easy.

Member Eligibility

At Baptist Health South Florida, we're excited to welcome new members into our community. Becoming a member is as simple as meeting a few friendly eligibility criteria. If you're an employee of Baptist Health or a family member of one, you can easily join us. We also extend membership to anyone living or working in the areas we serve. This inclusive approach means that you're not just signing up for a bank; you're joining a supportive network where your financial well-being matters. As a member, you'll enjoy benefits like competitive loan rates and personalized service tailored to your needs. To learn more about how to become a member, check out our detailed eligibility information at this link. Once you're ready, opening an account is straightforward just visit this page or give us a call at (786) 257-2300. We can't wait to have you as part of our Baptist Health South Florida family, located at 5000 University Dr Coral Gables Fl 33146!

Business Banking & Commercial Services

At Baptist Health South Florida, we understand that running a business comes with its own set of challenges and opportunities. That's why our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Imagine being able to expand your operations, purchase new equipment, or manage cash flow during slower months. With our tailored commercial loan options, you can turn these dreams into reality. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. But we don't just stop there! We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. Whether you're looking to buy inventory or invest in marketing, we're here to help. Our outstanding commercial loan portfolio of $0 reflects our dedication to driving economic growth by financing new and expanding businesses in Coral Gables, FL. Additionally, our merchant services empower you to process payments effortlessly, ensuring your customers have a smooth experience while shopping. This means you can focus on what matters most growing your business. Visit us at 5000 University Dr Coral Gables Fl 33146 or call us at (786) 257-2300 to learn how we can support your business journey today!

Comprehensive List Of Services

Accessibility

For those who prefer face-to-face interactions, our branch hours are convenient: Monday and Wednesday from 8:30 AM to 4:30 PM, and Friday from 8:00 AM to 5:00 PM. Please note that we close for lunch from 12:00 PM to 1:00 PM each day. We invite you to explore all the services available at Baptist Health South Florida. Whether you're opening a new account or seeking advice on loan options, our friendly staff is ready to assist you every step of the way. For more information or if you have any questions, feel free to reach out at (786) 257-2300. Join us in achieving your financial goals today!

Business Banking

If you're a business owner, we've got you covered too! Our business banking services, including merchant services and business loans, are tailored to support your growth and streamline your operations. We understand the challenges of running a business, and we're here to provide the financial tools you need.

Online & Mobile Banking

In today's fast-paced world, digital banking features are essential. With our online and mobile banking, managing your accounts is just a click away whether you're checking balances or transferring funds on the go. You can even enjoy ATM and cash withdrawal services, making it easy to access your money whenever you need it.

Personal Banking

Managing your money should be easy. That's why we offer checking and savings accounts that fit your lifestyle. Need a new car? Our auto loans and vehicle financing options can help you hit the road without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing solutions make it easier to secure your dream property while ensuring that you get the best possible rates. Life can throw unexpected expenses your way, which is why our personal loans and debt consolidation options are here for you. These services can provide relief when you need it most, helping to ease financial burdens without complicated terms. Plus, with our credit cards featuring rewards, you can earn benefits on everyday purchases.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking platform is available 24/7 at https://baptisthealthfcu.org/, allowing you to check your balance, view transactions, and manage your accounts whenever it suits you. Say goodbye to long lines and limited hours your bank is always open! Plus, with electronic signature authorization, signing documents has never been simpler or more secure. If you prefer paperless options, we offer e-statements that you can easily access anytime. This not only helps you stay organized but also contributes to a greener environment by reducing paper waste. You can also make person-to-person transfers effortlessly with just a few taps on your mobile device.

Mobile Banking Made Easy

For those who are always on the move, our mobile application provides a seamless experience for managing your finances. Whether you're paying bills or transferring money to friends or family, everything is right at your fingertips. Although we don't currently support mobile payments, our app gives you real-time account management features that keep you informed about your financial health. At Baptist Health South Florida, we prioritize security and user-friendliness in all our digital services. We know that your financial information is sensitive, so we implement robust security measures to protect your data while ensuring ease of use. In summary, our digital and online banking services at Baptist Health South Florida combine accessibility and reliability to help you take control of your finances like never before. Visit us online today to explore all the features we offer!

Financial Strength

Commitment to Reinvestment

With $13,191,223 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to support your financial goals is further highlighted by our $89,684,344 in total loans and leases, including $2,150 in used auto loans. This robust lending capacity reflects our commitment to helping you achieve your dreams.

Growing Member Base

We're excited to report that we have a total of 26,197 share accounts, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $3,109,175, reinforcing our ability to meet your needs today and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Baptist Health South Florida is your trusted partner. Visit us at 5000 University Dr Coral Gables Fl 33146 or call 786-257-2300 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $31,175,108 in share certificates and $5,787,420 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,370,932, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $468,163 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 37 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Foundation

With a net worth of $14,087,934, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.03% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $42,369,810 in used vehicle loans and $18,482,008 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable used vehicle, we have options that can make your purchase easier.

Credit Lines

In addition to our loan offerings, we provide access to credit lines totaling $4,700,000. These can be useful for managing cash flow or funding short-term projects without the hassle of applying for multiple loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $8,394,717, making buying or refinancing simple. We work with you to understand your situation and guide you through the process so that owning your dream home is within reach.

Refinancing Options

If you're considering refinancing existing loans or mortgages, our team is here to help you explore eligibility options. We strive to provide solutions that can lower your monthly payments or reduce your interest rates. For more information about our loan products or to discuss which options might be best for you, feel free to reach out at 786-257-2300. You can also visit us at our branch located at 5000 University Dr Coral Gables Fl 33146. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you on your financial journey!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,586,284 in loans helping members manage their finances effectively. This option allows you to cover unexpected expenses without the need for collateral.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that the offers you see are fair and transparent. Each lender's information is carefully vetted to ensure that only legitimate financial institutions are included, giving users confidence in their choices.

BAPTIST HEALTH SOUTH FLORIDA FEDERAL CREDIT UNION - Coral Gables, FL

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