Austin Telco Credit Union Austin TX | Easy Drive-Thru Banking & ATM Access

Introduction

Welcome to Austin Telco, your trusted partner in financial well-being located at 6233 W William Cannon Dr, Austin, TX 78749. Established in 1941, we have proudly served our community for over 80 years, building strong relationships and providing exceptional financial services to our 92,839 members. Our commitment to you is reflected in our impressive total assets of $2,513,450,564 and total deposits amounting to $105,238,844. At Austin Telco, we understand that each member has unique financial needs. That's why we offer a variety of loans totaling 54,045, tailored to help you achieve your goals whether it's buying a home, financing a vehicle, or managing everyday expenses. With a dedicated team of 277 employees, led by our CEO Robert Hernandez and Board President David Westlund, we are here to ensure that you receive personalized service and support every step of the way. If you need to reach us for any official correspondence, please note that our mailing address is 11149 Research Blvd, Austin, TX 78759. While you're welcome to visit us at our branch location for your banking needs where you'll find convenient drive-thru services and an ATM available we're also just a phone call away at 512-302-5555. With a net worth of $334,000,581 and cash on hand of $9,676,199, we take pride in maintaining a strong financial foundation that allows us to reinvest in our community and enhance the services we provide. Our mission goes beyond banking; it's about making a positive impact in the lives of our members. We invite you to explore the benefits of membership with us further by visiting our website at Austin Telco. Join us today as we continue this journey together towards achieving financial success!

Branch History & Mission

Community Engagement

Austin Telco believes in giving back to the community that supports us. Our partnerships with local organizations facilitate outreach programs aimed at improving financial literacy and supporting various charitable initiatives. We are dedicated not just to serving our members but also to uplifting the entire Austin community. As we continue this journey together, we invite you to join us at Austin Telco. Experience firsthand how being a member offers not just competitive financial products but also a sense of belonging and support within your community. Reach out today by calling us at 512-302-5555 or visit our website at austin-telco.org to learn more about membership options and benefits. Join us as we work together towards brighter financial futures!

Our Mission

At the heart of Austin Telco's mission is a steadfast commitment to empowering our members through accessible financial services and community support. We strive to create an inclusive environment where everyone can achieve their financial goals be it saving for a new home or planning for retirement. Our mission statement emphasizes our dedication to member satisfaction and responsible lending practices that prioritize the wellbeing of our community. In addition to traditional banking services, we embrace digital advancements that enhance member experience. Whether it's through online banking or convenient ATM access available right at our branch, we ensure that managing finances is as simple as possible. Our drive-thru service allows members to handle deposits and withdrawals without leaving their vehicles perfect for those busy days! While you can visit us at 6233 W William Cannon Dr, official correspondence should be sent to 11149 Research Blvd, Austin, TX 78759 if necessary.

Branch Location & Accessibility

Accessibility Features

At our Austin Telco branch, we prioritize accessibility for all members. Our location features ADA-compliant entrances and ramps, ensuring that everyone can visit us with ease. Ample parking space is available right outside the branch, making it simple to pop in for your banking needs.

Get in Touch

Have questions or need assistance? Feel free to give us a call at 512-302-5555. Our friendly team is ready to help you with any inquiries or transactions you might have. We invite you to visit us soon at Austin Telco where community and service come together!

Operating Hours

We understand that your time is valuable. That's why our drive-thru service operates Monday through Friday from 9:30 AM to 5:30 PM. While we are closed on Saturdays, you can still rely on our ATM services available around the clock for quick withdrawals and balance checks.

Services Offered

Our Austin Telco branch provides essential banking services tailored to meet your needs. Enjoy basic drive-thru banking options for deposits and withdrawals, as well as access to ATM services for your convenience. We may be small, but we're dedicated to offering you personalized service every time you visit. If you need to send official correspondence, please note that our mailing address is different: 11149 Research Blvd, Austin, TX 78759.

Member Eligibility

At Austin Telco, we believe that everyone deserves a chance to be part of a supportive community that genuinely cares about your financial well-being. Becoming a member is simple and welcoming! If you live, work, or worship in the Austin area, you're already eligible to join us. This means whether you're a long-time resident or just moved to the neighborhood, there's a place for you here at Austin Telco. We're dedicated to providing our members with personalized service and a range of financial products designed to meet your unique needs. To get started, you can easily open an account by visiting our website at Austin Telco Account Opening. If you have any questions or need assistance during the process, feel free to call us at 512-302-5555. For more detailed eligibility criteria, check out our membership page at Membership Eligibility. We can't wait to welcome you into our family at 6233 W William Cannon Dr, Austin, TX 78749!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine having the ability to accept payments easily and securely while focusing on what matters most running your business. Our merchant services provide just that, allowing you to streamline transactions and enhance customer satisfaction. By integrating these services into your operations, you can boost sales and improve cash flow effortlessly. Located at 6233 W William Cannon Dr Austin Tx 78749 in Austin, TX, we invite you to discover how our business banking and commercial services can help elevate your enterprise. For more information, contact us at (512) 302-5555 or visit our website at https://www.atfcu.org/. Let's build a prosperous future together!

Tailored Financing Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $152 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $116,847,453, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking Made Easy

Navigating your finances should be simple and convenient. That's why we offer ATM Services Only at our location, allowing you to access your funds quickly with ease. You can make withdrawals and check your balance without needing to enter the branch. If you prefer a bit more interaction, our Basic Drive-Thru Banking is available for deposits, withdrawals, and simple transactions during regular hours. This means you can handle your banking on-the-go without any hassle.

Digital Banking Features

In today's fast-paced world, digital access is key. At Austin Telco, we embrace technology to provide you with user-friendly options that make managing your finances easier than ever. With our online banking platform, you can view your accounts anytime, anywhere. Need to send money to a friend? Our person-to-person payment feature lets you do just that with a few taps on your device. We also offer mobile applications that allow members to keep track of their finances right from their smartphones. By signing up for e-statements, you can reduce paper clutter while staying informed about your account activity.

Join Us Today!

We invite you to explore all the ways Austin Telco can help enhance your financial journey. Whether it's through our straightforward ATM services or our engaging drive-thru banking options, we are committed to making your banking experience smooth and enjoyable. Ready to take the next step? Visit us at Austin Telco or stop by our branch today! We look forward to serving you soon!

Personalized Support

While convenience is crucial, we believe in personalized service as well. Our team is always ready to assist you with any questions or concerns you may have about our offerings or your accounts. You can reach us at 512-302-5555 for any assistance or inquiries.

Digital & Online Banking

Mobile Banking Made Easy

For those who prefer to bank on their mobile devices, our user-friendly mobile application is at your fingertips. Whether you want to check your balance or make person-to-person transfers with ease, our app puts all these features right in your pocket. Although we don't currently support mobile payments, our focus remains on delivering high-quality mobile banking experiences that cater to your needs. By choosing Austin Telco, you're opting for an accessible and easy way to manage your finances. Our digital services are designed to fit seamlessly into your lifestyle while ensuring that you have real-time access to everything you need. Experience the freedom and security of modern banking with us today!

Secure Transactions

Security is paramount when it comes to online banking. We provide electronic signature authorization, ensuring that your transactions are safe and secure. You can also sign up for e-statements, which not only help you keep track of your financial activity but also reduce paper clutter.

Financial Strength

Commitment to Service

Our $12,237,041 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 235 full-time employees and 42 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 179,655, showing a strong and growing member base that trusts us with their finances.

Member Savings Secured

Members' savings are secured through $564,053,463 in share certificates and $249,972,656 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $248,464,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Improvement

With $319,474,077 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $30,066 in used auto loans and $1,696,182,882 in total loans and leases.

Solid Financial Health

With a net worth of $334,000,581, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,328 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Austin Telco is your trusted partner. Visit us at 6233 W William Cannon Dr Austin Tx 78749 or call (512) 302-5555 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $461,203,827 in used vehicle loans and $169,485,638 in new vehicle loans already helping members get on the road. We also provide refinancing options to help you lower your payments or adjust your loan terms to better suit your budget.

Credit Lines

For those who need additional flexibility in their spending, our total credit lines amount to $1,126,024,727. This option allows you to access funds when you need them without the hassle of applying for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $182,725,307, make buying or refinancing simple. We aim to assist you through every step of the process so that you can feel confident in your decision.

Supporting Local Businesses

For business owners, our outstanding commercial loans totaling $116,847,453 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to boost an existing one, we have solutions that work for you. Explore our loan offerings today and see how we can assist you in achieving your financial dreams! For more information or to get started on your application process, please call us at 512-302-5555 or visit us at 6233 W William Cannon Dr Austin Tx 78749.

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with our flexible terms on unsecured credit card loans. With a total of $7,653,262 in loans available, our credit cards can help you manage your finances effectively while offering rewards and benefits that fit your lifestyle.

Loan Aggregator

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AUSTIN TELCO FEDERAL CREDIT UNION