Avestar Madison WI Credit Union | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Avestar, your trusted financial partner located at 3401 W Beltline Hwy, Madison, WI 53713. Since our establishment in 1964, we've been dedicated to serving our community with integrity and care. With a robust membership of 6,246 individuals, we pride ourselves on providing personalized banking solutions that cater to your unique needs. At Avestar, our commitment to your financial well-being is reflected in our impressive total assets of $65,195,396 and total deposits amounting to $3,937,240. We understand the importance of making your money work for you; that's why we offer a variety of services including checking and savings accounts, auto loans, personal loans, mortgage refinancing, and credit cards with rewards. Under the leadership of CEO Kay Radloff and Board President Ron Kluge, our team of 27 employees is here to ensure you receive exceptional service every time you visit or call. Our drive-thru service makes it convenient for you to complete simple transactions without leaving your car, while our ATM availability allows for easy access to your funds around the clock. While members can visit us at 3401 W Beltline Hwy, official correspondence should be sent to our mailing address at 125 W Madison St, Waterloo, WI 53594. We invite you to explore all that Avestar has to offer by visiting our website at avestarcu.com. Whether you're looking for a loan or need assistance with your accounts, we're here to help. Don't hesitate to reach out by calling us at 608-271-5301. Your financial journey is important to us let's embark on it together!

Branch History & Mission

Community Focus

Avestar actively participates in local events and partnerships that promote financial literacy and well-being among residents. Our team is always looking for ways to engage with the community whether through workshops on budgeting or sponsoring local events that bring people together. With modern digital banking options available such as online and mobile services, we ensure that managing your finances is easier than ever. Our branch also features an ATM and drive-thru service for added convenience during operating hours from 8 AM to 4:30 PM Monday through Friday.

Join Us

We invite you to experience the Avestar difference firsthand! Whether you're looking for personal banking services or want guidance on loans and financing options, we're here to help you every step of the way. Discover how joining Avestar can lead you toward a brighter financial future by visiting us today or exploring more about membership eligibility here. Together, let's build a stronger community!

Mission Statement

At Avestar, our mission is more than just numbers; it's about making a meaningful impact in the lives of those we serve. We aim to empower our members with the tools they need to achieve their financial goals while also giving back to the community through various outreach initiatives. Our commitment extends beyond banking; we believe in fostering relationships that help enrich lives. While members can visit us at 3401 W Beltline Hwy Madison, WI 53713 for all their banking needs, official correspondence should be sent to 125 W Madison St, Waterloo, WI 53594 if different from our branch address.

Our Journey

Since our founding, Avestar has seen remarkable growth and evolution. We started with a simple mission: to provide accessible financial services while fostering community engagement. As we expanded our services including personal banking, auto loans, mortgages, and business banking we remained committed to our core values of integrity and support for our members. Our headquarters are situated in Waterloo, WI, but our heart lies here in Madison. The branch's presence has become a trusted resource for individuals and families looking to improve their financial wellbeing. We understand that every member's story is unique, which is why we strive to offer tailored solutions that meet diverse needs.

Branch Location & Accessibility

Welcome to Avestar's Madison Office, located at 3401 W Beltline Hwy, Madison, WI 53713! Our branch is perfectly situated for easy access, whether you're commuting from downtown or heading home after a busy day. You'll find us conveniently near local landmarks that make your visit simple and stress-free. At Avestar, we prioritize our members' comfort and convenience. Our parking lot offers ample space, ensuring you can easily find a spot when you arrive. For those who need it, our facility is ADA compliant, featuring ramps and accessible entrances to accommodate everyone. Our friendly staff is ready to assist you during our operating hours, which are from 8:00 AM to 4:30 PM, Monday through Friday. Whether you're looking to open a new account, apply for a loan, or simply ask questions about our services, we invite you to come in or give us a call at 608-271-5301. Plus, if you prefer banking on the go, we've got you covered with an ATM available right here at the branch. Our drive-thru service makes it even easier for quick transactions like deposits and withdrawals without needing to step inside. If you need to send us official correspondence, please note that while our main branch is located at 3401 W Beltline Hwy, all mail should be directed to our mailing address at 125 W Madison St, Waterloo, WI 53594. We look forward to welcoming you to Avestar! Come visit us today and discover how we can help meet your financial needs.

Member Eligibility

Joining the Avestar community means stepping into a world of support and shared values. At Avestar, we believe that everyone deserves access to financial services that make life easier. Becoming a member is simple! If you live or work in certain areas, or if you're part of select organizations, you may qualify for membership. This includes individuals and their families who meet specific eligibility criteria. To find out more about who can join us, check out the details at our eligibility page. Once you know you're eligible, opening an account is a breeze. We're here to help you through every step of the process so you can start enjoying the many benefits that come with being a member of Avestar, located at 3401 W Beltline Hwy, Madison, WI 53713. Whether it's personal banking services or loans tailored just for you, we're committed to your financial well-being. Feel free to give us a call at 608-271-5301 if you have any questions we're excited to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a reliable partner to help you manage payments effortlessly. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. From accepting credit cards to managing online payments, we provide the tools necessary for smooth operations. Located at 3401 W Beltline Hwy Madison Wi 53713 in Madison, WI, our team is ready to assist you with all your business banking needs. Reach out today at (608) 271-5301 and discover how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

Our branch also provides basic drive-thru banking for deposits, withdrawals, and other simple transactions perfect for those on the go! Our friendly staff is always ready to assist with any questions or concerns you may have.

Business Banking Solutions

For small business owners, Avestar offers tailored business banking solutions that can help you thrive. Our merchant services simplify transactions, allowing you to focus on running your business rather than worrying about payment processing. We also provide business loans that can support expansion or operational needs.

Call Us Today!

Whether you're visiting us in person or accessing our services online, Avestar is committed to making your banking experience smooth and efficient. Have questions? Feel free to call us at 608-271-5301 during our lobby hours from 8:00 AM to 4:30 PM Monday through Friday. We look forward to serving you! Visit us today at Avestar and discover how we can help you reach your financial goals.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Avestar, we emphasize our robust online and mobile banking platforms. You can easily manage your accounts from anywhere using your smartphone or computer. With features like ATM access for cash withdrawals, balance checks, and person-to-person payments, banking has never been easier.

Personal Banking Services

Managing your money should be simple and convenient. That's why we offer a range of personal banking services that include checking and savings accounts tailored to fit your lifestyle. If you're considering purchasing a new car, our auto loans and vehicle financing options are competitive and user-friendly. For those looking to buy a home or refinance an existing mortgage, our mortgage loans provide flexible terms to help you achieve your goals. Additionally, if you're facing unexpected expenses, our personal loans and debt consolidation services can provide the relief you need. And don't forget about our credit cards with rewards, which not only give you purchasing power but also reward you for your spending.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking platform is user-friendly, allowing you to check balances, transfer funds, and pay bills with just a few clicks. Plus, you can easily manage your accounts through our mobile application, which is perfect for those who prefer banking on the go. Whether you're waiting in line or relaxing at home, your financial information is right at your fingertips. One feature that members love is the ability to send money easily through person-to-person transfers. No more hassles with cash or checks; simply use your smartphone to send money directly to friends or family. And if you're looking to stay organized and environmentally conscious, take advantage of our e-statements. These secure digital statements help you keep track of your finances without the clutter of paper.

Security and Accessibility

Your safety is our priority. Although we currently do not offer electronic signature authorization, our online platform includes robust security measures to protect your personal information. Rest assured that when you bank with us digitally, you're doing so with peace of mind. With features like mobile payments, you can make purchases quickly and securely using just your phone. Plus, our commitment to accessibility means that whether you're tech-savvy or just getting started, you'll find our services easy to navigate. At Avestar, we aim to provide a banking experience that fits seamlessly into your life while keeping your information secure. Explore all that we have to offer and take control of your finances today!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts stand at 13,226, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $187,357. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Avestar is your trusted partner. Visit us at 3401 W Beltline Hwy Madison WI 53713 or call 608-271-5301 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $13,413,971 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,935,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of -$2,564, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Growth

With $3,569,940 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $10,540,000 in used auto loans and $54,149,886 in total loans and leases.

Solid Financial Health

With a net worth of $7,589,350, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.64% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,270,709 in used vehicle loans and $4,556,342 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable used vehicle, our flexible terms can make financing easy.

Credit Lines

In addition to these products, we have a robust line of credit options totaling $7,000,000 available for those looking for extra flexibility. Whether you need funds for unexpected expenses or want to consolidate debt, our credit lines can provide the support you need. At Avestar, we believe in transparency and informed choices. If you're considering refinancing or want to know about eligibility options for any of our loan products, feel free to visit our website at Avestar or reach out directly at the number above. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're committed to helping you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,552,994, make buying or refinancing simple. We provide personalized service to guide you through every step of the process.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $1,171,830 in loans helping members manage their finances effectively. Our credit cards come with rewards and competitive rates to suit your spending habits.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With LendMesh, borrowers can navigate their options with confidence. LendMesh ensures accurate loan comparisons through a robust data sourcing process. The loan data is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees that users receive fair and transparent offers tailored to their needs. One of the key benefits of using LendMesh is its commitment to verified data. All loan offers come from legitimate financial institutions, ensuring transparency in the comparison process. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. This means users get unbiased results that reflect true market conditions. Another significant advantage is the real-time rate comparisons provided by LendMesh. Users have access to up-to-date loan rates from multiple institutions, which helps them make informed decisions about borrowing. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the practical benefits that LendMesh provides to its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

AVESTAR CREDIT UNION