Avadian Birmingham AL Credit Union | Affordable Vehicle Loans & Low Mortgage Rates

Introduction

Welcome to Avadian, your trusted credit union located at 2150 Gadsden Hwy, Birmingham, AL 35235. Since our establishment in 1934, we have been committed to serving our members with integrity and dedication. With over 97,000 members and total assets exceeding $1.39 billion, we pride ourselves on being a cornerstone of financial support in the community. At Avadian, we understand that each member's financial journey is unique. That's why we offer a variety of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans, mortgages, and even business banking solutions. Our commitment to you goes beyond just transactions; we aim to empower our members through every stage of their financial lives. Led by our experienced CEO, Linda Cencula, and Board President, Terry Davis, our team works tirelessly to ensure that your experience with us is smooth and rewarding. We currently employ 283 dedicated professionals who are ready to assist you at every turn. While members can visit us at 2150 Gadsden Hwy, official correspondence should be sent to the same address. Whether you're looking for guidance on your next loan or need assistance managing your accounts, our friendly staff is here for you. With a net worth of over $125 million and cash reserves of approximately $10.29 million, Avadian stands as a strong and reliable partner in achieving your financial goals. We invite you to explore how we can help you thrive financially. Feel free to give us a call at 205-661-9712 or visit us online at avadiancu.com for more information about our services. Join us today and experience the difference of banking with a credit union that truly cares!

Branch History & Mission

At Avadian, our story began in 1934, right here in the heart of Birmingham, Alabama. Since then, we have been dedicated to serving our community and empowering our members with reliable financial solutions. Over the years, we've grown from a small group of visionaries into a thriving credit union with a membership of over 97,000 individuals who trust us with their financial needs. Located at 2150 Gadsden Hwy, Birmingham, AL 35235, our branch is easily accessible and stands as a symbol of our commitment to the community. Just a short drive from local landmarks such as the Trussville Plaza and nearby parks, we invite you to stop by and discover how we can help you achieve your financial goals. Avadian's mission is simple yet profound: we strive to provide exceptional banking services that not only meet our members' financial needs but also contribute positively to their lives. Whether it's offering competitive auto loans, personalized mortgage solutions, or rewarding credit card options, our aim is to enhance the overall financial well-being of each member. In addition to traditional banking services, we are committed to supporting local initiatives and fostering community relationships. Through various outreach programs and partnerships with local organizations, Avadian plays an active role in enhancing the quality of life in Birmingham. We believe that when our community thrives, so do we. Our branch has seen remarkable growth over the decades. With total assets currently standing at $1,391,318,072 and an unwavering focus on customer satisfaction, we've implemented modern conveniences like online banking and mobile payment options for easy access to your accounts anytime and anywhere. We also ensure accessibility for all by adhering to ADA compliance standards. While members can visit us at 2150 Gadsden Hwy for personal service, official correspondence should be sent to the same mailing address for your convenience. Our operating hours are Monday through Friday from 8:45 AM to 5:00 PM. Plus, with ATM availability and drive-thru banking services at your fingertips, managing your finances has never been easier. We invite you to join Avadian today! Experience first-hand how our dedicated team is here to support you every step of the way on your financial journey. Together, let's build a brighter future for you and our community! If you're ready to take the next step or learn more about membership benefits, give us a call at 205-661-9712 or visit us online at Avadian Credit Union.

Branch Location & Accessibility

Accessibility Features

At Avadian, we prioritize accessibility for everyone. Our branch is equipped with ADA-compliant features, including ramps and designated parking spots. Whether you're visiting for personal banking or need assistance with a loan, our team is here to help you every step of the way.

Call to Action

If you're looking for a credit union that puts its members first, come visit us today or give us a call at 205-661-9712. We're excited to assist you with all your banking needs!

Convenient Operating Hours

We know that life can get busy, which is why our lobby hours are designed to fit your schedule. We're open Monday through Friday from 8:45 AM to 5:00 PM, giving you plenty of time to visit us after work or during your lunch break. Plus, we offer both drive-thru banking and ATM services for your convenience.

Services Offered

At Avadian, you'll find a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. We also provide online and mobile banking options so you can manage your finances on the go. While members can visit us at 2150 Gadsden Hwy for all their banking needs, any official correspondence should be sent to the same mailing address.

Member Eligibility

At Avadian, we believe that everyone deserves a supportive financial community, and becoming a member is a wonderful way to join us. If you live, work, worship, or attend school in the Birmingham area, you're likely eligible to become a member! We also welcome family members of existing members and employees of select organizations. This means that if you're connected to our community in any way, you're one step closer to enjoying all the benefits we offer. From personalized service to competitive rates on loans and savings, being part of Avadian opens up a world of opportunities for your financial well-being. Getting started is simple! You can find all the detailed eligibility criteria on our website at http://www.avadiancu.com/membership/careers-at-avadian/available-positions . Once you confirm your eligibility, opening an account is just a click away head over to https://secure.avadiancu.com/avadiancu/sdk/autoenrollmente2e to begin your journey with us today. If you have any questions or need assistance, feel free to reach out at (205) 661-9712. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $268 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $102,716,527, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the ability to process payments quickly and efficiently, making it easier for your customers to do business with you. Our merchant services offer simple payment processing solutions that let you focus on what matters most running your business. Whether you need credit card processing or tools to manage transactions, we've got you covered. Located at 2150 Gadsden Hwy Birmingham Al 35235 in Birmingham, AL, we're here to support your business every step of the way. Contact us at (205) 661-9712 to learn more about how our business banking services can benefit you!

Comprehensive List Of Services

Convenient Access

We know that convenience matters in today's fast-paced world. Our ATM services allow you easy access for cash withdrawals and balance checks whenever you need them. For those quick transactions like deposits or withdrawals, our drive-thru banking service is also available. Every service at Avadian aims to make banking as convenient as possible for our members. With digital features like mobile payments and person-to-person transfers, managing your finances has never been easier.

Financial Solutions for Everyone

Life can sometimes throw unexpected expenses your way. That's why we provide personal loans and debt consolidation options, ensuring that you have support when you need it most. Plus, our credit cards come with rewards programs that allow you to earn while you spend perfect for those who love to shop or travel. For entrepreneurs and small businesses, our business banking services include merchant services and business loans designed to help you grow and succeed. We understand the challenges of managing a business's finances, which is why we're here to simplify the process.

Get in Touch

If you're ready to explore how Avadian can help you achieve your financial goals, give us a call at (205) 661-9712 or visit us at 2150 Gadsden Hwy Birmingham Al 35235 in Birmingham, AL. Our team is eager to assist you with all your banking needs! Join us today and experience the difference in personalized service and community-focused financial solutions. Visit us online at our website for more information on all our services!

Personal Banking Services

Managing your money should be straightforward, which is why we offer personal banking options that include checking and savings accounts designed to fit your lifestyle. Imagine having access to your funds anytime you need them through our online and mobile banking platforms. You can check balances, transfer money, or pay bills from the comfort of your home or on the go. If you're thinking about purchasing a car, our auto loans and vehicle financing options make it simple and affordable. We strive to offer competitive rates that can help you get behind the wheel without breaking the bank. Additionally, if you're planning to buy a home or refinance your existing mortgage, we have mortgage loans that cater to various financial situations.

Digital & Online Banking

Security and Convenience

Security is paramount at Avadian. We use electronic signature authorization to ensure that your online transactions are secure and trustworthy. Additionally, e-statements are available so you can keep track of your financial activity without the clutter of paper statements. Managing your finances has never been more straightforward or secure. With all these features combined, you can enjoy real-time account management while knowing that your personal information is protected. Join us at Avadian and experience the ease of modern banking today!

User-Friendly Mobile Application

Our mobile application further enhances your banking experience. It allows you to handle all your transactions right from your smartphone or tablet. Plus, if you prefer contactless payments, you'll be glad to know that mobile payments are supported. This means you can pay for purchases quickly and safely without having to reach for your wallet.

Financial Strength

Growing Member Base

With a total of 208,040 share accounts, we demonstrate a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $0, further confirming our commitment to fostering your financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Avadian is your trusted partner. Visit us at 2150 Gadsden Hwy Birmingham Al 35235 or call (205) 661-9712 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Operational Efficiency

Our performance is reflected in our $3,419,335, which showcases our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 277 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Member Benefits

With $119,924,445 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $13,950 in used auto loans and $1,080,574,561 in total loans and leases.

Secure Savings Opportunities

Members' savings are secured through $501,609,875 in share certificates and $183,909,065 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $125,249,681, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $900 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $281,000,582 in used vehicle loans and $109,703,052 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have flexible terms to meet your needs.

Business Financing

For business owners, our outstanding commercial loans totaling $102,716,527 provide the capital needed to grow and expand. We are dedicated to supporting local businesses and ensuring they have access to the resources required for success. If you're considering refinancing or are unsure about your eligibility for any of our loan products, please don't hesitate to reach out. We can help you explore your options and guide you through the application process. For more information on our loan offerings or to speak with one of our knowledgeable team members, contact us at (205) 661-9712, or visit us at 2150 Gadsden Hwy Birmingham Al 35235, Birmingham, AL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Credit Lines and Personal Loans

We also provide credit lines with a total of $377,577,750 available for those who need extra flexibility in their finances. Additionally, our unsecured credit card loans amounting to $25,089,807 give members the freedom to manage unexpected expenses without high-interest rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $143,313,580, make buying or refinancing simple. We can guide you through the process and help you find an option that fits your budget.

Loan Aggregator

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Verified Data

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AVADIAN CREDIT UNION