Auto-Owners Associates Credit Union Lansing MI | Best Auto Loans & Rewards Cards

Introduction

Welcome to Auto-owners Associates Credit Union, your trusted partner in financial wellness since 1948. Located at 6101 Anacapri Blvd, Lansing, MI 48917, we are proud to serve a growing community of 2,587 members. With a strong commitment to your financial success, we have built a solid foundation characterized by our total assets of $40,247,376 and total deposits reaching $2,201,468. At Auto-owners Associates, we understand that every member is unique. That's why we offer personalized services tailored to meet your needs. Whether you're looking for auto loans where we've issued over 1,082 loans and leases or want to explore our other products like personal loans and credit cards with rewards, we're here for you. Our leadership team is dedicated to ensuring that your experience with us is seamless and rewarding. Under the guidance of our CEO, Brandon Biddinger, and Board President, David Lueders, our staff of six full-time employees is always ready to assist you. You can reach us at 517-323-1370 during our lobby hours from 8:00 AM to 4:30 PM, Monday through Friday. While members can visit us at our branch location, official correspondence should be sent to the same address: 6101 Anacapri Blvd, Lansing, MI 48917. We believe in transparency and want you to feel confident about your financial choices. As a member-focused credit union with a net worth of $6,886,279 and cash reserves of $205,398, we strive to provide stability and security in all our offerings. Join us today and discover how we can help you achieve your financial goals! For more information or to start an application for one of our services online, please visit us at aoacu.com. We look forward to welcoming you into the Auto-owners Associates family!

Branch History & Mission

Community Engagement

Our commitment extends beyond mere transactions; we actively engage in community outreach efforts that uplift and support those around us. Through various partnerships and initiatives, Auto-owners Associates works diligently to foster growth and development within Lansing and its surrounding areas. While members can visit us at 6101 Anacapri Blvd, official correspondence should be sent to 6101 Anacapri Blvd, Lansing, MI 48917 if different from the branch address.

Join Us Today

We invite you to experience the difference at Auto-owners Associates. Whether you're looking for personal banking options or seeking ways to invest in your future through loans or savings plans, we're here for you. Join us today and become part of a community-focused credit union that truly cares about your financial well-being. For any inquiries or more information about our services, feel free to call us at 517-323-1370 during our operating hours from 8:00 AM to 4:30 PM Monday through Friday. Let's embark on this journey together!

Our Journey

From our humble beginnings, Auto-owners Associates was founded with the purpose of supporting individuals and families in their financial journeys. As we opened our doors at 6101 Anacapri Blvd, we've continually adapted to meet the evolving needs of our members. We pride ourselves on being more than just a place to bank; we're a community partner dedicated to helping you achieve your financial goals. Our branch location is not only accessible but also surrounded by friendly neighborhoods and local landmarks that make it easy for you to drop by. Although we don't offer drive-thru service or ATMs at this branch, our commitment to personalized service means you will always find assistance when you need it most.

Our Mission

At Auto-owners Associates, our mission is clear: we strive to empower our members with the financial tools they need while fostering a sense of belonging within the community. We offer a range of services including personal banking accounts, auto loans, mortgage options, and credit cards with rewards that cater specifically to your needs. We understand that every member's journey is unique, which is why we focus on providing tailored solutions that support both individual aspirations and broader community goals. Our headquarters in Lansing continues to guide our mission, ensuring that every decision made aligns with the best interests of those we serve.

Branch Location & Accessibility

Get In Touch!

While members can visit us at 6101 Anacapri Blvd, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to call us at 517-323-1370. We invite you to stop by and see how we can help with your financial journey today!

Operating Hours

We understand that life can get busy, which is why we keep our doors open from 8:00 AM to 4:30 PM on weekdays. Whether you're stopping in for personal banking or seeking advice on auto loans, our friendly staff is ready to assist you during these hours.

Parking and Accessibility

Our branch offers ample parking space for all members, ensuring that your visit is hassle-free. We also prioritize accessibility, featuring ramps and other ADA-compliant facilities so everyone can enjoy our services comfortably.

Services Offered

At Auto-owners Associates, we offer a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and personal financing options, we've got you covered. While we don't have an ATM or drive-thru service at this location, our online and mobile banking platforms make accessing your accounts simple and efficient.

Member Eligibility

At Auto-owners Associates, becoming a member feels like joining a close-knit family that truly cares about your financial well-being. If you're looking to be part of something special, you'll be glad to know that membership is open to individuals who either work for or are affiliated with specific employers in the community, as well as their family members. This means that whether you're an employee or have a loved one who works in the eligible categories, you can enjoy all the benefits we offer. Being a member at Auto-owners Associates gives you access to personalized financial services designed just for you, from competitive loan rates to excellent customer support. Getting started is simple! Just visit us at our branch located at 6101 Anacapri Blvd Lansing Mi 48917 or give us a call at (517) 323-1370 for more information. You can also check out our detailed eligibility criteria online at . Once you're ready, opening an account is quick and easy just head over to https://loans.itsme247.com/008/home/start/ to begin your journey with us today! We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your business smoothly without worrying about payment processing. Our merchant services make it easy for you to accept payments from customers, whether they prefer cash, cards, or mobile payments. This not only enhances customer satisfaction but also streamlines your operations. If you're ready to take the next step in growing your business, visit us at 6101 Anacapri Blvd Lansing Mi 48917 in Lansing, MI. Call us at (517) 323-1370 to learn more about how we can help you thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

We also cater to local businesses with our comprehensive Business Banking solutions. From Merchant Services that streamline payment processing to Business Loans designed to help your company grow, we're committed to supporting entrepreneurs in our community.

Convenience at Your Fingertips

At Auto-owners Associates, we prioritize convenience. Enjoy the ease of accessing your accounts anytime through our online platforms. Our mobile app allows for ATM & Cash Withdrawal Services, giving you the freedom to manage your finances on-the-go without any hassle. If you have questions or need assistance, don't hesitate to reach out! You can contact us at (517) 323-1370 during our operating hours from 8:00 AM to 4:30 PM, Monday through Friday. We invite you to explore all that we have to offer at Auto-owners Associates Credit Union and see how we can support your financial journey today!

Home Financing Made Easy

For those ready to purchase a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services provide tailored solutions that fit your budget. Our knowledgeable staff will guide you through the application process, ensuring you feel confident in every decision.

Personal Banking Solutions

When it comes to personal banking, we offer Checking and Savings Accounts that make managing your money easy and convenient. Imagine having access to your funds anytime through our Online and Mobile Banking services. You can check your balance, transfer money, and pay bills right from your phone or computer. Plus, our Credit Cards with Rewards give you an excellent way to earn points on everyday purchases while enjoying competitive rates. If you're thinking about buying a car or need some extra cash, our Auto Loans & Vehicle Financing can help put you behind the wheel in no time. With flexible terms and competitive rates, financing your dream vehicle is easier than ever. Additionally, we offer Personal Loans & Debt Consolidation options for those looking to simplify their finances or take care of unexpected expenses.

Digital & Online Banking

Key Features

With 24/7 online banking services, you're never far from your money. Whether it's day or night, you can monitor your transactions and make adjustments whenever needed. Plus, our electronic signature authorization feature streamlines document processing, making it easier for you to complete transactions securely without unnecessary delays. Opt for e-statements to stay organized and reduce paper clutter. These statements are not only eco-friendly but also provide quick access to your account information whenever you need it. And with mobile payments enabled, you can easily pay for goods and services right from your smartphone. Our mobile application offers even more convenience. With it, you'll have all the functionalities of online banking right at your fingertips perfect for those busy days when you're out and about. Plus, if you need to send money quickly, our person-to-person transfer service allows you to send funds instantly to friends or family with just a few taps. At Auto-owners Associates, we prioritize both accessibility and security in our digital offerings. Rest assured that every transaction is protected with advanced security measures so that you can focus on what matters most your life and financial goals. Enjoy the freedom of modern banking with us!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 6,439, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Auto-owners Associates is your trusted partner. Visit us at 6101 Anacapri Blvd Lansing Mi 48917 or call (517) 323-1370 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $4,154,243 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $667,953, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Members

With $6,215,561 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to offering $283 in used auto loans and $7,484,399 in total loans and leases, supporting our members' financial goals across various sectors.

Strong Financial Health

With a net worth of $6,886,279, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,711 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,644,233 in used vehicle loans and $1,692,704 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we provide flexible terms that fit your budget and lifestyle.

Credit Lines

In addition to our loan offerings, we provide access to credit lines totaling $1,000,000. This option is perfect for those who may need extra funds for unexpected expenses or planned purchases without the hassle of applying for multiple loans. If you're considering refinancing or want to know more about eligibility options for any of our loan products, don't hesitate to contact us. Our team is here to guide you through the process and ensure that you find the right solution for your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you secure the financing that's right for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have junior lien family property loans available, we encourage you to explore other financing opportunities that could assist you in your journey toward owning a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $408,333 in loans helping members manage their finances effectively. These cards can be an excellent way to build your credit while providing you with the purchasing power you need for everyday expenses.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

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AUTO OWNERS ASSOCIATES CREDIT UNION