Atomic Credit Union Logan OH | Affordable Auto Loans & Business Banking

Introduction

Welcome to Atomic Credit Union - Logan, where your financial well-being is our priority! Located at 680 W Hunter St, Logan, OH 43138, our branch has been serving the community since 1955. With a strong commitment to helping our members thrive, we proudly support over 79,329 members and manage total assets of $730,413,772. At Atomic, we believe in building lasting relationships with our members. Whether you need personal banking solutions like checking and savings accounts or are looking for financing options such as auto loans and mortgages, we've got you covered. We offer a wide range of services tailored to meet your unique needs, ensuring that your financial journey is as smooth as possible. Our leadership team is dedicated to fostering a welcoming environment. Under the guidance of CEO Thomas Griffiths and Board President Billy Spencer, we strive to make every interaction meaningful. Our friendly staff is here to assist you during our convenient hours: Monday through Thursday from 8:30 AM to 5 PM, Friday until 6 PM, and Saturday from 8:30 AM to 1 PM. While you can visit us at our Logan branch for all your banking needs, please note that any official correspondence should be sent to our mailing address: 711 Beaver Creek Rd, Piketon, OH 45661-9140. With total deposits amounting to $62,285,362 and a net worth of $57,051,592, Atomic Credit Union is well-equipped to provide robust financial solutions that benefit our members and the community at large. We also maintain a healthy cash reserve of $12,332,701, ensuring that we can meet your banking needs whenever they arise. Join us today at Atomic Credit Union - Logan! For inquiries or assistance, feel free to call us at 800-652-2328. Experience the difference of being part of a credit union that truly cares about its members! Explore more about us online at Atomic Credit Union.

Branch History & Mission

Atomic Credit Union has a proud history that dates back to 1955 when it first opened its doors in Logan, Ohio. Since then, we have been dedicated to serving our community and helping our members achieve their financial goals. Located at 680 W Hunter St, Logan, OH 43138, our branch stands as a testament to the growth and resilience of our cooperative spirit. Over the years, Atomic has evolved significantly. From humble beginnings, we have grown to serve over 79,000 members with total assets reaching an impressive $730,413,772. Our commitment to providing high-quality financial services has made us a trusted partner in the community. With a range of offerings including personal banking, auto loans, mortgages, credit cards, and business banking solutions, we aim to meet the diverse needs of our members. At Atomic Credit Union, our mission is simple yet powerful: we strive to empower individuals and families through accessible financial services while fostering a sense of community and support. We believe that everyone deserves a chance to thrive financially. Whether you need help managing your savings or seeking advice on loans and investments, our friendly team is here for you. We are proud of our member-centric approach that not only focuses on financial success but also emphasizes community involvement. We actively engage in various outreach programs and partnerships that uplift those around us. For instance, our initiatives include financial education workshops and support for local charities. While members can visit us at 680 W Hunter St Logan Oh 43138, official correspondence should be sent to 711 BEAVER CREEK RD, PIKETON, OH 45661-9140 if different from the branch address. Our operating hours are convenient for everyone: Monday through Thursday from 8:30 AM to 5 PM, Friday until 6 PM, and Saturday from 8:30 AM to 1 PM. We also offer ATM services and drive-thru banking for added convenience. As we look towards the future, we remain committed to embracing digital advancements that enhance your banking experience while ensuring compliance with ADA standards. Our online banking options allow you to manage your finances anytime and anywhere. Join us at Atomic Credit Union today! Experience firsthand how we can help you achieve your financial dreams while being part of a supportive community. Call us at (800) 652-2328 or visit our website at Atomic Credit Union to learn more about membership benefits and services.

Branch Location & Accessibility

Accessibility and Features

At Atomic Credit Union - Logan, we prioritize making banking easy and accessible for everyone. Our branch features ADA-compliant facilities, ensuring that all members can navigate comfortably. Parking is ample and conveniently located right outside our entrance, so you won't have to worry about finding a spot. For those who prefer quick transactions, we offer drive-thru banking for deposits, withdrawals, and simple transactions. If you need cash on the go, our ATM is available for your convenience. We understand that life can be busy, which is why we offer flexible operating hours: Monday through Thursday from 8:30 AM to 5 PM, Friday until 6 PM, and Saturday from 8:30 AM to 1 PM. You can easily fit your banking needs into your schedule!

Contact Us

While you're welcome to visit us at our Logan location, please note that any official correspondence should be sent to our mailing address at 711 Beaver Creek Rd in Piketon, OH. If you have questions or need assistance, feel free to call us at 800-652-2328. Our team is ready and eager to help you with personal banking options including checking accounts, auto loans, mortgages, and more. We invite you to stop by Atomic Credit Union - Logan today! Experience how easy and friendly banking can be when it's done right.

Member Eligibility

At Atomic, we believe that joining our community is a step towards achieving your financial goals in a friendly and supportive environment. Becoming a member is easy! If you live, work, or worship in the areas we serve, you're likely eligible to join us. We welcome individuals from all walks of life and are committed to providing personalized financial services that cater to your needs. For more specific eligibility details, feel free to check out this resource: https://online.flippingbook.com/view/292452319/. Once you're ready to take the next step, opening an account with us is straightforward and convenient. You can start the process online by visiting https://app.consumer.meridianlink.com/apply.aspx?enc=kw21wblm1yxpjjabdozad4dlqdzsqgz4jsyvuuozflkkkdz_ehamc-0cwk1blzfipcwvteo5pjvlp_vaaitq6tuyvby-eu0ho4vci9riucszurcvvuev2h9_axcswdl7, or if you prefer, give us a call at (800) 652-2328 for any questions or assistance. Our branch located at 680 W Hunter St Logan Oh 43138 is always here to help you on your journey towards financial empowerment!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services tailored to simplify transactions for your business. Imagine being able to accept payments effortlessly, making it easier for your customers to shop with you. This not only enhances customer satisfaction but also helps you manage your cash flow effectively. Located at 680 W Hunter St Logan Oh 43138, Logan, OH, we're here to provide the personalized service and expertise you need. Contact us today at (800) 652-2328 to explore how we can partner together for your business success!

Tailored Financing Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $536 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $63,225,324, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Made Simple

For local entrepreneurs, we offer comprehensive Business Banking services including Merchant Services and Business Loans. Running a business requires reliable banking solutions, and we're committed to helping you succeed with tools that streamline your operations.

Credit Options That Work for You

Our members appreciate the flexibility of our Personal Loans and Debt Consolidation offerings. Whether it's unexpected expenses or plans for a big purchase, we're here to provide financial support that fits your budget. And don't forget about our Credit Cards with Rewards, which allow you to earn while you spend perfect for those who love to shop!

Modern Banking at Your Fingertips

In today's fast-paced world, convenience matters. That's why Atomic provides robust Online and Mobile Banking platforms. Access your accounts anytime from anywhere! With features like mobile payments and person-to-person transfers, managing your finances has never been easier. Need cash quickly? Our ATMs are available for easy cash withdrawals and balance checks whenever you need them. Plus, if you prefer face-to-face service, our Drive-Thru Banking allows quick deposits, withdrawals, and simple transactions without leaving your vehicle. At Atomic Credit Union - Logan, we're dedicated to ensuring you have access to all the financial tools necessary for success both in person at our branch or online from the comfort of your home. Ready to explore these services further? Give us a call at 800-652-2328 or visit us today! Let us help you achieve your financial goals with ease and confidence.

Personal Banking Solutions

When it comes to personal banking, we offer Checking and Savings Accounts designed for every lifestyle. Imagine having a safe place for your money that also earns interest our savings accounts do just that! For those looking to finance a new car or consolidate debt, our Auto Loans and Vehicle Financing options are competitive and straightforward. You can drive away in the vehicle you desire without the stress of complicated terms. If homeownership is on your mind, our Mortgage Loans and Refinancing services can guide you through the process. We understand that buying a home is one of the biggest decisions you'll make, so we're here to ensure it's as smooth as possible. Plus, if you already have a mortgage but want better rates, refinancing could save you money over time.

Digital & Online Banking

Key Services to Simplify Your Banking

Our online banking system provides 24/7 access, allowing you to check balances, make payments, and transfer money whenever it's convenient for you. You'll also enjoy the option of receiving e-statements, making it simple to keep track of your financial activity without the clutter of paper statements. Need to send money to a friend or family member? Our person-to-person transfer feature makes it quick and easy. Plus, with mobile payment options available, you can make purchases right from your smartphone no wallet necessary!

Security and Convenience

We prioritize your security with electronic signature authorization, ensuring that your transactions are safe and verified. Our user-friendly mobile application gives you real-time account management at your fingertips, so you can stay on top of your finances wherever life takes you. Whether you're paying bills or checking balances, our digital banking services are designed for accessibility and ease-of-use. Enjoy the freedom of managing your finances on your terms with Atomic your trusted partner in banking. For more information about our online services or to get started, visit us at https://www.atomiccu.com/ today!

Financial Strength

Member-Centric Savings

Members' savings are secured through $247,941,667 in share certificates and $42,061,227 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,162,580, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,607,707 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 232 full-time employees and 39 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $47,551,220 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $10,443 in used auto loans and $607,302,041 in total loans and leases.

Strong Financial Health

With a net worth of $57,051,592, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Net Shares (Funds available for lending and investments): $2,072,955. Total Share and Deposit Accounts: 124,792, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Atomic is your trusted partner. Visit us at 680 W Hunter St Logan Oh 43138 or call (800) 652-2328 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $183,744,801 in used vehicle loans and $92,045,844 in new vehicle loans already helping members get on the road. Whether you're considering financing for a new model or a reliable used car, our team is here to guide you through every step of the process.

Business Loans

For business owners, our outstanding commercial loans totaling $63,225,324 provide the capital needed to grow and expand. We are committed to supporting local businesses with tailored solutions that meet their specific needs.

Credit Lines

Our credit lines are designed for those who want flexibility and convenience. With total credit lines amounting to $112,438,623, you can access funds whenever necessary while only paying interest on what you use. At Atomic in Logan, OH (680 W Hunter St), we are dedicated to empowering our members with financial tools that promote success. If you're interested in any of our loan products or would like more information about eligibility or refinancing options available for you, don't hesitate to reach out at 800-652-2328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,784,133, make buying or refinancing simple. We can assist you in exploring various options tailored to fit your budget and lifestyle. Plus, if you're looking to refinance an existing mortgage, we have competitive rates available.

Unsecured Credit Card Loans

Managing day-to-day expenses can be easier with our flexible terms on unsecured credit card loans. We've provided a total of $9,570,238 in these loans to help members manage their finances effectively. Enjoy peace of mind knowing you have access to funds when you need them most.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each loan listing is carefully vetted to maintain a high standard of accuracy.

Take Action Today

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ATOMIC CREDIT UNION - Logan, OH

Type of Loan Offerings

Personal Loans

Student Loans

Vehicle Loans

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