Austin Telco Credit Union Austin TX | Quick Personal Loans & Checking

Introduction

Welcome to Austin Telco, your trusted partner in financial well-being since 1941. Conveniently located at 13309 N Ih 35 Svrd Nb, Austin, TX 78753, we take pride in serving our vibrant community with commitment and care. With a strong membership base of over 92,839 individuals, we strive to offer tailored financial solutions that empower you and your family. At Austin Telco, we understand that navigating finances can be challenging. That's why we offer a wide range of services from personal banking and auto loans to business financing and online banking options. Our total assets amount to an impressive $2,513,450,564, showcasing our stability and reliability as a credit union dedicated to supporting our members' financial journeys. While members can visit us at our branch address for all their banking needs, official correspondence should be directed to 11149 Research Blvd, Austin, TX 78759. With a robust net worth of $334,000,581 and total deposits reaching $105,238,844, you can rest assured that your finances are in safe hands. Our leadership team is here for you led by CEO Robert Hernandez and Board President David Westlund, both of whom are committed to fostering a member-focused environment. Together with our team of 277 employees, we are dedicated to providing exceptional service and support. With total loans exceeding 54,045, we are ready to help you find the right lending solution. Whether you're looking for a new vehicle or a mortgage refinance, we have the tools and expertise to assist you every step of the way. We invite you to visit us or call at 512-302-5555 for any inquiries or assistance. Experience the difference at Austin Telco where your financial success is our priority! Explore more about us on our website: Austin Telco.

Branch History & Mission

At Austin Telco, our story began in 1941 when we first opened our doors to serve the community of Austin, TX. Over the years, we have grown into a trusted financial partner, currently boasting a total membership of 92,839 and total assets of over $2.5 billion. Our branch is located at 13309 N Ih 35 Svrd Nb, Austin, TX 78753, a convenient spot for those in the area. Whether you're near the bustling tech district or just passing through, we're here to support your financial journey. Our mission is clear: to provide our members with exceptional financial services while fostering a strong sense of community. We believe in empowering individuals and families by offering personalized banking solutions that meet their unique needs. From checking and savings accounts to auto loans and mortgages, we strive to make banking straightforward and accessible for everyone. As technology has evolved, so have we. At Austin Telco, we embrace digital advancements that enhance your banking experience. Our online banking platform allows you to manage your finances with ease from anywhere. We also offer mobile applications for those who prefer banking on-the-go. Plus, our commitment to accessibility means that all our services are ADA compliant, ensuring that everyone can benefit from what we offer. Community support is at the heart of our mission. We actively engage in outreach efforts and partnerships that uplift local organizations and initiatives. By investing in our community, we aim to create a positive impact beyond just providing financial services. While members can visit us at our branch location for any banking needs during our operating hours Monday through Friday from 9:00 AM to 4:00 PM and Saturday from 9:00 AM to 12:00 PM official correspondence should be sent to our mailing address at 11149 Research Blvd, Austin, TX 78759. We invite you to join us at Austin Telco and experience the difference for yourself! With drive-thru banking available for quick transactions and ATMs conveniently placed throughout the city, accessing your funds has never been easier. Come see how we can help you achieve your financial goals today! For more information or assistance, feel free to give us a call at 512-302-5555 or visit our website at Austin Telco.

Branch Location & Accessibility

Welcome to the Austin Telco branch, conveniently located at 13309 N Ih 35 Svrd Nb in Austin, Texas. Our location is easily accessible for all members, situated right off the highway and close to several well-known landmarks, making your visit a breeze. Whether you're heading to work or running errands, stopping by for your banking needs has never been easier. At this branch, we prioritize your convenience. We offer ample parking and ensure that our facilities are ADA compliant, with ramps and accessible entrances so everyone can feel welcome. If you prefer drive-thru banking, you're in luck! Our drive-thru service operates Monday through Friday from 8:30 AM to 5:30 PM and Saturday from 9:00 AM to 12:00 PM, allowing you to handle transactions without leaving your vehicle. Our lobby hours are designed with your busy schedule in mind. We're open Monday through Friday from 9:00 AM to 4:00 PM and closed on Saturdays. Should you need assistance outside of these hours, don't hesitate to reach out via phone at 512-302-5555. While our main services include personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards, we also provide essential ATM services for easy cash withdrawals and balance checks yes, we have ATMs available for your convenience! For any official correspondence, please send mail to our mailing address at 11149 Research Blvd, Austin, TX 78759. We invite you to come by our Austin Telco branch today! Our friendly team is ready to assist you with all your financial needs. Don't forget to check out our website at www.atfcu.org for more information about our services or to start your membership journey!

Member Eligibility

Becoming a member of Austin Telco is like joining a caring community where your financial needs are prioritized. If you live, work, worship, or attend school in the Austin area, you're likely eligible to join us! We welcome everyone who shares our values and commitment to fostering financial well-being. Plus, as a member, you'll enjoy personalized services tailored just for you, from competitive rates on loans to convenient online banking options. To learn more about the specific eligibility criteria and see if you qualify, check out this link. Ready to take the next step? Opening an account is simple and can be done online; just visit this page for details. If you have any questions or need assistance, feel free to call us at (512) 302-5555. We're excited to welcome you to Austin Telco, located at 13309 N Ih 35 Svrd Nb Austin Tx 78753, where your financial journey can thrive!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having the tools to accept payments effortlessly while keeping track of your finances in real time. Our merchant services help streamline payment processing, allowing you to focus on what matters most growing your business. From point-of-sale systems to online payment solutions, we equip you with everything needed to thrive in today's marketplace. Located at 13309 N Ih 35 Svrd Nb Austin Tx 78753 in Austin, TX, we invite you to explore how our business banking services can empower your enterprise. For personalized assistance, call us at (512) 302-5555 today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $152 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $116,847,453, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, we offer tailored business banking solutions. Our merchant services and business loans are crafted to support your ventures, whether you're starting a new project or expanding an existing one.

Convenient Digital Banking Features

We understand the importance of convenience in today's fast-paced world. That's why we provide online and mobile banking services that allow you to manage your accounts anytime, anywhere. With features like ATM access for quick withdrawals and balance checks, plus basic drive-thru banking for deposits and simple transactions, managing your money has never been easier.

Flexible Loan Options

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come in handy. They can help you tackle bills or consolidate debt into one manageable payment. Plus, if you're looking to earn rewards while you spend, check out our credit cards with rewards, designed to give back as you shop.

Get in Touch

Our branch staff at Austin Telco is committed to helping you achieve financial wellness. If you have any questions about our services or need assistance, don't hesitate to call us at (512) 302-5555 or visit us during our operating hours: M-F from 9:00 AM - 4:00 PM (Lobby) and 8:30 AM - 5:30 PM (Drive-Thru). We're here to serve you! Explore all that we offer by visiting us at Tech Ridge today! Your financial success starts here!

Personal Banking Solutions

Managing your day-to-day finances is easier with our personal banking options. We offer checking and savings accounts that fit your lifestyle, allowing you to save for future goals or manage everyday expenses. For those in need of a reliable vehicle, our auto loans and vehicle financing provide competitive rates to get you on the road quickly. If you're considering buying a home, our mortgage loans and refinancing options can help make your dream a reality.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking platform is accessible 24/7, allowing you to check balances, transfer funds, and pay bills anytime you need. Just visit us at https://www.atfcu.org/ to get started! If you're someone who prefers going paperless, you'll be happy to know that we offer e-statements for easy access to your financial records without the clutter. Need to send money quickly? Our person-to-person transfer feature lets you send cash to friends or family with ease no checks or cash required. Plus, if you want to streamline your signing process, our electronic signature authorization makes it simple and secure to sign documents online.

Mobile Banking Made Easy

For those who are always on the move, our mobile application provides all the features of our online banking right in your pocket. With the app, you can make payments easily and manage your accounts from anywhere. While mobile payments are not available at this time, we're continuously exploring ways to enhance your experience. We prioritize security and user-friendliness in everything we do. Your information is protected with robust security measures so you can bank confidently. With real-time account management tools at your fingertips, staying on top of your finances has never been simpler. Experience the convenience of digital banking at Austin Telco today!

Financial Strength

A Dedicated Team

We also take pride in having 235 full-time employees and 42 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our focus is on building lasting relationships with each member.

Community Trust

Total Share Accounts stand at 179,655, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments total $0, further emphasizing our dedication to providing valuable services to all members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Austin Telco is your trusted partner. Visit us at 13309 N Ih 35 Svrd Nb Austin Tx 78753 or call (512) 302-5555 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Focused Savings

Your savings are secured through $564,053,463 in share certificates and $249,972,656 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $248,464,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Your Benefit

With $319,474,077 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to enhance the overall member experience continuously.

Strong Financial Health

With a net worth of $334,000,581, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,328 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our robust lending capacity is highlighted by $30,066 in used auto loans and $1,696,182,882 in total loans and leases, supporting your financial goals across various sectors. Additionally, our $12,237,041 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Additional Financing Options

For those looking for more specialized financing solutions, our total credit lines stand at $1,126,024,727, offering plenty of room for your needs. If you're a business owner seeking capital for growth and expansion, our outstanding commercial loans totaling $116,847,453 are designed to help you succeed. If you're interested in refinancing options or want to learn more about eligibility requirements for any of these loan products, don't hesitate to reach out. Our team is ready to assist you in finding the best financial solution tailored just for you. For more information about our loan offerings or to get started today, contact us at 512-302-5555 or visit us at 13309 N Ih 35 Svrd Nb Austin TX 78753. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $461,203,827 in used vehicle loans and $169,485,638 in new vehicle loans already helping members get on the road. We make financing easy and accessible, allowing you to focus on what matters most: enjoying your new ride.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $182,725,307, make buying or refinancing simple. Our dedicated team is here to guide you through each step of the mortgage process, ensuring you have all the information you need to make informed decisions.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,653,262 in loans helping members manage their finances effectively. These cards provide a great way to build credit while giving you access to funds when you need them most.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that all loan offers are fair and transparent, allowing users to trust the information they receive.

Austin Telco