Auburn University Credit Union Auburn AL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Auburn University, your trusted partner in financial well-being located at 1448 N College St, Auburn, AL 36830. Since our establishment in 1960, we've been dedicated to serving our community and empowering our members with a range of financial solutions tailored to their needs. With over 17,000 members and total assets exceeding $241 million, we take pride in being a reliable source for personal banking, auto loans, mortgages, and business services. At Auburn University, we understand that each member's financial journey is unique. That's why we offer personalized support through our experienced team of 42 employees, led by our committed CEO, Henry Armstrong, and Board President, Dennis Veronese. Our goal is to provide you with the resources and guidance needed to make informed financial decisions. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 1610, Auburn, AL 36831-1610. We're proud of what we've achieved together as a community. Our total deposits amount to $22 million, allowing us to offer competitive loan products totaling 7,054 loans. With a net worth of $24 million, you can trust that your money is secure with us. We also maintain an impressive cash reserve of $3.8 million ready to meet your needs. Whether you're looking to open a checking account or apply for a loan, we invite you to explore the services we offer on our website at myaucu.org. For any questions or assistance, feel free to give us a call at 334-466-1140. Join us today and experience the credit union difference where your financial goals are our top priority!

Branch History & Mission

Join Us!

As we continue to grow and adapt to meet the needs of our members, we invite you to become part of the Auburn University family. Experience personalized service from a team that truly cares about your financial journey. With operating hours from 8:00 AM to 5:00 PM during weekdays and drive-thru service available from 9:00 AM to 5:00 PM, we're here when you need us most. Discover how we can help you achieve your financial dreams today! Visit us online at myaucu.org or call us at 334-466-1140 for more information on membership and services. Join us at Auburn University Credit Union where your financial future is bright!

Our Evolution

Since opening our doors, we have focused on providing accessible and affordable financial services that cater to the needs of our members. Over the years, we've expanded our offerings to include a range of products such as checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Today, we proudly manage total assets exceeding $241 million. This growth reflects not just our success but also the trust placed in us by our members. Our commitment to innovation is evident through our continuous upgrades in technology and services. We offer mobile banking applications and online banking options that make it easy for members to manage their finances on-the-go. We are also dedicated to ensuring accessibility for all with ADA-compliant facilities.

Our Mission

At the core of Auburn University's mission is a dedication to enhancing the financial well-being of our community while fostering a spirit of cooperation and support. We believe in empowering our members through education and guidance so they can achieve their financial goals. We also recognize the importance of giving back; thus, we actively participate in various community outreach initiatives that strengthen local ties. While you can visit us at 1448 N College St for all your banking needs from drive-thru services to ATM access official correspondence should be sent to PO Box 1610, Auburn, AL 36831-1610 if different from your visit.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for all our members. Our branch complies with ADA standards, featuring ramps and accessible entrances so everyone can visit us comfortably. Plus, we have ample parking available right outside our doors.

Nearby Landmarks

Situated near the heart of Auburn, our location is just a stone's throw away from popular spots like the Auburn University campus and local eateries. This makes it easy to fit a quick banking visit into your busy day, whether you're on your way to class or grabbing lunch.

Operating Hours

Our doors are open Monday through Friday from 8:00 AM to 5:00 PM for lobby services, with drive-thru hours available from 9:00 AM to 5:00 PM. We're here when you need us, ready to assist with everything from personal banking to auto loans.

Services Offered

At Auburn University Credit Union, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Need cash? Our ATM is conveniently located on-site for quick withdrawals and balance checks. We also provide drive-thru banking for deposits and simple transactions. While members can visit us at 1448 N College St Auburn Al 36830, official correspondence should be sent to PO Box 1610, Auburn, AL 36831-1610. Feel free to reach out at (334) 466-1140 if you have any questions or need assistance. We invite you to stop by and experience the welcoming atmosphere of our branch!

Member Eligibility

At Auburn University, we believe in creating a welcoming community where everyone can thrive. Becoming a member is easy, and we're excited to invite you to join us! If you live, work, or go to school in the area, you likely qualify for membership. We also extend our welcome to family members of existing members. This means that whether you're a student at nearby Auburn University or a resident of Auburn, there's a place for you here. Membership opens the door to great financial services designed to help you succeed. To get started, simply visit us at 1448 N College St Auburn Al 36830 or give us a call at (334) 466-1140. You can learn more about the specific eligibility criteria by checking out our website at https://aufcu.symapp.jhahosted.com/ . When you're ready to take the next step, opening an account is straightforward just follow the instructions on our account opening page available at https://aufcu.symapp.jhahosted.com/apply/register . Join us today and experience the benefits of being part of our family!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine having a reliable partner to handle your payment processing needs. Our merchant services empower you to accept payments easily be it in-store or online allowing you to focus on what you do best: running your business. From credit card processing to point-of-sale systems, we equip you with the tools necessary for smooth transactions and satisfied customers. Located conveniently at 1448 N College St Auburn Al 36830, Auburn, AL 36830, our team is ready to assist you. Call us at (334) 466-1140 or visit us today to discover how we can help your business thrive!

Tailored Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $31 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $12,891,625, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we offer comprehensive business banking services. Our merchant services make it easy for you to accept payments, while our business loans can provide the necessary capital to grow your venture.

Credit Cards and Rewards

To reward your spending, we provide credit cards that come with exciting rewards. Whether you're making everyday purchases or planning a special trip, our credit card options ensure you get something back for your spending.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. You can easily manage your accounts, transfer funds, and pay bills from anywhere at any time. Our ATM services allow for cash withdrawals and balance checks whenever you need them, ensuring you're always in control of your finances.

Drive-Thru and Basic Transactions

For those who prefer in-person service but want quick transactions, our drive-thru facility allows for deposits, withdrawals, and simple transactions without leaving your vehicle. It's a hassle-free way to handle banking on the go! At Auburn University, we're not just about providing financial services; we're about building relationships with our members. Our team is here to support you every step of the way, ensuring that all of your banking needs are met with care and expertise. Ready to take the next step? Visit us at 1448 N College St Auburn Al 36830, explore our services further on our website at N. College St. Branch, or give us a call at (334) 466-1140 today!

Personal Banking

Our personal banking services are designed to help you manage your finances efficiently. Whether you're looking to open a checking or savings account, we have options that cater to different lifestyles and financial goals. For those considering purchasing a vehicle, our auto loans and vehicle financing make it easy to get behind the wheel without breaking the bank. If you're thinking about buying a home or refinancing your current mortgage, our mortgage loans are here to guide you through the process. We also offer personal loans and debt consolidation options, helping you tackle expenses head-on and simplify your financial commitments.

Digital & Online Banking

Accessible Anytime, Anywhere

Whether you're at home in Auburn or traveling out of town, Auburn University ensures that your banking needs are met around the clock. With real-time account management and various digital features at your disposal, handling your finances has never felt so straightforward. Join us today and experience the ease of digital banking at Auburn University! For more information on how to get started, visit us at https://myaucu.org/ .

Key Features for Your Convenience

Your security is our top priority. Our electronic signature authorization allows you to sign documents digitally, ensuring that your transactions are not only quick but also safe. Plus, with mobile payments available, making purchases has never been easier just tap your phone and go! For those who love managing their finances through their smartphones, our mobile application provides all the tools you need right at your fingertips. You can perform person-to-person transfers effortlessly perfect for splitting bills or sending money to friends and family.

Financial Strength

Commitment to Excellence

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 36 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share and Deposit Accounts stand at 31,519, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,871,266 further illustrate our ability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Auburn University is your trusted partner. Visit us at 1448 N College St Auburn Al 36830 or call (334) 466-1140 to learn more about how we can help you achieve your financial goals.

Investments in Your Future

With $23,832,219 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $1,581 in used auto loans and $123,216,905 in total loans and leases.

Member Savings Security

Members' savings are secured through $55,283,636 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $10,591,902, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $24,148,584, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $999 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $27,007,923 in used vehicle loans and $20,181,353 in new vehicle loans already helping members get on the road. We provide competitive financing options for both new and used vehicles, ensuring you have the flexibility needed to make your dream car a reality.

Business Loans

For business owners, our outstanding commercial loans totaling $12,891,625 provide the capital needed to grow and expand. Whether you're starting a new venture or need funds for operational costs, our business loan solutions are designed to support your entrepreneurial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,847,540, make buying or refinancing simple. We guide you through each step of the process, offering personalized support to help you navigate the complexities of securing a mortgage.

Refinancing Options

If you're looking to lower your monthly payments or access equity in your current loans, we also offer refinancing options. Our team is here to help you understand eligibility requirements and find the best solution for your financial situation. For more information about our loan products or assistance with applying for a loan, feel free to reach out to us at 334-466-1140 or visit us at our branch located at 1448 N College St Auburn Al 36830. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial goals today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,928,760 in loans helping members manage their finances effectively. This option allows you to handle everyday expenses while building your credit score.

Loan Aggregator

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AUBURN UNIVERSITY CREDIT UNION - Auburn, AL