AUSTIN TELCO FEDERAL CREDIT UNION

Welcome to Austin Telco, your trusted partner in financial services located at 315 Hickory St, Lockhart, TX 78644. Established in 1941, our credit union has grown into a vibrant community hub with over 92,839 members and total assets exceeding $2.5 billion. At Austin Telco, we prioritize building relationships that matter, offering personalized banking solutions tailored to meet your needs. While you can visit us at our Lockhart branch, please send any official correspondence to our mailing address: 11149 Research Blvd, Austin, TX 78759. Our commitment to serving the community is reflected not only in our services but also in our leadership. Under the guidance of CEO Robert Hernandez and Board President David Westlund, we strive to create a welcoming environment where everyone feels valued. We understand that financial decisions are significant, which is why we provide a range of services including personal banking, auto loans, mortgages, and business banking solutions. With total deposits of $105,238,844 and cash reserves amounting to $9,676,199, we ensure your money is safe and accessible when you need it. Whether you're looking for an auto loan or want to explore savings options, we're here to help you every step of the way. Don't hesitate to reach out at 512-302-5555 or visit us online at Austin Telco for more information about our offerings. Join us today and discover how we can support your financial journey!

Welcome to the heart of Lockhart, Texas, where the story of Austin Telco unfolds. Established in 1941, our branch has stood as a pillar of strength and support for the community for over eight decades. Located at 315 Hickory St, Lockhart, TX 78644, we are proud to serve a growing membership base of 92,839 individuals, providing financial services that truly make a difference in their lives. From our humble beginnings, Austin Telco has evolved into a trusted financial institution with total assets reaching an impressive $2,513,450,564. Over the years, we have adapted to meet the changing needs of our members while staying true to our mission: to empower our community through accessible financial solutions and exceptional service. Our commitment is not just about banking; it's about building relationships and fostering growth within Lockhart and beyond. Our mission is clear: we strive to provide personalized financial services that enhance the lives of our members while promoting economic stability in our community. Whether you need checking and savings accounts, auto loans, mortgage financing, or business banking solutions, we are here to guide you every step of the way. We also prioritize community outreach efforts through various partnerships aimed at uplifting local organizations and initiatives. While members can visit us at 315 Hickory St, official correspondence should be sent to our mailing address at 11149 Research Blvd, Austin, TX 78759. This dual address reflects our deep roots in both Lockhart and Austin as we connect with members across regions. At Austin Telco, we understand the importance of convenience in today's world. That's why we offer ATM access and drive-thru services for quick transactions. Our operating hours are designed with your schedule in mind open Monday through Friday from 9:00 AM to 4:00 PM, and Saturday from 9:00 AM to 12:00 PM. As we look toward the future, we're committed to enhancing our digital offerings while ensuring ADA compliance so that all members can access our services easily. Our online banking platform allows you to manage your finances anytime and anywhere. Join us on this journey! Experience firsthand how Austin Telco is more than just a credit union; it's a community partner dedicated to your financial success. Whether you're looking for personal banking solutions or want to get involved in local initiatives, we invite you to connect with us today at 512-302-5555 or visit our website at austin telco. Together, let's build a brighter future for Lockhart!

At Austin Telco, we believe that everyone deserves a chance to be part of a caring community, and joining us is easier than you might think! If you live, work, or worship in the area surrounding 315 Hickory St Lockhart Tx 78644, you're likely eligible to become a member. We welcome individuals from all walks of life, and our goal is to provide you with the financial tools and support you need. Once you're a member, you'll enjoy exclusive benefits like competitive loan rates, personalized service, and access to various financial products designed just for you. To learn more about eligibility requirements, feel free to visit us at https://www.atfcu.org/about/membership . If you're ready to take the next step toward membership, opening an account is simple just check out our account opening details at https://www.atfcu.org/digital-banking/enroll . Should you have any questions or need assistance, don't hesitate to reach out at (512) 302-5555. We're here to help you on your journey with us!

At Austin Telco, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our financial strength reflects our commitment to providing you with reliable services and support. With a net worth of $334,000,581, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,328 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $564,053,463 in share certificates and $249,972,656 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $248,464,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $319,474,077 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $30,066 in used auto loans and $1,696,182,882 in total loans and leases. Our operational efficiency is reflected in our $12,237,041, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 235 full-time employees and 42 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 179,655, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Austin Telco is your trusted partner. Visit us at 315 Hickory St Lockhart Tx 78644 or call (512) 302-5555 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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