ATLANTIC REGIONAL FEDERAL CREDIT UNION

Welcome to Atlantic Regional, your trusted financial partner located at 327 Main St, Cumberland, ME 04021. Since our establishment in 1941, we have dedicated ourselves to supporting our members and the community with personalized banking solutions. With a robust membership of 49,037 and total assets exceeding $1 billion specifically, $1,075,476,306 we are well-equipped to cater to your financial needs. At Atlantic Regional, we understand the importance of community and strive to make a positive impact through various services. Whether you're looking for auto loans, mortgage options, or business banking solutions, we offer a wide range of products tailored just for you. Our commitment is reflected in our total deposits of $38,885,154 and net worth of $113,278,540, providing a solid foundation for all our members. While members can visit us at our branch location for in-person assistance or to utilize our drive-thru services, official correspondence should be sent to our mailing address: 327 Main ST, PO Box 278, Cumberland, ME 4021. Our friendly team is here to assist you during regular business hours from 8:30 AM to 5:00 PM on Mondays and Fridays, and from 8:30 AM to 4:00 PM on Tuesdays and Thursdays. Under the leadership of CEO Scott Chretien and Board President Thomas Perkins, we prioritize delivering exceptional service while ensuring your financial wellbeing. Whether you prefer online banking or in-branch visits, we're here to help you achieve your financial goals. Join us today by visiting our website or calling us at 207-725-8728. Experience the difference with Atlantic Regional where your financial success is our mission!

At Atlantic Regional, we believe that everyone deserves a chance to thrive in a welcoming community. Becoming a member is straightforward and open to individuals who live, work, worship, or attend school in the areas we serve. If you're looking for a place that values your financial well-being and offers personalized services, you've found it! For more detailed eligibility information, feel free to visit our website at https://www.atlanticfcu.com/about/become-a-member.html . Joining us is not just about opening an account; it's about becoming part of a supportive network where your needs come first. Once you're ready to take the next step, the account opening process is simple and can be done online. You can check out all the details at https://digitalbanking.atlanticfcu.com/registration . If you have any questions or need assistance, don't hesitate to give us a call at (207) 725-8728. We're here to help you on your journey toward better financial health!

At Atlantic Regional, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built on a solid foundation, and we are proud to share our financial health with you. With a net worth of $113,278,540, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,053 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $201,321,465 in share certificates and $132,956,294 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $75,210,633 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $7,582 in used auto loans and $750,975,130 in total loans and leases, supporting our members' financial goals across various sectors. Our operational efficiency shines through with a net income of $1,837,807, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 184 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,288,530. Total Share and Deposit Accounts: 125,135, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Atlantic Regional is your trusted partner. Visit us at 327 Main St Cumberland Me 04021 or call (207) 725-8728 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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