Atlanta Postal Credit Union Rome GA | Low Mortgage Rates & Business Loans

Introduction

Welcome to Atlanta Postal, your trusted partner in financial wellness located at 3040 Martha Berry Hwy Ne, Rome, GA 30165. Established in 1925, we are proud to serve our community with dedication and care. With a robust membership of over 107,829 individuals, we stand as a pillar of support for families and businesses alike. At Atlanta Postal, we understand that financial decisions can be daunting. That's why our team is committed to providing personalized services that cater to your unique needs. With total assets exceeding $2.38 billion, we ensure that your money is secure while offering competitive loans and savings options. Currently, our total deposits reach $87,489,122, demonstrating the trust our members place in us. Our leadership team, including CEO Blake Graham and Board President David Disharoon, prioritizes transparency and community involvement. We are dedicated to empowering you with the resources you need for a bright financial future. Whether you're looking for personal banking solutions or business financing, our experienced staff is here to guide you every step of the way. While members can visit us at 3040 Martha Berry Hwy Ne, official correspondence should be sent to the same address for convenience. Our friendly team is available by phone at 404-768-4126, ready to assist you during our lobby hours from 8:30 AM to 5:00 PM, Monday through Friday. We invite you to explore how Atlanta Postal can help enhance your financial journey. Visit our website at apcu.com or stop by today!

Branch History & Mission

Our Journey

Located at 3040 Martha Berry Hwy NE, our branch is easily accessible to all residents and businesses in Rome. Over the years, we have expanded our offerings to include a wide range of personal and business banking services. As we evolved, so did our commitment to innovation. Today, we provide modern conveniences such as online banking, mobile payments, and e-statements that cater to the needs of our members while ensuring that they feel valued and supported. With total assets exceeding $2.3 billion, we continue to focus on responsible growth and sustainable practices. Our strong financial position allows us to offer competitive loan options including auto loans, mortgages, and personal loans. We also emphasize community engagement through partnerships and outreach programs that make a real difference in people's lives.

Our Mission

At Atlanta Postal, our mission is clear: we strive to empower our members by providing exceptional financial services while fostering a sense of community. We believe that everyone deserves access to quality banking options tailored to their unique circumstances. Whether you are looking for a savings account or need assistance with a business loan, we're here to guide you every step of the way. We proudly offer drive-thru banking services for quick transactions and have an ATM available for added convenience. Our shared service center further enhances accessibility for those who need it. While members can visit us at 3040 Martha Berry Hwy Ne Rome Ga 30165, official correspondence should be sent to 3040 Martha Berry Hwy NE, Rome, GA 30165. As we look toward the future, we remain committed to improving our services and expanding our community impact. Join us at Atlanta Postal today! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community. For more information or to open an account, please give us a call at (404) 768-4126 or visit our website at Atlanta Postal. Together, let's build a brighter future!

Branch Location & Accessibility

Convenient Access and Parking

At Atlanta Postal, we understand that accessibility matters. Our branch is designed with convenience in mind, featuring ample parking for our members. We also offer ADA-compliant features, including ramps, making it easy for everyone to access our services. If you need to send official correspondence, please note that while you can visit us at 3040 Martha Berry Hwy Ne Rome Ga 30165, any mail should be directed to 3040 Martha Berry Hwy NE, Rome, GA 30165.

Friendly Hours and Services

Our doors are open Monday through Friday from 8:30 AM to 5:00 PM, making it easy for you to stop by during your day. Whether you need help with personal banking like checking and savings accounts, or if you're looking into auto loans and mortgage options, our team is ready to assist you. For those on the go, we offer drive-thru banking for quick deposits and withdrawals. Plus, our ATM is available for cash withdrawals and balance inquiries when you need it most. If you're a member of a partner credit union, you can also enjoy shared services right here at our location.

Reach Out Today!

Have questions or need assistance? Don't hesitate to call us at (404) 768-4126. We're here to help you navigate your financial journey. Come visit us at Atlanta Postal we look forward to serving you!

Member Eligibility

Becoming a member of Atlanta Postal means joining a warm and welcoming community that truly cares about your financial well-being. To be eligible, you simply need to live, work, or worship in the areas we serve, which fosters a strong sense of belonging among our members. Whether you're looking to open a checking account, apply for a loan, or access other financial services, our membership provides you with great benefits and personalized support. For more detailed information on eligibility requirements, feel free to check out our website at https://www.apcu.com/about-us/membership/. If you're ready to take the next step towards membership or have questions, don't hesitate to give us a call at (404) 768-4126. Opening an account is easy and straightforward; you can find all the details you need at https://content.apcu.com/loans. We look forward to welcoming you to Atlanta Postal, located at 3040 Martha Berry Hwy Ne Rome Ga 30165, where your financial journey matters!

Business Banking & Commercial Services

Commercial Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $387 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $316,098,006, we continue to drive economic growth by financing new and expanding businesses.

Real-World Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your customers. Imagine the ease of accepting payments effortlessly whether it's through credit cards or mobile payments allowing you to focus on what matters most: running your business smoothly. Located at 3040 Martha Berry Hwy Ne Rome Ga 30165 in Rome, GA, our team is dedicated to providing personalized service and expert advice tailored to your financial needs. Reach out today at (404) 768-4126 to discover how we can support your business journey!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a car? Our auto loans and vehicle financing options are designed with competitive rates to help you drive away in your dream car without breaking the bank. We make it easy by walking you through the process so you can focus on choosing the right vehicle.

Business Banking

For entrepreneurs and business owners, we provide essential services like merchant services and business loans. We know how crucial it is for businesses to have reliable financial support, and our team is ready to partner with you on this journey.

Convenient Access

Atlanta Postal offers ATM services and drive-thru banking for quick transactions like deposits and withdrawals. Plus, as a member of our shared service center network, you can perform basic transactions at partner credit unions too!

Credit Cards with Rewards

Our credit cards come with rewards programs that allow you to earn points for everyday purchases. Whether it's for travel, shopping, or dining out, these rewards can add up quickly, providing extra value for your spending.

Get Started Today!

With so many options available at Atlanta Postal, there's no better time than now to explore how we can help meet your financial needs. Call us at (404) 768-4126 or visit our website at Floyd County for more information about opening an account or applying for a loan. Let's embark on this financial journey together!

Mortgage Loans & Refinancing

If you're looking to buy a home or refinance your current mortgage, our mortgage loans offer flexible terms tailored to fit your budget. We take pride in helping members navigate this important journey, ensuring you understand every step along the way.

Personal Banking

Our personal banking services include checking and savings accounts that cater to all lifestyles. You can easily manage your money with our user-friendly online and mobile banking platforms. Imagine making deposits or checking your balance from the comfort of your home or on-the-go it's that simple!

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans for various needs, including debt consolidation. By consolidating high-interest debts into one manageable payment, you can relieve stress and regain control over your finances.

Digital & Online Banking

Key Features

Our online banking services offer 24/7 access to your financial information, allowing you to check balances, transfer funds, and pay bills with just a few clicks. You can also take advantage of our electronic signature authorization feature, which allows you to sign documents securely from the comfort of your home no more printing or mailing required! We also provide e-statements for those who prefer a paperless option. This means you can view your account statements online whenever you want, helping you stay organized and environmentally friendly.

Mobile Banking Made Easy

For those on the go, our mobile application is available for download, giving you all the features of online banking right at your fingertips. With mobile payments enabled, making purchases is quick and hassle-free. Plus, our person-to-person transfer service lets you send money to friends and family instantly perfect for splitting bills or sending gifts. At Atlanta Postal, we prioritize your security. Our robust security measures ensure that your personal information is protected while you enjoy the flexibility of managing your finances online. Experience the ease of modern banking today with Atlanta Postal! Whether you're checking your balance or transferring funds, our digital services make it simple and secure. Visit us online at https://www.apcu.com/ and take control of your banking needs from anywhere!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 194,877, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $442,684. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Atlanta Postal is your trusted partner. Visit us at 3040 Martha Berry Hwy Ne Rome Ga 30165 or call (404) 768-4126 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $912,822,354 in share certificates and $55,869,508 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,005, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $-9,264,469, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 306 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $339,099,005 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $106,466 in used auto loans and $1,678,421,082 in total loans and leases.

Solid Financial Health

With a net worth of $332,659,353, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to maintaining a robust capital foundation is evident in our net worth ratio of $1,395, ensuring that we can continue providing loans and competitive savings rates even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $428,635,234 in used vehicle loans and $201,335,864 in new vehicle loans already helping members get on the road. Whether you're considering financing a brand-new vehicle or a reliable used car, our competitive rates make it easier for you to drive off with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $316,098,006 provide the capital needed to grow and expand your business. We recognize the importance of having access to funds for operating expenses or investments and are here to help facilitate your business ambitions. At Atlanta Postal, we prioritize making the lending process as straightforward as possible. We also offer refinancing options that may help you save money on existing loans and improve your overall financial situation. For more information about our loan offerings or to discuss eligibility options tailored for you, feel free to reach out at 404-768-4126. Our team is ready to assist you from 8:30 AM - 5:00 PM Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to visit us at our website for additional resources and information about how we can help meet your financial needs today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $126,991,700, make buying or refinancing simple. We provide guidance throughout the entire process and ensure you understand your options. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, we're here to support you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Although we currently have no outstanding unsecured credit card loans available for members, our focus is on helping you manage your finances effectively through personalized solutions tailored to your needs.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent. By only partnering with credible institutions, LendMesh guarantees verified data that users can trust.

Atlanta Postal