Introduction
Welcome to Atlas Credit Union, your trusted financial partner in the heart of Hannibal, Missouri! Located at 10107 Highway 79, we have been serving our community since 1936. With a strong commitment to our members, we strive to provide personalized banking solutions that cater to your unique financial needs. At Atlas Credit Union, we proudly support over 150 members with total assets of $382,287 and deposits amounting to $104,128. Our dedicated team, led by CEO Vicki Pezley and Board President Donald Hess, is here to ensure that your banking experience is seamless and rewarding. We understand that every member's journey is different, which is why we offer a range of services from checking and savings accounts to auto loans and business financing. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to our mailing address: 10107 Hwy 79, Hannibal, MO 63401. Our small but mighty team of just 1 employee is ready to assist you during our operating hours from 8:00 a.m. - 4:30 p.m., Monday through Friday. Whether you're looking for personal loans or mortgage refinancing options, we're here to guide you every step of the way. Ready to take charge of your financial future? Give us a call at 573-221-1740 or stop by our branch today! At Atlas Credit Union, we believe in building lasting relationships with our members and making a positive impact in the community we serve.
Branch History & Mission
A Focus on Innovation
As we look towards the future, Atlas Credit Union remains dedicated to embracing new technology while ensuring ADA compliance for all our services. Although we currently do not offer ATMs or drive-thru services, we are committed to enhancing digital access for our members by exploring options that will improve convenience without compromising personal service.
Community Connection
Our mission goes beyond just banking; it's about building relationships. We strive to support local initiatives and partner with organizations that enhance the quality of life in Hannibal. This commitment is evident in our various outreach programs aimed at promoting financial literacy and community engagement. While members can visit us at our branch address, official correspondence should be sent to our mailing address: 10107 Hwy 79, Hannibal, MO 63401. With operating hours from 8:00 a.m. to 4:30 p.m. on weekdays, we're always here to assist you with your personal banking needs from checking and savings accounts to auto loans and mortgages.
Join Us Today!
We invite you to experience the Atlas difference! Whether you're looking for a supportive place to manage your finances or seeking guidance on loans and credit options, we're here for you. Join us at Atlas Credit Union and be part of a community-focused organization where your financial well-being is our top priority. Call us today at 573-221-1740 for more information or stop by during our operating hours!
Our Journey
Since opening our doors, Atlas Credit Union has focused on empowering individuals and families through accessible banking solutions. Our mission is to deliver personalized financial services that not only meet the needs of our members but also strengthen the community. Over the years, we have evolved alongside technological advancements while maintaining a personal touch that sets us apart from other financial institutions.
Branch Location & Accessibility
Call-to-Action
Your financial journey matters to us! We encourage you to stop by Atlas Credit Union today or reach out over the phone for any inquiries. Let's work together towards achieving your financial goals!
Operating Hours and Services
We invite you to visit us during our lobby hours from 8:00 a.m. to 4:30 p.m., Monday through Friday. Whether you're looking to open a checking account, explore auto loans, or inquire about mortgage options, our dedicated team is here to assist you every step of the way. While we currently do not offer ATM services or drive-thru banking, we ensure that all transactions within the branch are smooth and efficient. While members can visit us at 10107 Highway 79, official correspondence should be sent to the same address for consistency. If you have any questions or need assistance before your visit, don't hesitate to give us a call at 573-221-1740.
Parking and Accessibility
At Atlas Credit Union, we understand the importance of convenience. Our location offers ample parking so you can easily hop in and out without any hassle. We're committed to ensuring our facilities are accessible to everyone. With ADA-compliant features like ramps and spacious entryways, all members of our community can feel welcome.
Member Eligibility
At Atlas, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Joining us is simple! If you live, work, worship, or attend school in the area around 10107 Highway 79 Hannibal Mo 63401, you are likely eligible for membership. We welcome individuals from all walks of life, making it easy for you to access our range of services designed to help you achieve your financial goals. Plus, being a member means you can enjoy personalized service and competitive rates on products like loans and savings accounts. To learn more about the specific eligibility criteria, feel free to check out our detailed information at . When you're ready to take the next step and open an account, just give us a call at (573) 221-1740 or visit us in person. We're excited to welcome you to our family at Atlas!
Business Banking & Commercial Services
Financing Your Dreams
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services that Work for You
In today's fast-paced environment, having reliable merchant services is crucial. Imagine processing payments seamlessly, managing your transactions effortlessly, and focusing on what really matters growing your business. Our tailored solutions ensure you have the tools you need to accept payments easily and securely. Visit us at 10107 Highway 79 Hannibal Mo 63401 in Hannibal, MO, or call us at (573) 221-1740 to learn how we can partner with you on your journey to success!
Comprehensive List Of Services
Business Banking Services
If you're a business owner, we have tailored solutions for you too! Our Business Banking services, including Merchant Services and Business Loans, are crafted to help your business thrive. Whether you need assistance with cash flow management or financing for expansion, we are here to help every step of the way.
Connect with Us
At Atlas, we're more than just a financial institution; we're part of your community. With operating hours from 8:00 a.m. to 4:30 p.m., Monday through Friday, feel free to reach out at (573) 221-1740 for any questions or assistance. Whether it's opening an account or discussing loan options, our friendly staff is eager to help. Explore all these services and more at Atlas Credit Union where your financial success is our priority!
Digital Banking Convenience
In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that let you manage your accounts anytime and anywhere. While we currently do not have ATM services on-site, our digital banking options make accessing your funds quick and easy from the comfort of your home or on-the-go.
Personal Banking Solutions
Navigating your finances can be easier with our personal banking options. We offer Checking & Savings Accounts that fit various lifestyles, helping you manage your day-to-day expenses while saving for the future. Need a vehicle? Our Auto Loans & Vehicle Financing provide competitive rates and flexible terms to get you on the road without breaking the bank. For those considering homeownership or refinancing, our Mortgage Loans & Refinancing services are designed to guide you through the process. We understand that life can bring unexpected challenges, which is why our Personal Loans & Debt Consolidation options allow you to take control of your financial situation when you need it most. And if you're looking for rewards while spending, check out our Credit Cards with Rewards that give back as you shop.
Digital & Online Banking
At Atlas, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to fit your lifestyle and keep you in control, no matter where you are. While our online banking platform is currently not available, we're committed to exploring options that enhance your banking experience in the future. Although features like mobile payments, electronic signatures, and person-to-person transfers aren't part of our current offerings, we prioritize security and ease of use for all members. When it comes to account management, even without e-statements or a mobile application, you can always count on our friendly staff at 10107 Highway 79 Hannibal Mo 63401. We are here to assist you during our lobby hours from 8:00 a.m. to 4:30 p.m., Monday through Friday. Your financial needs are important to us, and we strive to provide the best service possible. In today's fast-paced world, having access to reliable banking solutions is essential. While some advanced features may not yet be available at Atlas, we invite you to stay tuned for updates as we work towards implementing more convenient options. For now, feel free to reach out via phone at (573) 221-1740 if you have any questions or need assistance with your accounts. Your banking experience matters to us, and we're dedicated to ensuring it's safe, straightforward, and tailored just for you.
Financial Strength
Commitment to Member Services
With $15,312 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $8 in used auto loans and $266,726 in total loans and leases.
Growing Membership Base
Total Share and Deposit Accounts: 150, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Atlas is your trusted partner. Visit us at 10107 Highway 79 Hannibal Mo 63401 or call (573) 221-1740 to learn more about how we can help you achieve your financial goals.
Operational Efficiency
Our $-2,446 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Secure Savings Options
Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Strong Financial Health
With a net worth of $81,636, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,135 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $121,583 in used vehicle loans and $112,566 in new vehicle loans already helping members get on the road. We provide flexible terms and quick processing to ensure you can drive away in your new vehicle without delay.
Business Loans
For business owners, our outstanding commercial loans provide the capital needed to grow and expand. Even though our current total for commercial loans stands at $0, we are committed to supporting local businesses with tailored financial solutions.
Mortgage Loans
Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently have $0 in Junior Lien 1-4 Family Residential Properties loans, our team is here to guide you through every step of the process. If you're considering refinancing your existing mortgage, we also offer competitive rates and terms to help you save money.
Personal and Credit Card Loans
Managing daily expenses can be challenging. That's why we offer personal loans that provide the funds you need for unexpected costs or planned purchases. Additionally, while our unsecured credit card loans total $0, they come with flexible terms designed to help members manage their finances effectively.
Refinancing Options
If you're looking to lower your monthly payments or reduce your interest rate, be sure to ask about our refinancing options available for auto and mortgage loans. Our team is dedicated to helping you find the best solution based on your individual circumstances. You can reach us at (573) 221-1740 or visit us at 10107 Highway 79 Hannibal Mo 63401, located in beautiful Hannibal, MO. We are here to answer any questions and assist you in exploring all our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Take the next step toward achieving your financial goals with Atlas today!
Loan Aggregator
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