ATOMIC CREDIT UNION

Welcome to Atomic Credit Union - Athens State Street, where we believe that your financial journey should be as smooth as possible. Located at 920 E State St, Athens, OH 45701, we have proudly served our community since 1955. With a commitment to providing personalized banking solutions, we currently support over 79,329 members with a total of $730,413,772 in assets. At Atomic, we understand that every member's needs are unique. Whether you're looking for auto loans, savings accounts, or personal loans, we've got you covered. Our total deposits stand at an impressive $62,285,362, reflecting the trust our members place in us. Plus, with a net worth of $57,051,592, you can feel secure knowing your funds are in good hands. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address at 711 Beaver Creek Rd, Piketon, OH 45661. Our dedicated team of 271 employees, led by CEO Thomas Griffiths and Board President Billy Spencer, is here to guide you through any financial decisions you may face. We encourage you to take advantage of our modern banking services like online and mobile banking. With easy access to your account anytime and anywhere, managing your finances has never been more convenient. Ready to experience a credit union that truly puts its members first? Feel free to call us at 740-249-2924 or visit our website at www.atomiccu.com for more information on how we can assist you today!

At Atomic, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is easy and welcoming! If you're a resident of Athens County or have connections to our local community, you're likely eligible to join us. Our members enjoy personalized banking services, competitive rates, and the peace of mind that comes from being part of a cooperative that puts people first. To learn more about the specific eligibility requirements, feel free to visit our detailed page at https://online.flippingbook.com/view/292452319/ . Opening an account with Atomic is just a few clicks away! You can start your journey by checking out the account opening details at https://app.consumer.meridianlink.com/apply.aspx?enc=kw21wblm1yxpjjabdozad4dlqdzsqgz4jsyvuuozflkkkdz_ehamc-0cwk1blzfipcwvteo5pjvlp_vaaitq6tuyvby-eu0ho4vci9riucszurcvvuev2h9_axcswdl7 . If you have any questions or need assistance, don't hesitate to give us a call at (740) 249-2924. We're here to help you every step of the way as you take this exciting step toward financial well-being!

At Atomic, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's ever-changing economic environment, knowing that your financial institution is strong can provide peace of mind. Our financial health is reflected in our impressive net worth of $57,051,592, which allows us to offer competitive rates, low fees, and a wide array of member services. This solid foundation ensures that we can support your financial needs, whether you're saving for a dream vacation or financing a new vehicle. Our net worth ratio of $841 further demonstrates our commitment to maintaining a robust capital base. This means you can rely on us to provide loans, competitive savings rates, and uninterrupted service even during challenging economic times. We prioritize our members' savings by securing them through $247,941,667 in share certificates and $42,061,227 in money market shares. These options not only keep your funds safe but also promote stable growth opportunities for your investments. Unlike traditional banks, we focus on benefiting our members first. With non-member deposits at $16,162,580, we ensure that our resources are dedicated to serving you better through improved loan rates and exclusive perks designed just for our members. With $47,551,220 in undivided earnings, we continually reinvest in our services. This enables us to enhance banking tools, strengthen lending options, and improve security measures all aimed at providing you with the best possible experience. Our lending capacity is significant, as shown by our $10,443 in used auto loans and a total of $607,302,041 across various loans and leases. We are here to help you achieve your financial goals, whatever they may be. Our operational efficiency shines through with a net income of $3,554,844, allowing us to continue offering great products tailored for our members' needs. Additionally, we are proud of our dedicated workforce; with 232 full-time employees and 39 part-time employees, our team is always ready to assist you with knowledgeable service. Currently, we have net shares amounting to $2,072,955, indicating funds readily available for lending and investment opportunities that benefit you. The trust placed in us by our growing member base is reflected in the 124,792 share and deposit accounts we manage. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Atomic is your trusted partner. Visit us at 920 E State St Athens Oh 45701 or call (740) 249-2924 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.