Back Mountain Shavertown PA Credit Union | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Back Mountain, your trusted financial partner in the heart of Shavertown, PA! Established in 1973, our credit union has been dedicated to serving our community for over four decades. With a commitment to providing personalized banking solutions, we proudly support 694 members and manage total assets exceeding $9 million. At Back Mountain FCU, located at 1501 Memorial Hwy, we offer a range of services tailored to meet your needs, from personal banking to auto loans and business financing. Our branch is not just a place to bank; it's a community hub where our members feel valued and supported. While you can visit us at our branch for any inquiries or services, official correspondence should be directed to our mailing address at PO Box 1834, Shavertown, PA 18708. Under the leadership of CEO Patricia Feher and Board President William Hardwick, our small but dedicated team of three employees is here to help you navigate your financial journey with ease. With total deposits amounting to $855,934 and no borrowings, we take pride in maintaining a strong financial standing that benefits our members. Join us as we continue to foster a spirit of cooperation and community involvement. Whether you're looking for competitive loan rates or reliable savings options, we invite you to reach out. Call us today at 570-696-1633 or visit our website at backmtnfcu.com for more information on how we can assist you. Your financial future starts here!

Branch History & Mission

Commitment to Innovation

While we cherish our roots, we also embrace the future. Our branch is committed to providing modern conveniences that align with today's banking needs. Although currently lacking ATM services or drive-thru banking options, we prioritize member service and are always looking for ways to enhance accessibility. We are proud of our customer-centric initiatives that ensure everyone can engage with us comfortably. From personal assistance during business hours Monday through Friday from 8:00 AM to 4:30 PM to ongoing efforts aimed at making banking easier for all members of the community.

Join Us

As Back Mountain continues its journey forward, we invite you to be part of our story. Whether you're looking for reliable banking solutions or wish to get involved in community initiatives, we're here for you. Explore what it means to be a member of Back Mountain by contacting us at 570-696-1633 or visiting our website at backmtnfcu.com. Together, let's build a brighter financial future!

Our Mission

Our mission at Back Mountain is straightforward: to provide top-notch financial services while actively supporting our community. We believe that everyone deserves access to essential banking services such as checking and savings accounts, auto loans, mortgage financing, personal loans, and even credit cards with rewards. Beyond just financial products, we strive to foster connections within the community through outreach programs and partnerships that uplift those around us. As we reflect on our journey since opening our doors in 1973, we celebrate our growth to total assets of over $9 million. This achievement reflects not only the trust placed in us by our members but also our dedication to responsible lending and sound financial management.

Branch Location & Accessibility

Welcome to the Back Mountain branch, your friendly financial partner located at 1501 Memorial Hwy in Shavertown, PA. Nestled in the heart of Luzerne County, our branch is easy to find and even easier to access. Whether you're visiting us for personal banking, auto loans, or business services, we ensure a welcoming experience right from the moment you step through our doors. Our location is convenient for all members of the community, situated near local landmarks that you might recognize. Plus, there's ample parking available, so you won't have to worry about finding a spot when you arrive. We take pride in being accessible to everyone and have features in place for those who may need additional assistance. We invite you to visit us during our operating hours from Monday to Friday, 8:00 AM to 4:30 PM. Although we don't offer drive-thru banking or ATMs at this location, our dedicated team is ready to assist you with all your financial needs inside the branch. For any official correspondence, please note that while members can visit us at our physical address, mail should be sent to PO Box 1834 in Shavertown. Should you have any questions or need assistance before your visit, feel free to give us a call at 570-696-1633. We're here to help! Come by and discover how we can support your financial journey today!

Member Eligibility

At Back Mountain, we believe that joining our community is more than just opening an account it's about becoming part of a family that supports your financial journey. If you live, work, or attend school in the area, you may qualify for membership! We embrace individuals from all walks of life, so whether you're looking to save for a new car, buy your first home, or simply want a reliable place for your savings, we're here to help. Getting started is easy! You can visit us at 1501 Memorial Hwy Shavertown Pa 18708 or give us a call at (570) 696-1633 to learn more about how to join. For detailed eligibility requirements and the most current information, please check out our website at . We can't wait to welcome you into the Back Mountain family and help you achieve your financial goals!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine being able to process transactions quickly and efficiently while keeping your focus on what you do best running your business. Our merchant services are designed to streamline payments, making it easier for you to serve your customers. From card processing solutions to point-of-sale systems, we provide tools that fit your needs. Located at 1501 Memorial Hwy Shavertown Pa 18708 in Shavertown, PA, we invite you to explore how our business banking and commercial services can help you thrive. Reach out today at (570) 696-1633 or visit us online at Back Mountain Fcu to learn more!

Supporting Your Growth with Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our local entrepreneurs and businesses, Back Mountain provides comprehensive business banking services, including merchant services and business loans designed to support growth and innovation. We understand the unique challenges faced by small businesses, and we're here to provide the financial backing you need.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking services ensure that managing your finances is easy and accessible from anywhere. You can check balances, transfer funds, and pay bills without having to visit the branch. While we currently do not offer ATM or drive-thru services, our commitment to digital banking means you can handle most transactions from the comfort of your home.

Loans and Credit Options

Managing debt can be challenging, which is why we offer personal loans and debt consolidation solutions that allow you to take control of your finances. For those who love rewards, our credit cards with rewards program lets you earn points on everyday purchases. This way, every swipe brings you closer to exciting rewards while you manage your spending effectively.

Member Support

If you're ever in need of assistance or guidance regarding our services, don't hesitate to reach out! You can contact us at 570-696-1633 during our operating hours from 8:00 AM to 4:30 PM, Monday through Friday. Our friendly staff is always ready to help answer questions or guide you through any process. At Back Mountain, we pride ourselves on fostering strong relationships with our members through personalized service and community involvement. Explore all that we have to offer today! For more information about our services or how to become a member, visit us online at http://backmtnfcu.com . Your financial success starts here let's build it together!

Personal Banking

Our personal banking services are built around your lifestyle. From checking and savings accounts that help you manage daily expenses and grow your savings, to auto loans and vehicle financing options that make purchasing your dream car a reality, we've got you covered. If you're considering buying a home or refinancing your current mortgage, our mortgage loans provide competitive rates and flexible terms to suit your situation.

Digital & Online Banking

Key Services

With our online banking platform, accessible at http://backmtnfcu.com/ , you can check your account balance, transfer funds, and pay bills anytime you need. Although we currently do not offer features like e-statements or mobile payments, our commitment to providing a user-friendly experience remains strong. Imagine having the power to manage your finances right from your smartphone or computer. While we don't have a dedicated mobile application yet, our website is optimized for ease of use, allowing you to navigate smoothly through your banking tasks.

Security and Accessibility

When it comes to security, we've got you covered. Our systems are designed with your safety in mind, ensuring that your information is protected while you enjoy 24/7 online banking services. You can feel confident knowing that even without electronic signature authorization or person-to-person transfer options, your transactions remain secure. We're dedicated to making banking accessible for everyone. Although we don't currently offer mobile payments or e-statements, our focus is on delivering essential services that keep you connected to your money whenever you need it. In summary, Back Mountain may not have every digital feature available just yet, but we're always looking to improve our offerings for our members. For more information about our services and how they can benefit you, visit us at http://backmtnfcu.com/ today!

Financial Strength

Growing Community Trust

Total Share Accounts: 858 reflect a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Back Mountain is your trusted partner. Visit us at 1501 Memorial Hwy Shavertown Pa 18708 or call (570) 696-1633 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $4,659,683 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. Our resources focus on benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Future

With $1,831,405 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $3,463,930 in total loans and leases support your financial goals across various sectors, whether it's for auto loans or personal financing needs.

Strong Financial Health

With a net worth of $1,831,405, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,020 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,768,137 in used vehicle loans and $654,979 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our flexible financing options make it easier than ever to drive off with confidence.

Business Loans

For business owners looking for capital to grow and expand, our outstanding commercial loans total $0 but signify our commitment to supporting local enterprises when opportunities arise. No matter your financial goal, Back Mountain is here to support you every step of the way. For any questions or further assistance regarding our loan offerings, feel free to reach out at (570) 696-1633 or visit us at 1501 Memorial Hwy Shavertown PA 18708. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your journey towards better financial health starts here!

Credit Lines and Personal Loans

For those who need extra flexibility with their finances, our credit lines totaling $850,000 are an excellent choice. They allow you to borrow as needed while only paying interest on what you use. Additionally, we provide unsecured credit card loans that empower you to manage your spending effectively. Although we currently have $0 in unsecured credit card loans available, we strive to create options that suit all members' financial situations.

Mortgage Loans

Thinking about homeownership? Our mortgage options simplify the buying process. We currently have Junior Lien 1-4 Family Residential Properties loans totaling $0, making it easy for first-time buyers and seasoned homeowners alike to navigate financing. If you're considering refinancing your existing mortgage, our experts can help you explore eligibility options tailored to your needs.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means you can trust that the offers you see are fair and transparent. Each loan comparison reflects current market rates, allowing users to evaluate options accurately.

BACK MOUNTAIN FEDERAL CREDIT UNION