Avadian Hoover AL Credit Union | Quick Personal Loans & Top Checking Accounts

Introduction

Welcome to Avadian, your trusted credit union located at 1 Riverchase Pkwy S, Hoover, AL 35244. Established in 1934, we have been dedicated to serving our community for nearly nine decades. With a strong membership of 97,051 and total assets exceeding $1.39 billion, we are committed to providing exceptional financial services tailored to your needs. At Avadian, we believe in putting our members first. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgages, we've got you covered. Our expertise also extends to business banking, offering services such as merchant services and business loans. We take pride in our ability to support both individuals and local businesses alike. With a net worth of $125,249,681 and total deposits reaching $84,784,665, Avadian is a solid choice for your financial journey. Our leadership team is here to guide you every step of the way; led by CEO Linda Cencula and Board President Terry Davis, our focus is on building lasting relationships with our members. While members can visit us at our Hoover location, any official correspondence should be sent to PO Box 360287, Birmingham, AL 35236. If you have questions or need assistance, don't hesitate to reach out at 205-985-2828 during our operating hours of 8:00 a.m. - 5:00 p.m., Monday through Friday. Explore the world of opportunities that await you at Avadian by visiting our website at www.avadiancu.com. Join us today and experience the difference of being part of a community-focused credit union!

Branch History & Mission

At Avadian, we take pride in our rich history and deep-rooted commitment to serving our community. Established in 1934, we have grown from a small credit union into a trusted financial partner for over 97,051 members. Located at 1 Riverchase Pkwy S, Hoover, AL 35244, our branch is nestled in a vibrant area known for its welcoming atmosphere and community spirit. Our mission is clear: we strive to empower our members with accessible financial services while fostering a sense of belonging and support within the community. We believe that everyone deserves the opportunity to achieve their financial goals, whether that's through personal banking, auto loans, or business financing. This commitment is reflected in our total assets of over $1,391,318,072, enabling us to provide robust financial solutions tailored to your needs. Over the years, Avadian has embraced advancements in technology to ensure that our services are convenient and user-friendly. From online banking and mobile payments to electronic signatures and e-statements, we prioritize making your banking experience as smooth as possible. Our ADA compliance ensures that all members can access our services without barriers. While members can visit us at 1 Riverchase Pkwy S, official correspondence should be sent to PO Box 360287, Birmingham, AL 35236 if needed. Our operating hours are designed with your busy schedule in mind: we're open from 8:00 a.m. - 5:00 p.m., Monday through Friday. Although we do not have ATM or drive-thru services available at this location, our dedicated staff is here to assist you with all your banking needs. Avadian also believes in giving back to the community. We engage in various outreach initiatives and partnerships aimed at improving the lives of those around us. Our focus on community support enhances our mission of not just being a financial institution but a pillar of strength for those we serve. Join us at Avadian today! Experience firsthand how we blend financial services with community care. Whether you're looking to open an account or explore loan options, we're here to help you every step of the way. Reach out by calling us at 205-985-2828 or visit us online at AvadianCU.com to learn more about membership opportunities. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Access and Amenities

At Avadian, we prioritize your convenience. Our branch is designed with accessibility in mind, featuring ADA-compliant entryways and parking options that ensure everyone can visit us without hassle. Whether you're stopping by for a quick transaction or to explore our financial services, you'll find ample parking available close to the entrance. While visiting us at this address, please note that any official correspondence should be sent to our mailing address: PO Box 360287, Birmingham, AL 35236.

Join Us Today!

We invite you to come visit Avadian at 1 Riverchase Pkwy S in Hoover. Experience firsthand the welcoming atmosphere and helpful service that makes us a trusted choice for so many. We look forward to helping you achieve your financial dreams!

Operating Hours

We know how busy life can get! That's why we're here for you Monday through Friday from 8:00 a.m. to 5:00 p.m. Our dedicated team is ready to assist you during these hours, ensuring you receive the support you need for all your banking needs.

Services Tailored for You

At Avadian, we offer a variety of services designed to meet your financial goals from personal banking options like checking and savings accounts to auto loans and mortgages. Plus, our online and mobile banking services give you easy access to manage your finances on-the-go. For those who prefer face-to-face interactions, our branch staff is always eager to help with anything from setting up new accounts to discussing loan options. Just give us a call at 205-985-2828 if you have any questions before stopping by!

Member Eligibility

At Avadian, we believe that everyone deserves a place to thrive, and becoming a member is just the first step into our welcoming community. If you live, work, or worship in our local area, you're likely eligible to join us! We embrace individuals from various backgrounds and experiences, making it easy for you to enjoy the benefits of membership. To learn more about specific eligibility requirements, feel free to check out our detailed information at http://www.avadiancu.com/membership/careers-at-avadian/available-positions . Opening an account with us is straightforward and designed with your convenience in mind. Simply visit our online portal at https://secure.avadiancu.com/avadiancu/sdk/autoenrollmente2e to get started, or give us a call at (205) 985-2828 if you have any questions. Our team is here to guide you through the process and ensure you feel right at home from day one. Join us at Avadian located at 1 Riverchase Pkwy S Hoover Al 35244, and let's embark on this journey together!

Business Banking & Commercial Services

Financing Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $268 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $102,716,527, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the ability to process payments smoothly while focusing on what you do best running your business. Our merchant services offer practical solutions that make transactions easy for you and your customers. From credit card processing to digital payment options, we equip you with the tools needed to thrive in today's market. Located at 1 Riverchase Pkwy S Hoover Al 35244 in Hoover, AL, we're here to discuss how our business banking services can help your venture flourish. Reach out to us at (205) 985-2828 or visit our website at Avadian for more information!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have an ATM on site, we ensure access to cash withdrawal services through partnerships within our network. This means that even without an ATM right here at our branch, you can still easily get cash when needed. At Avadian, we're proud to serve the community with these diverse offerings tailored just for you. If you're ready to take the next step in managing your finances or simply want more information about any of our services, don't hesitate to reach out! Call us at (205) 985-2828, visit us at 1 Riverchase Pkwy S Hoover Al 35244, or explore our website at Corporate. We're here to help!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing services can help make your dream vehicle a reality. With competitive rates and flexible terms, you'll find financing that fits your budget and lifestyle. Picture driving off the lot in your new car, knowing you got a great deal with support from our friendly team.

Business Banking

If you're a business owner, you'll appreciate our Business Banking services, which include merchant services and business loans. We're dedicated to helping local businesses thrive by providing the financial tools needed for growth and success.

Credit Cards with Rewards

Our Credit Cards with Rewards program allows you to earn while you spend. Whether it's cashback on purchases or travel rewards, using our credit card means getting something back for everyday expenses. It's like earning points towards your next adventure just by shopping!

Mortgage Loans & Refinancing

For those considering home ownership or looking to refinance, our Mortgage Loans & Refinancing options are here for you. We understand that buying a home is one of the biggest decisions you'll ever make, and we aim to simplify the process. Our knowledgeable staff will guide you through every step, ensuring you find the best mortgage solution for your situation.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking solutions that let you manage your accounts from anywhere at any time. Whether you want to check balances, transfer funds, or pay bills on the go, we've got you covered with user-friendly digital platforms.

Personal Banking

Whether you're looking to open a checking account or save for the future, our Personal Banking options are designed with you in mind. We offer both checking and savings accounts that make it easy to manage your finances. Imagine having a place where your money can grow securely while still being readily available when you need it. That's exactly what we provide at Avadian.

Personal Loans & Debt Consolidation

Need some extra cash? Our Personal Loans & Debt Consolidation services offer solutions for unexpected expenses or managing existing debt. By consolidating your loans into one manageable payment, you can ease financial stress and focus on what matters most.

Digital & Online Banking

Convenient Online Services

Visit us at https://www.avadiancu.com/ to explore our user-friendly online banking features. You can check your account balances, transfer funds, and pay bills without ever stepping foot in a branch. Our 24/7 online banking services ensure you have access to your accounts whenever you need it.

Effortless Transactions

Need to send money to a friend? With our person-to-person transfer feature, you can quickly and securely send funds with just a few taps on your mobile device. Plus, if you're always on the go, you'll appreciate our mobile application that allows you to manage your accounts right from your phone.

Enhanced Security and Accessibility

We take security seriously. With electronic signature authorization available, you can sign important documents digitally, saving you time while ensuring your information is protected. E-statements are also available for those who prefer going paperless, making it easy to keep track of your finances while helping the environment.

Mobile Payments Made Simple

Using mobile payments? You'll love how easy it is with us! Our mobile payments feature lets you pay for purchases directly from your smartphone, making transactions quick and hassle-free. At Avadian, we're committed to providing you with the tools you need for real-time account management in a way that fits into your busy lifestyle. Experience the convenience of digital banking today!

Financial Strength

Commitment to Innovation and Growth

With $119,924,445 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $13,950 in used auto loans and $1,080,574,561 in total loans and leases. Our operational efficiency is reflected in our $3,419,335, enabling us to continue offering competitive loan rates and solid financial products for our members.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Avadian is your trusted partner. Visit us at 1 Riverchase Pkwy S Hoover Al 35244 or call (205) 985-2828 to learn more about how we can help you achieve your financial goals.

Dedicated Team for Exceptional Service

We take pride in having 277 full-time employees and 6 part-time employees who are dedicated to serving you with knowledgeable support. Your needs come first at Avadian, where we strive to create an exceptional experience for all members. Total Share and Deposit Accounts: 208,040, showing a strong and growing member base that trusts us with their finances.

Member-Centric Savings Opportunities

Members' savings are secured through $501,609,875 in share certificates and $183,909,065 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $125,249,681, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation supports our ability to serve our community effectively. Our net worth ratio of $900 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $281,000,582 in used vehicle loans and $109,703,052 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our dedicated team will guide you through the process and ensure you find an option that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $102,716,527 provide the capital needed to grow and expand. We know how important it is for businesses to have access to funding solutions tailored to their specific needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $143,313,580, make buying or refinancing simple. We provide personalized service to help you navigate through the complexities of mortgages, making it easier for you to secure your dream home.

Refinancing Options

If you're looking for ways to lower your monthly payments or consolidate debt, ask about our refinancing options. We're here to assist you in finding financial solutions that work best for your situation. For more information on any of these loan products or eligibility requirements, feel free to reach out at (205) 985-2828, or visit us at our branch located at 1 Riverchase Pkwy S Hoover Al 35244 in Hoover, AL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you meet your financial needs!

Unsecured Credit Cards

Managing everyday expenses can be made easier with our flexible unsecured credit card loans. With a total of $25,089,807 in loans assisting members, you can enjoy peace of mind knowing that you have access to funds when needed. Our credit cards come with competitive rates and rewards, allowing you to earn while you spend.

Loan Aggregator

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AVADIAN CREDIT UNION