Avenir Financial Yuma AZ Credit Union | Best Auto Loans & Business Banking

Introduction

At Avenir Financial, we believe in the power of community and the importance of building lasting relationships with our members. Nestled in the heart of Yuma, Arizona, our Foothills Office at 11252 N Frontage Rd is dedicated to serving you with personalized banking solutions tailored to your unique needs. Established in 1942, we've grown alongside our community, proudly supporting over 34,000 members with a commitment to financial well-being. With total assets exceeding $378 million, and deposits amounting to $7,679,497, we are here to offer you a variety of services from auto loans and mortgages to everyday checking and savings accounts. Our net worth stands strong at $61,455,217, ensuring that your money is safe with us. We take pride in having a robust loan portfolio of 16,322 loans and leases that support individuals and businesses alike. While members can visit us at our Yuma branch, official correspondence should be sent to our mailing address: 11252 N FRONTAGE RD, YUMA, AZ 85367. This helps us keep everything organized while we focus on what matters most your financial journey. Led by our dedicated CEO Adele Gallagher and Board President Daniel Corr, our team of 102 employees is passionate about providing exceptional service. Whether you're looking for guidance on financial products or need assistance with online banking, we're just a phone call away at 928-373-5439. As part of your local credit union, we are not just here for transactions; we're here for you. Join us today and experience the difference a member-focused credit union can make in your financial life. Visit our website at Avenir Financial or come by our branch we can't wait to welcome you!

Branch History & Mission

Commitment to Service

While you can visit us at our branch location for all your banking needs, official correspondence should be sent to 11252 N FRONTAGE RD, YUMA, AZ 85367 if different from our physical address. Our operating hours are designed for your convenience: - Lobby Hours: - Monday, Tuesday, Thursday, Friday: 9 AM - 5 PM - Wednesday: 10 AM - 5 PM - Drive-Thru Hours: - Monday, Tuesday, Thursday, Friday: 9 AM - 5 PM - Wednesday: 10 AM - 5 PM We offer ATM services and a drive-thru option for quick transactions. Plus, as a shared service center member, you can access your accounts at partner locations across the country.

Join Us Today!

With a commitment to innovation and customer satisfaction, Avenir Financial continues to embrace digital advancements like online and mobile banking to enhance your experience. We invite you to join our community today! Experience firsthand the benefits of being part of Avenir Financial where your financial goals become our mission. For more information or to open an account, call us at 928-373-5439 or visit us online at Avenir Financial. Together, let's build a stronger future!

Our Mission

At Avenir Financial, our mission is simple yet powerful: we strive to enhance the financial well-being of our members while contributing positively to the communities we serve. We believe that everyone deserves access to quality financial services, and we work tirelessly to ensure our offerings are inclusive and accessible. Whether it's through personal banking options like checking and savings accounts or loans for vehicles and homes, we prioritize your needs first. We take pride in being more than just a credit union; we are your neighbors. Our team actively engages in local outreach efforts and partnerships aimed at uplifting the Yuma community. From supporting local charities to hosting financial literacy workshops, we invest in initiatives that make a real difference.

Branch Location & Accessibility

Convenient Access and Features

At Avenir Financial, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, ensuring that everyone can navigate comfortably. Parking is ample and free, making it simple to stop by for your banking needs. If you prefer the ease of drive-thru banking, we've got you covered! Our drive-thru service is available during regular hours for quick deposits and withdrawals.

Nearby Amenities

Located in Yuma County, our branch is close to several community hotspots. You'll find us not far from popular dining options and shopping centers perfect for running errands or grabbing a bite before or after your visit.

Operating Hours

We understand that life can be busy, which is why we offer flexible operating hours. You can visit us Monday through Tuesday and Thursday through Friday from 9 AM to 5 PM. On Wednesdays, we're open from 10 AM to 5 PM. Our dedicated staff is ready to assist you during these times!

Services Offered

At Avenir Financial, we provide a full range of personal banking services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we aim to help you achieve your financial goals. Plus, with ATM access available on-site, you can easily manage your cash flow without any hassle. While members can visit us at 11252 N Frontage Rd, official correspondence should be sent to our mailing address at 11252 N FRONTAGE RD, YUMA, AZ 85367. Ready to take the next step? Feel free to call us at 928-373-5439 or visit our website at Avenir Financial for more information. We look forward to serving you!

Member Eligibility

At Avenir Financial, we believe that everyone deserves a supportive financial community, and becoming a member is a simple step towards achieving your financial goals. To join us, you'll need to meet some friendly eligibility criteria. If you live, work, worship, or attend school in the Yuma area, you're already on the right track! Additionally, immediate family members of current members can also join. This inclusivity means that whether you're just starting out or looking for new opportunities, you have access to our range of services designed to help you thrive. Opening an account with us is as easy as pie! You can get started by visiting our website at https://www.dblc.app/lucroinstitution/institutionhomepage.aspx?institutiontoken=24adb417. If you have any questions or need assistance during the process, don't hesitate to give us a call at (928) 373-5439. For more detailed information on eligibility requirements, feel free to check out our website at https://www.avenirfinancial.org/membership/benefits-discounts.html. We can't wait to welcome you into the Avenir Financial family at our branch located at 11252 N Frontage Rd Yuma Az 85367!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $56 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $27 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $35,577,505, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But it doesn't stop at loans. Our merchant services make daily transactions easier for business owners like you. Imagine being able to accept payments seamlessly, whether in-store or online. This allows you to focus on what you do best running your business while we handle the financial side. Located at 11252 N Frontage Rd Yuma Az 85367 in Yuma, AZ, we invite you to explore how our business banking services can elevate your operations. Connect with us at (928) 373-5439 to learn more about how we can support your journey toward success!

Comprehensive List Of Services

Accessible ATM & Drive-Thru Services

We know that sometimes you need quick access to cash or banking services. Our ATM & Cash Withdrawal Services are available at various locations for easy withdrawals and balance checks. Additionally, our basic drive-thru banking allows for simple transactions like deposits and withdrawals without needing to leave your vehicle.

Business Banking Support

For entrepreneurs and business owners, Avenir Financial offers robust business banking services. Our Merchant Services & Business Loans are designed to support your growth while ensuring that managing finances is straightforward and efficient.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer comprehensive Online & Mobile Banking features that let you access your accounts anytime, anywhere. You can check balances, transfer funds, pay bills, and even send money to friends through our person-to-person payment service all from the comfort of your smartphone or computer.

Personal Banking Solutions

Our personal banking options are designed to make your life easier. With Checking and Savings Accounts, you can manage your day-to-day transactions while earning interest on your savings. If you're considering purchasing a vehicle, our Auto Loans and Vehicle Financing services offer competitive rates and flexible terms that fit your budget. Plus, if you're looking for a place to call home, our Mortgage Loans and Refinancing services provide you with various options to ensure you find the right mortgage solution. Managing debt can be challenging, but with our Personal Loans and Debt Consolidation services, we help simplify the process by providing loans that cater to your specific needs. And don't forget about our Credit Cards with Rewards, which allow you to earn points on everyday purchases.

Shared Branch Transactions

As part of our commitment to accessibility, we also provide basic shared branch transactions for members of partner credit unions. This means that even if you're away from home, you can still manage your deposits and withdrawals conveniently. At Avenir Financial in Yuma, AZ, we strive to provide all the tools necessary for financial success. We invite you to reach out at 928-373-5439 or visit us online at www.avenirfinancial.org to learn more about how we can assist you today! Your financial future starts here!

Digital & Online Banking

E-Statements Availability

Say goodbye to paper clutter! With e-statements available, you can receive your account statements electronically. This not only helps keep your documents organized but also allows for quick access whenever you need it.

Mobile Application Availability

Stay connected with our user-friendly mobile application. With it, managing your finances is just a tap away. You can deposit checks, view transaction history, and even set up mobile payments. Speaking of payments, our mobile payments feature lets you make purchases directly from your device it's fast and secure!

Person-to-Person Transfers

Need to send money to a friend? Our person-to-person transfer service makes it easy to send funds quickly and safely. No more worrying about cash or checks; just use our app or online platform to transfer money instantly. At Avenir Financial, we strive to provide accessible and real-time account management tools that cater to your needs. Enjoy peace of mind knowing that our secure systems protect your information while giving you full control over your finances. Join us today and experience the benefits of modern banking!

Financial Strength

At Avenir Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that a solid financial foundation is essential for your peace of mind and trust in our services. That's why we are proud to share our financial strength with you, demonstrating our commitment to serving your needs. With a net worth of $61,455,217, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.22% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $69,143,771 in share certificates and $26,281,666 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $31,240,919 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $4,795 in used auto loans and a total of $248,412,079 in loans and leases available. While our current net income stands at $0, it reflects our operational efficiency as we focus on strengthening our offerings for you. We also take pride in having 92 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our total share accounts stand at 49,789, showcasing a strong and growing member base that trusts us with their finances. This trust allows us to work together toward your financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Avenir Financial is your trusted partner. Visit us at 11252 N Frontage Rd Yuma AZ 85367 or call 928-373-5439 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $68,812,487 in used vehicle loans and $19,611,592 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for both new and used vehicles to suit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $35,577,505 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges; our team is here to assist you in navigating those financial decisions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,594,589, make buying or refinancing simple. We offer guidance through every step of the process to ensure you find a solution that works for you.

Refinancing Options

If you're considering refinancing any of your existing loans or would like to explore eligibility options for our various products, we're here to help. Our team can work with you to determine what suits your financial situation best. Our commitment to serving our community extends beyond just lending; we aim to empower our members through sound financial practices and education. If you're interested in learning more about our loan offerings or want personalized assistance tailored to your needs, please reach out to us at 928-373-5439 or visit us at 11252 N Frontage Rd Yuma AZ 85367. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,274,696 in loans helping members manage their finances effectively. These cards are designed for convenience and can help you build your credit score while providing purchasing power when needed.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers every time they search for loans. By focusing on verified data from legitimate financial institutions, LendMesh guarantees that the information provided is not only accurate but also trustworthy.

AVENIR FINANCIAL FEDERAL CREDIT UNION - Yuma, AZ

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