Azura Topeka KS Credit Union | Low Mortgage Rates & Business Loans

Introduction

Welcome to Azura, your trusted financial partner located at 4701 Nw Hunters Ridge Cir, Topeka, KS 66618. Established in 1956, our commitment to serving the community has grown alongside our membership, which now includes over 62,976 members. At Azura, we prioritize your financial well-being with a range of services tailored to meet your needs, from personal banking solutions to business financing options. With total assets amounting to $830,304,570 and total deposits of $60,640,011, we are well-equipped to help you achieve your financial goals. Our dedicated team of 181 employees, led by our CEO Greg Winkler and Board President Bradford Deiter, is here to ensure that every member receives personalized attention and exceptional service. While members can visit us at the branch for their banking needs, official correspondence should be sent to our mailing address: 4701 NW Hunters Ridge Cir, Topeka, KS 66618. We encourage you to take advantage of our various offerings including auto loans, mortgages, credit cards with rewards, and online banking services. At Azura, we understand the importance of community impact. With a robust net worth of $85,866,044 and a strong cash reserve of $10,496,543, we are committed to maintaining a stable and secure environment for all our members. As you navigate your financial journey, remember that we're here every step of the way. Ready to experience what sets us apart? Give us a call at 785-233-5556 or visit our website at www.azuracu.com for more information. Let's build a brighter financial future together!

Branch History & Mission

Join Us Today!

We invite you to experience firsthand what makes Azura special. By becoming a member of our credit union, you gain access not only to exceptional financial products but also a supportive community that truly cares about your success. Whether you're new in town or looking for better banking options, we're here for you every step of the way. Feel free to contact us at (785) 233-5556 or visit us at our branch location in Topeka. Together, let's build a brighter financial future!

Modern Services for Today’s Needs

To ensure that our members receive the best service possible, we embrace technology while maintaining a personal touch. Our digital advancements include mobile banking, online account access, and electronic statements. We are also proud to offer ADA-compliant facilities and services that cater to everyone in our community. For those who prefer face-to-face interactions, our lobby hours are convenient open from 9:00 AM to 5:00 PM Monday through Friday and our drive-thru operates from 7:30 AM to 6:00 PM during weekdays and until noon on Saturdays. Plus, you can always rely on us for ATM access whenever you need it.

Our Journey

Founded in the spirit of community and cooperation, Azura began its journey to provide accessible financial services tailored to the unique needs of our members. Over the years, we have achieved remarkable milestones, including reaching total assets of $830,304,570 and expanding our range of services to cover everything from personal banking to business loans. Our commitment is reflected not just in numbers but also in the relationships we've built with our members.

Our Mission

At Azura, our mission is simple yet profound: to empower our members by providing them with the financial tools they need to succeed. We believe that financial well-being is within everyone's reach, and we strive to create an environment where all can thrive. Whether you're looking for a checking account, an auto loan, or guidance on mortgage refinancing, we're here to help you navigate your options. In addition to offering essential banking services, we place great emphasis on community involvement. Through partnerships with local organizations and outreach programs, we actively contribute to enhancing the lives of those around us. Your success is intertwined with ours when you flourish, so does our community.

Branch Location & Accessibility

Convenient Location

Nestled in the vibrant community of Topeka, our branch is just a short drive from popular spots like the Shawnee County Park and the Topeka Zoo, making it a handy stop for locals and visitors alike. With plenty of parking available, accessing our services is straightforward. We've also ensured that our facility meets ADA standards, so everyone can visit us comfortably.

Get in Touch

While members can visit us at our physical location, official correspondence should be sent to the same address: 4701 NW Hunters Ridge Cir, Topeka, KS 66618. If you have any questions or want to learn more about how we can serve you better, feel free to give us a call at 785-233-5556. We look forward to welcoming you at Azura and helping you achieve your financial dreams!

Operating Hours & Services

Our welcoming lobby is open from 9:00 AM to 5:00 PM Monday through Friday, with Saturday hours from 9:00 AM to 12:00 PM for those who need a little extra time during their weekend. If you prefer quick transactions, our drive-thru service operates from 7:30 AM to 6:00 PM on weekdays. This flexibility allows you to handle your banking needs on your schedule. At Azura, we offer a variety of services tailored to meet your financial goals from checking and savings accounts to auto loans and mortgages. Our friendly staff is always ready to help whether you need assistance with simple transactions at the ATM or more complex financial advice.

Member Eligibility

At Azura, we believe that everyone deserves a supportive financial community. Joining us is simple and welcoming! To become a member, you just need to meet a few friendly criteria. Generally, if you live, work, worship, or attend school in our area, you're eligible to open an account with us. It's our way of ensuring that we're serving our local community and building strong relationships. Plus, when you choose Azura, you gain access to a range of benefits like competitive loan rates and personalized service that truly cares about your financial well-being. To learn more about the specific eligibility requirements, feel free to check out this resource. And when you're ready to take the next step in your financial journey, opening an account is straightforward! You can contact us at (785) 233-5556 for any questions or visit us at our branch located at 4701 Nw Hunters Ridge Cir Topeka Ks 66618. We're excited to welcome you into our growing family!

Business Banking & Commercial Services

Business Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $208 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $16,965,754, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Imagine running your business with efficient payment processing that keeps your cash flow smooth. Our merchant services provide just that allowing you to accept payments easily, whether in-store or online. By streamlining transactions, you can focus more on serving your customers and growing your enterprise. Located at 4701 Nw Hunters Ridge Cir Topeka Ks 66618 in Topeka, KS, we invite you to explore how our business banking and commercial services can make a meaningful impact on your success. Contact us at (785) 233-5556 to learn more!

Comprehensive List Of Services

Banking On-the-Go

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. Need to check your balance? Make payments? Transfer funds? You can do all this and more right from your smartphone. Plus, with ATM availability for easy cash withdrawal and basic drive-thru banking for quick transactions, we prioritize making banking accessible for everyone.

Business Solutions at Your Fingertips

If you're a business owner, Azura offers comprehensive business banking services including merchant services and business loans. We know how important it is for businesses to have reliable support, so we make sure you have access to everything from cash flow management to financing options that grow with your business.

Connect with Us

At Azura, we pride ourselves on being more than just a financial institution; we're a partner in your journey towards financial wellness. If you have questions about our services or need assistance, feel free to reach out at (785) 233-5556 during our operating hours: 9:00 AM - 5:00 PM Monday through Friday in the lobby, and 7:30 AM - 6:00 PM in the drive-thru. We invite you to visit us at 4701 Nw Hunters Ridge Cir Topeka Ks 66618 or explore more about what we offer at Hunters Ridge. Let's achieve your financial goals together!

Credit Cards That Reward You

Don't forget about our credit cards with rewards! These cards not only give you purchasing power but also earn you points for things you already buy making every transaction more rewarding.

Financing Your Dreams

When it comes to financing, we offer auto loans and vehicle financing that can help get you on the road quickly. Picture yourself behind the wheel of a new car without the stress of complicated loans. Additionally, if homeownership is your goal, our mortgage loans and refinancing options provide flexible solutions tailored to meet your needs. For those unexpected expenses or projects around the house, our personal loans can be a great option for debt consolidation or covering costs without breaking the bank.

Personal Banking Made Easy

Our personal banking services include checking and savings accounts designed for everyday use. Imagine having an account that fits perfectly into your lifestyle, whether you're saving for a dream vacation or managing daily expenses. With competitive rates and user-friendly online banking options, accessing your funds has never been simpler.

Digital & Online Banking

Key Services

Our online banking services are available 24/7, allowing you to check balances, transfer funds, and pay bills at your convenience. You can easily manage your finances with just a few clicks. Plus, with the ability to sign documents electronically through our electronic signature authorization feature, handling paperwork has never been simpler. If you prefer to go green, you'll love our e-statements. Not only do they help reduce clutter, but they also keep your financial information secure and accessible. Just log in to view your statements whenever you need them.

Mobile Features

For those on the go, our mobile application provides all the features of online banking right in your pocket. You can make person-to-person transfers easily whether you're splitting a dinner bill or sending money to family. And if you're into mobile payments, we've got you covered there too; simply use your phone to make purchases securely. With all these features at your fingertips, managing your money is both easy and secure. Experience the freedom of banking on your terms with Azura today!

Financial Strength

A Growing Community

We are proud to have a growing member base with a total of 112,320 share and deposit accounts that trust us with their finances. This confidence reflects our commitment to your financial well-being.

Commitment to Growth

With $48,676,045 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $20,443 in used auto loans and a total of $602,682,936 in loans and leases available to meet diverse needs. Our operational efficiency is reflected in our $2,341,051, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 178 full-time employees and 3 part-time employees who are always ready to serve you with knowledgeable support.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Azura is your trusted partner. Visit us at 4701 Nw Hunters Ridge Cir Topeka Ks 66618 or call (785) 233-5556 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $233,934,583 in share certificates and $98,908,516 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,982,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Solid Financial Health

With a net worth of $85,866,044, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid base means we can support our members' needs today and in the future. Our net worth ratio of $1,031 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $312,135,239 in used vehicle loans and $67,152,926 in new vehicle loans already helping members get on the road. We offer both new and used vehicle loans, allowing you to choose what best fits your budget. Plus, refinancing options are available if you're looking to lower your monthly payments.

Business Loans

For business owners, our outstanding commercial loans totaling $16,965,754 provide the capital needed to grow and expand. We're committed to supporting local businesses and fostering economic development in our community.

Credit Lines

In addition to traditional loans, we provide access to credit lines totaling $144,633,760, giving you the flexibility to borrow as needed while only paying interest on what you use. At Azura, we pride ourselves on offering personalized service and financial solutions that work for you. If you're interested in any of these loan products or want more information about eligibility options, please don't hesitate to reach out. You can contact us at (785) 233-5556 or visit us at 4701 Nw Hunters Ridge Cir Topeka Ks 66618 in Topeka, KS. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $24,717,320, make buying or refinancing simple. We provide various mortgage products tailored to meet your needs, whether you're a first-time buyer or looking to refinance an existing mortgage.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $22,407,881 in loans helping members manage their finances effectively. These cards can be an excellent way to build credit and cover unexpected expenses without the need for collateral.

Loan Aggregator

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AZURA CREDIT UNION