Atomic Credit Union Waverly OH | Best Auto Loans & Drive-Thru Banking

Introduction

Welcome to Atomic Credit Union - Waverly, where we believe in building strong relationships with our members and empowering the community. Located at 190 Waverly Plz, Waverly, OH 45690, we have been serving our members since 1955, providing them with personalized financial solutions that meet their unique needs. At Atomic Credit Union, our commitment to you goes beyond just numbers. With a total membership of 79,329 and assets exceeding $730,413,772, we take pride in being a trusted partner for your financial journey. Whether you're looking for auto loans, mortgage options, or business banking services, we're here to support you every step of the way. Our dedicated team of 271 employees, led by CEO Thomas Griffiths and Board President Billy Spencer, works tirelessly to ensure that each member receives exceptional service. We understand the importance of financial stability and strive to create an environment where our members can thrive. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 711 Beaver Creek Rd, Piketon, OH 45661. Feel free to reach out to us at 800-652-2328 for any inquiries or assistance you may need. Join us at Atomic Credit Union - Waverly and experience the difference of community-focused banking. Visit our website at atomiccu.com or come see us in person today! Your financial goals are within reach, and we're here to help you achieve them.

Branch History & Mission

Welcome to Atomic Credit Union - Waverly, where our story is rooted in a commitment to serving the community. Established in 1955, we have proudly grown alongside our members and the city of Waverly, Ohio. Our branch, located at 190 Waverly Plz, Waverly, OH 45690, has become a trusted financial partner for thousands, with a current membership exceeding 79,329 individuals. Over the decades, Atomic Credit Union has evolved from its humble beginnings into a robust financial institution boasting total assets of $730,413,772. Our journey reflects our dedication to providing exceptional services tailored to meet the diverse needs of our community. We offer various products ranging from personal banking solutions like checking and savings accounts to auto loans and mortgage financing. Our mission is clear: we aim to enhance the financial well-being of our members while fostering a sense of belonging and support within the community. We believe that everyone deserves access to quality financial services that empower them to achieve their goals. This mission drives us daily as we strive to make a positive impact on each life we touch. While members can visit us at 190 Waverly Plz, official correspondence should be sent to 711 Beaver Creek Rd, Piketon, OH 45661. We are open Monday through Thursday from 8:30 AM to 5:00 PM, on Fridays until 6:00 PM, and Saturdays until 1:00 PM. We also offer convenient ATM services and drive-thru banking for quick transactions. At Atomic Credit Union - Waverly, we understand the importance of modern banking conveniences. That's why we provide online and mobile banking options, ensuring you can manage your finances anytime and anywhere. Our commitment extends beyond banking; we actively engage in community outreach initiatives that strengthen local ties and foster growth. Join us as we continue this journey together! Experience firsthand how Atomic Credit Union - Waverly can be your partner in achieving financial success while building a brighter future for our community. For more information or to become a member, give us a call at 800-652-2328 or visit our website at Atomic Credit Union.

Branch Location & Accessibility

Banking Services Available

At our Waverly location, we provide a full range of banking services tailored to meet your needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? We have an ATM on-site for quick withdrawals and balance checks. While members can visit us at 190 Waverly Plz for all banking inquiries, official correspondence should be sent to our mailing address at 711 Beaver Creek Rd, Piketon, OH 45661.

Convenient Access and Features

At Atomic Credit Union, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps to ensure that everyone can visit us without any hassle. Plus, ample parking is available right outside our doors, allowing you to access our services with ease. If you prefer to bank from the comfort of your car, we offer drive-thru banking options for quick transactions like deposits and withdrawals.

Get in Touch!

If you have questions or need assistance before your visit, feel free to give us a call at 800-652-2328. Our friendly staff is always ready to help you navigate your financial journey. We look forward to welcoming you soon at Atomic Credit Union - Waverly!

Operating Hours

We understand that life can be busy, which is why we strive to accommodate your schedule. Our lobby hours are designed for convenience: we're open Monday through Thursday from 8:30 AM to 5:00 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 8:30 AM until 1:00 PM. On Sundays, we take a break so our team can recharge and better serve you during the week.

Member Eligibility

At Atomic, we believe that everyone deserves a chance to belong to a caring community, and becoming a member is easier than you might think! If you live, work, or worship in our area, or if you have family who are already members, you can join us. We welcome individuals from all walks of life, making sure that everyone has access to our supportive services. You can learn more about the specific eligibility criteria by visiting this link. Once you're ready to take the next step, opening an account is a breeze! Just head over to our online application portal at this link or give us a call at (800) 652-2328. We're here to help you every step of the way. Join us at 190 Waverly Plz Waverly Oh 45690 and discover the benefits of being part of the Atomic family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $536 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $63,225,324, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services provide practical solutions to streamline your business transactions. Imagine a bustling café using our point-of-sale systems accepting payments effortlessly while tracking sales and inventory in real-time. This means less time managing finances and more time serving customers. Located at 190 Waverly Plz Waverly Oh 45690 in Waverly, OH, we're here to partner with you for all your business banking needs. Reach out today at (800) 652-2328 and discover how we can help your business thrive!

Comprehensive List Of Services

Business Banking

For our entrepreneurial members, we offer robust business banking solutions that include merchant services and business loans. We know running a business comes with its own set of challenges, so we're committed to helping you thrive by providing financial tools that make managing your business easier.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we have invested in top-notch online and mobile banking options. You can easily check your account balances, transfer funds, pay bills, and deposit checks all from the comfort of your home or on the go. Our ATM and cash withdrawal services ensure you have access to your money whenever you need it.

Drive-Thru and ATM Services

For those quick transactions, our drive-thru service allows for basic banking activities like deposits and withdrawals without having to leave your car. Additionally, our ATMs provide basic access for cash withdrawals and balance checks 24/7. At Atomic, we pride ourselves on being more than just a financial institution; we're part of the community. We're here to build relationships with our members because your success is important to us. If you have any questions or would like more information about any of our services, feel free to reach out at (800) 652-2328.

Join Us Today!

Ready to take control of your finances? Visit us at 190 Waverly Plz Waverly Oh 45690 or explore more online at Atomic Credit Union - Waverly. Let us help you achieve your financial goals!

Loans and Credit Solutions

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation options, you'll find support when you need it most. Plus, our credit cards with rewards make everyday spending rewarding earn points while shopping for groceries or dining out!

Personal Banking

We understand that personal banking is about more than just numbers; it's about people and their dreams. That's why we offer a range of personal banking services, including checking and savings accounts designed to help you manage your money effectively. Want to buy that new car? With our auto loans and vehicle financing, getting behind the wheel has never been easier. If you're considering a home purchase or refinancing, our mortgage loans provide competitive rates and flexible terms that fit your budget.

Digital & Online Banking

Accessible Anytime

With our 24/7 online banking services, you're never far from what you need. Whether it's day or night, you can log in to view transactions or make payments at your convenience. And if you're looking for a quick way to make purchases on the go, our mobile payments feature lets you pay with just a tap. In summary, Atomic is committed to providing accessible, user-friendly digital banking options that empower you to manage your finances effectively while keeping security front and center. Explore all these features today at https://www.atomiccu.com/ and discover how easy banking can be!

Convenient Features

Our online banking service allows you to check balances, transfer funds, and pay bills with just a few clicks. Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple and hassle-free. Plus, with our mobile application, you can manage your accounts right from your smartphone, making it easier than ever to stay on top of your finances.

Security You Can Trust

Your security is our top priority. At Atomic, we provide electronic signature authorization for added protection when signing important documents online. We also offer e-statements, allowing you to receive your account statements electronically rather than through traditional mail keeping your personal information safe and reducing clutter.

Financial Strength

Commitment to Growth

With $47,551,220 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $10,443 in used auto loans and $607,302,041 in total loans and leases.

Growing Member Base

Our success is further demonstrated by the trust of our community; we proudly manage a total of 124,792 share accounts. This shows a strong and growing member base that values the services we provide. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Atomic is your trusted partner. Visit us at 190 Waverly Plz Waverly Oh 45690 or call (800) 652-2328 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our robust operations are reflected in our $3,554,844, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 232 full-time employees and 39 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $247,941,667 in share certificates and $42,061,227 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,162,580, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $57,051,592, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is reinforced by our net worth ratio of $841, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

In addition to these offerings, Atomic provides personal loans for debt consolidation and other needs. Our dedicated team is available to discuss eligibility options and refinancing opportunities that might be suitable for your situation. If you're interested in exploring our loan products further or have any questions, please don't hesitate to contact us at (800) 652-2328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $183,744,801 in used vehicle loans and $92,045,844 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable pre-owned vehicle, we have financing solutions tailored just for you.

Business Financing

For business owners, our outstanding commercial loans totaling $63,225,324 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today, and our team is here to assist you in finding the right financing solution.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,570,238 in loans helping members manage their finances effectively. These cards provide convenience and rewards to help you make the most out of your purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,784,133, make buying or refinancing simple. We offer flexible terms and guidance throughout the process, ensuring you feel confident every step of the way.

Loan Aggregator

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Ensuring Accurate Comparisons

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Take Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

ATOMIC CREDIT UNION