B. M. H. Cleveland TN Credit Union | Best Auto Loans & Personal Banking

Introduction

Welcome to B. M. H., your trusted financial partner located at 2305 Chambliss Ave NW, Cleveland, TN 37311. Since our establishment in 1980, we have been dedicated to serving our community with a focus on personal banking and member satisfaction. With a total membership of 466 and assets amounting to $3,840,145, we pride ourselves on providing tailored financial solutions that meet the unique needs of our members. At B. M. H., we understand that every dollar counts. That's why we offer a variety of services, from checking and savings accounts to auto loans and credit cards with rewards. With total deposits reaching $1,191,959 and a solid net worth of $771,794, our financial stability ensures you can bank with confidence. Our leadership team, led by CEO Amy Mason and Board President Denean O'Neil, is committed to making your experience as seamless as possible. Our small but dedicated staff of just 2 employees is always here to help you navigate your financial journey. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address: PO BOX 3060, CLEVELAND, TN 37320. Whether you're looking for loans or just want to open an account, we invite you to reach out to us at (423) 559-6185 or explore more about what we offer at bmhfcu.com. Join us today and see how B. M. H. can support your financial goals!

Branch History & Mission

Welcome to B. M. H., a proud credit union serving the community of Cleveland, TN since 1980. Our journey began with a simple vision: to provide accessible financial services while fostering a sense of belonging among our members. Over the years, we have grown from a modest establishment into a thriving credit union with a dedicated membership base of 466 individuals. Nestled at 2305 Chambliss Ave NW, our branch is conveniently located near local landmarks that make it easy for members to connect with us. Whether you are stopping by during your daily routine or seeking specific financial guidance, we are here to help. While members can visit us at this location, official correspondence should be sent to PO BOX 3060, CLEVELAND, TN 37320. Our mission at B. M. H. is clear: we aim to empower our members by providing exceptional financial services while actively supporting our community's growth and wellbeing. With total assets amounting to $3,840,145, we offer various products including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. We understand that each member's needs are unique, which is why we strive to create personalized experiences tailored just for you. In line with our commitment to inclusivity and accessibility, we continuously work on enhancing our services while ensuring compliance with ADA standards. While we currently do not offer ATMs or drive-thru banking options, our operating hours are thoughtfully scheduled: open on Mondays from 1 PM to 3:30 PM, Wednesdays from 7 AM to 4 PM, and Fridays from 8 AM to noon. Throughout the years, we've built strong partnerships within the Cleveland community through outreach efforts aimed at improving financial literacy and supporting local initiatives. We believe in giving back and contributing positively towards making Cleveland a better place for everyone. As we look forward to the future, B. M. H. remains committed to serving our members with integrity and dedication. If you're not yet part of our family, we invite you to join us today! Discover how being a member of B. M. H. can benefit your financial journey and help you achieve your goals. For more information or assistance, feel free to reach out at 423-559-6185 or visit us online at bmhfcu.com. We look forward to welcoming you!

Branch Location & Accessibility

Welcome to B. M. H., your trusted financial partner located at 2305 Chambliss Ave NW in Cleveland, TN. Our branch is conveniently situated near local landmarks, making it easy for you to stop by and take care of your banking needs. Whether you're heading home from work or running errands, we're right in the heart of Bradley County. At B. M. H., we prioritize accessibility for all our members. Our branch is designed to be welcoming with features that ensure everyone can visit us comfortably. Although we currently don't offer drive-thru banking or ATM services, our friendly staff is here to assist you during our operating hours: Monday from 1 PM to 3:30 PM, Wednesday from 7 AM to 4 PM, and Friday from 8 AM to noon. For any official correspondence, please send mail to our mailing address at PO BOX 3060, Cleveland, TN 37320. This keeps your communications organized while you enjoy the convenience of visiting us at our branch. We invite you to experience our personal banking services, including checking and savings accounts, auto loans, mortgage refinancing, and more! If you have questions or need assistance, feel free to give us a call at 423-559-6185. We look forward to seeing you soon!

Member Eligibility

At B. M. H., we believe that everyone deserves a financial partner who truly cares. Becoming a member is simple and welcoming if you live, work, or worship in the area, you're likely eligible to join our community! We're dedicated to supporting our members with personalized services that cater to their unique needs, whether it's saving for a dream vacation or financing a new vehicle. To ensure you meet the eligibility criteria, we invite you to. Once you're ready to start your journey with us, opening an account is straightforward. Just visit https://www.bmhfcu.com/index.php#share for all the necessary information. If you have any questions, don't hesitate to reach out at (423) 559-6185. Join us at our branch located at 2305 Chambliss Ave Nw Cleveland Tn 37311, and let's build a brighter financial future together!

Business Banking & Commercial Services

At B. M. H., we understand that every business has unique needs and dreams. Whether you're looking to expand your operations or improve cash flow, we are here to help. Our commercial loan products empower local businesses to thrive in today's competitive environment. Imagine a local café that dreams of opening a second location. With our tailored business loans, they can secure the necessary funds to turn this vision into reality. We focus on providing flexible financing solutions that can adapt to your specific circumstances and goals. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, our merchant services make transactions smoother for business owners. From point-of-sale systems to payment processing, we provide the tools you need to manage your finances efficiently. Discover how B. M. H. can be a partner in your success! Visit us at 2305 Chambliss Ave Nw Cleveland Tn 37311 in Cleveland, TN or call us at (423) 559-6185 for more information.

Comprehensive List Of Services

Credit Cards and Business Services

For those who enjoy rewards, our Credit Cards with Rewards program allows you to earn points for every dollar spent, making your purchases work for you. If you own a business, our Business Banking services include Merchant Services and Business Loans, ensuring that your enterprise has the support it needs to thrive.

Digital Convenience

In today's fast-paced world, convenience is key. That's why B. M. H. offers robust Online & Mobile Banking services. Manage your accounts from anywhere at any time. Whether it's paying bills or transferring funds between accounts, we've got you covered with user-friendly digital banking solutions. While we currently do not offer ATM or cash withdrawal services on-site, our commitment is to ensure that all other aspects of your banking experience are straightforward and accessible. If you're ready to take the next step towards achieving your financial goals, reach out to us! You can contact us at (423) 559-6185 for more information about our services or visit us online at Bmh Federal Credit Union. Our friendly staff is here to assist you every step of the way!

Loans and Financing

Need a new vehicle? Our Auto Loans & Vehicle Financing services provide competitive rates to help you hit the road in style without breaking the bank. If you're considering purchasing a home, our Mortgage Loans & Refinancing options can guide you through the process smoothly. We also offer Personal Loans & Debt Consolidation to help you manage expenses or consolidate debt into one manageable payment. You could be just a few steps away from financial freedom!

Personal Banking

We understand that managing your finances can be challenging. That's why we offer Personal Banking options including Checking & Savings Accounts that make it easy to keep track of your money. Imagine having a checking account that suits your daily spending habits while also earning interest on your savings. Our accounts are designed with you in mind, allowing for easy management and peace of mind.

Digital & Online Banking

Key Services

Our online banking platform provides 24/7 access to your accounts, allowing you to check balances, view transactions, and manage your finances on your schedule. Although we currently don't offer features like electronic signatures or mobile payments, rest assured that we're committed to providing secure transactions and protecting your information. While e-statements aren't available right now, we encourage members to keep track of their accounts and transactions regularly. Our system is designed with user-friendliness in mind so you can navigate easily without any hassle. For those looking to send money quickly, person-to-person transfers are not currently offered; however, our team is always exploring ways to enhance our services in the future. We know that having a mobile application is important for many members today. While we don't have a dedicated app at this time, we continue to seek ways to improve accessibility and ensure that you can manage your finances effortlessly from any device. In summary, while some advanced features are not yet available at B. M. H., our commitment to providing reliable and secure online banking continues. We are always here to assist you with any questions or concerns just give us a call at (423) 559-6185 or visit us at our branch located at 2305 Chambliss Ave Nw Cleveland Tn 37311. Your financial well-being is our priority!

Financial Strength

Member-Centric Approach

Members' savings are secured through our commitment to responsible management and growth. While we currently have $0 in share certificates and $0 in money market shares, our focus remains on benefiting you through better loan rates and exclusive perks. Unlike traditional banks, we prioritize our members over non-member deposits, which currently stand at $0.

Solid Financial Health

With a net worth of $771,794, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 20.10% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings and Growth

With $753,353 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial, with $41 in used auto loans and $1,102,217 in total loans and leases available to support your financial goals. Our operational efficiency is reflected in our $10,948, which enables us to continue offering competitive loan rates and solid financial products tailored for our members. We also take pride in having 1 full-time employees and 1 part-time employees ready to serve you with knowledge and dedication.

Trustworthy Partnership

Net Shares available for lending and investments total $0, highlighting our commitment to providing resources that benefit our members directly. With a total of 565 deposit accounts, it's clear that more people trust us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, B. M. H. is your trusted partner. Visit us at 2305 Chambliss Ave Nw Cleveland Tn 37311 or call (423) 559-6185 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $539,652 in used vehicle loans and $492,177 in new vehicle loans already helping members get on the road. We provide flexible terms to fit your budget, making it easier than ever to drive away in your dream vehicle.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we do not have any Junior Lien 1-4 Family Residential Properties loans available; however, our team can guide you through other financing solutions that might suit your needs.

Refinancing Options

If you're considering refinancing existing loans, we invite you to discuss eligibility with our experienced staff. They can provide insights into potential savings and help tailor a plan that fits your financial situation. For more information about our loan offerings or to schedule an appointment, feel free to call us at 423-559-6185 or visit us at 2305 Chambliss Ave Nw Cleveland Tn 37311. We're dedicated to providing personalized service and financial solutions that matter most to you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Unsecured Credit Card Loans

Managing finances can be challenging at times. That's why we also offer flexible terms on unsecured credit card loans, although currently there are no outstanding amounts in this category. If you're looking for ways to handle unexpected expenses or consolidate debt effectively, we're here to explore options that work for you.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This strict adherence to regulatory guidelines guarantees that users receive fair and transparent offers. By accessing data from legitimate financial institutions, LendMesh ensures that all loan comparisons are accurate and trustworthy.

B. M. H. FEDERAL CREDIT UNION - Cleveland, TN

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