Atlantic City Credit Union Shoshoni WY | Affordable Auto Loans & Business Banking

Introduction

Welcome to Atlantic City, your trusted partner in financial growth and community support, located at 104 East 2nd, Shoshoni, WY 82649. Established in 1964, we have proudly served our members for decades, creating a strong foundation of trust and reliability. With a robust membership of 12,411 individuals, we are dedicated to helping our community thrive. At Atlantic City, we understand the importance of financial stability. Our total assets amount to an impressive $200,630,342, with total deposits reaching $20,688,126. We take pride in offering a variety of services tailored to meet your needs whether it's personal banking solutions like checking and savings accounts or loans for vehicles and homes. Currently, we hold a total loan portfolio of 5,636 loans and leases that empower our members to achieve their dreams. Our commitment extends beyond numbers; it's about making a meaningful impact in the lives of our members. Under the leadership of CEO Brian Rohrbacher and Board President Bonnie Hildner, our team of 34 employees is here to guide you through every step of your financial journey. While members can visit us at our branch location, official correspondence should be sent to PO Box 67, Shoshoni, WY 82649. If you have questions or need assistance, don't hesitate to reach out by calling us at 307-876-2222 during our lobby hours from 9:00 AM to 4:00 PM, Monday through Friday. Join us at Atlantic City as we continue to build a brighter future together. Visit our website at atlanticcity.coop for more information on how you can become a member today!

Branch History & Mission

Community Engagement

We are proud of our active role in community outreach and support. From sponsoring local events to providing educational resources about financial literacy, Atlantic City is committed to giving back. We work closely with local organizations and schools to ensure that every member feels valued and connected. As we look ahead, we invite you to join us on this journey of growth and service. Experience firsthand the benefits of being a member at Atlantic City Credit Union. Whether you're looking for personal banking solutions or seeking ways to improve your financial health, we're here for you every step of the way. Ready to become part of something bigger? Visit us today or check out more about membership at our website. Together, let's build a brighter future for ourselves and our community!

Mission Statement

At Atlantic City Credit Union, our mission is clear: we are dedicated to enhancing the financial well-being of our members while fostering a strong sense of community. We believe that everyone deserves access to quality financial services without barriers. Our focus goes beyond just banking; we strive to support local initiatives and partnerships that uplift Shoshoni and its residents. While members can visit us at 104 East 2Nd Shoshoni Wy 82649, official correspondence should be sent to PO Box 67, Shoshoni, WY 82649. Our operating hours are Monday through Friday from 9:00 AM to 4:00 PM, ensuring we're available when you need us most. With an ATM on-site for convenient cash withdrawals and balance checks, we prioritize accessibility for all.

Our Evolution

Since opening our doors, Atlantic City has continuously evolved to meet the needs of our community. We started as a small credit union with a simple mission: to provide accessible financial services that empower our members. Over the years, we have expanded our offerings, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. Our commitment to innovation is evident in our digital advancements like online banking and mobile payments, making it easier for members to manage their finances anytime and anywhere.

Branch Location & Accessibility

Accessibility Features

At Atlantic City, we understand the importance of accessibility. Our branch is equipped with features that ensure everyone can comfortably visit us. We have ample parking available and ADA-compliant ramps for easy access. Whether you're stopping by for a quick transaction or need assistance with your banking needs, our friendly staff is here to help.

Get in Touch

If you have any questions or would like more information about our services, feel free to give us a call at 307-876-2222. We're here to assist you every step of the way! Stop by soon and see how Atlantic City can help you achieve your financial goals.

Operating Hours

We invite you to visit us during our convenient operating hours from 9:00 AM to 4:00 PM, Monday through Friday. These hours are designed to fit your busy schedule and provide you with ample time to manage your banking needs.

Services Offered

Our branch offers a variety of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we strive to meet all your financial needs. While we do not have a drive-thru service, our ATM is available for cash withdrawals and balance checks.

Member Eligibility

At Atlantic City, we believe that becoming a member is like joining a family that truly cares about your financial well-being. If you're looking to be part of a supportive community, you might just find your place with us! To become a member, you simply need to meet a few friendly eligibility requirements. Generally, individuals who live, work, or worship in the area can join us. We welcome everyone from all walks of life and encourage you to reach out if you're unsure about your eligibility. For more specific details on what it takes to become a member, feel free to check out our dedicated page at https://www.atlanticcity.coop/about-us/become-a-member.html . Opening an account with Atlantic City is straightforward and designed with you in mind! You can easily start the process online by visiting https://mobicint.net/atc/userenrollment or give us a call at (307) 876-2222 for any questions or assistance. We're located at 104 East 2Nd Shoshoni Wy 82649, ready to help you navigate your financial journey. Joining us not only opens the door to great banking services but also connects you with a community focused on mutual support and growth.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $172 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $53 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $16,154,515, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a world where accepting payments is hassle-free. Our merchant services allow you to focus on what you do best running your business. From easy payment processing to robust reporting tools, we help streamline your transactions so you can serve your customers better. Located conveniently at 104 East 2Nd Shoshoni Wy 82649 in Shoshoni, WY, we're here to partner with you in achieving your business goals. Reach out at (307) 876-2222 and discover how Atlantic City can support your journey!

Comprehensive List Of Services

Convenience at Your Fingertips

We believe that banking should be accessible anytime, anywhere. With our online and mobile banking features, managing your accounts has never been easier. You can make payments, check account balances, and even use person-to-person payment options directly from your smartphone. In addition, we offer ATM services for cash withdrawals and balance checks. Our basic ATM access ensures that you can get cash when you need it without hassle.

Join Us Today!

At Atlantic City, we are here to serve the financial needs of our community in Shoshoni. Our friendly staff is ready to assist you with any questions or concerns you may have about our services. Give us a call at (307) 876-2222 or visit us at 104 East 2Nd Shoshoni Wy 82649 during our operating hours from 9:00 AM to 4:00 PM Monday through Friday. Explore all the ways we can help you achieve your financial goals by visiting our website at Shoshoni. We're excited to welcome you as part of our member family!

Personal Banking Made Easy

Our personal banking services begin with checking and savings accounts that are easy to open and manage. We know how important it is for our members to have access to their funds whenever they need them, so we offer convenient online and mobile banking options. Imagine being able to check your balance or transfer money with just a few taps on your phone while waiting in line at your favorite café! When it comes to financing, we provide auto loans and vehicle financing tailored to fit your budget. Whether you're buying a new car or refinancing an existing loan, our competitive rates can help you save money. We also offer mortgage loans and refinancing options that make purchasing your dream home more achievable than ever.

Support for Your Financial Goals

If you're facing debt challenges, our personal loans and debt consolidation services can help you regain control over your finances. Need a little extra cash for unexpected expenses? Our credit cards come with rewards that allow you to earn as you spend. For those of you running businesses or thinking about starting one, our business banking solutions include merchant services and business loans. We want to support local entrepreneurs in their journey toward success.

Digital & Online Banking

Key Features for Your Convenience

Need quick access to your statements? With E-Statements, you can view and download your financial documents easily, helping you stay organized and environmentally friendly. Plus, for those on the go, our mobile application provides all the functionality you need right in the palm of your hand. Whether you're making payments or checking balances, everything is user-friendly and secure. We also offer a Mobile Payments feature that lets you make purchases directly from your phone no need for cash or cards! If you want to send money to friends or family instantly, take advantage of our Person-to-Person Transfers. It's simple and straightforward: just enter their information, and the money is on its way.

Security You Can Trust

Security is a cornerstone of our digital banking services. While we do not currently support Electronic Signature Authorization, we ensure that all transactions are protected with advanced security measures. Your personal information stays safe while you enjoy the benefits of modern banking. With these features at your fingertips, managing your finances has never been easier or more secure. Join us at Atlantic City and experience the convenience of digital banking today!

Financial Strength

Member-Focused Savings

Members' savings are secured through $48,463,906 in share certificates and $40,618,137 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 31 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $25,760,692 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is evident as we have $2,552 in used auto loans and $143,413,307 in total loans and leases, supporting our members' financial goals across various sectors.

Strong Financial Health

With a net worth of $26,146,868, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,301 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 26,422, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Atlantic City is your trusted partner. Visit us at 104 East 2Nd Shoshoni Wy 82649 or call (307) 876-2222 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $38,425,123 in used vehicle loans and $9,675,253 in new vehicle loans already helping members get on the road. We offer competitive interest rates and terms that fit your budget. Plus, if you're considering refinancing an existing auto loan, we can help you explore eligibility options to potentially lower your monthly payments.

Business Financing

For business owners, our outstanding commercial loans totaling $16,154,515 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our team is ready to discuss tailored solutions that align with your business goals. At Atlantic City, we prioritize transparency and support throughout your borrowing experience. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're ready to take the next step towards achieving your financial dreams or need more information about our loan offerings, feel free to reach out at (307) 876-2222 or visit us at 104 East 2Nd Shoshoni Wy 82649 in Shoshoni, WY. We're here to help!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,427,486, make buying or refinancing simple. We guide you through every step of the process, ensuring you find the right solution for your home financing needs. If you're unsure about your eligibility or want to discuss refinancing options, our experienced team is here to assist you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,148,506 in loans helping members manage their finances effectively. These cards come with various benefits designed to enhance your spending power while allowing you to maintain control over your budget.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing ensures fair and transparent offers for every user.

ATLANTIC CITY FEDERAL CREDIT UNION - Shoshoni, WY