Atlantic City Electric Co Emp Mays Landing NJ Credit Union | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Atlantic City Electric Co Emp, your trusted partner in financial services located at 5100 Harding Hwy Ste 103, Mays Landing, NJ 08330. Established in 1940, our credit union has grown to serve a vibrant community of 3,867 members who rely on us for their banking needs. With a strong foundation and commitment to our members, we proudly manage over $60,117,608 in assets. At Atlantic City Electric Co Emp, we believe in empowering our members with the tools they need for financial success. Whether you're looking for a personal loan, mortgage options, or business banking services, we've got you covered. Our total loans and leases amount to 1,538, ensuring that we can provide the financing you need when you need it. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P.O. Box 368, Mays Landing, NJ 8330. We prioritize clear communication and transparency in all interactions. Our leadership team is dedicated to your financial well-being. Under the guidance of CEO Michelle Stiles and Board President Nathan Kazier, we work hard to ensure that every member receives personalized service tailored to their unique needs. With a team of just 10 employees, you'll find that each interaction feels personal and meaningful. With total deposits amounting to $8,501,352 and a net worth of $8,524,207, we're proud of the financial stability we offer our community. You can count on us to be a secure place for your savings and an active partner in achieving your financial goals. Ready to take the next step? Call us today at 609-625-6928 or visit our website at Atlantic City Electric Co Emp for more information about how we can assist you in reaching your financial aspirations!

Branch History & Mission

Commitment to Innovation

As part of our commitment to serving you better, we've integrated modern conveniences like online banking, mobile payments, and electronic signatures into our operations. We are proud to offer services that comply with ADA standards, ensuring everyone can access our offerings comfortably.

Community Involvement

We understand that true success means giving back. Atlantic City Electric Co Emp actively participates in local events and supports various initiatives aimed at improving life in Mays Landing. Through partnerships with schools and non-profits, we work tirelessly to uplift our community.

Join Us!

We invite you to experience the benefits of membership at Atlantic City Electric Co Emp. Whether you're looking for personal banking solutions or business support, we're here for you every step of the way. Contact us today at 609-625-6928 or visit us online at acecefcu.org to learn more about how we can help you achieve your financial goals!

Mission Statement

Our mission is simple yet powerful: to provide exceptional financial services while fostering a sense of community. We believe that banking should be accessible and supportive. That's why we offer a range of services tailored to meet the needs of individuals and families from checking accounts and auto loans to mortgage options and business banking solutions. We strive not just to be a financial institution but also an integral part of the Mays Landing community. While members can visit us at 5100 Harding Hwy Ste 103, official correspondence should be sent to P.O. Box 368, Mays Landing, NJ 08330.

Our Journey

Since opening our doors more than eight decades ago, Atlantic City Electric Co Emp has been on a journey of growth and community involvement. We've weathered economic changes and embraced technological advancements to provide top-notch services. Our total assets now exceed $60 million, reflecting our stability and the trust placed in us by our members. As we continue to evolve, we remain dedicated to enhancing the financial well-being of those we serve.

Branch Location & Accessibility

Convenient Access and Features

At our branch, you'll find ample parking available, ensuring that your visit is as hassle-free as possible. We are committed to accessibility for all our members; our facility meets ADA compliance standards, featuring ramps and easy entry points. We know your time is valuable! That's why we offer convenient operating hours: from 8:00 AM to 4:30 PM Monday through Thursday and extended hours until 5:30 PM on Fridays. We're here when you need us most.

Get in Touch!

Ready to experience exceptional service? We invite you to visit us or give us a call at 609-625-6928. Our team looks forward to welcoming you into the Atlantic City Electric Co Emp family!

Services Offered

Atlantic City Electric Co Emp provides a range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have you covered. Our dedicated staff is ready to assist with personal loans, debt consolidation, credit cards with rewards, and even business banking services. Though we currently do not offer ATM or drive-thru services at this location, our friendly team is always ready to help you with online and mobile banking solutions.

Member Eligibility

At Atlantic City Electric Co Emp, we believe that everyone deserves to be part of a friendly and supportive financial community. Becoming a member is easy and welcoming! If you live, work, or worship in the Atlantic County area, you're already eligible to join us. We also welcome immediate family members of our current members, ensuring that your loved ones can benefit from our services too. By choosing to bank with us, you're not just opening an account; you're gaining access to a variety of personal banking options, including checking and savings accounts, auto loans, and more tailored services designed to meet your needs. To learn more about our membership criteria, feel free to visit our eligibility page at https://www.acecefcu.org/about/membership-eligibility/. If you're ready to take the next step or have any questions, don't hesitate to reach out at (609) 625-6928. We're here to help you every step of the way at our branch located at 5100 Harding Hwy Ste 103 Mays Landing Nj 08330!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business smoothly with efficient payment processing that keeps your cash flow healthy. Our merchant services make it easy for you to accept payments from customers, whether they prefer credit cards, debit cards, or mobile payments. This means you can focus on what matters most growing your business without worrying about complicated transactions. Visit us at 5100 Harding Hwy Ste 103 Mays Landing Nj 08330 in Mays Landing, NJ or call us at (609) 625-6928 to learn how we can partner with you on your business journey.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our auto loans and vehicle financing options make it simple to drive away in the vehicle of your dreams. We offer competitive rates and flexible terms that can fit any budget. Picture yourself cruising down the road without the stress of complicated financing just straightforward support from our team.

Business Banking Services

If you're a business owner, you'll appreciate our comprehensive business banking solutions. From merchant services that streamline transactions to business loans that fuel growth, we're here to support local businesses in achieving their goals.

Credit Cards with Rewards

For those who enjoy earning rewards on their purchases, our credit cards offer benefits that can add up quickly. Use them for everyday spending and watch as points turn into rewards whether it's cash back or travel perks. It's just another way we strive to enhance your financial experience.

Mortgage Loans & Refinancing

If owning a home is on your horizon or you're considering refinancing your current mortgage, we've got you covered. Our mortgage loans come with various options to suit different needs, making homeownership more attainable. You can trust us to guide you through the process, ensuring you find the best solution for your situation.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why Atlantic City Electric Co Emp provides robust online and mobile banking features. Access your accounts anytime, anywhere whether it's checking balances, transferring funds, or paying bills directly from your smartphone. With all these services available at Mays Landing, we're committed to making banking easy and accessible for everyone in our community. If you have any questions or want to learn more about how we can assist you financially, don't hesitate to reach out! Call us at (609) 625-6928 or visit us during our operating hours: Monday through Thursday from 8:00 AM - 4:30 PM and Friday from 8:00 AM - 5:30 PM. Join us today at Atlantic City Electric Co Emp and experience personalized service that puts you first!

Personal Banking

Our personal banking services include checking and savings accounts tailored to fit your lifestyle. Imagine having a checking account that offers easy access to your funds while helping you save for future goals with our savings accounts. Whether you're managing daily expenses or planning for a special occasion, our accounts provide the flexibility and convenience you need.

Personal Loans & Debt Consolidation

Managing debt can feel overwhelming, but at Atlantic City Electric Co Emp, we provide personal loans and debt consolidation services designed to help simplify your finances. Whether you need funds for unexpected expenses or want to consolidate existing debts into one manageable payment, our friendly staff is ready to assist.

Digital & Online Banking

Convenient Online Banking

Our 24/7 online banking services allow you to check balances, pay bills, and transfer funds without the hassle of visiting a branch. Whether you're at home or on the go, accessing your accounts has never been simpler. Plus, if you ever need to send money to friends or family, our person-to-person transfer feature makes it quick and easy.

Mobile Banking at Your Fingertips

With our mobile application, you can manage your accounts right from your smartphone. Enjoy the convenience of mobile payments for fast transactions, all while keeping your information secure. And if you're looking to go paperless, e-statements are available for easy tracking of your financial activities.

Security You Can Trust

Security is a top priority at Atlantic City Electric Co Emp. We utilize electronic signature authorization to ensure that your transactions are safe and verified. You can bank with confidence knowing that your personal information is protected. In summary, our digital and online banking services provide you with the accessibility and ease-of-use that today's busy members need. Explore all the features available at https://www.acecefcu.org/ and take charge of your finances today!

Financial Strength

Growing Member Base

With a total of 7,673 share accounts, our growing member base trusts us with their finances. This trust fuels our mission to help you achieve your financial goals by providing the resources you need at every step of your journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Atlantic City Electric Co Emp is your trusted partner. Visit us at 5100 Harding Hwy Ste 103 Mays Landing Nj 08330 or call (609) 625-6928 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Your savings are secured through $730,549 in share certificates, offering stable and rewarding financial growth opportunities. While we have no non-member deposits to divert resources away from our members, our focus is entirely on you ensuring you receive better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our current net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. Additionally, we are proud to employ 8 full-time employees and 2 part-time employees who are dedicated to providing you with personalized service.

Reinvestment for Improvement

With $7,019,676 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This approach means we can support your financial goals across various sectors with $469 in used auto loans and $20,364,593 in total loans and leases.

Strong Financial Health

With a net worth of $8,524,207, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,416 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,611,837 in used vehicle loans and $3,985,023 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, we provide financing options that can fit within your budget.

Contact Us

If you're interested in learning more about our loan offerings or would like to discuss which option may be best for you, please don't hesitate to reach out. You can call us at (609) 625-6928 or visit us at 5100 Harding Hwy Ste 103 Mays Landing Nj 08330 in Mays Landing, NJ. Our dedicated team is ready to assist you from 8:00 AM to 4:30 PM MTWR and until 5:30 PM on Fridays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you take the next step toward your financial future!

Credit Lines and Personal Loans

For those looking for additional flexibility, our credit lines total $2,000,000, allowing you to access funds when needed without the hassle. We also provide unsecured credit card loans, enabling effective management of your finances though currently, we have no outstanding amounts in this category.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,786,967, make buying or refinancing simple. We are here to guide you through each step of the process and answer any questions you may have about eligibility and refinancing options.

Loan Aggregator

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