Azalea City Calvert AL Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Azalea City Credit Union, where our commitment to serving you goes beyond traditional banking. Located at 22116 Hwy 43 N, Calvert, AL 36513, we have been proudly serving our community since 1954. With a membership base of over 4,800 individuals, we are dedicated to providing personalized financial solutions tailored to your needs. At Azalea City Credit Union, we believe in the power of community and strive to foster financial wellness among our members. Our assets total an impressive $43,091,798, ensuring that we have the resources needed to support your financial goals. Whether you're looking for competitive auto loans where we've funded 2,001 loans or seeking a safe place to grow your savings with our total deposits of $6,425,900, we have you covered. Our leadership team is passionate about helping you navigate your financial journey. Under the guidance of CEO Olabode Anise and Board President Jerry Byrd, our dedicated staff of 16 employees is here to assist you with everything from personal banking services to business loans. We take pride in offering a welcoming environment where everyone feels valued. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO BOX 307, CALVERT, AL 36513. For any inquiries or assistance, feel free to reach out at 251-268-0019. Explore more about us and what we offer by visiting our website at azaleacitycu.com. Join us today and experience the difference that a member-focused credit union can make in your financial life!

Branch History & Mission

Community Engagement

We are not just a financial institution; we are an integral part of Calvert's fabric. Through various outreach programs and partnerships with local organizations, we actively contribute to the well-being of our community. Whether it's hosting financial literacy workshops or supporting local events, we aim to make a positive impact beyond banking.

Mission Statement

Our mission is simple yet impactful: to provide accessible financial services that empower our members while supporting local initiatives. At Azalea City Credit Union, we believe in the power of community. We strive to create a welcoming environment where every member feels valued and understood. Our offerings include checking and savings accounts, vehicle financing options, credit cards with rewards, and essential online banking features all designed with you in mind.

Modern Convenience

In today's fast-paced world, we understand the importance of convenience. That's why we offer advanced features like online banking and mobile application access for easy account management from anywhere. Plus, with our drive-thru service and ATM availability at your fingertips, managing your finances has never been easier. As we look towards the future, we invite you to join us on this journey. Experience the difference that comes with being part of Azalea City Credit Union a place where your financial goals are nurtured with care and expertise. Visit us today at our Calvert location or call us at 251-268-0019 for more information about becoming a member. Together, let's build a stronger community!

Our Journey

Over the years, Azalea City has achieved significant milestones while focusing on the needs of our members. With total assets reaching an impressive $43,091,798, we've been able to offer a variety of financial products that cater to personal banking, auto loans, mortgages, and business services. Our journey reflects our dedication to fostering financial stability and growth within our community.

Branch Location & Accessibility

Comprehensive Services Right at Your Fingertips

Azalea City Credit Union isn't just about accessibility; we're here to serve you! Inside the branch, you'll find a range of personal banking services including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Additionally, if you're looking for business solutions like merchant services or business loans, we've got you covered! While members can visit us at 22116 Hwy 43 N Calvert Al 36513, official correspondence should be sent to PO BOX 307, CALVERT, AL 36513 if needed. We also provide shared service center options for partner credit union members so that even more banking needs can be met seamlessly.

Convenient Access and Parking

At Azalea City, we prioritize accessibility for all our members. Our branch features ample parking spaces and is compliant with ADA standards, ensuring that everyone can enjoy a hassle-free visit. For those who prefer quick transactions, we offer drive-thru banking services where you can handle deposits and withdrawals without leaving your vehicle.

Get in Touch!

Have questions or want to learn more? Feel free to give us a call at 251-268-0019. Our friendly team is always ready to assist you! We invite you to come visit us today and see how Azalea City Credit Union can help you achieve your financial goals while enjoying a welcoming atmosphere.

Operating Hours That Fit Your Schedule

We understand that life can get busy! That's why our lobby hours are tailored to accommodate your needs. You can visit us from 8:30 AM to 5:00 PM on Monday, Tuesday, Wednesday, and Friday. On Thursdays, we open a bit later at 10:30 AM but still close at 5:00 PM. This flexibility allows you to stop by when it works best for you.

Member Eligibility

At Azalea City, we believe that everyone deserves a chance to be part of our welcoming community. Becoming a member is simple and accessible! If you live, work, or worship in the area around 22116 Hwy 43 N Calvert Al 36513, you're already on the right path to joining us. We also welcome family members of existing members, making it even easier for loved ones to share in the benefits we offer. As a member, you'll enjoy competitive rates on loans, personalized service, and access to a range of financial products designed with your needs in mind. Ready to take the next step? You can learn more about eligibility by visiting our website at . If you're excited to open an account or have any questions, feel free to call us at (251) 268-0019. Joining Azalea City means becoming part of a supportive family that truly cares about your financial well-being!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $150,881 in commercial loans for our members, helping businesses scale and succeed. Each loan is designed to fit your specific goals whether it's purchasing equipment, renovating a space, or managing cash flow.

Merchant Services

In addition to loans, we offer essential merchant services that make daily operations smoother. Imagine having the ability to accept payments easily from customers, manage transactions efficiently, and keep track of your finances all in one place. Our tools empower you to focus on what matters most: growing your business. With an outstanding commercial loan portfolio of $150,881, we continue to drive economic growth by financing new and expanding businesses. If you're ready to take the next step in your business journey, visit us at 22116 Hwy 43 N Calvert, AL 36513 or call 251-268-0019 today!

Comprehensive List Of Services

Business Banking Services

For our entrepreneurial members, Azalea City provides comprehensive business banking services. From merchant services that streamline transactions to business loans that help grow your venture, we understand the importance of supporting local businesses in our community.

Convenient Access

To ensure ease of access for all members, we have ATMs available for cash withdrawals and balance checks. Our drive-thru service allows for quick deposits and withdrawals without leaving your car, making everyday banking tasks hassle-free. Additionally, if you're a member of a partner credit union, you can utilize shared branch transactions at Azalea City for deposits and withdrawals as well.

Financial Assistance

Sometimes life brings unexpected expenses. That's why we offer personal loans and debt consolidation services, giving you the support you need when it matters most. Our team can help guide you through the process and find the best solution for your financial situation.

Get Started Today!

With so many services tailored just for you at Azalea City Credit Union, why wait? Give us a call at (251) 268-0019 or visit us during our operating hours from 8:30 AM to 5:00 PM (and 10:30 AM on Thursdays) to learn more about how we can assist you in achieving your financial goals. Join us today and experience the difference of being a member at Azalea City!

Personal Banking Solutions

Our personal banking services include checking and savings accounts that help you manage your day-to-day finances easily. You can access your accounts anytime through our online and mobile banking platforms, making it simple to check balances, transfer funds, and pay bills from the comfort of your home or on the go. Plus, our credit cards come with rewards that let you earn while you spend! If you're considering a new vehicle, look no further than our auto loans and vehicle financing options. We offer competitive rates to make your dream car a reality without breaking the bank. For those thinking about purchasing a home, our mortgage loans and refinancing options provide flexible terms tailored to fit your budget.

Digital & Online Banking

24/7 Access

With 24/7 online banking services at your fingertips, managing your finances has never been more straightforward. Whether it's day or night, you can log in to check on your accounts or perform transactions whenever it suits you best. In summary, Azalea City offers a robust digital banking experience that combines ease-of-use with top-notch security features. Join us today and take control of your financial journey from the comfort of home or wherever life takes you!

Key Services

Our online banking features provide a variety of tools to help you stay on top of your financial goals. You can easily view your account balances, transfer funds, and pay bills all with just a few clicks. Plus, if you prefer going paperless, e-statements are available for easy access and management of your financial documents.

Mobile Application

For those who are always on the move, our mobile application makes banking even more accessible. Check balances, make deposits, or transfer money between accounts right from your smartphone. With our user-friendly app, banking has never been easier.

Person-to-Person Transfers

Need to send money to a friend or family member? Our person-to-person transfer feature allows you to send funds quickly and securely without hassle. This service ensures that you can share expenses or reimburse someone in real-time.

Security Features

Security is paramount when it comes to handling your finances. At Azalea City, we utilize electronic signature authorization for secure transactions and ensure that all your personal information is protected with the highest encryption standards.

Financial Strength

Committed Team

We also take pride in having 15 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is dedicated to helping you navigate your financial journey with confidence. With net shares totaling $1,203,278, we have ample funds available for lending and investments. Additionally, the number of total share accounts stands at 7,962, showcasing a strong member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Azalea City is your trusted partner. Visit us at 22116 Hwy 43 N Calvert Al 36513 or call (251) 268-0019 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $9,576,911 in share certificates, offering stable and rewarding financial growth opportunities. Though we have no money market shares currently, our focus remains on providing you with the best savings options available. Unlike traditional banks, we prioritize our members. With non-member deposits at $948,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Our Future

With $5,655,155 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to improvement means you can expect reliable support as you reach your financial goals. Our lending capacity supports members' financial needs across various sectors with $665 in used auto loans and $24,890,033 in total loans and leases. This variety allows us to cater to different aspects of your life be it buying a car or financing a new home.

Solid Financial Health

With a net worth of $6,696,308, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further highlighted by our net worth ratio of $1,549, which demonstrates our ability to weather economic storms while providing essential services to our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,136,802 in used vehicle loans and $2,388,666 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you can find a plan that fits your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $150,881 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are here to support your growth with tailored lending solutions.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $430,632 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit your everyday purchases while providing you with a line of credit when you need it most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $469,058, make buying or refinancing simple. We offer competitive rates and terms to help you secure your dream home or refinance your existing mortgage to reduce monthly payments.

Refinancing Options

If you're looking for better loan terms or lower interest rates, ask us about our refinancing options. We aim to make the process easy for you so that you can focus on what matters most achieving your financial goals. Our dedicated team is here to guide you through each step of the loan application process. You can reach us at 251-268-0019 for any questions or to set up an appointment at our branch located at 22116 Hwy 43 N Calvert AL 36513. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Take control of your financial future today with Azalea City's loan offerings!

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AZALEA CITY CREDIT UNION