Atomic Credit Union Piketon OH | Top Checking Accounts & Auto Loans

Introduction

Community Impact

At Atomic Credit Union, we understand that our success is tied to the well-being of the communities we serve. By offering competitive loan rates totaling over 29,320 loans we empower members to achieve their dreams while maintaining a strong connection with local businesses through our commercial lending services. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 711 Beaver Creek Rd, Piketon, OH 45661. If you have any questions or need assistance, don't hesitate to reach out at 800-652-2328 during our operating hours: Monday through Thursday from 8:30 AM to 5 PM, Friday until 6 PM, and Saturday from 8:30 AM to 1 PM.

Join Us Today!

Explore how Atomic Credit Union can enhance your financial life. Visit us online at atomiccu.com or stop by our branch today! We look forward to being part of your financial journey!

Our Commitment to You

Whether you're looking for personal banking solutions like checking and savings accounts or need financing options such as auto loans and mortgages, Atomic Credit Union is here to help. Our total assets exceed $730 million, ensuring that we have the resources to support your financial goals. With $62,285,362 in deposits and a net worth of $57,051,592, our stability reflects our dedication to serving you. Led by our CEO Thomas Griffiths and Board President Billy Spencer, our team is made up of 271 employees who are passionate about helping you navigate your financial journey. We offer a range of services, including online and mobile banking, which makes managing your finances easier than ever.

Branch History & Mission

Looking Forward

As we look ahead, we remain committed to innovation and excellence in service delivery. With features like drive-thru banking and ATM availability for your convenience, along with ADA compliance initiatives, we ensure that every member feels welcomed and valued. Join us at Atomic Credit Union today and experience firsthand how we can help you achieve your financial goals! For any questions or assistance, feel free to contact us at 800-652-2328 during our operating hours: Monday through Thursday from 8:30 AM to 5 PM, Friday from 8:30 AM to 6 PM, and Saturday from 8:30 AM to 1 PM. Together, let's build a brighter future!

Our Mission

At Atomic Credit Union, our mission is simple: We strive to improve the financial lives of our members by offering comprehensive banking solutions while fostering a sense of community and support. We provide an array of services from personal banking like checking and savings accounts to auto loans, mortgages, and business banking options. We believe that everyone deserves access to affordable financial services tailored to their needs. Our focus extends beyond just banking; we actively engage in community outreach efforts aimed at supporting local initiatives and organizations. By partnering with various groups, we contribute to building a stronger Piketon community where everyone can thrive.

Our Story

Over the decades, Atomic has evolved significantly while remaining true to our founding principles. From our humble beginnings, we have transformed into a robust credit union with total assets exceeding $730 million. Our commitment to providing personalized services has helped us establish strong relationships with our members. We are located at 711 Beaver Creek Rd, Piketon, OH 45661, conveniently near local landmarks that make it easy for you to reach us. While members can visit us at this address, official correspondence should be sent to the same location. As technology has advanced, so have we. Our dedication to digital banking ensures that you can manage your finances conveniently through online and mobile banking options. Whether it's accessing your accounts or making payments on the go, we've made it easier for you to stay connected.

Branch Location & Accessibility

A Convenient Spot for Everyone

Our location is easy to find and access. Situated near local landmarks, we are just a stone's throw away from the bustling heart of Piketon. With ample parking available, including accessible spots for those with mobility challenges, visiting us is both simple and comfortable. Our branch is fully ADA compliant, featuring ramps and wide entryways to ensure everyone can enjoy our services.

Come Visit Us!

We invite you to stop by Atomic Credit Union today! Experience firsthand how we prioritize your financial well-being in a welcoming environment. Whether you're opening an account or discussing loan options, our friendly team is ready to assist you. We look forward to seeing you soon!

Operating Hours Designed for You

We understand that life can get busy! That's why our lobby hours are designed with your schedule in mind. We're open Monday through Thursday from 8:30 AM to 5 PM, Friday until 6 PM, and Saturday from 8:30 AM to 1 PM. Whether you prefer coming in during the week or stopping by on a Saturday morning, we're here to help when you need us most.

Services Tailored to Your Needs

At Atomic Credit Union, we offer a wide range of services to make your banking experience seamless. From checking and savings accounts to auto loans and mortgage options, we strive to provide personalized support every step of the way. Need cash quickly? Our ATM is available for your convenience, and our drive-thru service allows for easy deposits and withdrawals without leaving your vehicle. While members can visit us at 711 Beaver Creek Rd for all their banking needs, any official correspondence should be sent to the same address as well. If you have questions or would like assistance with an account or service, don't hesitate to reach out! You can give us a call at 800-652-2328.

Member Eligibility

At Atomic, we believe that everyone deserves a chance to be part of a supportive community that prioritizes your financial well-being. Becoming a member is straightforward and welcoming! If you live, work, or worship in the area, or if you have family members who are already part of our credit union, you're likely eligible to join us. We aim to make banking accessible for all, so whether you're just starting out or looking to expand your financial options, Atomic is here for you. To get started on your journey with us, you can find detailed eligibility criteria by visiting this link. Once you confirm your eligibility, opening an account is simple! Just head over to our account opening page at this URL or give us a call at (800) 652-2328 if you have any questions. Join us at Atomic located at 711 Beaver Creek Rd Piketon Oh 45661, and discover the advantages of being part of our family!

Business Banking & Commercial Services

Financing Your Growth

Imagine being able to invest in new equipment, expand your workforce, or launch a marketing campaign without the constant worry of cash flow. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $536 in commercial loans for our members, helping businesses scale and succeed. Whether you're a small startup or an established company, we offer flexible loan options designed to fit your needs.

Join Our Community

With an outstanding commercial loan portfolio of $63,225,324, we continue to drive economic growth by financing new and expanding businesses. If you're looking for a financial partner who truly cares about your success, visit us at 711 Beaver Creek Rd Piketon Oh 45661 in Piketon, OH or call us at (800) 652-2328. Let's build the future of your business together!

Merchant Services That Simplify Transactions

In today's fast-paced world, efficient payment processing can set your business apart. Our merchant services allow you to accept payments easily and securely, giving you more time to focus on what matters most growing your business. Imagine serving customers faster and enhancing their shopping experience while keeping track of sales effortlessly.

Comprehensive List Of Services

Business Banking

For our business members, we offer merchant services and business loans that can help you grow and thrive. We know running a business comes with its own set of challenges, so we're here to simplify banking and provide the resources necessary for success.

Call to Action

We invite you to explore how Atomic can enhance your financial well-being. Whether you're an individual or a business owner, our comprehensive services are designed with your needs in mind. For more information or assistance, don't hesitate to contact us at (800) 652-2328 or visit us at 711 Beaver Creek Rd Piketon Oh 45661. Let us help you take the next step towards achieving your financial goals!

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we prioritize online and mobile banking features at Atomic Credit Union Corporate Office. Manage your accounts from anywhere using our user-friendly app or website. You can transfer money, pay bills, and even check your balance with just a few taps on your phone. Our ATM services ensure you have access to cash when you need it most, while our drive-thru banking provides quick service for deposits, withdrawals, and other simple transactions without leaving your car.

Personal Banking

Starting with personal banking, we offer checking and savings accounts that fit your lifestyle. Imagine having a checking account that helps you track your spending while also earning interest in your savings account. Our auto loans and vehicle financing options make it easy to get behind the wheel of your dream car, whether it's new or used. Need a place to call home? Our mortgage loans and refinancing services can guide you through purchasing or refinancing your property. If you find yourself facing unexpected expenses, our personal loans and debt consolidation services provide flexible solutions designed to alleviate financial pressure. Plus, our credit cards come with rewards, allowing you to earn while you spend!

Digital & Online Banking

Additional Benefits

For added convenience, our mobile payments feature lets you make purchases quickly using just your smartphone. And if you need to send money to friends or family, our person-to-person transfer service is fast and straightforward perfect for splitting bills or sending gifts. At Atomic, we aim to empower you with tools that simplify your financial life. Whether you're at home or out and about, managing your accounts has never been easier or more secure!

Key Features

Our online banking services allow you to handle everyday transactions with ease. You can check your balance, transfer funds, and pay bills all from the comfort of your home or while on the go. For those who prefer mobile access, our user-friendly mobile application brings all these features right to your fingertips. Plus, with 24/7 online banking services, you're never far from your money. We also prioritize your security. Our electronic signature authorization feature makes signing documents simple and secure, allowing you to complete transactions without the hassle of printing or mailing forms. E-statements are available too, which means you can keep track of your account activity without the clutter of paper statements.

Financial Strength

Growing Member Base

Our strength lies not only in numbers but also in trust. With a total of 124,792 share and deposit accounts, we show a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $2,072,955, further illustrating our capacity to serve our community effectively. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Atomic is your trusted partner. Visit us at 711 Beaver Creek Rd Piketon Oh 45661 or call (800) 652-2328 to learn more about how we can help you achieve your financial goals.

Investment in Your Future

Our commitment to serving our members is reflected in our $47,551,220 in undivided earnings. These earnings allow us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures designed to serve you better. With $10,443 in used auto loans and $607,302,041 in total loans and leases, we have the capacity to support your financial goals across various sectors.

Member-Centric Savings Options

We prioritize our members' interests above all else. Members' savings are secured through $247,941,667 in share certificates and $42,061,227 in money market shares, offering stable and rewarding financial growth opportunities. Additionally, with non-member deposits at $16,162,580, we focus our resources on benefiting you through improved loan rates, lower fees, and exclusive perks tailored just for you.

Operational Efficiency

Our operational efficiency is evident through our $3,554,844, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 232 full-time employees and 39 part-time employees ready to assist you with knowledgeable service every day.

Our Financial Foundation

With a net worth of $57,051,592, we maintain robust financial health, which enables us to offer better rates, lower fees, and enhanced member services. This strong foundation is further highlighted by our net worth ratio of $841, demonstrating our commitment to maintaining solid capital reserves. This stability ensures that we can continue providing loans and competitive savings rates without interruption even in uncertain economic times.

Loan Offering

Additional Information

If you're considering refinancing any existing loans or exploring eligibility options for our products, we encourage you to reach out to us at (800) 652-2328. Our dedicated team is here to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us at 711 Beaver Creek Rd Piketon Oh 45661 in Piketon, OH, or check out our website at https://www.atomiccu.com/ for more details about our loan offerings. At Atomic, we believe that everyone deserves access to affordable financing options tailored to their needs. Let us help you navigate your financial journey today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $183,744,801 in used vehicle loans and $92,045,844 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable pre-owned option, we have competitive rates and flexible terms to suit your situation.

Business Financing

For business owners, our outstanding commercial loans totaling $63,225,324 provide the capital needed to grow and expand. We understand the unique challenges faced by small businesses and are committed to offering tailored solutions that support your success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,784,133, make buying or refinancing simple. We provide personalized service and expert guidance throughout the process, ensuring you find a loan that fits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,570,238 in loans helping members manage their finances effectively. With our credit cards, you can enjoy rewards and benefits while building your credit history.

Loan Aggregator

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ATOMIC CREDIT UNION - Piketon, OH