Awakon Gaylord MI Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Awakon Federal Credit Union, your trusted partner for financial services right here in Gaylord, MI. Established in 1951, we have proudly served our community for over seven decades, fostering a strong bond with our 14,622 members. At our branch located at 1496 W Main St, Gaylord, MI 49735, we are dedicated to providing personalized banking solutions that meet your needs. As of today, Awakon boasts total assets of $187,632,756 and total deposits amounting to $12,107,192. Our commitment to the community is reflected in our range of services, including auto loans, mortgages, and personal banking options designed to help you thrive financially. We understand that every member's journey is unique; that's why we offer customized solutions tailored just for you. Our CEO, Scott Pauly, along with Board President Robert Bischer, leads a team of 52 employees who are passionate about ensuring that your experience with us is both welcoming and rewarding. We believe in the power of community and strive to create a supportive environment where everyone can achieve their financial goals. For any official correspondence, please note that it should be sent to our mailing address: 1496 W Main St, Gaylord, MI 49735-7461. We invite you to explore all that Awakon Federal Credit Union has to offer by visiting our website at awakonfcu.net or giving us a call at (989) 732-1500. Let us help you navigate your financial future with confidence!

Branch History & Mission

Welcome to the inspiring journey of Awakon Federal Credit Union, a cornerstone of financial support in Gaylord, MI. Founded in 1951, Awakon has grown from a small group of visionaries into a trusted institution serving over 14,600 members. Our branch, located at 1496 W Main St, Gaylord, MI 49735, stands as a testament to our commitment to community and service. Awakon was established with a mission to provide accessible financial services while fostering a sense of belonging among its members. Over the years, we have expanded our offerings, now boasting total assets of $187,632,756. Our growth reflects not only our dedication to sound financial practices but also our genuine desire to uplift the community we serve. Our mission is clear: We strive to empower individuals by providing them with tools and resources for better financial health. From personal banking solutions such as checking and savings accounts to auto loans and mortgages, we are here to support your financial journey every step of the way. Additionally, we take pride in offering business banking services that help local enterprises thrive. We understand that accessibility is key. That's why we offer multiple ways for our members to engage with us. Whether you prefer visiting us during our operating hours from 9 AM to 5 PM on weekdays and 9 AM to 12 PM on Saturdays or using our convenient ATM services available onsite your needs are always prioritized. Plus, with our drive-thru banking option, managing your finances is easier than ever. Community outreach is at the heart of what we do. We believe in building strong partnerships and supporting local initiatives that enhance the quality of life for everyone in Gaylord and beyond. Our shared service center allows members from partner credit unions to access essential services without barriers. While members can visit us at 1496 W Main St Gaylord Mi 49735, official correspondence should be sent to 1496 W Main St, Gaylord, MI 49735-7461 if it's different from our branch address. If you're looking for a supportive financial partner who truly cares about your well-being and success, Awakon Federal Credit Union invites you to join us. Experience the difference of community-focused banking today! For more information or to become a member, call us at (989) 732-1500 or visit our website at Awakon FCU. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At Awakon, we prioritize accessibility for everyone. Our branch features ADA-compliant entrances and ramps, making it easy for all members to access our services without any barriers. We also have ample parking available, ensuring a hassle-free experience when you visit.

Call to Action

Ready to experience friendly service and expert financial guidance? Stop by Awakon Federal Credit Union today at 1496 W Main St in Gaylord or give us a call at 989-732-1500. We look forward to helping you achieve your financial goals!

Operating Hours

We understand that life can be busy, so we've tailored our hours to fit your schedule. Our lobby is open from 9 AM to 5 PM Monday through Thursday and extends until 6 PM on Fridays. On Saturdays, we're here from 9 AM until noon. For those who prefer the convenience of drive-thru banking, you can visit us from 9 AM to 5 PM Monday through Thursday and 9 AM to 6 PM on Fridays.

Services Offered

Awakon Federal Credit Union offers a variety of services designed to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. Our drive-thru service allows for quick deposits and withdrawals, while our shared service center means you can complete transactions even if you're a member of another participating credit union.

Member Eligibility

At Awakon, we believe that becoming a member is like joining a caring community where your financial well-being is our top priority. If you're wondering how to become part of our family, it's quite simple! To qualify for membership, you just need to meet a few friendly criteria, such as living or working in certain areas or having family ties with existing members. We welcome people from all walks of life, so if you're interested in joining us, don't hesitate to reach out. For the most up-to-date and detailed eligibility information, please visit https://awakonfcu.net/about/membershipeligibility/ . Once you're ready to take the next step, opening an account is a breeze! You can easily start the process online by visiting https://app.consumer.meridianlink.com/apply.aspx?enc=kw21wblm1yxpjjabdozad-yq1ms8uq69cpi_c81mvcnii7putshxulcx0dwpne__a3vbgkaysrtmyk1rxr-cstppdvdq0e7mqbwyglcjxey , or give us a call at (989) 732-1500 if you have any questions. We're located at 1496 W Main St Gaylord Mi 49735, and our team is here to help you every step of the way. Join us today and experience the benefits of being a member at Awakon!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having the ability to accept payments effortlessly while managing your cash flow effectively. Our merchant services help you do just that. From easy payment processing options to tailored support that meets your specific needs, we're here to ensure your transactions run smoothly. Located at 1496 W Main St Gaylord Mi 49735, Gaylord, MI 49735, we're ready to partner with you on your journey toward success. Give us a call at (989) 732-1500 to explore how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $31 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $37 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,503,158, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our entrepreneurial members, Awakon offers comprehensive business banking services. From merchant services that streamline your transactions to tailored business loans that support your growth, we are here to help your business thrive.

Digital Banking Features

We understand that today's world demands convenience, which is why we offer robust online and mobile banking features. You can manage your accounts, transfer funds, pay bills, and even send money to friends easily through our mobile app or online portal. With ATM services available for cash withdrawals and balance checks, accessing your funds has never been easier.

Drive-Thru and Shared Branch Transactions

If you're on the go, take advantage of our basic drive-thru banking for quick deposits, withdrawals, and simple transactions. We also participate in shared branch transactions so members from partner credit unions can conduct their banking needs here at Awakon. Our commitment is to ensure every member feels supported and valued. If you have questions about any of our services or need assistance choosing what's best for you, don't hesitate to reach out! You can contact us at (989) 732-1500 during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Discover how we can assist you today by visiting us at Awakon Federal Credit Union or calling us directly. Let us help you achieve your financial goals!

Loans and Credit Solutions

Life can be unpredictable, which is why we also provide personal loans and debt consolidation services. These options can help you tackle unexpected expenses or simplify your finances by combining multiple debts into one manageable payment. Plus, don't forget about our credit cards with rewards, perfect for those who want to earn while they spend!

Personal Banking

Whether you're looking to save for the future or manage your daily expenses, our personal banking services have you covered. We offer checking and savings accounts designed to fit various lifestyles. Need a new car? Our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. If you're considering buying a home, explore our mortgage loans and refinancing options that cater to first-time buyers and seasoned homeowners alike.

Digital & Online Banking

Key Services

Enjoy the convenience of 24/7 online banking services, allowing you to check balances, make transfers, and pay bills from the comfort of your home or on the go. Our mobile application makes this even easier, putting all your banking tools right at your fingertips. You can also set up person-to-person transfers, making it simple to send money to friends and family without any hassle. Security is a top priority for us at Awakon. We use electronic signature authorization for document signing, ensuring that your transactions are safe and secure. Plus, you can opt for e-statements to keep track of your accounts without the clutter of paper statements.

User-Friendly Features

Our mobile payments feature means you can pay for purchases directly from your phone, streamlining your shopping experience. Whether you're out running errands or enjoying a day off, managing your finances has never been more accessible. With these tools at your disposal, you have real-time account management capabilities that empower you to take control of your financial journey. No matter where life takes you, Awakon is here to support you with innovative digital solutions tailored for modern living. Explore all these features today and discover how easy banking can be!

Financial Strength

Committed Team Ready to Serve You

We also take pride in having 51 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 31,725, showcasing a strong and growing member base that trusts us with their finances.

Member-Centric Savings Options

Members' savings are secured through $19,707,915 in share certificates and $19,997,541 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $496,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $21,651,870, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,154 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings and Growth

With $19,806,818 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $1,845,052 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Supporting Your Financial Goals

With $2,161 in used auto loans and $134,181,163 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Net Shares (Funds available for lending and investments) amount to $210,126, further emphasizing our commitment to providing valuable resources for our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Awakon is your trusted partner. Visit us at 1496 W Main St Gaylord Mi 49735 or call (989) 732-1500 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $29,701,213 in used vehicle loans and $13,211,717 in new vehicle loans already helping members get on the road. We offer competitive financing options for both new and used vehicles to make your purchasing experience as smooth as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $3,503,158 provide the capital needed to grow and expand your operations. Whether you're starting a new venture or looking to enhance an existing one, our team can guide you through the process.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,281,449, make buying or refinancing simple. We provide personalized service to help you navigate through the mortgage process and find a plan that fits your budget.

Refinancing Options

If you're considering refinancing any existing loans or need information on eligibility options, we're here to help. Our experts can walk you through potential savings opportunities and ensure that you get the most favorable terms available. We pride ourselves on being more than just a lending institution; we're your partner in achieving financial success. For inquiries or to start your loan application process today, give us a call at 989-732-1500 or visit us online at Awakon Federal Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let Awakon be your trusted resource for all your lending needs!

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $5,033,331 in loans helping members manage their finances effectively. Enjoy peace of mind with straightforward repayment options and no hidden fees.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees that users receive fair and transparent offers, reflecting the true market landscape.

AWAKON FEDERAL CREDIT UNION