Avadian Madison AL Credit Union | Low Mortgage Rates & Auto Loans

Introduction

At Avadian, we believe in the power of community and financial empowerment. Established in 1934, our Madison branch at 8566 Madison Blvd, Madison, AL 35758 has been a trusted partner for over 97,000 members. With a strong commitment to enhancing the financial well-being of our community, we proudly manage assets totaling over $1.39 billion and provide a wide array of services tailored to meet your needs. Whether you are looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, or you're a business seeking competitive loan options, we've got you covered. Our total deposits stand at $84,784,665, reflecting the trust our members place in us every day. We also support local businesses with a net member business loan balance of $98,224,735, contributing to economic growth in our area. Led by our dedicated CEO Linda Cencula and Board President Terry Davis, our team of 283 employees is here to ensure you receive personalized service with every interaction. You can count on us to not only understand your financial goals but also help you achieve them. While members can visit us at our Madison branch for all their banking needs during our lobby hours from 8:45 a.m. to 5:00 p.m., Monday through Friday, official correspondence should be sent to the same address as our branch location. Join us today and discover how Avadian can make a difference in your financial journey. Call us at 256-774-3988 or visit our website at www.avadiancu.com to learn more about our offerings and become part of something bigger your community credit union!

Branch History & Mission

Commitment to Innovation

As we look toward the future, we continue to embrace technology that enhances member experience. With features like online banking and mobile payments available at your fingertips, managing your finances has never been easier or more accessible. We are proud to offer ATM services and drive-thru banking options for added convenience. Our operating hours from 8:45 a.m. to 5:00 p.m., Monday through Friday ensure you can access our services when you need them most.

Join Us

If you're looking for a financial partner that prioritizes your needs while giving back to the community, look no further than Avadian. We invite you to join us and experience firsthand the benefits of membership with a credit union committed to your success. For more information or assistance, feel free to reach out at 256-774-3988 or visit us online at Avadian's Website. Together, let's build a brighter financial future!

Mission Statement

At Avadian, our mission is clear: we are dedicated to providing exceptional financial services while fostering strong community connections. We believe that everyone deserves access to affordable banking solutions tailored to their unique circumstances. Our offerings include personal banking accounts, auto loans, mortgage financing, and credit cards with rewards designed to enhance your financial journey. Our commitment extends beyond numbers; we actively engage in community outreach programs that make a real difference in the lives of those around us. We partner with local organizations and initiatives that promote education and financial literacy because empowering our members benefits everyone.

Our Journey

Our branch at 8566 Madison Blvd, Madison, AL 35758, stands as a testament to our legacy. Over the years, we have evolved alongside our members, adapting our services to meet their changing needs. Today, we proudly serve over 97,000 members and manage total assets of approximately $1.39 billion. Our growth reflects not only our success but also the trust and loyalty of the community we serve. While members can visit us at our Madison branch for personal banking needs, official correspondence should be sent to our mailing address: 8566 Madison Blvd, Madison, AL 35758.

Branch Location & Accessibility

Get in Touch!

Have questions? Our friendly staff is just a phone call away at 256-774-3988. We invite you to visit us at Avadian in Madison for all your personal banking needs whether it's checking accounts, loans, or credit cards with rewards. We're excited to help you achieve your financial goals!

Nearby Landmarks and Accessibility

Situated close to local favorites like the Madison Public Library and across from the bustling shops at Madison Square, finding us is simple! Our location features ample parking, ensuring that your visit is as stress-free as possible. Plus, we take pride in being fully ADA compliant, with ramps and accessible entrances to accommodate all members of our community.

Operating Hours and Services

At Avadian, we know how important your time is. That's why we're open Monday through Friday from 8:45 a.m. to 5:00 p.m., providing you with flexible hours to fit your busy schedule. If you prefer banking on-the-go, don't forget about our ATM services available at this location for quick cash withdrawals and balance checks. For those who enjoy the convenience of drive-thru banking, we offer that too! You can handle deposits and withdrawals without leaving your vehicle. Our team is dedicated to making your banking experience smooth and efficient.

Member Eligibility

At Avadian, we believe that becoming a member is like joining a close-knit family where your financial well-being is our top priority. If you're looking to be part of our community, you'll find that eligibility is quite simple and welcoming. Generally, anyone who lives, works, worships, or attends school in the Madison area can become a member. This means that if you're part of this vibrant community, you're already on the right track! Plus, once you join us, you'll enjoy numerous benefits such as competitive rates on loans and savings, personalized service, and access to various financial products tailored just for you. Ready to take the next step? Opening an account at Avadian is easy! Just visit us at our branch located at 8566 Madison Blvd Madison Al 35758, or give us a call at (256) 774-3988 for more details. For the most current eligibility criteria and information, feel free to check out our dedicated page at http://www.avadiancu.com/membership/careers-at-avadian/available-positions . We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services that Matter

In addition to loans, we offer merchant services that simplify transactions and enhance customer experiences. Picture this: a local shop owner seamlessly processing payments through a secure system while keeping track of inventory all in one place. Our services empower you to focus on what matters most growing your business. Located at 8566 Madison Blvd Madison Al 35758 in Madison, AL, we invite you to explore how our tailored solutions can fuel your ambitions. For more information, give us a call at (256) 774-3988 or visit our website at Avadian.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $268 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $102,716,527, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

At Avadian, we strive to ensure all your banking needs are met efficiently. This includes basic ATM access for balance checks and withdrawals along with streamlined customer service at our branch located at 8566 Madison Blvd, Madison, AL 35758. If you ever need assistance or have questions about any of our services, feel free to call us at 256-774-3988 during lobby hours from 8:45 a.m. to 5:00 p.m., Monday through Friday. In summary, whether it's personal or business banking needs, Avadian is here for you every step of the way. We invite you to explore the full range of services available at our branch and see how we can assist you in achieving your financial goals. Ready to take the next step? Visit us today at Avadian or give us a call!

Business Banking Solutions

For our small business owners, we understand that managing finances can be challenging. That's why we offer comprehensive business banking services, including merchant services and business loans. We aim to support your growth by providing the necessary resources for your success.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. You can make transactions, check balances, and pay bills from the comfort of your home or on the go. We also provide easy access to cash through our ATM and cash withdrawal services. With locations throughout Madison, accessing your money has never been simpler. Additionally, our basic drive-thru banking enables quick deposits and withdrawals without leaving your car perfect for busy days!

Personal Banking Services

Our personal banking options include checking and savings accounts that help you manage your finances effectively. If you're planning to buy a new car or need funds for a special purchase, our auto loans and vehicle financing are tailored to fit your budget. For those seeking home ownership or refinancing opportunities, our mortgage loans offer competitive rates and flexible terms. If unexpected expenses arise, our personal loans and debt consolidation solutions can provide you with the financial support you need. Plus, don't forget about our credit cards with rewards, which allow you to earn points on every purchase you make.

Digital & Online Banking

Key Features

Our online banking offers a host of features that empower you to take control of your financial life. You can check balances, transfer funds, and pay bills all from the comfort of your home or on the go with our mobile application. Plus, with 24/7 online banking services, you're never out of touch with your money. Need to send money quickly? Our person-to-person transfers feature makes it simple to send cash to friends and family without hassle. And if you prefer paperless options, you'll be pleased to know that we offer e-statements for easy access to your account statements no more waiting for the mail!

Security and Accessibility

Your security is our top priority. We utilize advanced measures like electronic signature authorization to ensure that your transactions are safe and secure. Our mobile payments feature allows you to shop and pay right from your smartphone, making everyday purchases a breeze. With everything available at your fingertips through our mobile application, banking has never been easier. Whether you need to deposit a check or review recent transactions, you can do it all in real-time. Join us at Avadian and experience how our digital and online banking services can simplify your financial journey! For more details about all we offer, visit us at https://www.avadiancu.com/ today.

Financial Strength

Growing Together

Total Share and Deposit Accounts: 208,040, showing a strong and growing member base that trusts us with their finances. Our net shares stand at $0, indicating funds available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Avadian is your trusted partner. Visit us at 8566 Madison Blvd Madison Al 35758 or call (256) 774-3988 to learn more about how we can help you achieve your financial goals.

Investments in Your Future

With $119,924,445 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We also support your financial goals with $13,950 in used auto loans and $1,080,574,561 in total loans and leases. Our $3,419,335 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 277 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Approach

Members' savings are secured through $501,609,875 in share certificates and $183,909,065 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundation

With a net worth of $125,249,681, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $900 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $281,000,582 in used vehicle loans and $109,703,052 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options tailored just for you. Plus, we offer refinancing solutions if you're looking to lower your monthly payments or reduce interest rates on existing auto loans.

Business Financing

For business owners, our outstanding commercial loans totaling $102,716,527 provide the capital needed to grow and expand your operations. We recognize that each business is unique; therefore, our lending specialists work closely with you to develop customized solutions that suit your specific needs. At Avadian, we're here to support you every step of the way. If you're ready to take the next step towards securing a loan or want more information about refinancing options or eligibility requirements, please don't hesitate to reach out at (256) 774-3988. Our friendly staff is eager to assist you during our operating hours from 8:45 a.m. to 5:00 p.m., Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you navigate your financial journey today!

Credit Lines and Personal Loans

For those who need quick access to funds, our credit lines offer flexibility and convenience with a total of $377,577,750 available. We also provide unsecured credit card loans with flexible terms, amounting to $25,089,807. These products are designed to help you manage your finances effectively without the burden of collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $143,313,580, make buying or refinancing simple. We guide you through each step of the process and provide flexible terms that fit your budget. If you're considering refinancing your current mortgage, we can help you explore eligibility options to potentially save money over time.

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AVADIAN CREDIT UNION