Atomic Credit Union Lucasville OH | Quick Personal Loans & Auto Financing

Introduction

Welcome to Atomic Credit Union - Lucasville Branch, where we believe in empowering our members with financial services that truly make a difference. Located at 75 Jackson St, Lucasville, OH 45648, we have proudly served our community since 1955, building trust and fostering relationships that extend beyond banking. With a strong membership base of 79,329 individuals, we are dedicated to offering personalized solutions that meet the unique needs of each member. At Atomic Credit Union, our assets amount to an impressive $730,413,772, reflecting our commitment to sound financial practices and stability. We understand that your money matters, which is why we manage over $62,285,362 in deposits and offer a variety of loan options totaling 29,320 loans and leases. Our net worth stands at $57,051,592, ensuring we remain a reliable partner for all your financial needs. Our leadership team is here to guide you through your financial journey. Led by CEO Thomas Griffiths and Board President Billy Spencer, our experienced staff is dedicated to providing exceptional service and support. Whether you're looking for personal banking options like checking accounts or auto loans, or business services such as merchant accounts and business loans, we've got you covered! While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 711 Beaver Creek Rd, Piketon, OH 45661. With resources like online banking and mobile payments available for your convenience, we're committed to making banking easy and accessible. If you're ready to take control of your financial future or just want to learn more about what we offer, don't hesitate to call us at 800-652-2328 or visit our website at atomiccu.com. Your journey toward better financial health starts here!

Branch History & Mission

Welcome to the heart of our community Atomic Credit Union's Lucasville Branch! Established in 1955, our branch has grown alongside the vibrant town of Lucasville, Ohio. With a commitment to serving our members and empowering them financially, we've built a legacy of trust and support over the decades. From our humble beginnings, we have proudly expanded our services to meet the diverse needs of our growing membership base, which now includes over 79,000 members. Our journey is marked by milestones that reflect our dedication to community development and member satisfaction. As part of Atomic Credit Union, headquartered in nearby Piketon, we share a vision to provide accessible financial solutions that positively impact lives. Located at 75 Jackson St, Lucasville, OH 45648, our branch is conveniently situated near local landmarks that make it easy for members to find us. For any official correspondence, please use our mailing address at 711 Beaver Creek Rd, Piketon, OH 45661. At Atomic Credit Union, our mission is clear: we strive to improve the financial well-being of every member we serve while giving back to the community that supports us. We offer a range of personal banking services including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards to help you achieve your financial goals. Our business banking services also cater to local businesses seeking growth through reliable support. As technology evolves, so do we. Our branch embraces digital advancements such as online and mobile banking options for added convenience. You can manage your finances on-the-go or visit us during our operating hours: Monday through Thursday from 8:30 AM to 5:00 PM and Friday from 8:30 AM to 6:00 PM. We are also open on Saturdays from 8:30 AM to 1:00 PM for those who need extra flexibility. For those who prefer in-person transactions, we offer drive-thru banking services along with ATM access for quick withdrawals and balance checks. These features ensure that all members have the tools they need to manage their finances easily. Beyond banking services, we take pride in being active participants in the Lucasville community. Our outreach efforts include partnerships with local organizations aimed at fostering economic growth and enhancing community life. We believe in giving back and supporting initiatives that uplift everyone around us. Join us at Atomic Credit Union's Lucasville Branch today! Experience firsthand how we can help you navigate your financial journey while contributing positively to the community you love. For more information or assistance, feel free to call us at 800-652-2328. Together, let's build a brighter financial future!

Branch Location & Accessibility

Banking Services That Fit Your Needs

Our branch offers a wide range of services tailored just for you from personal checking and savings accounts to auto loans and mortgage refinancing. Whether you're looking for a credit card with rewards or need assistance with business banking services, our friendly staff is ready to help. And don't forget about our ATM availability for quick cash withdrawals and balance checks anytime you need them. While members can visit us at 75 Jackson St Lucasville Oh 45648, official correspondence should be sent to our mailing address at 711 Beaver Creek Rd, Piketon, OH 45661.

Connect With Us Today!

Have questions or want to learn more about what we offer? Feel free to call us at (800) 652-2328! We invite you to visit Atomic Credit Union's Lucasville Branch where we value every member's experience. Come see how we can help you achieve your financial goals today!

Operating Hours Tailored to You

We understand that life can be busy, which is why our lobby hours are designed to accommodate your schedule. Join us Monday through Thursday from 8:30 AM to 5:00 PM, Friday until 6:00 PM, and Saturday from 8:30 AM to 1:00 PM. If you prefer drive-thru banking, you can take advantage of this service during the same hours, with extended drive-thru hours on Fridays and Saturdays.

Visit Us with Ease

At Atomic Credit Union, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can access our services without hassle. We also offer ample parking right outside the branch for your convenience.

Member Eligibility

At Atomic, we believe that everyone deserves a chance to be part of a caring community that prioritizes your financial well-being. Becoming a member is simple and welcoming, especially if you live, work, or worship in the areas we serve. To find out if you meet the eligibility requirements, check out our detailed guidelines at https://online.flippingbook.com/view/292452319/ . We cater to individuals from various backgrounds, making it easy for you to join our family. Once you're ready to take the next step, opening an account with us is a breeze! You can start the process online by visiting https://app.consumer.meridianlink.com/apply.aspx ?enc=kw21wblm1yxpjjabdozad4dlqdzsqgz4jsyvuuozflkkkdz_ehamc-0cwk1blzfipcwvteo5pjvlp_vaaitq6tuyvby-eu0ho4vci9riucszurcvvuev2h9_axcswdl7 or give us a call at (800) 652-2328 for assistance. We're here to guide you through every step and ensure your experience is as smooth as possible. Join us at Atomic, located at 75 Jackson St Lucasville Oh 45648, and discover the many benefits of being part of our supportive community!

Business Banking & Commercial Services

Merchant Services That Make Transactions Easy

In today's fast-paced world, having reliable merchant services is vital for any business. Imagine being able to accept payments easily and securely, whether in-store or online. Our merchant services provide just that making transactions smooth for both you and your customers. This allows you to focus on what matters most: growing your business. Located at 75 Jackson St Lucasville Oh 45648 in Lucasville, OH, we're dedicated to providing personalized service tailored to your specific needs. Reach out today at (800) 652-2328 to learn more about how our business banking solutions can support your success!

Supporting Business Growth Through Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $536 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $63,225,324, we continue to drive economic growth by financing new and expanding businesses. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Comprehensive List Of Services

Business Banking

If you're a business owner, our business banking services include merchant services and business loans designed to help you grow. We understand that running a business comes with its own set of challenges, which is why we're here to assist you with tailored solutions.

Convenient Services

Convenience is key at Atomic. Our drive-thru banking allows for easy deposits, withdrawals, and other simple transactions without leaving your vehicle. Plus, with ATM access available for cash withdrawals and balance checks, you'll always have quick access to your funds. In addition to these services, we pride ourselves on offering robust online and mobile banking features that keep you connected 24/7. You can rest assured knowing that managing your finances is just a click away. If you're interested in exploring all that we have to offer or have any questions about how we can assist you further, don't hesitate to reach out! Give us a call at (800) 652-2328 or visit us online at Atomic Credit Union - Lucasville Branch. Your financial journey starts here!

Credit Cards

For those who enjoy rewards, our credit cards come with benefits that can enhance your purchasing power while earning points on everyday purchases. Whether it's traveling or shopping locally, there are plenty of ways to make the most out of your spending.

Loans and Financing

When it comes to loans, we've got you covered with auto loans and vehicle financing that make buying a car easier than ever. Picture yourself driving off in your new vehicle with flexible repayment options tailored just for you. Additionally, our mortgage loans and refinancing options can help turn your dream home into a reality. If you're facing unexpected expenses or looking to consolidate debt, our personal loans are designed to provide you with the support you need.

Personal Banking

We offer a variety of personal banking options designed to help you achieve your financial goals. With checking and savings accounts that fit different lifestyles, you can easily manage your finances. Imagine needing quick access to funds; our online and mobile banking services allow you to check balances, transfer money, and pay bills from anywhere.

Digital & Online Banking

Convenient Payments and Transfers

Need to send money quickly? Our person-to-person transfer feature makes it easy to send funds to friends or family without any hassle. And if you're a fan of mobile payments, we've got you covered there too! With our mobile payments feature, you can make purchases directly from your phone. At Atomic, we strive to make banking as convenient as possible while ensuring that your information remains safe. Experience the ease of digital banking today!

Easy Access to Your Accounts

With our online banking platform, available at https://www.atomiccu.com/ , you can check your account balances, transfer money, and pay bills all from the comfort of your home or on the go. Our 24/7 online banking services ensure that you're always in control of your finances, no matter where life takes you.

Go Paperless with E-Statements

For those looking to simplify their paperwork, we provide e-statements that allow you to receive your bank statements electronically. This not only helps reduce clutter but also keeps your information secure and accessible whenever you need it.

Secure Transactions

Your security is our priority. We offer electronic signature authorization, making it easier for you to sign documents securely from anywhere. Plus, with our mobile application, you can manage your accounts safely with just a few taps on your smartphone.

Financial Strength

A Solid Foundation

With a net worth of $57,051,592, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is reflected in our net worth ratio of $841, ensuring that we can continue providing loans and competitive savings rates even in uncertain economic times.

Building Trust Together

Total Share Accounts stand at 124,792, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $2,072,955, reinforcing our commitment to your financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Atomic is your trusted partner. Visit us at 75 Jackson St Lucasville Oh 45648 or call (800) 652-2328 to learn more about how we can help you achieve your financial goals.

Commitment to Excellence

Our $3,554,844 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 232 full-time employees and 39 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Community

With $47,551,220 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $10,443 in used auto loans and a total of $607,302,041 in loans and leases.

Your Savings Are Secure

Members' savings are secured through $247,941,667 in share certificates and $42,061,227 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,162,580, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Additional Financing Solutions

For those looking for additional financing options, we have credit lines available totaling $112,438,623. This flexibility allows you to access funds when you need them most. Furthermore, for business owners in our community, our outstanding commercial loans totaling $63,225,324 provide the capital needed to grow and expand your business operations. At Atomic Credit Union located at 75 Jackson St Lucasville Oh 45648, we strive to support your financial journey through every stage of life. For more details or to discuss which loan option might be right for you, please contact us at 800-652-2328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our services today and see how we can help you achieve your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $183,744,801 in used vehicle loans and $92,045,844 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our competitive rates and flexible terms can make your car-buying experience straightforward and affordable.

Credit Card Loans

Managing daily expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $9,570,238 in loans helping members manage their finances effectively. These cards are designed to provide convenience while allowing you to build credit responsibly.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $16,784,133, making buying or refinancing simple. We aim to help you navigate the mortgage process with ease. If you're considering refinancing your existing mortgage for better rates or terms, ask about our eligibility options.

Loan Aggregator

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Ensuring Accurate Comparisons

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ATOMIC CREDIT UNION