Austin Telco Credit Union Austin TX | Low Mortgage Rates & Top Auto Loans

Introduction

Join Us Today!

Ready to experience the difference with a credit union that truly cares? Visit us today or give us a call at 512-302-5555. Let's work together towards achieving your financial dreams!

Leadership You Can Trust

Led by our dedicated CEO Robert Hernandez and Board President David Westlund, our team of over 277 employees is committed to providing personalized service that meets the unique needs of each member. Whether you prefer in-person interactions or online banking conveniences through our website at www.atfcu.org, we are here to help you navigate your financial goals. While members can visit us at our branch location for direct assistance or transactions, please note that official correspondence should be directed to our mailing address at 11149 Research Blvd, Austin, TX 78759.

Branch History & Mission

Mission Statement

At Austin Telco, our mission is clear: we strive to empower our members through comprehensive financial services while fostering strong community ties. We believe that everyone deserves access to affordable banking solutions and the support they need to thrive financially. Our services range from personal checking and savings accounts to auto loans, mortgages, and business banking solutions designed with you in mind. We actively engage in community outreach programs and partnerships that uplift those around us. Whether it's sponsoring local events or supporting educational initiatives, we are dedicated to making a positive impact within our neighborhoods.

Our Story

Since our doors opened in 1941, Austin Telco has been dedicated to helping individuals and families achieve their financial dreams. We began as a small group of local professionals who recognized the need for accessible financial services. With hard work and dedication, we grew steadily, expanding our services to meet the diverse needs of our members. In recent years, we've embraced digital advancements to enhance your banking experience. We provide convenient online banking options and mobile applications, making it easier than ever for you to manage your finances on-the-go. Our commitment to accessibility also includes ADA compliance initiatives and customer-centric features that prioritize your needs.

Visit Us

While members can visit us at 12188 Jollyville Rd, official correspondence should be sent to 11149 Research Blvd, Austin, TX 78759. You can reach us at 512-302-5555 during our lobby hours: Monday through Friday from 9 AM to 4 PM and Saturday from 9 AM to 12 PM. Our drive-thru service is available weekdays from 8:30 AM to 5:30 PM and Saturday from 9 AM to noon. Join us at Austin Telco! Experience firsthand the benefits of being part of a credit union that prioritizes you and your community. Together, let's build a stronger future! For more information about membership or to open an account online, visit our website.

Branch Location & Accessibility

ATM Availability

For those on the go, we also provide ATM services at this location. You can quickly access cash or check balances whenever you need it. While members can visit us at 12188 Jollyville Rd, official correspondence should be sent to our mailing address at 11149 Research Blvd, Austin, TX 78759. We invite you to stop by and explore what Austin Telco has to offer! Whether it's personal banking solutions or assistance with loans and credit cards, we're here for you every step of the way. Come visit us today!

Accessibility and Services

At Austin Telco, we prioritize accessibility for all our members. Our branch is designed to be ADA compliant, featuring ramps and accessible entrances. We offer both lobby and drive-thru banking options for your convenience. The drive-thru hours are Monday through Friday from 8:30 AM to 5:30 PM and Saturday from 9 AM to 12 PM, making it easy for you to get your banking done without stepping inside if you're short on time.

Convenient Location

Nestled in the heart of Travis County, our Jollyville location is just a stone's throw away from popular spots like the Domain and Arboretum. This makes it easy for you to stop by while running errands or enjoying a day out. Plus, ample parking is available right outside our doors, ensuring you have quick access to our services.

Operating Hours

Our lobby hours are welcoming too! We're open Monday through Friday from 9 AM to 4 PM. Unfortunately, we're closed on Saturdays for lobby services, but our drive-thru remains open until noon. If you have any questions or need assistance, don't hesitate to give us a call at 512-302-5555. Our friendly staff is ready to help!

Member Eligibility

At Austin Telco, becoming a member means joining a caring community that values your financial well-being. If you're looking to take advantage of the supportive services we offer, you'll be pleased to know that eligibility is quite straightforward! Generally, anyone who lives, works, or worships in our local area can join. This includes family members of existing members, making it easy to share the benefits with those you care about most. For a more detailed look at our eligibility requirements, feel free to check out this resource. Joining is not just about gaining access to various financial products; it's about being part of something special. Members of Austin Telco enjoy personalized service and a range of benefits designed to help you thrive financially. When you're ready to open an account, the process is simple and welcoming. You can get started online by visiting this link or give us a call at (512) 302-5555 if you have any questions. Our friendly team is here to assist you every step of the way!

Business Banking & Commercial Services

At Austin Telco, we understand that as a business owner, you need reliable support to fuel your growth. Whether you're looking to expand your operations or invest in new equipment, our commercial loan options are designed to meet your unique needs. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $152 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $116,847,453, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services that make daily transactions easier for you. Imagine processing payments seamlessly at your storefront or online while keeping track of sales effortlessly. Our services help streamline operations so you can focus on what matters most growing your business. Visit us at 12188 Jollyville Rd Austin Tx 78759 in Austin, TX, or call us at (512) 302-5555 to learn more about how we can support your business journey!

Comprehensive List Of Services

ATM and Drive-Thru Services

We also provide convenient ATM and cash withdrawal services, ensuring that accessing cash is hassle-free. With basic drive-thru banking available for deposits and withdrawals, even simple transactions can be quick and efficient. No matter what you're looking for, Austin Telco in Austin, TX is dedicated to supporting our members' financial journeys with a comprehensive list of services. If you're ready to take the next step in managing your finances or have any questions about our offerings, feel free to reach out at 512-302-5555 or visit us online at Austin Telco. We look forward to assisting you!

Business Banking

For entrepreneurs and small business owners, our business banking services provide essential tools like merchant services and business loans. We want to support your journey as you grow your enterprise.

Credit Options

Our credit cards with rewards let you earn while you spend. Whether it's everyday purchases or special treats, enjoy benefits that come with being an Austin Telco member.

Digital Banking Features

In today's fast-paced world, convenience is key. Our online and mobile banking options offer easy access to manage your accounts anytime, anywhere. You can check balances, transfer funds, and pay bills all from the comfort of your home or on-the-go using our user-friendly app.

Home Financing

Dreaming of homeownership? Our mortgage loans and refinancing options can help turn that dream into reality. We guide you through each step of the process, ensuring you have all the information needed to make confident decisions about your future home.

Loans and Debt Solutions

If you need extra cash for personal projects or unexpected expenses, look into our personal loans and debt consolidation services. We work with you to find solutions that fit your financial landscape, helping you regain control over your finances.

Personal Banking

Whether you're starting your journey with banking or looking for better ways to manage your money, our personal banking options are here for you. We offer checking and savings accounts tailored to fit different lifestyles. For those considering a new vehicle, our auto loans and vehicle financing services make it easier than ever to get behind the wheel without breaking the bank.

Digital & Online Banking

At Austin Telco, we understand that convenience and security are essential for our members. That's why we offer a variety of digital and online banking services designed to make managing your finances easier than ever. With just a few clicks, you can access all your banking needs from the comfort of your home or on the go. One of the standout features is our robust online banking platform, available 24/7 at https://www.atfcu.org/ . This service allows you to check balances, transfer funds, and view your transaction history anytime you need it. Plus, if you prefer to manage your account on your smartphone, our mobile application is ready for download, putting everything at your fingertips. Need to send money quickly? Our person-to-person transfer feature lets you send funds directly to friends or family with ease. You can also enjoy the benefits of electronic signature authorization, making it simple and secure to complete transactions without needing to visit a branch in person. For those who want to keep track of their finances effortlessly, we offer e-statements that are not only eco-friendly but also easily accessible whenever you need them. And while mobile payments aren't currently available, our other digital services ensure you're well-equipped for managing your money. Whether you're paying bills or checking your account balance, Austin Telco provides a user-friendly experience that prioritizes your security and peace of mind. Join us today and discover how easy banking can be!

Financial Strength

A Growing Member Base

Total Share and Deposit Accounts: 179,655, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Austin Telco is your trusted partner. Visit us at 12188 Jollyville Rd Austin Tx 78759 or call (512) 302-5555 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Commitment to Growth

With $319,474,077 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $30,066 in used auto loans and $1,696,182,882 in total loans and leases. Our operational efficiency is reflected in our $12,237,041, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 235 full-time employees and 42 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $564,053,463 in share certificates and $249,972,656 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $248,464,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $334,000,581, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,328 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $461,203,827 in used vehicle loans and $169,485,638 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to fit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $116,847,453 provide the capital needed to grow and expand. We understand the challenges of running a business and are here to support your financial needs every step of the way. If you're considering refinancing or would like more information about eligibility options for any of our loan products, please don't hesitate to reach out. You can contact us at 512-302-5555 or visit us at 12188 Jollyville Rd Austin TX 78759 during our lobby hours from Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're committed to transparency and helping you make informed decisions regarding your financial future. Explore our loan offerings today and let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $182,725,307, make buying or refinancing simple. We strive to make the process straightforward so that you can focus on creating memories in your new home.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our flexible terms on unsecured credit card loans. With a total of $7,653,262 in loans helping members manage their finances effectively, our credit cards come with rewards that enhance your purchasing power while allowing you to stay within budget.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that every loan offer you see is fair and transparent. - Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in what you can expect. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results that truly reflect the best available options. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling informed decisions tailored to their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony highlights how effective and user-friendly the platform is. If you're looking for reliable and straightforward information on loans, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

AUSTIN TELCO FEDERAL CREDIT UNION