Awakon Wolverine MI Credit Union | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Awakon Federal Credit Union, your trusted partner in financial well-being, located at 12842 S Straits Hwy, Wolverine, MI 49799. Since our establishment in 1951, we have proudly served our community with a commitment to providing personalized banking solutions tailored to meet the needs of our 14,622 members. At Awakon, we understand that every member's financial journey is unique. That's why we offer a range of services including checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. With total assets exceeding $187,632,756 and total deposits reaching $12,107,192, we are well-positioned to support your financial goals. Our dedicated team of 52 employees, led by CEO Scott Pauly and Board President Robert Bischer, is here to ensure you receive the best possible service. While you can visit us at our branch for all your banking needs, official correspondence should be sent to our mailing address: PO Box 163, Wolverine, MI 49799-9500. We invite you to explore the variety of services we provide and discover how we can assist you in achieving financial success. Feel free to reach out to us at 231-525-8118 or visit our website at awakonfcu.net for more information. Whether you're looking to open an account or simply want to learn more about what we offer, we're here for you!

Branch History & Mission

Commitment to Excellence

As part of our commitment to excellence, we've implemented user-friendly online and mobile banking options, ensuring that managing your finances is easier than ever before. We are also proud to offer ADA-compliant services so that everyone can access our facilities comfortably.

Community Focus

Awakon has always valued its partnerships within the community. We engage in various outreach efforts designed to uplift those around us. From financial literacy programs to supporting local events and charities, we strive to make a meaningful impact in every interaction. We invite you to join us on this journey of growth and support at Awakon Federal Credit Union. Experience the benefits of being part of a member-focused institution that prioritizes your financial success while actively investing in the community. Call us today at 231-525-8118 or explore more about membership eligibility here. Join us and discover how we can help you achieve your financial goals!

Our Evolution

Located at 12842 S Straits Hwy, Wolverine, MI 49799, Awakon has grown significantly over the decades. From our humble beginnings to achieving total assets of approximately $187.6 million, we have continuously adapted to meet the needs of our members. Our commitment to providing personalized service remains unwavering as we expand our offerings and improve accessibility through digital advancements. Our branch is not just a place for transactions; it's a hub for community connection. We prioritize member engagement and support local initiatives that foster growth and development. With an ATM available on-site and drive-thru banking options, we make banking convenient for everyone.

Our Mission

At Awakon, our mission is simple yet profound: we aim to empower our members by providing exceptional financial services while actively supporting the communities we serve. We believe that strong financial health leads to stronger communities. Whether you're looking for personal banking solutions like checking accounts and auto loans or business banking services, we are here to guide you every step of the way. While members can visit us at our branch address, official correspondence should be sent to PO Box 163, Wolverine, MI 49799-9500 if necessary.

Branch Location & Accessibility

Welcome to Awakon Federal Credit Union, your friendly neighborhood financial partner located at 12842 S Straits Hwy, Wolverine, MI 49799. Our branch is conveniently situated just a stone's throw away from local landmarks, making it easy for you to stop by while running errands or enjoying a day out in the area. At Awakon, we understand that accessibility is key. Our branch features ADA-compliant facilities, ensuring that everyone can easily access our services. There's ample parking available right outside the door, and for those who prefer a little extra convenience, we offer drive-thru banking for quick deposits and withdrawals without leaving your car. Additionally, with our ATM on-site, you can manage your cash needs anytime. Our dedicated team is here to help you during our operating hours: Monday through Thursday from 9 AM to 4:30 PM, and Friday from 9 AM to 6 PM. Whether you're looking to open a new account, apply for a loan, or simply have questions about your finances, feel free to give us a call at 231-525-8118. While members can visit us at our branch location, official correspondence should be sent to PO Box 163, Wolverine, MI 49799-9500 if needed. We're not just about transactions; we're about building relationships and serving our community. If you're interested in learning more about what we offer from personal banking solutions like checking and savings accounts to auto loans and mortgages stop by or reach out today! We look forward to welcoming you into the Awakon family.

Member Eligibility

Joining the Awakon community is more than just opening an account it's about becoming part of a supportive network that truly cares for its members. At Awakon, located at 12842 S Straits Hwy, Wolverine, MI 49799, we welcome individuals who live, work, worship, or attend school in our local area. If you're related to someone who qualifies or if you are involved in a specific organization within our community, you may also be eligible. This inclusive approach ensures that many people can benefit from our member-focused services. For a complete understanding of the eligibility criteria, we invite you to check out our detailed guidelines at this link. Becoming a member is simple and straightforward! Once you know you're eligible, you can easily open your account online. Just visit this page to get started. If you have any questions or need assistance during the process, don't hesitate to call us at 231-525-8118. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $31 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $37 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,503,158, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business without worrying about payment processing. Our merchant services offer seamless transaction solutions, allowing you to focus on what truly matters growing your business. From credit card processing to online payment options, we provide tools that make it easy for you to manage sales efficiently. Visit us at 12842 S Straits Hwy Wolverine Mi 49799 in Wolverine, MI, or call us at (231) 525-8118 to learn more about how our business banking and commercial services can elevate your operations. At Awakon, we're here to empower your success!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, you'll appreciate our tailored business banking services. From merchant services that simplify payment processing to various options for business loans, we are here to support your growth and success.

Convenience at Your Fingertips

At Awakon Federal Credit Union, convenience is key. Our basic drive-thru banking allows you to handle deposits and withdrawals quickly without leaving your car. Additionally, we offer shared branch transactions so members of partner credit unions can easily conduct their banking with us. Our commitment doesn't stop at traditional banking hours. With features like e-statements and mobile payments, managing your finances has never been easier. Whether it's through our website or mobile application, accessing your accounts on the go is just a tap away.

Join Us Today!

We invite you to visit us at 12842 S Straits Hwy, Wolverine, MI 49799, or give us a call at 231-525-8118 to learn more about how Awakon Federal Credit Union can help you achieve your financial goals. Explore all that we have to offer by visiting our website today!

Personal Banking Solutions

Our personal banking services include convenient checking and savings accounts designed for everyday use. Imagine having easy access to your funds with our online and mobile banking options. You can check your balance, transfer money, and pay bills from anywhere at any time. Plus, our ATM services allow you to withdraw cash or check balances without hassle. When it comes to financing life's big moments, consider our auto loans and vehicle financing. Whether you're buying a new car or refinancing an existing loan, we have competitive rates that make it easier for you to hit the road. If you're planning to buy a home, our mortgage loans and refinancing options can help make that dream a reality with affordable terms. For those unexpected expenses or projects around the house, our personal loans and debt consolidation solutions provide flexibility and support when you need it most. And don't forget about our credit cards with rewards perfect for earning points on everyday purchases while managing your expenses effectively.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, allowing you to check balances, pay bills, and transfer funds whenever you need. Plus, with the option for electronic signatures, completing important transactions is quicker and hassle-free no need to print or fax documents. We also provide e-statements for easy tracking of your financial activity while keeping your information safe and secure. If you're always on the go, don't worry! Our mobile application makes it simple to manage your accounts right from your smartphone. You can even make mobile payments or send money to friends and family through our person-to-person transfer feature. Whether it's splitting a dinner bill or paying back a friend, sending money is just a few taps away.

Security You Can Trust

At Awakon, your security is our top priority. We use advanced technology to protect your personal and financial information while providing the convenience you desire. Feel confident knowing that all your transactions are safeguarded as you navigate through our digital banking services. With these accessible features, managing your accounts in real-time has never been easier. Join us at Awakon and experience how our digital banking solutions can simplify your life today!

Financial Strength

Commitment to Growth

Our commitment to growth is reflected in our $19,806,818 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $2,161 in used auto loans and $134,181,163 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Financial Performance

Our operational efficiency is highlighted by our $1,845,052, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 51 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share and Deposit Accounts: 31,725, showing a strong and growing member base that trusts us with their finances. This growth is not just about numbers; it's about the relationships we've built within the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Awakon is your trusted partner. Visit us at 12842 S Straits Hwy Wolverine Mi 49799 or call (231) 525-8118 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member Savings Security

Members' savings are secured through $19,707,915 in share certificates and $19,997,541 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $496,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Solid Foundation

With a net worth of $21,651,870, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,154 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $29,701,213 in used vehicle loans and $13,211,717 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have flexible terms designed to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $3,503,158 provide the capital needed to grow and expand. We are here to support local businesses with tailored financing solutions that align with their goals. If you're considering refinancing options or want to learn about eligibility requirements for any of these products, don't hesitate to reach out! You can contact us at 231-525-8118 for more information or visit us during our operating hours: Monday through Thursday from 9 AM to 4:30 PM and Friday from 9 AM to 6 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Awakon Federal Credit Union, we're committed to providing financial services that empower our members. Explore our loan offerings today and take a step toward achieving your financial dreams!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,033,331 in loans helping members manage their finances effectively. These cards provide not only convenience but also various rewards and benefits that can help you save money while making purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,281,449, make buying or refinancing simple. We aim to guide you through every step of the process so you can feel confident in your investment.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. By leveraging data directly sourced from banks and credit unions that adhere to National Credit Union Administration (NCUA) lending standards, LendMesh ensures that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov ). LendMesh stands out in the crowded field of loan comparison tools due to its commitment to accuracy and integrity. The loan data is sourced directly from legitimate financial institutions, ensuring transparency and reliability. This means that every offer presented is a true reflection of the current market rates available. One notable feature of LendMesh is its policy against sponsored listings. Unlike other platforms that may prioritize lenders based on paid promotions, LendMesh focuses solely on providing unbiased results. Users can trust that they are getting a comprehensive view of their options without any hidden agendas. Moreover, LendMesh provides real-time rate comparisons, allowing users to see up-to-date loan rates from multiple institutions. This immediacy helps consumers make informed decisions quickly, saving both time and money during the loan shopping process. Thousands of users trust LendMesh for their loan comparisons. One member shared their positive experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly LendMesh is in helping people secure better financial opportunities. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

AWAKON FEDERAL CREDIT UNION