Atomic Credit Union Circleville OH | Affordable Auto Loans & Business Banking

Introduction

Welcome to Atomic Credit Union - Circleville, your trusted financial partner in the heart of Circleville, OH. Established in 1955, we have proudly served our community for over six decades, providing a wide range of financial services tailored to meet the unique needs of our 79,329 members. With total assets exceeding $730 million, you can count on us to help you achieve your financial goals. Located at 130 Crites Rd, Circleville, OH 43113, our branch is equipped with modern conveniences, including an ATM and drive-thru service for easy access to your accounts. If you need to reach us by mail, please send correspondence to 711 Beaver Creek Rd, Piketon, OH 45661. Our dedicated team is here to assist you during our operating hours: Monday through Thursday from 8:30 AM to 5:00 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 8:30 AM to 1:00 PM. At Atomic Credit Union, we believe in fostering strong relationships with our members and empowering them through financial education and resources. Under the leadership of CEO Thomas Griffiths and Board President Billy Spencer, our team of 271 employees is committed to providing personalized service that makes banking easier and more accessible for everyone. With total deposits of $62,285,362 and a net worth of $57,051,592, we are financially stable and ready to support your dreams whether you're looking for a new home through our mortgage loans or planning a road trip with one of our auto loans. We also offer business banking solutions designed to help local entrepreneurs thrive. Join us today and discover why so many people in Circleville trust Atomic Credit Union for their financial needs. Visit our website at atomiccu.com or call us at 740-250-2020 to learn more about how we can serve you better!

Branch History & Mission

Welcome to the heart of Circleville, Ohio, where the journey of Atomic Credit Union began in 1955. Over the years, we have grown from a small community initiative into a thriving financial institution that proudly serves over 79,000 members. Our branch, located at 130 Crites Rd, Circleville, OH 43113, stands as a testament to our commitment to providing exceptional financial services and fostering community spirit. Atomic Credit Union was founded with a clear mission: to empower our members through accessible and affordable financial solutions. We believe that everyone deserves the opportunity to achieve their financial goals, whether it's buying a home, financing a vehicle, or saving for the future. Our total assets now exceed $730 million, reflecting our dedication to stability and growth for our members and their families. Our mission goes beyond just numbers. At Atomic Credit Union, we prioritize building lasting relationships within our community. We understand the importance of local partnerships and actively engage in outreach programs that support education, health initiatives, and economic development in Circleville and beyond. As a member-focused credit union, we strive to create an inclusive environment where everyone feels valued and supported. While you can visit us at 130 Crites Rd, official correspondence should be sent to 711 Beaver Creek Rd, Piketon, OH 45661 if needed. Our dedicated team is here for you during our operating hours: Monday through Thursday from 8:30 AM to 5:00 PM, Friday until 6:00 PM, and Saturday from 8:30 AM to 1:00 PM. You can also reach us at 740-250-2020 for any inquiries. In addition to traditional banking services like checking accounts and auto loans, we have embraced digital advancements to enhance your experience. With features like online banking and mobile payments available anytime you need them, managing your finances has never been easier. Plus, with ATM availability and drive-thru banking options at our branch, convenience is always within reach. We invite you to become part of our growing family at Atomic Credit Union. Join us today and discover how we can help you unlock your financial potential while making a positive impact in our community together!

Branch Location & Accessibility

Welcome to Atomic Credit Union - Circleville, your friendly neighborhood financial partner located at 130 Crites Rd, Circleville, OH 43113. Our branch is designed with your convenience in mind, making it easy for you to access a range of banking services right in the heart of Pickaway County. We're just a stone's throw away from popular local landmarks, ensuring that you can easily fit a visit into your day. At Atomic Credit Union, we understand that accessibility is key. Our branch features ample parking and is fully compliant with ADA standards, including ramps and accessible entrances to ensure everyone can visit us comfortably. If you need to take care of banking tasks quickly, our drive-thru service allows for easy deposits and withdrawals without leaving your vehicle. While members can visit us at 130 Crites Rd, official correspondence should be sent to our mailing address at 711 Beaver Creek Rd, Piketon, OH 45661. This ensures that all your important documents reach us safely. We pride ourselves on being available when you need us most! Our lobby hours are Monday through Thursday from 8:30 AM to 5:00 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 8:30 AM to 1:00 PM. We are closed on Sundays. If you have any questions or need assistance, feel free to give us a call at 740-250-2020; our friendly staff is always ready to help! In addition to traditional banking services like checking and savings accounts, we offer ATM access for quick cash withdrawals and balance checks right when you need them. Plus, our drive-thru accommodates simple transactions efficiently. Visit us today at Atomic Credit Union - Circleville! Whether you're looking for personal loans, auto financing, or simply want to chat about your financial goals, we're here for you every step of the way. Come see how we can make banking easier for you!

Member Eligibility

At Atomic, we believe in building a strong community, and we'd love for you to join us as a member! To become part of our family, you'll need to meet a few simple eligibility requirements. These typically include being a resident or working in the area, or having a family member who is already a member. We aim to keep things inclusive and straightforward, making it easy for you to start enjoying the benefits that come with membership, like personalized service and competitive rates. For more detailed information on eligibility, feel free to visit our website at https://online.flippingbook.com/view/292452319/. Once you're ready to take the next step, opening an account with us is just as easy! You can start the process online by following this link: https://app.consumer.meridianlink.com/apply.aspx?enc=kw21wblm1yxpjjabdozad4dlqdzsqgz4jsyvuuozflkkkdz_ehamc-0cwk1blzfipcwvteo5pjvlp_vaaitq6tuyvby-eu0ho4vci9riucszurcvvuev2h9_axcswdl7. If you have any questions or need assistance, don't hesitate to reach out at (740) 250-2020. We're here to help you every step of the way at our branch located at 130 Crites Rd Circleville Oh 43113!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $536 in commercial loans for our members, helping businesses scale and succeed. This funding has empowered local companies to expand their operations, invest in new technologies, and hire more staff. - With an outstanding commercial loan portfolio of $63,225,324, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Running a business means managing countless transactions daily. Our merchant services simplify this process, making it easier for you to accept payments from your customers. Imagine being able to offer multiple payment options at checkout credit cards, mobile payments, and more enhancing customer satisfaction and boosting sales. Whether you're based in Circleville or anywhere else in Ohio, our dedicated team at Atomic, located at 130 Crites Rd Circleville Oh 43113, is ready to partner with you on your journey to success. Let's work together to make your business thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash? Our network of ATMs ensures that access is never far away. With basic ATM services available for withdrawals and balance checks, you can get the cash you need without hassle.

Auto Loans & Vehicle Financing

If you're dreaming of a new car or need financing for a reliable vehicle, our auto loans and vehicle financing options make it easy to hit the road. Picture driving off in that car you've always wanted while enjoying affordable monthly payments. Our team works closely with you to find the best loan terms that suit your budget.

Basic Drive-Thru Banking

For quick transactions like deposits and withdrawals, our basic drive-thru banking service offers ease without leaving your vehicle perfect for busy days when you're on the go. At Atomic, we're committed to being more than just a credit union; we're a partner in your financial journey. If you're ready to take advantage of these services or have any questions, don't hesitate to reach out at (740) 250-2020 or visit us today! Your financial wellness starts here!

Business Banking

For entrepreneurs and small business owners, we offer robust business banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team understands the unique challenges businesses face and is ready to provide tailored support.

Credit Cards with Rewards

With our credit cards featuring rewards, you can earn points on everyday purchases. Think about how great it would feel to earn cashback or travel rewards just by using a card for things you already buy. It's an easy way to get more out of your spending.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we've invested in online and mobile banking capabilities that allow you to manage your accounts from anywhere at any time. From making deposits and withdrawals to checking balances and transferring funds, everything is at your fingertips.

Mortgage Loans & Refinancing

For those considering homeownership or looking to refinance an existing mortgage, we provide personalized solutions through our mortgage loans and refinancing services. Imagine finally owning your dream home or reducing your current mortgage payments, freeing up cash for other expenses. Our experienced staff will guide you through every step of the process.

Personal Banking

When it comes to managing your day-to-day finances, our personal banking options are here to help. We offer checking and savings accounts that fit different lifestyles. Imagine having a checking account that not only simplifies your spending but also helps you save for future goals. With competitive interest rates on savings accounts, you can watch your money grow over time.

Personal Loans & Debt Consolidation

Life can be unpredictable, and sometimes you need extra financial support. Our personal loans are designed to help with unexpected expenses or debt consolidation. Whether it's covering medical bills or consolidating credit card debt into one manageable payment, we're here to assist you in getting back on track.

Digital & Online Banking

E-Statements for Easy Management

Say goodbye to cluttered mailboxes! Our e-statements make it easy for you to track your finances in real-time. You'll have quick access to your account statements anytime you need them, helping you stay organized and informed about your financial health. At Atomic, we're dedicated to providing accessible and innovative solutions that empower you to manage your finances effectively. Join us today and experience the convenience of modern banking!

Mobile Banking Features

Stay connected with our mobile application, which offers all the features of online banking right at your fingertips. With mobile payments available, making purchases has never been easier. You can also send money quickly and securely with person-to-person transfers perfect for splitting bills or sending gifts to friends and family.

Online Banking Access

Our online banking platform at https://www.atomiccu.com/ allows you to manage your accounts with ease. Whether you're checking your balance, transferring funds, or paying bills, you can do it all from the comfort of your home or on the go. Plus, our 24/7 online banking services ensure that you have round-the-clock access whenever you need it.

Security and Ease of Use

Your security is our top priority. We use advanced security measures to protect your personal information while giving you a user-friendly experience. With electronic signature authorization available, signing documents is simple and secure, allowing for hassle-free transactions without the need for paper forms.

Financial Strength

At Atomic, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position with you, ensuring that your trust in us is well-placed. With a net worth of $57,051,592, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $247,941,667 in share certificates and $42,061,227 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,162,580, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to enhancing your banking experience is further supported by having $47,551,220 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $10,443 in used auto loans and $607,302,041 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is reflected in our $1,607,707, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 232 full-time employees and 39 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,072,955. Total Share and Deposit Accounts: 124,792, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Atomic is your trusted partner. Visit us at 130 Crites Rd Circleville Oh 43113 or call (740) 250-2020 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Options

We know that each member's situation is unique. That's why we also provide refinancing options and eligibility checks to help you find the best solution for your financial needs. Visit us online or give us a call at 740-250-2020 for more information on how we can help you take the next step toward financial success. Our branch is conveniently located at 130 Crites Rd Circleville OH 43113, ready to serve you during our lobby hours: Monday through Thursday from 8:30 AM to 5:00 PM and Friday from 8:30 AM to 6:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how Atomic can help you achieve your dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $183,744,801 in used vehicle loans and $92,045,844 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you can find the perfect fit for your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $63,225,324 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in equipment or inventory, our commercial lending solutions are tailored to support your business objectives.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $16,784,133. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to assist you every step of the way.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $9,570,238 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your spending power while keeping your financial goals in check.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that you receive fair and transparent offers tailored to your needs. The platform continuously updates its data, allowing users to access the most current loan rates available.

ATOMIC CREDIT UNION - Circleville, OH

Type of Loan Offerings

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Circleville, OH (43113)