Atomic Credit Union Beaver OH | Affordable Auto Loans & Business Banking

Introduction

Welcome to Atomic Credit Union - Beaver, where we believe that your financial journey should be as unique as you are. Located at 5751 Beaver Pike, Beaver, OH 45613, our branch has been a cornerstone of the community since 1955. With a strong commitment to our members, we proudly serve over 79,329 members and manage a total of $730,413,772 in assets. At Atomic Credit Union, we understand that trust is built on reliability and transparency. That's why we offer a wide range of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans and business financing options. Our dedicated team of 271 employees, led by CEO Thomas Griffiths and Board President Billy Spencer, works tirelessly to ensure that each member receives personalized service and support. While members can visit us at our Beaver branch for all your banking needs, official correspondence should be sent to our mailing address at 711 Beaver Creek Rd, Piketon, OH 45661. You can reach us easily at 800-652-2328 or explore our services online at Atomic Credit Union. With total deposits amounting to $62,285,362 and an impressive net worth of $57,051,592, we are well-equipped to help you achieve your financial goals. Our offerings include everything from mortgages and debt consolidation to credit cards with rewards ensuring you have the tools you need for financial success. Join us today and experience the difference that a member-focused credit union can make in your life! Whether you're looking for assistance with loans or simply want to open an account, our friendly team is here to help. Stop by or give us a call; we look forward to serving you!

Branch History & Mission

Join Us Today!

As we look forward to the future, we invite you to become part of our growing family at Atomic Credit Union. Experience firsthand how we can help you achieve your financial goals while being an active participant in building a stronger community together. Call us today at 800-652-2328 or explore more about what we offer by visiting our website. Your journey towards better financial health starts here!

Our Journey

Atomic Credit Union was established with a clear vision: to provide accessible financial services while fostering a sense of belonging among our members. Over the years, we have seen remarkable growth and transformation. From humble beginnings, we have expanded our offerings to include personal banking, auto loans, mortgage loans, credit cards, and business banking solutions. As we evolved, so did our dedication to community support and outreach initiatives that empower those around us. Our headquarters in Piketon, OH serves as the hub for our operations and outreach efforts. We are proud to be part of a network that emphasizes member satisfaction and community involvement. With each milestone be it new services or enhanced technology we remain focused on what truly matters: serving you.

Our Mission

At Atomic Credit Union, our mission is simple yet profound: to enhance the financial well-being of our members while contributing positively to the communities we serve. We believe that when our members thrive, so do our communities. This belief drives us to offer competitive rates on loans and savings accounts, personalized service tailored to your unique needs, and resources that promote financial literacy. We also prioritize accessibility with features like online banking and mobile payments. Whether you're using our drive-thru service or visiting us during lobby hours Monday through Friday we strive to make your experience as seamless as possible. Plus, with ATM availability for quick access to your funds anytime you need them, convenience is always within reach. While members can visit us at 5751 Beaver Pike for any inquiries or transactions, official correspondence should be sent to 711 Beaver Creek Rd., Piketon, OH 45661.

Branch Location & Accessibility

Accessibility and Parking

At Atomic Credit Union - Beaver, we prioritize making banking accessible for everyone. Our branch features ADA-compliant facilities and ramps to ensure all members can navigate smoothly. There's ample parking available right outside the branch, making it easy for you to stop by and take care of your banking needs without any hassle.

Contact Us Today!

Have questions or want to learn more? Feel free to give us a call at 800-652-2328. We're here to help! Whether you're looking for financial advice or want assistance with your account, don't hesitate to reach out or visit us at Atomic Credit Union - Beaver. We look forward to welcoming you!

Convenient Location

Nestled in Pike County, our Beaver branch is easily accessible for all community members. Whether you're coming from downtown or nearby neighborhoods, you'll appreciate the straightforward drive to our location. If you need to send us official correspondence, please note that our mailing address is 711 Beaver Creek Rd, Piketon, OH 45661.

Operating Hours

We know how busy life can get, which is why we offer flexible operating hours tailored to fit your schedule. Our lobby is open from 9 AM to 5 PM on Monday, Wednesday, and Thursday; until 6 PM on Tuesday; and from 9 AM to noon on Friday. Additionally, our drive-thru service operates on Saturday mornings from 9 AM until 1 PM, ensuring you have plenty of opportunities to visit us.

Services Offered

Our branch offers a variety of services designed to meet your financial needs. From personal checking and savings accounts to auto loans and mortgages, we're here for you every step of the way. Enjoy the convenience of ATM access for quick withdrawals or balance checks, as well as basic drive-thru banking for simple transactions like deposits and withdrawals.

Member Eligibility

At Atomic, we believe that everyone deserves a chance to be part of our welcoming community. Becoming a member is easy and open to anyone who lives, works, worships, or attends school in our service area. Whether you're looking for a supportive banking experience or want to take advantage of our competitive rates and personalized services, we're here for you. Our members enjoy benefits like lower fees, better loan options, and access to a range of financial products tailored just for them. For full details on eligibility criteria, feel free to check out this helpful resource: https://online.flippingbook.com/view/292452319/. Ready to join us? Opening an account at Atomic is a straightforward process! You can start right away by visiting our online application page at https://app.consumer.meridianlink.com/apply.aspx?enc=kw21wblm1yxpjjabdozad4dlqdzsqgz4jsyvuuozflkkkdz_ehamc-0cwk1blzfipcwvteo5pjvlp_vaaitq6tuyvby-eu0ho4vci9riucszurcvvuev2h9_axcswdl7. If you have any questions along the way, don't hesitate to reach out at (800) 652-2328. We look forward to welcoming you to our family at Atomic, located conveniently at 5751 Beaver Pike Beaver Oh 45613!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $536 in commercial loans for our members, helping businesses scale and succeed. This funding empowers local entrepreneurs to pursue their visions, create jobs, and strengthen the community. - With an outstanding commercial loan portfolio of $63,225,324, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services that simplify payment processing for your business. Imagine having a reliable partner that makes it easy for you to accept payments from customers whether they prefer credit cards, mobile payments, or online transactions. Our solutions ensure you can focus on what truly matters: running your business effectively. Visit us at 5751 Beaver Pike Beaver Oh 45613 in Beaver, OH, or call us at (800) 652-2328 to discover how our business banking and commercial services can support your success!

Comprehensive List Of Services

Business Banking Solutions

For our local business owners, Atomic offers comprehensive business banking services including merchant services and business loans. We know how important it is to have reliable financial support as you grow your enterprise. With us by your side, managing cash flow and making investments becomes much simpler.

Convenience Features

To ensure ease of access, we provide ATM services for quick cash withdrawals and balance checks. Our drive-thru banking allows for simple transactions like deposits and withdrawals without leaving your car perfect for busy days! With online banking available anytime, combined with mobile payment options and person-to-person transfers, managing your finances has never been easier.

Credit and Loans

We also provide personal loans for various needs whether it's unexpected expenses or planned projects. And if you're interested in building credit while earning rewards, our credit cards are a perfect choice. These cards not only help you with daily spending but also offer benefits that can enhance your lifestyle.

Final Thoughts

At Atomic Credit Union - Beaver, we are committed to supporting our members every step of the way. With diverse offerings tailored to suit various financial needs, we aim to empower our community towards better financial health. Ready to explore how we can assist you? Give us a call at 800-652-2328 or visit us online at atomiccu.com today!

Personal Banking Services

Our personal banking options include checking and savings accounts designed to help you manage your everyday expenses while building your savings. With features like online and mobile banking, you can check balances, transfer funds, and pay bills from anywhere. Imagine sitting at home in Beaver or on the go in Ohio; with just a few taps on your phone, you can handle all your banking needs without stepping foot in a branch. For those looking to make big purchases or consolidate debt, our auto loans and vehicle financing options offer competitive rates. Picture yourself driving off in a new car with affordable monthly payments tailored to your budget. If buying a home is on your agenda, our mortgage loans and refinancing options can guide you through the process smoothly.

Digital & Online Banking

Key Services

Our online banking service is available 24/7, giving you the flexibility to check balances, transfer funds, and pay bills whenever it suits you. Plus, with features like person-to-person transfers, sharing money with friends and family has never been easier. Whether you need to split a dinner bill or send a gift, just a few taps on your phone will do the trick. For those who prefer mobile convenience, our mobile application allows you to manage your accounts right from your smartphone. You can pay bills with ease, use mobile payments for quick purchases, and even set up electronic signatures for hassle-free documentation no more printing or mailing forms!

Security and Accessibility

Security is our top priority. We ensure that all transactions are protected using advanced encryption technology, so you can bank with peace of mind. Our e-statements also provide an eco-friendly way to keep track of your financial records while ensuring that sensitive information is kept safe and secure. With real-time account management features available through both our website and mobile app, staying updated on your finances has never been simpler. Plus, if you're ever in need of assistance or have questions about our services, feel free to reach out via phone at (800) 652-2328. At Atomic, we're committed to making banking convenient and accessible for everyone. Explore our digital banking options today!

Financial Strength

A Trusted Partner for Your Financial Journey

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Atomic is your trusted partner. Visit us at 5751 Beaver Pike Beaver Oh 45613 or call (800) 652-2328 to learn more about how we can help you achieve your financial goals.

Continuous Growth and Investment

With $47,551,220 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $10,443 in used auto loans and $607,302,041 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $247,941,667 in share certificates and $42,061,227 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,162,580, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident with a net income of $1,607,707, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 232 full-time employees and 39 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundations

With a net worth of $57,051,592, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $183,744,801 in used vehicle loans and $92,045,844 in new vehicle loans already helping members get on the road. Whether you're considering financing a brand-new model or opting for a reliable used vehicle, our dedicated team is here to guide you through every step of the process.

Credit Lines and Business Loans

For those needing more flexibility, our total credit lines amounting to $112,438,623 offer quick access to funds when you need them most. Additionally, for business owners, our outstanding commercial loans totaling $63,225,324 provide the capital needed to grow and expand your business.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,784,133, make buying or refinancing simple. We provide personalized service to help you navigate the complexities of home financing.

Refinancing Options

If you're considering refinancing any existing loans, we have options available that could lower your payments or help you pay off your debts faster. Speak with one of our knowledgeable staff members at Atomic, located at 5751 Beaver Pike Beaver Oh 45613, Beaver, OH, or call us at (800) 652-2328 for more details. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Atomic, we strive to support our community with reliable loan products tailored to individual needs. Let us help you take the next step toward financial stability today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,570,238 in loans helping members manage their finances effectively. With no collateral required, these cards are ideal for everyday purchases or emergencies.

Loan Aggregator

Benefits of Using LendMesh

One key advantage of using LendMesh is its commitment to verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in your loan search. Additionally, LendMesh does not feature sponsored listings. This means that lenders are not prioritized based on paid promotions, allowing you to view unbiased results for your loan comparison. Another benefit is the real-time rate comparisons provided by LendMesh. With up-to-date loan rates from multiple institutions, users can make informed decisions about their borrowing needs without unnecessary delays. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony highlights how the platform has made a positive impact on real borrowers looking for better financial options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

ATOMIC CREDIT UNION - Beaver, OH

Type of Loan Offerings

Personal Loans

Student Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Beaver, OH (45613)