Avista Corp Spokane WA Credit Union | Affordable Auto Loans & Business Banking

Introduction

At Avista Corp, we understand that managing your finances is a crucial part of everyday life. Located at 1411 E Mission Ave, Spokane, WA 99202, we have proudly served our community since 1934. With a commitment to supporting our 3,593 members, we offer a range of services designed to make banking straightforward and accessible. Under the leadership of CEO Christopher Jentges and Board President Marcus Garbarino, our team of five dedicated employees is here to ensure you receive personalized service every time you visit us. Whether you're looking for personal banking options like checking and savings accounts or more specialized services such as auto loans and mortgage refinancing, we've got you covered. As of now, our total assets stand at an impressive $65,004,614, with total deposits reaching $6,144,225. Our focus on financial stability is evident in our net worth of $12,975,634 and total cash in hand amounting to $75,390. We take pride in being a trusted partner in your financial journey. While members can conveniently visit us at our branch location, official correspondence should be sent to P.O. Box 3727, Spokane, WA 99220. Explore how Avista Corp can help you achieve your financial goals by visiting us online at avistacu.com or by calling us directly at 509-495-2000. We look forward to welcoming you into our community!

Branch History & Mission

At Avista Corp., we take pride in our rich legacy that dates back to 1934. Established in the heart of Spokane, WA, at 1411 E Mission Ave, our credit union has grown alongside this vibrant community, serving as a trusted financial partner for over eight decades. With a commitment to fostering a sense of belonging and support, we have become more than just a financial institution; we are a cornerstone of the local community. Since our inception, our mission has been clear: to provide personalized financial services while uplifting and empowering our members. Today, with a membership base of over 3,593 individuals and total assets amounting to $65,004,614, we continue to innovate and adapt to meet the diverse needs of those we serve. Our dedicated team works tirelessly to ensure that each member receives the guidance and tools necessary for their financial success. Our operating hours are designed with your convenience in mind Monday through Friday from 7:30 AM to 4:30 PM making it easy for you to stop by and discuss your banking needs. While members can visit us at 1411 E Mission Ave, official correspondence should be sent to P.O. Box 3727, Spokane, WA 99220. At Avista Corp., we believe in embracing technology while ensuring accessibility for all. Our commitment extends beyond traditional banking services; we offer online banking, mobile payments, and various ATM services for ease of access. While we currently do not have drive-thru services or shared service centers, our focus remains on providing excellent member service within our branch. Community outreach is at the heart of what we do. We engage in partnerships with local organizations to foster economic growth and provide support where it's needed most. Whether it's assisting families with auto loans or helping businesses thrive through tailored financial solutions, our goal is always to contribute positively to the Spokane community. We invite you to join us at Avista Corp. Experience not just a range of personal banking services including checking and savings accounts, auto loans, mortgages, credit cards but also a commitment to your financial well-being and community support. Together, let's build a brighter future! For any inquiries or assistance, feel free to reach out at (509) 495-2000 or visit us online at avistacu.com.

Branch Location & Accessibility

Banking Hours That Fit Your Schedule

At Avista Corp, we understand that your time is valuable. That's why we're open Monday through Friday from 7:30 AM to 4:30 PM. Whether you're dropping by during your lunch break or after work, we're here to help you manage your finances conveniently.

Convenient Access

Finding us is a breeze! Our branch is situated right off Mission Avenue, making it easy for you to stop by for all your banking needs. Plus, we offer ample parking right outside the entrance, ensuring that you can visit us without any hassle. We are committed to being accessible to everyone; our location features ADA-compliant facilities, including ramps for those who need them.

Reach Out Anytime

Have questions? Don't hesitate to give us a call at 509-495-2000. We love hearing from our members! While you can visit us at our branch for face-to-face service, if you need to send any official correspondence, please use our mailing address: P.O. Box 3727, Spokane, WA 99220. We invite you to stop by Avista Corp today experience the difference of being part of a community-focused credit union!

Services Designed for You

Our branch offers a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? Our ATM is available on-site for quick withdrawals and balance checks. While we don't have drive-thru service, our friendly staff is ready to assist you inside the branch. If you prefer handling your banking online or via mobile app, we also provide comprehensive online banking services that let you manage your accounts from anywhere.

Member Eligibility

At Avista Corp., we believe that becoming a member is like joining a family that truly cares about your financial well-being. If you're in the Spokane area and are looking for a supportive community to help you reach your financial goals, you're in the right place! Membership is open to individuals who live, work, or worship in our service area. Plus, if you have a family member who is already a member, you can join too! This means more people can enjoy the benefits of being part of our credit union, where we offer everything from checking and savings accounts to auto loans and mortgage options tailored just for you. Ready to take the next step? Opening an account at Avista Corp. is simple and straightforward. You can learn more about the eligibility requirements by visiting our website, where you'll find all the details you need. If you're ready to become a member or have questions, don't hesitate to give us a call at (509) 495-2000. We're excited to welcome you into our community at 1411 E Mission Ave, Spokane WA 99202!

Business Banking & Commercial Services

Merchant Services that Matter

Imagine having the tools you need to manage transactions effortlessly while focusing on what really matters your business. Our merchant services offer a variety of payment processing options that simplify sales, making it easier for you to serve your customers effectively. This means fewer headaches and more time spent growing your business! Located at 1411 E Mission Ave, Spokane, WA 99202, we're here to guide you through every step of your financial journey. For more information about how we can support your business goals, call us at 509-495-2000. Let's turn your vision into reality together!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our ATM services make it simple to withdraw cash whenever you need it. With basic ATM access available for withdrawals and balance checks, getting cash is hassle-free. At Avista Corp., we aim to empower our members with accessible financial solutions that meet their needs today and in the future. For more information about how we can assist you or to speak with one of our friendly representatives, feel free to call us at (509) 495-2000 during regular business hours from Monday to Friday 7:30 AM to 4:30 PM. Visit us today at 1411 E Mission Ave Spokane Wa 99202 or explore more online at Avista Corp Credit Unions. We look forward to serving you!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? We provide competitive auto loans and vehicle financing options that can help turn your dream ride into reality. Imagine driving off the lot in your new vehicle while knowing you have an affordable payment plan that fits within your budget.

Business Banking

Entrepreneurs will find great support through our business banking services, which include merchant services and business loans. If you're running a small business in the area, think of us as your partner in growth, helping you secure funding to expand operations or invest in new equipment.

Credit Cards with Rewards

With our credit cards offering rewards, you'll earn points on everyday purchases that can be redeemed for exciting rewards. Whether it's cash back or travel perks, using our credit card makes spending more rewarding!

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing services. If you're ready to buy your first home or thinking about refinancing your existing mortgage for better rates, our knowledgeable team will guide you through the process. You can trust us to find the best loan terms suited for your situation.

Online & Mobile Banking

We also recognize the importance of convenience in today's fast-paced world. Our online and mobile banking features allow you to manage your accounts from anywhere at any time. You can easily check balances, transfer funds, and even pay bills all from the comfort of your home or on-the-go.

Personal Banking

For those looking to manage their day-to-day finances, our personal banking services are tailored just for you. Whether you need a checking or savings account, we offer options that fit your lifestyle. Picture this: you're on a shopping spree, and with our debit card linked to your checking account, accessing your funds is as easy as swiping your card.

Personal Loans & Debt Consolidation

If life throws unexpected expenses your way, we're here for you. Our personal loans can provide the necessary funds for emergencies or planned purchases, while our debt consolidation options can simplify managing multiple debts into one easy payment. Imagine having peace of mind knowing you're in control of your financial commitments.

Digital & Online Banking

Additional Convenient Options

Our mobile payments feature lets you pay quickly and securely using your smartphone, making everyday purchases a breeze. Want to send money to friends or family? Our person-to-person transfer service allows you to do just that in real-time without any hassle. With Avista Corp.'s online banking services, managing your money has never been simpler. From the comfort of your home or while out and about, you have complete control over your financial life. Experience the ease and security of banking with us today!

Key Features of Our Digital Banking Services

With our user-friendly online banking platform, you can access your accounts 24/7 through our website at https://www.avistacu.com/. Whether you're checking your balance, transferring funds, or paying bills, everything is just a click away. Plus, our mobile application brings the power of banking right to your fingertips, allowing you to handle transactions on the go. Security is paramount in all our services. We utilize electronic signature authorization for your peace of mind, ensuring that your transactions are safe and secure. You can also opt for e-statements, which not only reduce paper waste but also provide you with instant access to your account statements whenever you need them.

Financial Strength

Focused Investments

With $11,896,939 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial, with $302 in used auto loans and $41,096,296 in total loans and leases supporting our members' diverse financial goals.

Growing Member Trust

The trust placed in us by our community is evident with 5,520 total share accounts. This growing member base is a testament to the confidence people have in Avista Corp. as their preferred credit union. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Avista Corp. is your trusted partner. Visit us at 1411 E Mission Ave Spokane Wa 99202 or call (509) 495-2000 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $15,098,579 in share certificates, providing stable and rewarding financial growth opportunities. We prioritize our members' needs over traditional banking practices. This approach is reflected in our commitment to ensuring your resources benefit you directly through better loan rates and exclusive perks.

Operational Efficiency

Our $80,234 reflects our operational efficiency, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees ready to serve you with knowledge and commitment.

Solid Foundation

With a net worth of $12,975,634, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 19.96% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,999,311 in used vehicle loans and $2,858,656 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, our competitive rates and flexible terms make it easy to find the right financing for your situation.

Credit Lines

For those looking for additional flexibility in their finances, we have credit lines available totaling $4,000,000. This is an excellent resource for unexpected expenses or planned purchases where having access to extra funds can be beneficial.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,160,591, make buying or refinancing simple. We provide personalized guidance through the mortgage process to ensure you feel confident every step of the way.

Refinancing Options

If you're looking to lower your monthly payments or consolidate debt, we offer refinancing options across our loan products. Talk to one of our representatives about how refinancing can work for you. At Avista Corp., we prioritize transparency and member satisfaction. For any questions regarding eligibility or details about our loan products, please reach out to us at 509-495-2000 during our operating hours: Monday - Friday from 7:30 AM to 4:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you with your financial journey!

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $196,923 in loans helping members manage their finances effectively. This option provides you with quick access to funds without needing collateral.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers are fair and transparent. Users can trust that the information provided is accurate and reflects current market conditions.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Take control of your financial future and compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

AVISTA CORP. CREDIT UNION - Spokane, WA

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