Atlantic City Police Credit Union NJ | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Atlantic City Police, your trusted partner in financial wellness located at 2715 Atlantic Ave, Atlantic City, NJ 08401. Since our establishment in 1939, we have proudly served our community with dedication and care, growing to a membership of 266 individuals who count on us for their banking needs. With total assets exceeding $2,034,874 and deposits totaling $314,336, we are committed to providing secure and reliable financial services. At Atlantic City Police, we believe that every member deserves personal attention. Our team, led by CEO Ronald Krause and Board President Joseph Nolan, is focused on making banking straightforward and accessible. We understand the unique financial challenges faced by our members and strive to offer solutions tailored to their needs. Whether you're looking for auto loans, personal loans, or business banking services, we are here to help you navigate your financial journey. While members can visit us at our branch location, official correspondence should be sent to P.O. Box 84, Northfield, NJ 8225. This ensures that your communications reach us promptly and securely. With a solid foundation built on trust and transparency, we are proud of our strong net worth of $381,793 and maintain a healthy cash balance of $145. We're more than just a credit union; we're an integral part of the community. Every dollar you deposit helps strengthen local initiatives and supports our mission to foster financial stability among our members. We invite you to reach out at 609-348-5905 or visit us online at acpfc.com for more information about our services. Join us today and discover how we can help you achieve your financial goals!

Branch History & Mission

Welcome to the heart of Atlantic City, where the story of the Atlantic City Police Credit Union has been unfolding since 1939. Located at 2715 Atlantic Ave, Atlantic City, NJ 08401, our branch has a rich legacy dedicated to serving those who serve and protect our community. Over the years, we have grown from a small organization to a vital financial institution with a membership of 266 individuals and total assets amounting to $2,034,874. Our mission is simple yet profound: to provide exceptional financial services while fostering a strong sense of community support. We aim not only to meet the banking needs of our members but also to contribute positively to their lives. Our commitment extends beyond just offering personal and business banking services; we actively engage in outreach initiatives that uplift our local community. As we evolved, we embraced new technologies and practices while ensuring our services remain accessible. Although we currently do not offer ATM or drive-thru banking facilities, our lobby is open on Monday, Wednesday, and Friday from 8 AM to 1 PM, making it convenient for members to visit us directly. While you can reach us at our branch address, official correspondence should be sent to P.O. Box 84, Northfield, NJ 8225. At Atlantic City Police, we pride ourselves on being more than just a credit union; we are a partner in your financial journey. We offer various services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options tailored specifically for our members' needs. With a focus on customer service and community engagement, we strive to create an inviting atmosphere where all feel welcome. Whether you're looking for assistance with your finances or seeking advice on your next big purchase, we are here for you. Join us at the Atlantic City Police Credit Union and experience firsthand how we can help you achieve your financial goals while being part of a caring community. Together, let's continue building a legacy of trust and support in Atlantic City! For inquiries or more information about our services, feel free to call us at 609-348-5905.

Branch Location & Accessibility

Accessibility Features

At our Atlantic City branch, we prioritize accessibility for all members. The facility is ADA compliant and features ramps to ensure everyone can easily access our services. Ample parking is available nearby, making it convenient for you to stop by without any hassle.

Operating Hours

Our doors are open on Mondays, Wednesdays, and Fridays from 8 AM to 1 PM. We understand that your time is valuable, and we strive to provide quality service during these hours. If you have questions or need assistance outside of these times, don't hesitate to give us a call at 609-348-5905.

Services Offered

At Atlantic City Police Credit Union, we offer a range of personal banking services tailored to meet your needs. From checking and savings accounts to auto loans and mortgages, we're committed to helping you achieve your financial goals. While we currently do not have ATM or drive-thru services available at this branch, our team is ready to assist you with any banking needs directly at the counter. We invite you to come visit us soon! Our friendly staff is eager to help with any questions or services you may need. Let us be your trusted partner in all things finance!

Member Eligibility

Joining the Atlantic City Police community is like becoming part of a family that truly cares about your financial well-being. To become a member, you simply need to meet some friendly eligibility criteria that focus on making banking accessible and personal. While specifics can vary, generally, if you are associated with the Atlantic City Police Department or live in the surrounding areas, you're likely eligible to join us! We welcome individuals who appreciate the benefits of being part of a credit union, such as lower fees and personalized service. For more detailed information on eligibility, feel free to check our website at . Opening an account with us is easy! You can start your membership journey by reaching out at (609) 348-5905 or visiting us at our convenient location at 2715 Atlantic Ave Atlantic City Nj 08401. Our friendly staff will guide you through the simple steps to open your account and enjoy all the perks that come with being a member of Atlantic City Police. We look forward to welcoming you into our supportive community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, efficient payment processing is crucial. Our merchant services help businesses accept payments seamlessly, allowing you to focus on what matters most growing your business. Imagine a local café effortlessly handling transactions while serving customers with a smile. That's the power of reliable merchant services! Located at 2715 Atlantic Ave Atlantic City Nj 08401 in Atlantic City, NJ, we're here to empower your business every step of the way. For more information, give us a call at (609) 348-5905 and let's discuss how we can support your business banking needs!

Comprehensive List Of Services

Banking at Your Fingertips

We know convenience is key in today's digital age. That's why we offer robust online and mobile banking solutions that make it easy for you to manage your accounts anytime, anywhere. With features like bill pay and account transfers right at your fingertips, staying on top of your finances has never been easier. If you're ready to explore all these services and more, visit us at 2715 Atlantic Ave Atlantic City Nj 08401, or give us a call at (609) 348-5905 during our lobby hours: Monday, Wednesday, and Friday from 8 AM to 1 PM. At Atlantic City Police, we're dedicated to helping you reach your financial goals with personalized service and community-focused solutions. Join us today and experience the difference!

Business Solutions Tailored Just for You

For local businesses in Atlantic City, we understand the importance of having reliable financial support. Our business banking services include merchant services and business loans that can help fuel growth and improve cash flow. Imagine having access to funds when opportunities arise or needing support during lean times our team is ready to assist!

Financing Your Dreams

Looking to purchase a new vehicle or refinance an existing loan? Our auto loans and vehicle financing services are here for you. Picture driving off in your dream car with flexible payment plans that fit within your budget. We also provide mortgage loans and refinancing options to help you secure the home you've always wanted. Whether you're a first-time homebuyer or looking to lower your current mortgage rate, we guide you every step of the way.

Personal Banking Made Simple

In today's fast-paced world, managing your money should be straightforward. That's why at Atlantic City Police, we offer personal banking options that include checking and savings accounts designed for your convenience. Imagine easily accessing your funds whenever you need them while also enjoying competitive interest rates that help your savings grow over time.

Support for Everyday Expenses

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. Whether you need cash for a family emergency or want to simplify multiple debts into one manageable payment, we've got you covered. Plus, our credit cards with rewards give you the opportunity to earn while you spend, making everyday purchases even more rewarding.

Digital & Online Banking

Convenient Online Access

With our online banking services, you can manage your accounts anytime, anywhere. Whether you're checking your balance or making transfers, everything is just a click away at https://www.acpfc.com/. Unfortunately, we currently do not offer features like e-statements or mobile applications, but we're committed to providing reliable service through our traditional banking methods.

Real-Time Account Management

Although services like person-to-person transfers are not offered right now, you can still enjoy straightforward access to your accounts through our lobby hours on Monday, Wednesday, and Friday from 8 AM to 1 PM. This ensures that you can get assistance when needed while managing your finances effectively. While we might not yet have the latest digital features, we're always looking for ways to improve our services for our valued members. For any inquiries or assistance, feel free to reach out to us at (609) 348-5905. We appreciate your trust in Atlantic City Police and look forward to serving you!

Security and Ease of Use

Your security is our top priority. While we don't have electronic signature authorization or mobile payment options available at this time, rest assured that all your transactions are handled with the utmost care and protection. Our team is here to help answer any questions you may have about managing your account safely.

Financial Strength

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Member Base

Total Share and Deposit Accounts: 333, showing a strong and growing member base that trusts us with their finances. We value this trust and strive every day to enhance your experience with us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Atlantic City Police is your trusted partner. Visit us at 2715 Atlantic Ave Atlantic City Nj 08401 or call (609) 348-5905 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Operational Efficiency

Our $12,801 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 2 part-time employees ready to assist you with knowledgeable service.

Reinvestment for Better Services

With $340,926 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust: with $1 in used auto loans and $305,560 in total loans and leases, we support members' financial goals across various sectors.

Secure Savings Opportunities

Members' savings are secured through $524,105 in share certificates, offering stable and rewarding financial growth opportunities. While we currently do not have money market shares, rest assured that your funds are managed wisely and prioritized for your benefit.

Solid Financial Health

With a net worth of $381,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,876 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Offerings

In addition to our auto and mortgage loans, we provide credit lines totaling $10,000 for those who need quick access to funds. These lines can be incredibly useful for unexpected expenses or planned projects. For any questions about refinancing or eligibility options, please don't hesitate to reach out. You can contact us at (609) 348-5905, or visit us at our branch located at 2715 Atlantic Ave Atlantic City Nj 08401 in Atlantic City, NJ. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Atlantic City Police, we're committed to helping you navigate your financial journey with confidence and ease.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $18,695 in used vehicle loans and $47,604 in new vehicle loans already helping members get on the road. We make it easy for you to drive away in the vehicle you need, offering competitive terms and flexible repayment options.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your current mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This option provides you with the convenience and purchasing power you need without requiring collateral.

Loan Aggregator

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