Atomic Credit Union Oak Hill OH | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Atomic Credit Union - Oak Hill, where community and financial well-being come together. Located at 107 Jackson St, Oak Hill, OH 45656, we are proud to serve our members with commitment and care since our establishment in 1955. With a robust membership of over 79,000, we strive to provide personalized banking solutions that empower our community. At Atomic Credit Union, we understand that your financial needs are unique. That's why we offer a variety of services including personal banking options, auto loans, mortgages, and business banking solutions. Our total assets amount to an impressive $730,413,772, ensuring that we have the resources to support you every step of the way. With total deposits reaching $62,285,362 and net worth standing at $57,051,592, you can trust us to keep your money safe while helping it grow. Our dedicated team of 271 employees, led by CEO Thomas Griffiths and Board President Billy Spencer, is here to assist you. Whether you have questions about your account or need help with loans our friendly staff is just a call away at 800-652-2328. While members can visit us at our Oak Hill branch for all their banking needs, official correspondence should be sent to our mailing address: 711 Beaver Creek Rd, Piketon, OH 45661. Join us at Atomic Credit Union today and experience the difference that comes with being part of a community-focused financial institution. Visit our website at atomiccu.com or stop by our branch during our operating hours: Monday through Thursday from 8:30 AM to 5 PM, Friday from 8:30 AM to 6 PM, and Saturday from 8:30 AM to 1 PM. We look forward to serving you!

Branch History & Mission

Commitment to Convenience

For your convenience, we offer multiple ways to access your accounts. Enjoy the ease of online banking and mobile payments anytime you need them. Our ATM is available on-site for quick cash withdrawals or balance checks. Plus, with drive-thru service options available, getting your banking done is easier than ever. While you can visit us at 107 Jackson St for all your needs, official correspondence should be sent to our mailing address: 711 Beaver Creek Rd, Piketon, OH 45661.

Join Us

We invite you to become part of the Atomic family! Whether you're looking for personal banking solutions or want to explore business opportunities, there's something here for everyone. Visit us today or call us at 800-652-2328 to learn more about how we can help you achieve your financial dreams. Experience the difference at Atomic Credit Union - Oak Hill a place where community meets opportunity!

Our Journey

Atomic Credit Union started with a simple mission: to provide accessible financial services to everyone in the area. From humble beginnings, we have grown into a robust institution with total assets exceeding $730 million. This growth is not just about numbers; it reflects our commitment to serving you better each day. As we evolved, we embraced technology while maintaining our community roots, ensuring that all members can benefit from modern banking conveniences alongside personalized service. Our branch features essential services like personal banking including checking and savings accounts and specialized loans for vehicles and mortgages. Additionally, we offer credit cards with rewards and business banking solutions, ensuring that both individuals and businesses find what they need at Atomic.

Our Mission

At Atomic Credit Union - Oak Hill, our mission goes beyond just providing financial services; it's about empowering our community. We strive to enhance the lives of our members by offering competitive rates, outstanding customer service, and resources that promote financial literacy. We believe that every member deserves the opportunity to achieve their financial goals whether it's buying a home, financing education, or building a business. In addition to our core financial services, we are dedicated to supporting local initiatives and partnerships that uplift the Oak Hill community. From sponsoring local events to participating in outreach programs, we are committed to making a positive impact where it matters most.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. You'll find ADA-compliant features including ramps and accessible parking spaces, ensuring that everyone can easily navigate our facilities. Plus, we offer drive-thru banking for quick transactions without having to leave your vehicle.

Operating Hours

We know your time is valuable. That's why our doors are open Monday through Thursday from 8:30 AM to 5 PM, Friday from 8:30 AM to 6 PM, and Saturday from 8:30 AM to 1 PM. Whether you need personal banking services or want to explore auto loans or mortgages, we're here when you need us.

Services Offered

At Atomic Credit Union - Oak Hill, we provide a range of services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Our ATM is available for quick cash withdrawals and balance checks anytime you need it. While members can visit us at our Oak Hill branch for all their banking needs, please note that official correspondence should be sent to our mailing address at 711 Beaver Creek Rd, Piketon, OH 45661. Ready to take the next step? We invite you to stop by or give us a call at 800-652-2328. Let us help you on your financial journey today!

Member Eligibility

At Atomic, we believe in creating a welcoming community where everyone can thrive. Joining us is simple and fulfilling, as we open our doors to individuals who live, work, worship, or attend school in our local area. Whether you're looking for a safe place to save or wanting to explore loan options, becoming a member means you're part of something special. For the latest details on eligibility criteria, feel free to visit our website at https://online.flippingbook.com/view/292452319/ . Once you know you're eligible, opening an account with us is just as easy! You can start your journey towards financial empowerment right away by visiting https://app.consumer.meridianlink.com/apply.aspx?enc=kw21wblm1yxpjjabdozad4dlqdzsqgz4jsyvuuozflkkkdz_ehamc-0cwk1blzfipcwvteo5pjvlp_vaaitq6tuyvby-eu0ho4vci9riucszurcvvuev2h9_axcswdl7 . If you have any questions or need assistance, don't hesitate to reach out at (800) 652-2328. We're here to help you every step of the way!

Business Banking & Commercial Services

Loan Options That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $536 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $63,225,324, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Success

In addition to loans, we provide essential merchant services that simplify daily operations. Picture this: you're running a busy retail shop, and you need efficient payment processing solutions. Our merchant services ensure you can accept payments seamlessly, keeping your customers happy while you focus on what you do best growing your business. Located at 107 Jackson St Oak Hill Oh 45656 in Oak Hill, OH, we're here to empower local businesses like yours. Reach out to us today at (800) 652-2328 to learn how we can help you thrive!

Comprehensive List Of Services

ATM & Drive-Thru Services

For those who prefer face-to-face interactions or quick transactions on the go, our branch provides ATM access for withdrawals and balance checks along with drive-thru services for deposits and simple transactions. At Atomic, we are more than just a credit union; we are a community partner dedicated to helping you achieve financial success. If you're ready to explore how our services can meet your financial goals, don't hesitate to reach out! You can call us at (800) 652-2328 or visit us at Atomic Credit Union - Oak Hill today. We're excited to assist you on this journey!

Business Banking

Are you a business owner? We offer comprehensive business banking services including merchant services and business loans to help your venture thrive. From accepting payments seamlessly to getting the funds you need to expand, we're here to support your journey.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking platforms that allow you to access your accounts anytime, anywhere. You can easily check balances, transfer funds, pay bills, and even use person-to-person payment features all from your smartphone or computer.

Financial Solutions

For those unexpected expenses or bigger purchases, our personal loans and debt consolidation services provide flexible options to fit your budget. Plus, with our credit cards featuring rewards programs, you can earn points on everyday purchases that can be redeemed for travel, merchandise, or cash back.

Home Financing

If you're dreaming of homeownership, our mortgage loans and refinancing options can help turn that dream into reality. We offer competitive rates and personalized support throughout the process, ensuring that you find the right mortgage solution for your needs.

Personal Banking

Our personal banking services include checking and savings accounts designed to help you manage your day-to-day expenses while also preparing for the future. Imagine having a secure place to stash away your savings while earning interest on your balance! Our auto loans and vehicle financing options make it easy for you to get behind the wheel of a new car or truck without breaking the bank.

Digital & Online Banking

Convenient Online Services

Our 24/7 online banking services let you check your account balance, transfer funds, and pay bills all from the comfort of your home or on the go. Whether you're using a computer or our user-friendly mobile application, managing your finances has never been easier. Plus, with features like electronic signature authorization, signing documents is quick and secure.

Effortless Payments and Transfers

Want to send money to a friend? Our person-to-person transfers make it simple and fast. You can send money directly from your account without needing cash or checks. Additionally, if you enjoy shopping or dining out, our mobile payments feature allows you to pay securely using your smartphone perfect for those spontaneous outings!

Stay Updated with E-Statements

Say goodbye to paper clutter! We provide e-statements for all members, giving you easy access to your account statements right in your inbox. This not only helps you stay organized but also adds an extra layer of security to your financial information.

Your Finances at Your Fingertips

With our mobile application, you have everything you need right in the palm of your hand. From checking balances to making transfers, you can manage your accounts wherever life takes you. And rest assured that all transactions are protected by advanced security measures. At Atomic, we're committed to making banking convenient and accessible for all our members. Experience the ease of digital banking today!

Financial Strength

Commitment to Growth

With $47,551,220 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $10,443 in used auto loans and $607,302,041 in total loans and leases.

Growing Membership Base

Our commitment to serving you is evident as shown by our total share accounts reaching 124,792, which indicates a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Atomic is your trusted partner. Visit us at 107 Jackson St Oak Hill Oh 45656 or call (800) 652-2328 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $3,554,844 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 232 full-time employees and 39 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $247,941,667 in share certificates and $42,061,227 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,162,580, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $57,051,592, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $841 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $183,744,801 in used vehicle loans and $92,045,844 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we have options tailored for you.

Business Loans

For business owners, our outstanding commercial loans totaling $63,225,324 provide the capital needed to grow and expand. We understand that running a business comes with its challenges, and our financial products are here to support your entrepreneurial spirit.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,784,133, make buying or refinancing simple. Our team is here to guide you through the process and find the best mortgage solution for your unique situation.

Refinancing Options

If you're considering refinancing your existing loans, we can help you explore your options. Refinancing can potentially lower your monthly payments or reduce your interest rate, depending on your current financial situation. At Atomic, we're committed to providing personalized service and financial solutions that fit your life. For more information or to apply for a loan, give us a call at (800) 652-2328, visit us at 107 Jackson St Oak Hill Oh 45656, or check out our website at Atomic Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,570,238 in loans helping members manage their finances effectively. These cards provide an excellent way to build credit while enjoying rewards and benefits.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. By relying on verified financial institutions, LendMesh guarantees that the loan comparisons are both accurate and reliable.

ATOMIC CREDIT UNION - Oak Hill, OH