Aurgroup Credit Union West Chester OH | Best Auto Loans & Business Banking

Introduction

At Aurgroup Financial Credit Union, we believe in building a strong community by providing personalized financial solutions that truly make a difference. Located at 7560 Cox Ln, West Chester, OH 45069, our branch has been serving our members since its inception, fostering trust and reliability in every interaction. With over 14,120 members and total assets amounting to an impressive $196,045,177, we are proud to offer a range of services tailored to meet your unique needs. Led by our dedicated CEO, Timothy Boellner, and supported by Board President Richard Smith, our team of 48 employees is committed to helping you achieve your financial goals. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or business banking services, we have the expertise to guide you every step of the way. While you can always visit us at our branch location, please note that official correspondence should be sent to 8811 Holden Blvd, Fairfield, OH 45014. Our doors are open Monday through Friday from 9:00 AM to 5:30 PM, ensuring that we are available when you need us most. With total deposits reaching $9,814,414 and a solid net worth of $16,024,694, you can feel confident knowing your financial future is in good hands. Our commitment to excellence extends beyond numbers; it's about creating lasting relationships with our members and contributing positively to the community we serve. We invite you to explore what makes Aurgroup Financial Credit Union special. Call us at 513-942-4422 or visit us online at aurgroup.org today! Your financial well-being is our priority.

Branch History & Mission

At Aurgroup, our journey began with a simple vision: to empower our members and the community in West Chester, OH. Since we opened our doors at 7560 Cox Ln, West Chester, OH 45069, we have been dedicated to providing financial services that truly meet the needs of those we serve. As a proud member of the credit union family, we believe in the cooperative spirit, where each member has a stake in our success. Over the years, Aurgroup has grown alongside our community. We now proudly serve over 14,120 members and manage total assets of approximately $196,045,177. This growth is not just about numbers; it reflects the trust and loyalty our members place in us. Our commitment to excellence has seen us navigate challenges and embrace opportunities since our inception. Our mission at Aurgroup is clear: we strive to provide accessible financial solutions while fostering a supportive environment that contributes positively to our community. We offer a variety of services from personal banking like checking and savings accounts to auto loans and mortgages. Our team is here to ensure you receive personalized assistance tailored to your financial goals. While members can visit us at 7560 Cox Ln, official correspondence should be sent to 8811 Holden Blvd, Fairfield, OH 45014. We also understand the importance of convenience. That's why we offer ATM access and drive-thru banking services for quick transactions when you're on the go. In addition to providing financial support, we are deeply committed to community outreach and partnerships that make a real difference. Whether it's through local events or educational workshops, Aurgroup aims to enhance the lives of those around us. With operating hours from 9:00 AM to 5:30 PM, we welcome you to come by or give us a call at 513-942-4422. Join us today and discover how being part of Aurgroup can benefit you! Experience firsthand how together, we can achieve more than just banking we can build a brighter future for everyone in West Chester.

Branch Location & Accessibility

Connect With Us

Our dedicated team is ready to assist you with any questions or services you may need. Feel free to give us a call at 513-942-4422 if you'd like more information or if you're ready to take the next step towards your financial well-being. We look forward to welcoming you to Aurgroup Financial Credit Union!

Operating Hours and Services

We're here for you Monday through Friday from 9:00 AM to 5:30 PM, providing a range of services tailored to meet your financial goals. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got something for everyone. Plus, enjoy the convenience of our drive-thru service for quick transactions without leaving your vehicle. For those who prefer electronic banking, we offer online and mobile banking options so you can manage your finances on-the-go. And don't forget about our ATM availability withdraw cash or check your balance anytime!

Parking and Accessibility Features

When you arrive, you'll appreciate our ample parking space that ensures you won't have to worry about finding a spot. Our branch is also ADA compliant, featuring ramps and accessible entrances so everyone can visit us comfortably.

Member Eligibility

At Aurgroup, we believe that everyone deserves a supportive financial community to call home. Becoming a member is easy and welcoming! If you live, work, or worship in the areas surrounding West Chester, Ohio, you're likely eligible to join us at our branch located at 7560 Cox Ln West Chester Oh 45069. Membership extends beyond just local residents; we embrace individuals from various walks of life who share our values. You can find all the specific eligibility details on our website for your convenience. Joining Aurgroup not only opens the door to a range of financial products tailored to your needs but also connects you with a community that genuinely cares about your financial well-being. To get started with opening an account or if you have any questions, feel free to reach out to us at (513) 942-4422. We're here to help you every step of the way as you embark on this exciting journey with us!

Business Banking & Commercial Services

Lending Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $116 in non-member commercial loans, providing flexible financing solutions.

Merchant Services

In addition to loans, we offer merchant services designed to streamline your payment processing. Picture this: your customers can pay quickly and easily, enhancing their shopping experience while improving your cash flow. Our services adapt to fit the way you do business, ensuring you have what you need to thrive in today's market. If you're in the West Chester area, visit us at 7560 Cox Ln West Chester Oh 45069 or give us a call at (513) 942-4422 to discover how we can help your business flourish.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer robust banking services including merchant services and business loans. We understand the unique challenges that businesses face, and we're here to help you navigate them with tailored financial solutions.

Convenient Access Anytime

With an ATM on-site and drive-thru banking available for quick deposits and withdrawals, managing your finances has never been easier. Plus, our basic ATM access allows you to check balances and make withdrawals without hassle. In today's digital world, we recognize the importance of having easy access to banking services. That's why we emphasize online and mobile banking features that keep you connected no matter where life takes you. Ready to explore all that Aurgroup has to offer? Give us a call at (513) 942-4422 or visit us today! Let us partner with you on your financial journey because at Aurgroup, your success is our priority!

Home Financing Solutions

For those dreaming of homeownership, Aurgroup offers mortgage loans and refinancing solutions that make the process straightforward. Our knowledgeable staff is ready to guide you through every step, ensuring you find the best loan option for your needs.

Personal Banking Made Easy

Our personal banking services include checking and savings accounts designed to help you manage your money effectively. Imagine easily accessing your funds anytime with our online and mobile banking options. You can check your balances, transfer money, and pay bills right from your smartphone or computer. When it comes to financing your vehicle, our auto loans and vehicle financing options are here to help you drive away in style without breaking the bank. We understand that purchasing a car is a significant investment, so we offer competitive rates and flexible terms to fit your budget.

Support for Your Financial Goals

If you're looking to consolidate debt or fund a personal project, our personal loans can provide the financial support you need. Additionally, with credit cards that offer rewards, you can earn points or cash back while making everyday purchases.

Digital & Online Banking

Key Features

Our 24/7 online banking services allow you to check balances, transfer funds, and pay bills anytime you want. You can also take advantage of e-statements, which provide a secure and eco-friendly way to manage your account statements without the clutter of paper. For those who enjoy using their smartphones, our mobile application is a game-changer. It not only gives you access to all the features available through online banking but also allows for person-to-person transfers, making it simple to send money to friends or family with just a few taps.

Security You Can Trust

We prioritize your security, ensuring that all your transactions are safe and protected. While we do not currently support electronic signature authorization or mobile payments, our existing features are designed with your safety in mind. With real-time account management at your fingertips, you can easily monitor your finances and make informed decisions on the go. Whether you're at home or out running errands, accessing your accounts is quick and straightforward. Experience the ease of digital banking with Aurgroup today! Visit us online at https://www.aurgroup.org/ to get started on managing your finances more efficiently.

Financial Strength

A Growing Member Base

Total Share and Deposit Accounts: 26,573, showing a strong and growing member base that trusts us with their finances. This trust fuels our commitment to remain transparent and reliable in every interaction. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Aurgroup is your trusted partner. Visit us at 7560 Cox Ln West Chester Oh 45069 or call (513) 942-4422 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Commitment to Innovation

With $8,413,766 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,773 in used auto loans and $127,968,346 in total loans and leases.

Operational Efficiency

Our $431,516 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 46 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $17,996,634 in share certificates and $4,762,465 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $16,024,694, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.17% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $31,235,724 in used vehicle loans and $33,649,998 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we provide financing solutions that fit your budget.

Credit Lines and Personal Loans

For those looking for flexibility in their finances, our total credit lines amount to $42,188,448. This allows you access to funds as needed while only paying interest on what you use. Additionally, while we currently do not offer unsecured credit card loans (totaling $0), our personal loans can serve as an alternative solution for unexpected expenses or debt consolidation. We pride ourselves on providing personalized service and flexible terms that cater to individual needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to explore how we can assist you further or if you have specific questions about our loan products, don't hesitate to visit us at Aurgroup or give us a call today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,159,246, make buying or refinancing simple. We aim to guide you through the process with clear terms and competitive rates. If refinancing is on your mind, we offer various eligibility options that can potentially lower your monthly payments and interest rates.

Loan Aggregator

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AURGROUP CREDIT UNION - West Chester, OH

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