Banner Credit Union Phoenix AZ | Best Auto Loans & Business Banking

Introduction

Welcome to Banner at our West Tower Office, located at 1111 E Mcdowell Rd, Phoenix, AZ 85006. Since our establishment in 1957, we have been dedicated to serving our community and providing financial solutions tailored to the needs of our members. With a proud membership of over 7,015 individuals, we are committed to fostering a strong sense of belonging and support. As a trusted credit union, we manage total assets of $63,602,478 and maintain total deposits of $3,326,222, ensuring that your money is safe and secure with us. Our CEO, Dianne Pillen, along with Board President Gordon Goodnow Jr., leads a dedicated team of 15 employees who are ready to assist you in achieving your financial goals. At Banner, we offer a variety of services including personal banking options like checking and savings accounts, auto loans, mortgages, and even business banking solutions. We believe in making banking accessible and straightforward. If you're looking for flexibility, our online and mobile banking services make managing your finances easier than ever. While members can visit us at our branch address for personalized service, please feel free to reach out via phone at 602-254-5291 for any inquiries or assistance. Together, let's build a brighter financial future! Visit us online at Banner FCU for more information about our offerings or to open an account today.

Branch History & Mission

Welcome to Banner, a credit union with a proud history and a commitment to serving the community in Phoenix, AZ. Since our doors opened in 1957, we have dedicated ourselves to providing quality financial services while fostering strong relationships with our members. Located at 1111 E Mcdowell Rd, Phoenix, AZ 85006, our branch has become a staple in the community. Over the years, we have grown from a small organization into a trusted financial partner for over 7,015 members, offering total assets of approximately $63,602,478. Our mission is simple yet profound: to empower our members through exceptional banking solutions and community support. At Banner, we believe that everyone deserves access to reliable financial services. Our offerings include personal banking options like checking and savings accounts, auto loans, mortgage loans, and business banking solutions. We are committed to helping our members achieve their financial goals and improve their lives. As technology evolves, so do we. Our branch is proud to provide online and mobile banking services that make managing finances easier than ever. From e-statements to person-to-person payments, we strive to ensure that our members have the tools they need at their fingertips. Our commitment goes beyond just financial transactions; we actively participate in community outreach efforts to uplift those around us. By partnering with local organizations and supporting various initiatives, we aim to make a positive impact on the lives of those in Phoenix. While you can visit us at our branch location for personal assistance during our operating hours of 7:30 am to 4:30 pm, official correspondence should be directed to our mailing address as needed. If you have any questions or would like more information about joining us at Banner, please call us at 602-254-5291. We invite you to experience the benefits of membership with Banner Credit Union. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to Banner, located at 1111 E Mcdowell Rd in the vibrant city of Phoenix, AZ! We are proud to serve our members in Maricopa County and beyond. Our branch is conveniently situated near notable landmarks, making it easy for you to stop by. Whether you're heading to a nearby café or visiting the local park, we're just a short drive away. At Banner, we understand that accessibility is key for our members. Our branch features ADA-compliant facilities, ensuring everyone can easily access our services. Plus, ample parking is available for your convenience. We invite you to visit us during our welcoming operating hours from 7:30 AM to 4:30 PM on weekdays. Our friendly staff is here to assist you with a variety of personal banking needs, including checking and savings accounts, auto loans, mortgage options, and much more. While we currently do not offer ATM services or drive-thru banking at this location, we're committed to providing exceptional in-branch service. If you need assistance or have any questions before your visit, please don't hesitate to call us at 602-254-5291. We look forward to seeing you soon at Banner!

Member Eligibility

Becoming a member of Banner feels like joining a welcoming community that truly cares about your financial well-being. If you live, work, or worship in the area around 1111 E Mcdowell Rd Phoenix Az 85006, you're likely eligible to join us! We're all about supporting our members with friendly service and personalized financial solutions. The process to become a member is straightforward just check out the specific eligibility criteria on our website at . You'll find that we're dedicated to making it easy for you to open an account and start enjoying the benefits of membership, which include competitive rates and various financial products tailored to your needs. If you have any questions or need assistance, feel free to call us at (602) 254-5291. We can't wait to welcome you into our family! For more details on how to get started, visit https://www.financial-net.com/bannerfcu/lending/ .

Business Banking & Commercial Services

Merchant Services for Everyday Needs

In today's fast-paced world, having reliable merchant services can make a big difference for your business. Imagine being able to accept payments effortlessly whether it's through credit cards or mobile payments. Our merchant services help streamline transactions, allowing you to focus on what you do best: running your business. Located at 1111 E Mcdowell Rd Phoenix Az 85006 in Phoenix, AZ, we're here to provide the financial tools you need to thrive. For more information, call us at (602) 254-5291 or visit us online at https://www.bannerfcu.org/ .

Tailored Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For small business owners, our Business Banking solutions include essential services like Merchant Services & Business Loans. These offerings are crafted to help local businesses thrive by simplifying transactions and providing necessary funding.

Convenient Digital Banking Features

In addition to traditional banking services, we prioritize convenience through our Online & Mobile Banking features. Accessing your accounts has never been easier! Manage your finances anytime, anywhere with just a few clicks or taps on your device. You can also take advantage of our ATM & Cash Withdrawal Services for quick cash access when needed. At Banner, located at 1111 E Mcdowell Rd Phoenix Az 85006 in Phoenix, AZ, we pride ourselves on being a community-focused financial institution. Our friendly team is ready to answer any questions you may have and assist you in finding the right service for your needs. For more information about how we can serve you better or to schedule an appointment, give us a call at (602) 254-5291 today! Let's work together toward a brighter financial future!

Flexible Loan Options

In today's world, unexpected expenses can arise at any moment. That's where our Personal Loans & Debt Consolidation services come into play. We provide flexible loan options that can help ease financial burdens and simplify your repayment plans. Plus, if you're interested in building credit while earning rewards, check out our Credit Cards with Rewards a perfect choice for everyday purchases!

Personal Banking Solutions

Our Personal Banking services make managing your money straightforward and convenient. We offer both Checking & Savings Accounts that fit your lifestyle, allowing you to save for the future while enjoying easy access to your funds. Imagine having a checking account that provides you with peace of mind and savings accounts that help you reach your financial milestones faster. If you're in the market for a new car, look no further than our Auto Loans & Vehicle Financing options. We work with you to find terms that fit your budget, so you can drive off with confidence. Additionally, our Mortgage Loans & Refinancing services are designed for those dreaming of homeownership or looking to lower their current mortgage rates. Our experts will guide you through the process, ensuring everything goes smoothly.

Digital & Online Banking

Key Features

Our online banking platform allows you to check balances, make payments, and transfer funds instantly. You can also enjoy convenient person-to-person transfers, making it easy to send money to friends or family with just a few clicks. Plus, if you prefer going paperless, you'll be happy to know that we offer e-statements for a hassle-free way to keep track of your account activity. For those who are always on their phones, our mobile application makes banking even more accessible. With a user-friendly design, you can perform all the essential tasks right from your smartphone. Although we currently don't support mobile payments, the app still provides a secure way to manage your finances without needing to visit the branch.

Security and Convenience

At Banner, security is our top priority. While we do not use electronic signature authorization for transactions, rest assured that your data is protected through industry-standard security measures. Our online platform is designed for ease of use, allowing you to navigate effortlessly while keeping your information safe. With real-time account management at your fingertips, you can stay in control of your finances like never before. Whether it's checking your balance or setting up automatic payments, we've got everything covered so that managing money feels less like a chore and more like an empowered choice. Explore all these features and more by visiting us online at https://www.bannerfcu.org/ today! Your financial journey starts here with us at Banner.

Financial Strength

Commitment to Growth

With $7,187,799 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $639 in used auto loans and $26,999,262 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $1,968,619 in share certificates and $13,742,724 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $344,049 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 15 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $7,879,365, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,239 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Transparency

Total Share and Deposit Accounts: 11,956, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Banner is your trusted partner. Visit us at 1111 E Mcdowell Rd Phoenix Az 85006 or call (602) 254-5291 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,706,681 in used vehicle loans and $5,158,885 in new vehicle loans already helping members get on the road. Whether you prefer a brand-new model or a reliable used vehicle, we have tailored options for both.

Credit Lines

If you're looking for extra flexibility, our credit lines amounting to $8,634,567 can be a great solution. They provide easy access to funds when you need them without having to take out a full loan.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $7,001,002, providing you with the financial support needed to invest in your dream home.

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with our unsecured credit card loans. While we currently have $0 in unsecured credit card loans available, we are committed to helping our members manage their finances effectively through other means. Our team is ready to assist you with refinancing options if you're considering adjusting your current loans or exploring eligibility requirements for any of our products. We believe in making the borrowing process as straightforward as possible. For more information or to discuss your specific needs, feel free to reach out at 602-254-5291 or visit us at 1111 E Mcdowell Rd Phoenix Az 85006. Our operating hours are Monday through Friday from 7:30 AM to 4:30 PM. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

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BANNER FEDERAL CREDIT UNION