ATOMIC CREDIT UNION - Portsmouth, OH

Atomic Credit Union stands as more than just a financial institution; we are deeply rooted in the Portsmouth area. We actively engage in community outreach programs and partnerships that uplift local initiatives and support those in need. Our team is dedicated to making a positive impact in the lives of our members and neighbors alike. We also prioritize accessibility; with features like ADA compliance at our facilities and various digital services including e-statements and mobile payments, we strive to make banking easier for everyone. Additionally, our drive-thru service allows for quick transactions while maintaining convenience during busy days. While members can visit us at 2741 Scioto Trl Portsmouth Oh 45662, official correspondence should be sent to 711 Beaver Creek Rd, Piketon, OH 45661 if different from our branch address.

At Atomic Credit Union, we invite you to experience firsthand the benefits of membership. With operating hours designed to fit your schedule Monday through Thursday from 8:30 AM to 5 PM, Friday until 6 PM, and Saturday until 1 PM we are here when you need us most. Whether you're looking for assistance with personal finances or seeking guidance on business loans, our friendly staff is ready to help. Join us today and discover why so many in Portsmouth trust Atomic Credit Union as their financial partner. For more information or to open an account online, visit our website or call us at 800-652-2328. Together, let's build a brighter financial future!

Over the years, Atomic has embraced change while remaining true to our core values of service and integrity. Initially focused on providing basic financial services, we have expanded our offerings to include auto loans, mortgages, credit cards with rewards, business banking solutions, and advanced online and mobile banking options. Our commitment to innovation ensures that our members can access their accounts anytime and anywhere. Our mission is clear: to provide exceptional financial services while fostering a sense of community. We believe that every member deserves personalized attention and support. Whether you're opening your first checking account or looking for financing options for your dream home, we are here to help every step of the way.

We invite you to come experience the friendly service and community feel at Atomic Credit Union - Portsmouth. If you have any questions or would like more information about our services, don't hesitate to give us a call at 800-652-2328. We look forward to seeing you soon!

We know your time is valuable. That's why we offer flexible operating hours to accommodate your busy schedule. Our lobby is open Monday through Thursday from 8:30 AM to 5 PM, Friday until 6 PM, and Saturday until 1 PM. This way, you can stop by whenever it's most convenient for you!

Finding us is easy! Our branch sits close to the vibrant heart of Portsmouth, making it accessible for everyone. You'll find us near popular spots like the Shawnee State University and the beautiful Scioto Riverfront Park. We have ample parking available right outside, and our facility is designed with accessibility in mind, including features like ramps for those who need them.

At Atomic Credit Union - Portsmouth, we pride ourselves on offering a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need a quick cash withdrawal? Our ATM is readily available for your convenience. Plus, enjoy the ease of drive-thru banking for simple transactions without leaving your vehicle.

Need cash or want to make a quick deposit? Our ATM services enable easy withdrawals and balance checks without hassle. For those who prefer face-to-face interactions but still want speed, our drive-thru banking offers basic transactions such as deposits and withdrawals in a convenient format. At Atomic, we strive to create a welcoming atmosphere where you can feel confident about your financial choices. Whether you're visiting us in person or using our digital tools, we're here for you every step of the way. If you're ready to explore how we can assist with your financial journey or have any questions about our services, don't hesitate to reach out! Give us a call at (800) 652-2328 or visit us online at Atomic Credit Union - Portsmouth. Your financial success is just around the corner!

If you're a business owner, you'll find valuable support through our business banking services. From merchant services that simplify payment processing to business loans that help you expand or maintain your operations, we are here to help your business thrive.

For unexpected expenses or planned purchases, our personal loans and debt consolidation options can give you the financial flexibility you need. Plus, enjoy the perks of our credit cards with rewards that enhance your spending experience while helping you earn points for future use.

In today's fast-paced world, convenience is key. Our online and mobile banking services allow you to manage your accounts anytime, anywhere. With features like mobile payments, person-to-person transfers, and e-statements, staying on top of your finances has never been easier.

Our personal banking services offer something for everyone. Need a checking or savings account? We have options that fit various lifestyles and preferences. If you're considering a new vehicle, our auto loans and vehicle financing can help you get behind the wheel without breaking the bank. For those looking to purchase a home or refinance an existing mortgage, our mortgage loans provide competitive rates and terms tailored to your situation.

Our online banking platform allows you to keep track of your financial activities in real-time. You can check balances, transfer funds, and even pay bills with just a few clicks. Plus, if you're on the go, our mobile application brings all these features right to your smartphone or tablet. You'll never miss a beat when it comes to managing your money. We also know how important security is for our members. That's why we provide electronic signature authorization, making it easy for you to sign documents securely from the comfort of your home. Say goodbye to printing and mailing forms! Additionally, e-statements are available so you can receive your account statements electronically, helping you stay organized while reducing paper clutter. If you're looking for convenience in making payments, you'll love our mobile payments feature. It lets you make transactions quickly and safely using just your phone. Plus, with our person-to-person transfer option, sending money to friends or family is as simple as a text message. At Atomic, we are dedicated to making banking accessible and straightforward for everyone. Our user-friendly interface ensures that whether you're tech-savvy or just getting started with online banking, you'll find everything easy to navigate. Experience the freedom of managing your finances on your terms with Atomic's digital and online banking services today!

With $47,551,220 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity is robust with $10,443 in used auto loans and $607,302,041 in total loans and leases supporting members' financial goals across various sectors.

Our $3,554,844 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 232 full-time employees and 39 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Members' savings are secured through $247,941,667 in share certificates and $42,061,227 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,162,580, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

With a net worth of $57,051,592, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $841 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Total Share and Deposit Accounts: 124,792, showing a strong and growing member base that trusts us with their finances. This trust reinforces our commitment to serving you effectively while maintaining a stable financial environment. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Atomic is your trusted partner. Visit us at 2741 Scioto Trl Portsmouth Oh 45662 or call (800) 652-2328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $92,045,844 in new vehicle loans and $183,744,801 in used vehicle loans, helping many members get on the road with confidence. Whether you're interested in financing a brand-new model or a reliable used car, we can help make it happen.

For business owners seeking capital for growth and expansion, our outstanding commercial loans total $63,225,324. These loans are tailored to meet the unique needs of your business and provide the funding necessary for success. At Atomic, we also provide options for refinancing existing loans to ensure you're getting the best possible rates. We encourage you to explore eligibility requirements so you can maximize your benefits with us. For more information about our loan offerings or to get started on your application today, please call us at 800-652-2328 or visit our website at Atomic Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take that next step toward achieving your financial goals!

Thinking about homeownership? Our mortgage options are designed to make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $16,784,133. This means you can take advantage of favorable terms and competitive rates as you step into your new home.

Managing everyday expenses can be easier with our flexible unsecured credit card loans. With a total of $9,570,238 in loans available, our cards offer features that help you keep track of your spending while enjoying rewards along the way.

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. By working with reputable financial institutions, LendMesh guarantees that all comparisons are grounded in verified information.

LendMesh offers several key benefits that build trust and provide value: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can feel confident knowing they are comparing credible options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every user has access to the same comprehensive information without influence from advertisers. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions allow users to make informed decisions quickly. This feature is crucial in today's fast-moving market where rates can change frequently. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and reliable the platform can be for everyday borrowers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*