Atlanta Postal Credit Union Macon GA | Top Auto Loans & Business Banking

Introduction

Welcome to Atlanta Postal, your trusted partner in financial services, located at 4040 Vineville Ave, Macon, GA 31210. Since our establishment in 1925, we have been dedicated to serving the community with a range of financial solutions tailored to meet your needs. With a strong membership base of over 107,829 individuals and total assets exceeding $2.38 billion, we take pride in our commitment to providing exceptional service and support. At Atlanta Postal, we understand that financial decisions can be overwhelming. That's why our friendly team is here to guide you every step of the way. Whether you're looking for a personal loan, auto financing, or business banking solutions, we are equipped with the resources to help you achieve your goals. Our total deposits stand at an impressive $87,489,122, reflecting the trust our members place in us. While members can visit us at our branch location, official correspondence should be sent to the same address: 4040 Vineville Ave, Macon, GA 31210. Should you need assistance or have questions about our services, feel free to reach out at (478) 746-4283 during our operating hours from Monday to Friday, 9:00 AM - 4:30 PM. Led by our experienced CEO, Blake Graham, and Board President, David Disharoon, Atlanta Postal is committed not just to financial growth but also to making a positive impact in the community we serve. With a net worth of $332,659,353 and total loans amounting to 169,735, we're not just another credit union; we are your community partner invested in your success. Join us today and discover how Atlanta Postal can help you navigate your financial journey. Visit us online at apcu.com or give us a call we're here for you!

Branch History & Mission

Community Commitment

Our role extends beyond just banking; we actively engage in community outreach initiatives that foster connection and support local organizations. We partner with various groups to promote financial literacy and assist those in need within Macon and its surroundings. Whether you're visiting us at 4040 Vineville Ave or reaching out via phone at 478-746-4283, we want you to feel welcomed and valued. If you need to send official correspondence, please use our mailing address: 4040 Vineville Ave, Macon, GA 31210. As we look toward the future, we invite you to join Atlanta Postal on this journey. Experience firsthand how we can help you meet your financial aspirations while being part of a community-focused organization. Together, let's build a brighter tomorrow!

Our Mission

At the heart of Atlanta Postal is our mission: to empower our members through accessible financial services while fostering a sense of community and support. We believe that everyone deserves the opportunity to achieve their financial goals, whether that means buying a home or starting a business. Our team is dedicated to guiding you every step of the way with personalized service that truly makes a difference. We also recognize the importance of adapting to modern needs. With features like online and mobile banking, e-statements, and ATM services available at our branch, we strive to provide convenience and flexibility for our members' busy lives. Additionally, we ensure ADA compliance so that all community members can access our services without barriers.

Branch Location & Accessibility

Convenient Access and Features

At our Macon branch, we prioritize accessibility for all members. You'll find ample parking available, along with ADA-compliant features including ramps and designated spaces. Our drive-thru banking service adds extra convenience, allowing you to complete deposits and withdrawals without leaving your vehicle. If you need to reach us for any inquiries or assistance, don't hesitate to call us at 478-746-4283. We pride ourselves on providing personal service that makes every visit enjoyable.

Operating Hours

Our lobby hours are designed to fit your busy schedule. We're open Monday through Friday from 9:00 AM to 4:30 PM, ready to help you with everything from checking and savings accounts to auto loans and mortgages. While members can visit us at 4040 Vineville Ave, official correspondence should be sent to the same address since our mailing address is also 4040 Vineville Ave, Macon, GA 31210.

Services Offered

At Atlanta Postal Credit Union, we offer a wide range of services tailored for your financial success. Enjoy online and mobile banking at your fingertips or take advantage of our shared services if you're a member of a partner credit union. With ATM access readily available and basic drive-thru banking options for quick transactions, we strive to make your banking experience as smooth as possible. We invite you to stop by our branch today! Our friendly team is eager to assist you in achieving your financial goals don't hesitate to come in or give us a call!

Member Eligibility

Welcome to the welcoming community of Atlanta Postal! Joining us is more than just opening an account; it's about becoming part of a supportive family. To be eligible for membership at Atlanta Postal, you simply need to meet a few friendly criteria, which are designed to ensure that everyone feels included. Generally, individuals who live, work, worship, or attend school in our local area are welcome to apply. Plus, if you have family members who are already members, you can join too! For detailed information on eligibility, feel free to check out this resource: Membership Eligibility. Opening your account is a breeze! You can visit us at our branch located at 4040 Vineville Ave Macon Ga 31210 or give us a call at (478) 746-4283 for assistance. Our team is here to guide you through every step of the process and help you take advantage of the many benefits we offer, from competitive loan rates to personalized financial services. We can't wait to welcome you as our newest member!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $387 in commercial loans for our members, helping businesses scale and succeed. This financing allows you to purchase new equipment, hire additional staff, or even open a new location. - With an outstanding commercial loan portfolio of $316,098,006, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Transactions

In addition to loans, we provide merchant services that simplify payment processing for your business. Imagine being able to accept payments from customers easily whether they're paying in-person or online. Our solutions help streamline transactions, allowing you to focus on what matters most: growing your business. Located at 4040 Vineville Ave Macon Ga 31210, Macon, GA 31210, we're here to provide tailored financial solutions that meet your unique needs. Contact us today at (478) 746-4283 to learn more about how Atlanta Postal can help your business thrive!

Comprehensive List Of Services

Accessing Your Funds

We know that accessing your money should never be a hassle. That's why we offer ATM and cash withdrawal services at locations near you. Additionally, our drive-thru banking allows for simple transactions such as deposits and withdrawals without leaving your car.

Business Banking Services

For our business members, we provide specialized banking solutions including merchant services and business loans. These services are crafted to help small businesses thrive by offering the financial tools necessary for growth and success.

Credit Cards with Rewards

Love to earn while you spend? Our credit cards come with rewards that allow you to gain benefits on your everyday purchases. Whether you're using them for groceries or travel, you'll enjoy earning points that can be redeemed for exciting rewards.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Atlanta Postal, we prioritize digital banking features that allow you to manage your finances anytime, anywhere. Our online and mobile banking platforms make it easy for you to check balances, transfer funds, and even pay bills all from the comfort of your home or on-the-go. You can also take advantage of person-to-person payment services for quick transfers between friends or family.

Personal Banking Solutions

Your day-to-day banking is essential, and we offer a variety of personal banking services designed for convenience and ease. You can choose from various checking and savings accounts that fit your lifestyle, whether you're saving for a big purchase or managing daily expenses. For those looking to finance a new vehicle, our auto loans provide competitive rates and flexible terms, making it easier than ever to drive away in your dream car. When it comes to home ownership, our mortgage loans are tailored to help you secure the perfect home. We also offer refinancing options that could save you money over time. Additionally, if you're facing unexpected expenses, our personal loans and debt consolidation options can give you the relief you need.

Shared Branch Transactions

If you're traveling or unable to visit us directly, you'll appreciate our basic shared branch transactions available through partner credit unions. This means deposits and withdrawals can be made at various locations without any inconvenience. At Atlanta Postal, we're committed to being more than just a credit union; we're your financial partner ready to support every step of your journey. If you're curious about how any of these services can work for you, don't hesitate to reach out! Give us a call at (478) 746-4283 or visit us during our operating hours from Monday to Friday, 9:00 AM - 4:30 PM. We look forward to serving you!

Digital & Online Banking

Mobile Application

Our mobile application makes banking even easier. Whether you're looking to deposit checks, view transaction history, or manage your savings goals, everything is just a tap away. Plus, our app supports mobile payments, so you can make quick purchases without pulling out your card.

Person-to-Person Transfers

Need to send money to a friend? Our person-to-person transfer feature allows you to quickly send funds directly to others, making it easy to split bills or gift money for special occasions. With all these features, we aim to provide an accessible and user-friendly banking experience that fits into your busy life. Experience the convenience of digital banking at Atlanta Postal today!

Secure Transactions

Security is a top priority for us. With electronic signature authorization available at Atlanta Postal, signing documents is safe and hassle-free. You can also access e-statements whenever you need them, helping you keep track of your finances while reducing paper clutter.

User-Friendly Online Banking

With our 24/7 online banking services, available at https://www.apcu.com/, you can easily check your account balances, pay bills, and transfer money all from the comfort of your home or on the go. No more waiting in line or rushing to the bank before closing time!

Financial Strength

Growing Member Base

We have a strong and growing member base that trusts us with their finances, as shown by our total share accounts of 194,877. This trust allows us to build upon our strengths each day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Atlanta Postal is your trusted partner. Visit us at 4040 Vineville Ave Macon Ga 31210 or call (478) 746-4283 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investment in Your Future

With $339,099,005 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $106,466 in used auto loans and a total of $1,678,421,082 available for loans and leases.

Member-Centric Savings

Members' savings are secured through $912,822,354 in share certificates and $55,869,508 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,005, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $-9,264,469, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 306 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $332,659,353, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,395 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $428,635,234 in used vehicle loans and $201,335,864 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used car, we have options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $316,098,006 provide the capital needed to grow and expand. We recognize the unique challenges faced by small businesses and strive to offer tailored solutions that foster growth. If you're considering refinancing or want to check your eligibility for any of our loan products, please visit our website or give us a call. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Atlanta Postal, we're here to support you at every step of your financial journey!

Credit Lines and Personal Loans

For those looking for more flexibility, our total credit lines available reach $752,836,750. This option allows you to borrow as needed while only paying interest on what you use. Additionally, if you're interested in consolidating debt or covering unexpected expenses, our personal loan options are designed with your financial health in mind.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $126,991,700, make buying or refinancing simple. We are committed to guiding you through the process with personalized support and competitive rates.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This option provides an easy way to handle purchases while enjoying benefits like rewards programs.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers when exploring their loan options.

Atlanta Postal