Atomic Credit Union Jackson OH | Affordable Auto Loans & ATM Services

Introduction

Welcome to Atomic Credit Union - Jackson, where we believe in putting our members first. Since our establishment in 1955, we have been dedicated to serving the community of Jackson, OH. Located at 498 Mccarty Ln, Jackson, OH 45640, we are proud to offer a variety of financial services tailored to meet your needs. Whether you're looking for personal banking options, auto loans, or business services, we've got you covered. As a member-owned credit union, we take pride in our strong financial standing with total assets exceeding $730 million and a robust membership base of over 79,000 members. Our commitment to you is reflected in our total deposits of $62,285,362 and a net worth of $57,051,592. At Atomic Credit Union, your financial security is our priority. Our leadership team, led by CEO Thomas Griffiths and Board President Billy Spencer, works diligently to ensure that we provide exceptional service and innovative solutions. With a team of 271 employees, we strive to create a friendly atmosphere where everyone feels valued and respected. While members can visit us at our branch for all their banking needs, official correspondence should be directed to our mailing address: 711 Beaver Creek Rd, Piketon, OH 45661-9140. We invite you to explore our website at atomiccu.com for more information about our services and how we can help you achieve your financial goals. Join us today at Atomic Credit Union - Jackson! Feel free to call us at 800-652-2328 or drop by during our operating hours: Monday through Thursday from 8:30 AM to 5 PM, Friday from 8:30 AM to 6 PM, and Saturday from 8:30 AM to 1 PM. Your journey towards smarter banking starts here!

Branch History & Mission

Welcome to Atomic, a cornerstone of the community in Jackson, OH. Established in 1955, our branch has been dedicated to serving its members and fostering growth for nearly seven decades. With a proud history, we have grown alongside our community, adapting to meet the evolving needs of our members while remaining true to our mission. Located at 498 Mccarty Ln Jackson Oh 45640, just a stone's throw from local landmarks, we provide a welcoming space for all who enter. Our journey began with a handful of dedicated members and has blossomed into a thriving credit union that now proudly serves over 79,329 individuals. We are committed to offering personalized financial services that help each member achieve their dreams. At Atomic, our mission goes beyond simply providing financial products; we aim to empower our members through education and support. We understand that financial well-being is essential for personal success, and we strive to create opportunities for everyone in our community. Whether it's through competitive rates on loans and savings accounts or educational workshops on budgeting and saving, we are here to make a positive impact. Our total assets stand at an impressive $730,413,772, which reflects not only our growth but also the trust placed in us by our members. Our commitment to responsible lending and community development drives us every day as we work toward building a stronger future together. While you can visit us at 498 Mccarty Ln Jackson Oh 45640, official correspondence should be sent to 711 Beaver Creek Rd, Piketon, OH 45661-9140 if it differs from the branch address. We offer convenient operating hours: Monday through Thursday from 8:30 AM to 5 PM, Friday until 6 PM, and Saturday until 1 PM, ensuring you have access when you need it most. With features like ATM availability and drive-thru banking, we prioritize convenience alongside exceptional service. Our partnerships with local organizations further enhance our outreach efforts, allowing us to actively participate in community events and initiatives. Join us at Atomic and experience the benefits of being part of a credit union that truly cares about your financial journey. We invite you to explore what membership means financial empowerment, community involvement, and a supportive environment where your goals matter. Contact us today at (800) 652-2328 or visit our website at https://www.atomiccu.com/ to learn more about how we can assist you on your path toward financial success!

Branch Location & Accessibility

Comprehensive Banking Services

At Atomic Credit Union - Jackson, we offer a wide array of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Plus, with ATM availability on-site and online banking options, managing your finances has never been easier. If you have any questions or need assistance, don't hesitate to reach out! Give us a call at 800-652-2328 or stop by during our office hours. We look forward to serving you!

Convenient Access and Features

At Atomic Credit Union, we prioritize accessibility. Our location is designed with everyone in mind, featuring ADA-compliant entrances and convenient parking options. If you prefer the ease of drive-thru banking, we have that available for quick deposits and withdrawals without leaving your car. While members can visit us at our branch address, official correspondence should be sent to our mailing address at 711 Beaver Creek Rd, Piketon, OH 45661-9140.

Friendly Service Hours

We understand that life can get busy, which is why our operating hours are designed to accommodate your schedule. You can visit us Monday through Thursday from 8:30 AM to 5 PM, Friday from 8:30 AM to 6 PM, and Saturday from 8:30 AM to 1 PM. Our team is always ready to assist you during these hours with a range of services tailored to meet your financial goals.

Member Eligibility

Welcome to the community at Atomic! Becoming a member is an exciting step towards enjoying a range of financial services tailored just for you. To join us, you'll need to meet some simple eligibility requirements. Generally, anyone who lives, works, or attends school in the Jackson area can become a member. This means that if you're part of our vibrant local community, we'd love to have you! For more specific details on eligibility, feel free to check out this resource. Once you're ready to take the plunge, opening an account with us is straightforward. Just visit this link to start your application. If you have any questions along the way, don't hesitate to give us a call at (800) 652-2328. We look forward to welcoming you into our family at Atomic, located at 498 Mccarty Ln Jackson Oh 45640, where we prioritize your financial well-being and support your journey toward achieving your goals!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $536 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $63,225,324, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify payment processing for your business. Imagine having the ability to accept payments easily, whether you're at a retail location or on the go. This flexibility helps keep your cash flow steady and allows you to focus on what matters most growing your business. Located at 498 Mccarty Ln Jackson Oh 45640 in Jackson, OH, we are here to support your entrepreneurial journey. Reach out today at (800) 652-2328 to discover how we can assist you in achieving your business goals!

Comprehensive List Of Services

Business Banking Services

For our business members, we understand that managing finances is crucial for success. Our business banking solutions, including merchant services and business loans, are crafted to help local businesses thrive. Whether you need funding for expansion or tools for efficient transaction processing, we've got you covered.

Convenient Access Points

We pride ourselves on offering multiple ways for you to access your funds easily. With our ATM and cash withdrawal services, withdrawing cash is quick and convenient. If you prefer face-to-face transactions but are short on time, our basic drive-thru banking allows you to handle deposits and withdrawals without leaving your car.

Lending Options for Every Need

Life can bring unexpected expenses, and that's where our personal loans and debt consolidation services come in handy. These options give you the flexibility to manage your finances better and work towards a debt-free future. Plus, don't forget about our credit cards with rewards! They allow you to earn points on everyday purchases while also giving you access to exclusive benefits.

Personal Banking Solutions

Our personal banking offerings are designed with you in mind. You can open checking and savings accounts that fit your lifestyle. Imagine having easy access to your funds anytime through our online and mobile banking features. This means you can check your balance, transfer money, or even pay bills right from your smartphone. When it comes to vehicles, we offer auto loans and vehicle financing that make purchasing a car straightforward and stress-free. Our competitive rates ensure that you can get behind the wheel without breaking the bank. Additionally, if you're considering buying a home, our mortgage loans and refinancing options provide flexible terms that suit your budget.

Stay Connected Anytime

In today's fast-paced world, staying connected to your finances is vital. Our online banking platform offers robust features such as person-to-person payment options that make sending money to friends or family a breeze. You can also take advantage of mobile payments for quick transactions on the go. At Atomic Credit Union in Jackson, OH, we are committed to serving our members with exceptional service and a comprehensive suite of financial products. For more information about any of these services or assistance in opening an account, don't hesitate to contact us at 800-652-2328 or visit us online at Atomic Credit Union. We look forward to helping you achieve your financial goals!

Digital & Online Banking

Convenience at Your Fingertips

We also offer mobile payments for those who prefer quick transactions. Simply link your accounts and pay directly from your phone when you're out shopping or dining. This convenience means no more fumbling for cash or cards just tap and go! In summary, with features like person-to-person transfers and round-the-clock access through our online banking services, Atomic ensures that managing your money is both simple and secure. Experience the ease of modern banking today!

Key Features

Our online banking platform at https://www.atomiccu.com/ is user-friendly and packed with features that cater to all your banking needs. You can easily check your account balances, transfer funds, and even set up person-to-person payments. No need to wait in line or rush to the bank everything you need is just a click away. Plus, with our mobile application, you can manage your accounts directly from your smartphone.

Security You Can Trust

Security is a top priority at Atomic. We utilize advanced technology to keep your information safe while you bank online. With electronic signature authorization available, you can sign important documents securely from anywhere without the hassle of printing or mailing paperwork. Additionally, e-statements are accessible anytime, reducing clutter while keeping you organized.

Financial Strength

A Growing Member Base

We have established a strong community presence with a total of 124,792 share accounts. This indicates a growing member base that trusts us with their finances. Additionally, net shares available for lending stand at $2,072,955, reflecting our commitment to support your borrowing needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Atomic is your trusted partner. Visit us at 498 Mccarty Ln Jackson Oh 45640 or call (800) 652-2328 to learn more about how we can help you achieve your financial goals.

Commitment to Growth and Innovation

With $47,551,220 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $10,443 in used auto loans and $607,302,041 in total loans and leases.

Operational Efficiency

Our $1,607,707 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 232 full-time employees and 39 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledgeable support.

Secure Savings Options

Members' savings are secured through $247,941,667 in share certificates and $42,061,227 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,162,580, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $57,051,592, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.41% demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $183,744,801 in used vehicle loans and $92,045,844 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your car buying experience as smooth as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $63,225,324 provide the capital needed to grow and expand. We understand the unique challenges faced by local businesses and are committed to supporting your journey towards success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,784,133, make buying or refinancing simple. Whether you're purchasing your first home or upgrading to something larger, we are here to guide you through every step of the process.

Refinancing Options

If you're considering refinancing any existing loans or need assistance determining eligibility for any of our products, our team is ready to assist you. We pride ourselves on transparent lending practices and will work with you to find the best solution for your financial situation. At Atomic, we believe in empowering our members with the right tools for financial success. For more information on our loan offerings or to schedule an appointment, please reach out at (800) 652-2328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $9,570,238 in loans helping members manage their finances effectively. Enjoy the freedom to make purchases without tying up your cash flow, all while benefiting from our member-focused service.

Loan Aggregator

Accurate Loan Comparisons

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Benefits of Using LendMesh

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ATOMIC CREDIT UNION - Jackson, OH

Type of Loan Offerings

Personal Loans

Student Loans

Vehicle Loans

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