B. M. H. Cleveland TN Credit Union | Convenient ATM Services Only

Introduction

Welcome to B. M. H., your trusted financial partner located at 2305 Chambliss Ave Nw, Cleveland, TN 37311. Since our establishment in 1980, we have been dedicated to serving our community with care and commitment, growing to a membership of 466 individuals who rely on us for their financial needs. With total assets of $3,840,145 and total deposits amounting to $1,191,959, we stand strong in our mission to provide accessible banking solutions. At B. M. H., we understand that every member is unique, which is why we offer a variety of loan options currently totaling 99 loans and leases to support your personal and business goals. Our leadership team, led by CEO Amy Mason and Board President Denean O'Neil, is passionate about fostering a supportive environment where you feel valued and empowered. While members can visit us at our branch location for all your banking needs, official correspondence should be sent to our mailing address: PO BOX 3060, CLEVELAND, TN 37320. Our friendly staff is ready to assist you during our operating hours of 24 hours a day. We invite you to experience the B. M. H. difference where your financial well-being is our priority. For more information or assistance, don't hesitate to call us at 423-559-6185 or visit our website at bmhfcu.com. Let's work together toward your financial success!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we recognize the importance of adapting to change while remaining accessible and user-friendly. Although we currently do not offer ATM services or drive-thru banking, we are continuously exploring ways to improve our offerings and ensure all members can benefit from modern banking conveniences. We are proud of our compliance with ADA standards, ensuring that everyone can easily access our services without barriers. Our operating hours are designed with your schedule in mind we're here for you 24 hours a day!

Join Us

As we look forward to future milestones together, we invite you to join us at B. M. H., where every member matters. Experience firsthand how we're committed to making a difference in your financial life and in the wider community. Reach out today at 423-559-6185 or visit us online at bmhfcu.com to learn more about becoming part of the B. M. H. family!

Our Mission

At B. M. H., our mission is simple yet profound: we strive to enhance the financial well-being of our members while fostering a strong sense of community. We believe that everyone deserves access to quality financial services that can help them achieve their goals whether it's saving for a new home, financing a vehicle, or planning for retirement. Our commitment goes beyond just banking; we aim to support our local community through various outreach programs and partnerships. We understand that when our members thrive, the entire community flourishes.

Branch Location & Accessibility

Convenient Access

Our location is designed for your convenience. With ample parking available right outside, visiting us is as easy as a quick drive or walk. For those who may require additional support, we are fully compliant with ADA standards, featuring ramps and accessible entrances to ensure everyone can access our services comfortably.

Operating Hours

At B. M. H., we understand that life can be busy. That's why our lobby is open 24 hours a day from Monday through Friday, allowing you to manage your banking needs whenever it suits you best. If you have questions or need assistance, feel free to give us a call at 423-559-6185; our team is always ready to help!

Reach Out Anytime

While members can visit us at 2305 Chambliss Ave NW, official correspondence should be sent to PO BOX 3060, Cleveland, TN 37320. We invite you to stop by and discover how B. M. H. can support your financial journey today! Whether you're looking for loans or just need some advice, we're here for you come see us soon!

Services Offered

While our branch does not currently offer ATM services or drive-thru banking, we provide essential services tailored to meet your needs. Our friendly staff is here to assist you with all your banking inquiries and help guide you through our offerings.

Member Eligibility

At B. M. H., we believe that everyone deserves a chance to be part of a supportive community. Becoming a member is straightforward and welcoming! If you live, work, or go to school in our area, you're likely eligible to join us. We also welcome family members of existing members, so you can share the benefits with your loved ones. The perks of membership at B. M. H. include access to personalized services and competitive rates that help you thrive financially. If you'd like to learn more about the specific eligibility criteria, please visit our website at for all the details. Opening an account is just as easy! You can get started by visiting us at our branch located at 2305 Chambliss Ave Nw Cleveland Tn 37311, or feel free to call us anytime at (423) 559-6185 for assistance. We're here to help guide you through the process and answer any questions you might have. Joining B. M. H. means becoming part of something special your financial journey starts here! For account opening details, check out https://www.bmhfcu.com/index.php#share .

Business Banking & Commercial Services

Loan Options for Every Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Imagine running your business smoothly without worrying about payment processing. Our merchant services are tailored to fit your needs, making it easy for customers to pay and for you to manage transactions efficiently. This means more time focusing on what matters most growing your business. Visit us at 2305 Chambliss Ave Nw Cleveland Tn 37311 in Cleveland, TN, or give us a call at (423) 559-6185 to learn how we can partner together for your business success!

Comprehensive List Of Services

Accessible Banking Solutions

We understand that in today's fast-paced world, having access to your funds anytime is crucial. That's why we offer ATM Services Only. Whether you need to withdraw cash for an unexpected expense or check your balance on the go, our ATMs are here for you. You can find them conveniently located around town, allowing you to access your money whenever you need it. Imagine this: It's a Saturday afternoon, and you're out running errands when you suddenly realize you need cash for a family outing. With our ATM services, you can quickly stop by one of our machines, grab the cash you need, and continue with your day without any hassle.

Commitment to Convenience

At B. M. H., we prioritize making banking straightforward for everyone in Cleveland, TN. Though we have limited services right now, we are constantly looking for ways to enhance your experience and expand our offerings. We believe in keeping things simple and accessible because managing your money should never feel overwhelming.

Join Us Today!

We invite you to discover how easy banking can be with us at B. M. H. If you're interested in opening an account or learning more about what we can do for you, please visit our website at bmhfcu.com or give us a call at 423-559-6185. Join our community today and experience financial services designed with your needs in mind!

Personal Assistance When You Need It

While we currently focus on ATM services, our friendly team is always ready to assist you with any questions or needs over the phone at 423-559-6185. Whether you're curious about how to use our ATMs or want advice on managing your finances effectively, we're just a call away.

Digital & Online Banking

Accessibility & Convenience

In today's fast-paced world, having access to your financial information when you need it is crucial. Our online banking services empower you to handle transactions and stay updated on your finances from anywhere. With just a few simple steps, you can manage everything from bill payments to account inquiries all from the comfort of your home or while out and about. Experience the ease of banking digitally with B. M. H.! We are dedicated to offering convenient solutions tailored to meet your needs. Explore our digital banking options today by visiting https://www.bmhfcu.com/ and take charge of your financial journey with us!

Key Services

Our online banking portal, accessible through https://www.bmhfcu.com/ , allows you to view your account balances, check transaction history, and transfer funds easily. While we currently do not offer features like electronic signatures or e-statements, our commitment to keeping your information safe is unwavering.

User-Friendly Features

Though mobile payments, a dedicated mobile application, and person-to-person transfers are not available right now, we strive to provide an intuitive online experience that makes it easy for you to manage your money. Imagine being able to monitor your accounts at any hour; our 24/7 online banking services ensure you're always in control. At B. M. H., we prioritize security while making banking as straightforward as possible. Our systems are designed with user-friendly features that help you navigate effortlessly through your financial needs. You can feel confident knowing that your information is protected every step of the way.

Financial Strength

A Growing Community

Total Share Accounts stand at 565, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 demonstrate our readiness to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, B. M. H. is your trusted partner. Visit us at 2305 Chambliss Ave Nw Cleveland Tn 37311 or call (423) 559-6185 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Solid Foundation

With a net worth of $771,794, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,010 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting for Your Benefit

With $753,353 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $41 in used auto loans and $1,102,217 in total loans and leases; this capacity supports our members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $539,652 in used vehicle loans and $492,177 in new vehicle loans already helping members get on the road. Our straightforward application process and competitive terms ensure you can drive away with confidence.

Credit Lines and Unsecured Loans

For those who need extra flexibility, we also provide credit lines that can be tailored to fit your lifestyle. In addition, we offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. If you're considering refinancing any of your existing loans, our team is here to discuss eligibility options and help you understand how it could benefit you financially. If you have questions or want to learn more about our loan offerings, please don't hesitate to reach out! You can contact us at (423) 559-6185 or visit us at our branch located at 2305 Chambliss Ave Nw Cleveland Tn 37311 in Cleveland, TN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial goals today!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We're committed to guiding you through each step of the process so you can find the right solution for your unique situation.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers without hidden fees or misleading terms. Each loan comparison reflects the actual rates available from reliable lenders, making it easier for you to choose a loan that fits your financial situation.

B. M. H. FEDERAL CREDIT UNION