Baltimore County Employees MD Credit Union | Best Auto Loans & Mortgage Rates

Introduction

Welcome to Baltimore County Employees, your trusted financial partner located at 6535 N Charles St Ste 145, Baltimore, MD 21204. Established in 1963, we have been proudly serving our community for over six decades, providing a range of personal and business banking services tailored to meet your needs. With a strong commitment to our members, we currently boast a membership of 29,060 individuals who trust us with their financial goals. At Baltimore County Employees, we understand the importance of reliable financial support. Our total assets stand at an impressive $499,903,009, reflecting our stability and dedication to serving our members effectively. We also manage total deposits amounting to $19,351,789, ensuring that your savings are secure with us. Our net worth is $43,242,986, showcasing our solid foundation in the credit union industry. Our leadership team is here to guide you every step of the way. Under the stewardship of CEO David Hagar and Board President M. Jeffrey Mayhew, we strive to foster a welcoming environment where all members feel valued and heard. While you can reach us directly at 410-828-4730, if you need to send official correspondence, please use our mailing address: 6535 N Charles St Ste 145, Baltimore, MD 21204-5822. Whether you're looking for auto loans, mortgages, or everyday banking services, we're here to help you achieve your financial dreams. Discover more about what we offer by visiting our website at bcefcu.com. We invite you to stop by or give us a call during our operating hours from Monday to Friday between 9 AM and 4:30 PM. Let us be part of your journey toward financial success!

Branch History & Mission

Welcome to the Baltimore County Employees Credit Union, a proud pillar in the community of Baltimore, MD. Founded in 1963, our branch has been serving members for over 60 years, providing financial services that cater to the needs of individuals and families alike. Our journey began with a small group of dedicated employees who saw a need for accessible banking options. Today, we have grown into a vibrant community of over 29,000 members, all benefiting from our commitment to service and support. Located at 6535 N Charles St Ste 145, our branch is easily accessible for anyone in Baltimore. Whether you're visiting us for personal banking, auto loans, or mortgage refinancing, you can count on our team to provide friendly and expert assistance. While members can visit us at this address, official correspondence should be sent to 6535 N Charles St Ste 145, Baltimore, MD 21204-5822. At the heart of our mission is a simple yet powerful belief: we exist to help our members achieve their financial goals while strengthening the communities we serve. We offer a variety of services including checking and savings accounts, personal loans, credit cards with rewards, and business banking solutions. Our total assets have reached an impressive $499,903,009, reflecting our stability and growth over the years. We take pride in staying current with technology to ensure that banking is convenient for all our members. With features like online banking and mobile payments available, managing your finances has never been easier. We also prioritize accessibility; our branch is ADA compliant so that everyone can use our services comfortably. Beyond just banking services, we are deeply involved in community outreach efforts. Our partnerships with local organizations aim to uplift those in need and contribute positively to the fabric of Baltimore. We believe that when we invest in our community, we all thrive together. Our operating hours are designed to accommodate busy schedules: Monday through Friday from 9 AM to 4:30 PM. While we do not currently offer drive-thru banking services, you can find an ATM available at our location for your convenience. If you're looking for a financial partner that truly cares about its members and community, look no further than Baltimore County Employees Credit Union. Join us today and experience how we can help you reach your financial dreams! For more information or to become a member, visit our website or call us at 410-828-4730. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility and Parking

We understand how important accessibility is for our members. Our branch is ADA compliant, featuring ramps and wide doorways to ensure everyone can enter comfortably. Ample parking is available nearby so you can easily stop by without any hassle.

Get in Touch

If you have any questions or would like more information about our services, feel free to give us a call at 410-828-4730. We're here to help! Come visit us today; we look forward to welcoming you into our credit union family!

Operating Hours

Our doors are open Monday through Friday from 9 AM to 4:30 PM, making it easy for you to come in during your lunch break or after work. We aim to provide flexible hours that fit your schedule.

Services Offered

At the Baltimore County Employees branch, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Need cash? We have an ATM on-site for quick withdrawals and balance checks. Although we currently don't offer drive-thru banking services, our team is ready and willing to assist you inside the branch with anything you need.

Member Eligibility

At Baltimore County Employees, we believe that joining our community should be a welcoming experience, one where you feel supported and valued. To become a member, you'll need to meet some simple eligibility criteria. If you live or work in Baltimore County, or if you're affiliated with certain organizations or groups, you may qualify! We invite everyone to explore their options and see how easy it is to become part of our family. You can find more detailed information about the eligibility requirements on our website at https://www.bcefcu.com/membership/become-a-member/. Once you're ready to take the next step, opening an account with us is straightforward and stress-free. Visit us at https://www.financial-net.com/bcefcu/lending/internetloans to get started. If you have any questions along the way, don't hesitate to reach out at (410) 828-4730. We're here to help you every step of the way as you join the vibrant community at Baltimore County Employees, located conveniently at 6535 N Charles St Ste 145 Baltimore Md 21204. We look forward to welcoming you!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine being able to accept payments quickly and easily, whether you're at a local market or running an online store. Our merchant services are here to streamline your transactions, making it easier for you to focus on what matters most growing your business. With user-friendly tools and reliable support, you can ensure that every sale counts. Visit us at 6535 N Charles St Ste 145 Baltimore Md 21204 in Baltimore, MD, or call us at (410) 828-4730 to learn how we can help elevate your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we offer specialized services to help your venture thrive. Our business banking solutions, including merchant services and business loans, are crafted to support small businesses in achieving their goals. You can focus on what you do best while we take care of the financial side.

Convenient Access Anytime

Our commitment to convenience extends beyond traditional banking hours. With ATM services available at our branch, withdrawing cash or checking balances is simple and quick available whenever you need it! Plus, our digital features like person-to-person payments ensure that managing your money is not only easy but also secure.

Credit Cards with Rewards

For those who love to shop or travel, our credit cards with rewards make every purchase count. You earn points on everyday spending that can be redeemed for exciting rewards. It's like getting paid back for treating yourself!

Get Started Today!

At Baltimore County Employees, we pride ourselves on being more than just a financial institution; we are your partners in financial wellness. If you're ready to explore how we can assist you further or if you have any questions about our offerings, don't hesitate to reach out! Call us at 410-828-4730, visit us in person during our lobby hours (Monday-Friday from 9 AM to 4:30 PM), or check out our website at bcefcu.com. Let us help you achieve your financial dreams today!

Home Financing Made Easy

Thinking about purchasing a home? Our mortgage loans come with competitive rates and personalized service to guide you through the process. If you're already a homeowner but want to lower your monthly payments, our refinancing options could provide the relief you're seeking.

Personal Banking Solutions

We understand that managing finances can sometimes feel overwhelming. That's why we offer checking and savings accounts that help you keep track of your money effortlessly. With our online and mobile banking options, you can check your balance, transfer funds, and pay bills right from your smartphone or computer. Imagine sitting at home with a cup of coffee while taking care of all your banking needs with just a few taps! If you're considering buying a car or need funds for other personal projects, our auto loans and vehicle financing options are designed to be flexible and affordable. We also provide personal loans for debt consolidation or unexpected expenses, helping you navigate life's ups and downs without added stress.

Digital & Online Banking

Key Features

Our electronic signature authorization feature allows you to sign documents quickly and securely without needing to visit the branch in person. This means less time spent on paperwork and more time enjoying life. Additionally, with e-statements available, you can easily access your statements online no more waiting for the mail! For those who prefer managing their finances on-the-go, our mobile application is here to help. With features like mobile payments and person-to-person transfers, sending money to friends or paying for groceries has never been easier. You can make transactions right from your smartphone while enjoying peace of mind knowing that your information is protected. At Baltimore County Employees, we strive to provide not just convenience but also security. Our services are designed with the latest security measures in place, ensuring that your personal information remains safe as you manage your finances digitally. Experience the freedom of real-time account management and the ease of banking wherever you are with Baltimore County Employees's digital banking solutions. We're here to support you every step of the way!

Financial Strength

At Baltimore County Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to sound financial management ensures that you can trust us with your banking needs. With a net worth of $43,242,986, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 865% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $88,588,029 in share certificates and $61,123,322 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $39,685,652 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $40,092 in used auto loans and a total of $326,088,476 in loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 61 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $75,948. Total Share and Deposit Accounts: 53,102, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Baltimore County Employees is your trusted partner. Visit us at 6535 N Charles St Ste 145 Baltimore Md 21204 or call 410-828-4730 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Options

For those interested in expanding their business ventures or managing larger expenses, our total credit lines amount to $186,536,749, providing significant resources for various financial needs. If you are considering refinancing any existing loans or want to know about eligibility options, don't hesitate to reach out. Our team is ready to assist you every step of the way. Feel free to contact us at 410-828-4730 for more information or visit us at 6535 N Charles St Ste 145 Baltimore Md 21204. For comprehensive insights into our offerings and how they align with your needs, please refer to our website at www.bcefcu.com. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial well-being is important to us; let's work together towards achieving it!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $70,011,531 in used vehicle loans and $44,182,318 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or need a reliable option for a pre-owned one, our flexible terms make it easier than ever.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $48,923,978, make buying or refinancing simple. We strive to provide accessible and straightforward mortgage solutions so you can focus on making your house feel like home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,505,111 in loans helping members manage their finances effectively. Our credit cards come with rewards and features designed to suit your lifestyle.

Loan Aggregator

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PEAKE FEDERAL CREDIT UNION - Baltimore, MD

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