Aurgroup Credit Union Fairfield Township OH | Affordable Auto Loans & Business Banking

Introduction

Welcome to Aurgroup Financial Credit Union, your trusted partner in achieving financial wellness! Located at 3085 Creekside Dr, Fairfield Township, OH 45011, we are proud to serve our community with commitment and care. Since our establishment, we have grown into a robust credit union with over 14,120 members and total assets exceeding $196 million. Our dedicated team of 48 employees, led by CEO Timothy Boellner and Board President Richard Smith, is here to provide personalized service that puts you first. At Aurgroup, we believe in the power of community banking. We offer a wide range of services designed to meet your unique needs from checking and savings accounts to auto loans and mortgages. With total deposits reaching $9,814,414 and a strong net worth of $16,024,694, you can trust that your finances are in safe hands. Our commitment to responsible lending is evident in our portfolio of over 5,426 loans and leases, ensuring that we can help you secure the funds you need for whatever life brings. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at 8811 Holden Blvd, Fairfield, OH 45014. Our friendly staff is ready to assist you during our lobby hours from 9:00 AM to 5:30 PM, Monday through Friday. Feel free to give us a call at 513-942-4422 or send a fax to 513-714-0165 if you have any questions. Join us at Aurgroup Financial Credit Union where your financial goals become our mission! Visit us online at aurgroup.org to learn more about how we can support you on your journey toward financial success. Your future begins here!

Branch History & Mission

Community Engagement

Our commitment extends beyond traditional banking. We actively engage in various outreach efforts within Fairfield Township and surrounding areas. Through partnerships with local organizations and participation in community events, we work tirelessly to improve the quality of life for everyone we serve. With features like ATM access available at your convenience and drive-thru banking for quick transactions, we focus on making your banking experience as smooth as possible. Additionally, our digital advancements allow you to manage your accounts online or via mobile devices effortlessly.

Join Us!

As we continue this journey together, we invite you to become part of the Aurgroup family. Experience firsthand how our services can help you thrive financially while also contributing positively to the community around us. Whether you're looking for personal loans or business banking solutions, we're here for you every step of the way. Feel free to contact us at 513-942-4422 or visit our website at aurgroup.org for more information about how we can assist you today!

Our Journey

Established in [Year Opened], Aurgroup began as a small credit union with a big vision: to provide accessible financial services tailored to the needs of our members. Over the years, we have expanded our offerings, evolving into a full-service institution that includes personal banking, auto loans, mortgage financing, and business banking solutions. Our journey has been marked by milestones that reflect our dedication to customer service and community engagement. Our branch is easily accessible in Fairfield Township, close to local landmarks and points of interest, making it convenient for you to visit us. While members can come see us at 3085 Creekside Dr, official correspondence should be sent to 8811 Holden Blvd, Fairfield, OH 45014.

Our Mission

At Aurgroup, our mission goes beyond just providing financial products; we aim to empower individuals and families in our community. We strive to create lasting relationships built on trust and transparency. We believe in supporting our members not only through exceptional financial services but also through community initiatives that uplift those around us. We are committed to offering modern banking solutions while ensuring that every member feels valued and understood. Our operating hours from 9:00 AM to 5:30 PM on weekdays ensure that you can reach out when it's most convenient for you.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We offer ample parking spaces close to the entrance and ADA-compliant features to ensure everyone can access our services comfortably. If you're in a hurry, take advantage of our drive-thru banking option for quick deposits and withdrawals without leaving your car.

Operating Hours

We understand that life can get busy! That's why we're open Monday through Friday from 9:00 AM to 5:30 PM, providing plenty of opportunities for you to come by and meet with our dedicated team. Whether you need assistance with personal banking options like checking and savings accounts or are exploring loan possibilities, we're here when you need us.

Services Offered

Aurgroup provides a variety of services tailored just for you! From auto loans and mortgage refinancing to personal loans and business banking solutions, our knowledgeable staff is ready to help you every step of the way. Plus, with ATM availability right on site, accessing your funds has never been easier. If you have any questions or would like more information about how we can assist you with your financial needs, don't hesitate to give us a call at 513-942-4422. We look forward to welcoming you at Aurgroup!

Member Eligibility

At Aurgroup, we believe that becoming a member means joining a welcoming community where your financial needs are prioritized. If you're interested in becoming part of our family, you'll be pleased to know that eligibility is quite straightforward. Generally, anyone who lives, works, or worships in the local area can join us. We cater to a variety of members, including individuals and businesses, ensuring that everyone has access to our range of services designed to support your financial goals. For those wanting more detailed information about specific eligibility criteria, you can visit our website at . Once you find that you're eligible, opening an account with us is a breeze! You can easily start the process by reaching out through our phone at (513) 942-4422 or visiting us at our branch located at 3085 Creekside Dr Fairfield Township Oh 45011. Our friendly staff is here to guide you every step of the way, making it easy for you to enjoy all the benefits of being a member at Aurgroup. We look forward to welcoming you!

Business Banking & Commercial Services

Merchant Services for Daily Operations

In addition to loans, our merchant services simplify payment processing for businesses of all sizes. Imagine a busy café serving up coffee; with our services, they can accept payments quickly and securely, allowing them to focus on what they do best serving customers. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Partner with us at Aurgroup to unlock your business's full potential!

Tailored Loan Options

We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those outside our membership, we also support the broader business community with $116 in non-member commercial loans, providing flexible financing solutions. Whether you're looking to expand your operations or invest in new equipment, we have options designed to meet your needs.

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we offer tailored solutions through our Business Banking services. This includes essential Merchant Services & Business Loans that can help streamline operations and support growth. We know how important it is to have reliable financial backing when running a business.

Convenient Access

Accessibility is key in today's fast-paced world. Our branch features both an ATM and basic Drive-Thru Banking, allowing you to conduct deposits, withdrawals, and other simple transactions without stepping inside the branch. Whether it's early morning or late afternoon, we strive to make banking as easy as possible for you.

Get Started Today!

At Aurgroup, we aim to empower our members with the right tools and services needed for their financial success. If you're ready to take the next step towards achieving your goals, don't hesitate! Give us a call at (513) 942-4422 or visit us at 3085 Creekside Dr Fairfield Township Oh 45011 to learn more about how we can assist you today. Your financial journey begins here!

Loans and Financing

When it comes to financing your dreams, our offerings are both flexible and accessible. If you're in the market for a new car or need help with vehicle repairs, our Auto Loans & Vehicle Financing options provide competitive rates that make purchasing a vehicle more affordable. For those considering buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing services can guide you through the process smoothly. If you find yourself needing extra cash for unexpected expenses or planning a big purchase, our Personal Loans & Debt Consolidation solutions are here to simplify things. And if you're looking for rewards while you spend, don't miss out on our Credit Cards with Rewards, allowing you to earn while you shop.

Personal Banking

We understand that managing your finances can be overwhelming at times. That's why our personal banking services include Checking & Savings Accounts designed to fit various lifestyles and needs. Imagine having the ability to easily track your spending and save for future goals all in one place. With us, you can access your accounts anytime through our Online & Mobile Banking platforms, making it convenient to manage your money on the go.

Digital & Online Banking

Key Features

Our online banking platform provides real-time account management, allowing you to check balances, pay bills, and transfer money with just a few clicks. Plus, if you're looking to send money quickly to friends or family, our person-to-person transfer feature makes it simple and fast. For those who prefer using their smartphones, our mobile application is readily available. It offers all the features you need on the go whether you're checking your balance or making payments. And while we don't currently support mobile payments directly, rest assured that your transactions remain secure.

Security and User Experience

We prioritize the safety of your personal information. Although we do not currently offer electronic signature authorization, you can still enjoy peace of mind knowing that our systems are designed with top-notch security measures in place. Additionally, you can choose to receive e-statements, which not only helps reduce paper waste but also keeps your financial information organized and accessible. At Aurgroup, our goal is to provide a user-friendly experience for everyone. Whether you're logging in from home or on the go, managing your finances should feel effortless. With our extensive range of digital services tailored to meet your needs, you can focus on what matters most while we take care of the rest.

Financial Strength

Growing Trust

Our total share accounts stand at 26,573, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $240,359 underline our capacity to support you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Aurgroup is your trusted partner. Visit us at 3085 Creekside Dr Fairfield Township Oh 45011 or call (513) 942-4422 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $17,996,634 in share certificates and $4,762,465 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $655,472, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 46 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $8,413,766 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1,773 in used auto loans and $127,968,346 in total loans and leases.

Solid Financial Health

With a net worth of $16,024,694, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $817 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $31,235,724 in used vehicle loans and $33,649,998 in new vehicle loans already helping members get on the road. Whether it's a brand-new ride or a reliable used vehicle, we have options that fit your budget and lifestyle.

Credit Lines

For those who prefer flexibility in their borrowing options, we offer credit lines with a total value of $42,188,448. This gives you the freedom to access funds whenever you need them without having to apply for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,159,246, make buying or refinancing simple. We provide competitive rates and flexible terms to help you secure the home you've always wanted.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While currently there are no outstanding amounts in this category, our offerings can assist members in managing their finances effectively when they become available. At Aurgroup, we strive to meet your financial needs with transparency and integrity. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're considering refinancing or want to learn more about eligibility options for any of our loans, please don't hesitate to contact us. Our team is here to assist you every step of the way!

Loan Aggregator

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AURGROUP CREDIT UNION