Brewer ME Credit Union | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Bangor, your trusted partner in financial wellness since 1956. Located at 6 Dirigo Dr, Brewer, ME 04412, our credit union is dedicated to serving over 15,690 members with a range of personalized banking solutions. At Bangor, we believe in fostering strong relationships within our community, ensuring that each member's financial needs are met with care and expertise. While you can visit us at our branch location, please note that any official correspondence should be sent to 6 Dirigo Drive, Brewer, ME 4412. With total assets exceeding $259,617,885 and total deposits amounting to $18,119,686, we take pride in our solid financial foundation. We have also issued more than 13,723 loans to help our members achieve their goals. Our commitment goes beyond numbers; under the leadership of CEO Basil Closson and Board President Robert Welch, we strive to create an environment where every member feels valued and supported. Our team of 42 employees is always ready to assist you with services ranging from personal banking and auto loans to business financing options. At Bangor, we understand that financial decisions can be overwhelming. That's why we prioritize transparency and accessibility in all our offerings. Whether you're looking for a new home loan or simply need advice on managing your finances, we're here for you every step of the way. Ready to take control of your financial future? Visit us at Bangor Federal or call us at 207-989-0520. Let's work together toward your financial success!

Branch History & Mission

Our Mission

Our mission at Bangor goes beyond just providing financial services; we aim to empower our members and uplift our community. We believe that everyone deserves access to quality financial products and education, which is why we offer a wide range of services including checking and savings accounts, auto loans, mortgage options, personal loans, credit cards with rewards, and business banking solutions. We are deeply committed to community outreach and partnerships that foster growth and well-being in Brewer. From local sponsorships to educational workshops, we strive to make a positive impact on the lives of our members and neighbors alike. As technology evolves, so do we. Our digital offerings include online banking and mobile applications that allow you to manage your finances anytime, anywhere. We prioritize accessibility for all members by ensuring ADA compliance across our services. While members can visit us at 6 Dirigo Dr Brewer Me 04412, official correspondence should be sent to 6 Dirigo Drive, Brewer, ME 4412. If you're looking for a financial partner that genuinely cares about your success, look no further than Bangor. Join us today and experience the difference of being part of a credit union dedicated to its members and community! For more information or inquiries, feel free to reach us at (207) 989-0520. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to the Brewer branch of Bangor Credit Union, conveniently located at 6 Dirigo Dr, Brewer, ME 04412. Our friendly team is here to assist you with your banking needs in a welcoming atmosphere. Whether you're just passing by or looking for a dedicated financial partner, our location makes it easy to stop in. Situated near local landmarks, our branch is not only accessible but also hard to miss. With ample parking available, you can visit us without any hassle. We prioritize accessibility for all our members, featuring ADA-compliant facilities and ramps to ensure everyone can enjoy our services comfortably. Our operating hours are designed with your convenience in mind. We're open Monday through Friday from 7:30 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. This means you have plenty of opportunities to visit us after work or during the weekend! For those who prefer banking on-the-go, we offer ATM services and a drive-thru option for quick transactions like deposits and withdrawals. Plus, if you're a member of another participating credit union, you can take advantage of shared services right here at our branch. While members can visit us at 6 Dirigo Dr, official correspondence should be sent to the same address as our mailing address is the same: 6 Dirigo Drive, Brewer, ME 4412. If you have any questions or need assistance, don't hesitate to give us a call at 207-989-0520. We look forward to welcoming you soon!

Member Eligibility

At Bangor, becoming a member means joining a welcoming community that's focused on your financial well-being. If you live, work, worship, or attend school in the area, you're likely eligible to join us! We believe in making banking personal and accessible for everyone. Not only do our members enjoy competitive rates and personalized services, but they also become part of a supportive family that's here to help you achieve your financial goals. To start your journey with us at Bangor, simply visit us at 6 Dirigo Dr Brewer Me 04412 or give us a call at (207) 989-0520. For more details about eligibility requirements, check out our resource page at . Once you're ready to open an account, you can easily find the necessary information at http://www.bangorfederal.com/personal/loans/online-loan-application . We can't wait to welcome you!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $9 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $950,248, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services tailored to streamline your daily operations. Imagine being able to accept payments effortlessly at your storefront or online. Our tools allow you to focus on what you do best serving your customers. With competitive rates and reliable support, we ensure that your payment processing is as smooth as possible. Visit us at 6 Dirigo Dr Brewer Me 04412 or call us at (207) 989-0520 to learn more about how our business banking and commercial services can help fuel your ambitions. Together, let's turn your business dreams into reality!

Comprehensive List Of Services

Business Banking Services

For business owners, we provide essential tools through our business banking services, including merchant services and business loans. These offerings support local businesses by streamlining transactions and providing access to capital when needed.

Community Support Through Shared Services

As part of our commitment to community service, we also offer basic shared branch transactions for members of partner credit unions. This means you can make deposits and withdrawals conveniently without needing to visit multiple locations. At Bangor, we strive to create an inclusive financial environment that meets the needs of all members. Our comprehensive services reflect our commitment to helping you achieve your financial goals. Ready to explore how we can assist you further? Visit us at 6 Dirigo Dr Brewer Me 04412, call us at (207) 989-0520, or check out more details on our website at Brewer. Let's work together towards building a brighter financial future!

Convenient Digital Banking

In today's fast-paced world, convenience is key. Our online and mobile banking services allow you to manage your accounts from anywhere, anytime. Check balances, transfer funds, and pay bills with just a few taps on your device. Plus, with ATM access for cash withdrawals and basic drive-thru banking for quick transactions, we're here for your daily banking needs.

Credit Options for Every Need

Our personal loans and debt consolidation services are designed to help you manage expenses effectively. Whether you're dealing with unexpected costs or trying to consolidate debt into manageable payments, we have options that can work for you. Additionally, our credit cards with rewards provide not only convenience but also benefits for your everyday purchases. Earn rewards while you spend and enjoy the flexibility that comes with having a credit card.

Personal Banking Solutions

We offer a variety of personal banking options to make managing your finances easier. Our checking and savings accounts provide you with the tools necessary for effective budgeting and saving. Whether you're planning a vacation or saving for a new home, our accounts are tailored to fit your lifestyle. If you're looking to buy a new car or refinance your existing vehicle, our auto loans and vehicle financing solutions can help get you on the road faster. With competitive rates and flexible terms, financing your next vehicle has never been easier. For those considering home ownership or looking to refinance, our mortgage loans and refinancing options offer guidance through the entire process. We aim to simplify complex decisions so you can focus on what matters most your new home.

Digital & Online Banking

Key Services

Our online banking platform allows you to view e-statements whenever you need them, making it easy to keep track of your financial activity without the clutter of paper statements. You'll also enjoy the convenience of person-to-person transfers, allowing you to send money to friends and family quickly and easily. For those who prefer mobile banking, our user-friendly mobile application is available for download. With this app, managing your finances is right at your fingertips no matter where life takes you. And while mobile payments aren't currently an option, our other features ensure you have the tools needed for effective account management.

Security and Ease of Use

Security is a top priority at Bangor. Our online banking services are designed with robust security measures to protect your personal information while ensuring ease of use. Although we do not offer electronic signature authorization just yet, our straightforward processes help keep things simple and secure for all transactions. With real-time account management at your disposal, keeping track of your finances has never been easier. At Bangor, we're committed to providing accessible banking solutions tailored to meet the needs of our members. So why wait? Dive into the convenience of digital banking today and experience how easy managing your finances can be! Visit us at https://www.bangorfederal.com/ to learn more about all the services we offer.

Financial Strength

A Solid Foundation

With a net worth of $21,239,105, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This is further underscored by our net worth ratio of $818, which shows a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth and Innovation

Our financial strength is also reflected in our ability to reinvest in innovative banking tools and stronger lending options. With $21,166,965 in undivided earnings, we enhance security measures and expand our services to meet your needs better. We support your financial goals with robust lending capacity: we have $2,593 in used auto loans and $173,221,207 in total loans and leases. This allows us to assist members across various sectors effectively.

Dedicated Team for You

Our operational efficiency is evident as well reflected by our $0. This enables us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 42 full-time employees ready to serve you with knowledge and commitment.

Growing Together

With a total of 34,682 share accounts, we show a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $572,362, allowing us to provide even more opportunities for our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Bangor is your trusted partner. Visit us at 6 Dirigo Dr Brewer Me 04412 or call (207) 989-0520 to learn more about how we can help you achieve your financial goals.

Secure Savings Opportunities

Members' savings are secured through $79,931,498 in share certificates and $31,399,967 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. While we have $0 in non-member deposits, our focus remains on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $36,205,305 in used vehicle loans and $47,696,181 in new vehicle loans already helping members get on the road. We cater to both new and used vehicles, ensuring that whatever your preference may be, we have a plan for you.

Business Solutions

For business owners, our outstanding commercial loans totaling $950,248 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, we're here to support your business needs. We encourage you to explore refinancing options if you're looking to lower your monthly payments or access cash from your current equity. Our team is ready to discuss eligibility options tailored just for you. If you have any questions about our loan offerings or want to start an application, feel free to reach out at (207) 989-0520. You can also visit us at our branch located at 6 Dirigo Dr Brewer Me 04412 in Brewer, ME. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Credit Lines

For those who prefer having available funds when they need them, our credit lines amounting to $22,027,311 give you the freedom to borrow as necessary without the hassle of reapplying each time. This flexibility is perfect for managing fluctuating expenses or planning for future purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $27,316,141, make buying or refinancing simple. We provide guidance through the entire process and offer competitive rates that can help make your dream of owning a home a reality.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $4,082,608 in loans helping members manage their finances effectively. Whether you need to consolidate debt or cover unexpected costs, our credit cards come with features designed to ease your financial journey.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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Get Started Today

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BANGOR FEDERAL CREDIT UNION