Atlanta Postal Credit Union Decatur GA | Top Auto Loans & Personal Banking

Introduction

Welcome to Atlanta Postal at the South Dekalb Mall Branch, your trusted partner for financial services in the heart of Decatur, GA. Located at 2801 Candler Rd Ste 81, Decatur, GA 30034, we have proudly served our community since 1925. With a strong commitment to our members, we have grown to support over 107,829 individuals and families with their financial needs. At Atlanta Postal, we believe in building lasting relationships with our members. Our total assets amount to an impressive $2,381,583,630, enabling us to provide competitive rates and personalized service tailored to each member's unique financial journey. With total deposits of $87,489,122 and total loans reaching 169,735, we are here to help you achieve your goals whether it's securing a loan for your next vehicle or opening a new savings account. Our leadership team is dedicated to ensuring your experience with us is exceptional. Under the guidance of CEO Blake Graham and Board President David Disharoon, our staff of over 310 employees is ready to assist you. We're not just about numbers; we're about community impact and making a difference in your life. We invite you to explore our range of services, from personal banking and auto loans to business banking solutions. You can easily access your accounts through our online platform or visit us in person during our lobby hours from 9:00 AM to 7:00 PM on weekdays. While members can visit us at 2801 Candler Rd Ste 81 Decatur Ga 30034, official correspondence should be sent to the same address for clarity and convenience. Have questions? Don't hesitate to reach out at 404-768-4126 or visit us online at apcu.com. Join us today and discover how Atlanta Postal can help you thrive financially!

Branch History & Mission

Join Us

If you're looking for a financial partner that cares about your well-being as much as your bank balance, consider joining Atlanta Postal. With convenient ATM availability and shared service center options, we're here to serve you. Experience the benefits of membership by visiting us or exploring our website at Atlanta Postal. Together, let's build a brighter financial future!

Our Evolution

Since our inception, Atlanta Postal has evolved significantly. We've expanded our range of services to meet the diverse needs of our members. From personal banking options like checking and savings accounts to auto loans and mortgages, we strive to offer solutions that help individuals and families achieve their financial goals. In addition to traditional banking services, we've embraced digital advancements such as online and mobile banking, ensuring that our members can manage their finances anytime and anywhere. Our total assets now stand at an impressive $2,381,583,630. This growth reflects not only our success but also our dedication to providing safe and secure financial solutions. As we continue to grow, we remain committed to maintaining a personal touch something that sets us apart from larger banks.

Our Mission

At the heart of Atlanta Postal's mission is a desire to empower our members through financial education and accessible services. We believe that everyone deserves the opportunity for financial stability and prosperity. Our team works tirelessly to foster an inclusive environment where all individuals feel valued and supported. We are also deeply invested in community outreach. Through partnerships with local organizations and initiatives aimed at improving lives in Decatur and surrounding areas, we aim to make a positive impact beyond just banking. While members can visit us at 2801 Candler Rd Ste 81 Decatur Ga 30034, official correspondence should be sent to 2801 Candler Rd Ste 81, Decatur, GA 30034. For those who prefer face-to-face interactions or need assistance with account services, we're here for you Monday through Friday from 9:00 AM to 7:00 PM.

Branch Location & Accessibility

Connect With Us

Whether you're new to banking or a longtime member, we invite you to visit us at our Decatur location or give us a call at 404-768-4126. Our friendly team is eager to assist you with any questions or services you may need. And remember, while members can visit us at 2801 Candler Rd Ste 81, official correspondence should be sent to the same address. We look forward to serving you soon!

Nearby Landmarks and Accessibility

Our branch is nestled within the South Dekalb Mall area, making it a familiar stop for many locals. If you're out shopping or enjoying a meal at one of the nearby restaurants, consider swinging by to see how we can assist you with your financial needs. We strive to provide accessible banking for everyone, featuring ADA-compliant facilities and convenient parking options.

Operating Hours and Services

We understand that life gets busy, which is why our lobby hours are designed with your schedule in mind. Our doors are open from 9:00 AM to 7:00 PM on weekdays, ensuring you have ample time to visit us after work or during your lunch break. While we don't offer drive-thru services, we do have an ATM available for quick withdrawals and balance checks. At Atlanta Postal Credit Union, we offer a range of services tailored just for you everything from checking and savings accounts to auto loans and credit cards with rewards. Plus, if you're a member of another partnering credit union, you can take advantage of basic shared branch transactions right here!

Member Eligibility

At Atlanta Postal, we believe that becoming a member is like joining a family where everyone supports each other. If you're looking to be part of a community that prioritizes your financial well-being, you're in the right place! To become a member, you simply need to meet certain eligibility criteria which can include being employed by specific organizations or living in designated areas. It's all about making connections and creating opportunities for those who share similar values and goals. You can find all the details on eligibility by visiting our website at https://www.apcu.com/about-us/membership/ . Joining is easy! Once you see that you qualify, opening an account with us is just a few steps away. We'll guide you through the process so you feel comfortable and informed every step of the way. For more information on how to get started, check out our account opening guide here: https://content.apcu.com/loans . If you have any questions or need assistance, don't hesitate to give us a call at (404) 768-4126. We're excited to welcome you to our Atlanta Postal family located at 2801 Candler Rd Ste 81 Decatur Ga 30034!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $387 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $316,098,006, we continue to drive economic growth by financing new and expanding businesses. Imagine having the capital needed to invest in new equipment, hire additional staff, or open a new location. Our loans can provide the boost your business needs at critical moments.

Merchant Services

In today's fast-paced world, seamless transactions are essential. Our merchant services enable you to accept payments easily, whether in-person or online. Picture your customers checking out quickly with their preferred payment method while you focus on delivering excellent service. This not only enhances customer satisfaction but also helps streamline your operations. Visit us at 2801 Candler Rd Ste 81 Decatur Ga 30034 in Decatur, GA or contact us at (404) 768-4126 to discover how our business banking and commercial services can support your entrepreneurial ambitions!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM and cash withdrawal services ensure that you have easy access to your money when you need it most. Plus, with basic shared branch transactions available for partner credit union members, banking just got more accessible.

Auto Loans & Vehicle Financing

Are you dreaming of a new car? Our auto loans and vehicle financing options make purchasing your next vehicle straightforward and stress-free. We offer competitive rates that help turn your dream into reality without breaking the bank.

Basic Shared Branch Transactions

We also facilitate basic shared branch transactions such as deposits and withdrawals for members of partner credit unions. This means whether you're at home or traveling, you can manage your accounts effortlessly. At Atlanta Postal, we're not just a place for transactions; we're a community committed to helping you achieve financial wellness. If you're ready to take the next step or have any questions about our services, don't hesitate to reach out! Call us today at (404) 768-4126 or visit us at South Dekalb Mall Branch. Your financial future starts here!

Business Banking

For our entrepreneurial members, we offer robust business banking solutions, including merchant services and business loans. We recognize that running a business comes with its own set of challenges, which is why we're committed to providing tailored support to help you thrive.

Credit Cards with Rewards

Our credit cards with rewards allow you to earn points for everyday purchases. Imagine receiving cash back or travel rewards just for using your card it's an easy way to maximize your spending power while enjoying valuable benefits.

Mortgage Loans & Refinancing

Owning a home is a significant milestone, and at Atlanta Postal, we provide comprehensive mortgage loans and refinancing options tailored to your needs. Whether you're buying your first home or looking to refinance for better terms, our experienced team is here to guide you through every step.

Online & Mobile Banking

Convenience is key in today's fast-paced world. With our online and mobile banking services, managing your finances has never been easier. You can check balances, transfer funds, and pay bills right from the palm of your hand anytime and anywhere.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services have you covered. Imagine easily accessing your funds while earning interest on your savings. With personal banking at Atlanta Postal, you can set up accounts that fit your lifestyle and financial goals.

Personal Loans & Debt Consolidation

If you find yourself juggling multiple debts, our personal loans and debt consolidation services can simplify your financial life. By consolidating your debts into one manageable loan, you can save on interest and ease the burden of monthly payments.

Digital & Online Banking

Key Features

Our online banking services are available 24/7 at https://www.apcu.com/ , allowing you to check balances, pay bills, and transfer funds from the comfort of your home or on the go. Whether you're using your computer or our mobile application, you'll find it easy to stay on top of your financial needs. Plus, with features like electronic signature authorization, you can complete transactions quickly without the hassle of paperwork. For those who prefer paperless banking, we offer e-statements that provide a clear view of your account activity while helping the environment. You can access your statements securely online whenever you need them.

Real-Time Management

With our mobile application available at Yes, you have real-time access to your accounts. Whether checking balances or transferring funds, everything is just a click away. Banking has never been so accessible! At Atlanta Postal, we're committed to providing services that fit into your life seamlessly. Explore all the ways our digital banking solutions can simplify your financial journey today!

Security and Convenience

Your security is our priority. Our systems are designed to protect your personal information while giving you the flexibility to handle transactions safely. The mobile payments feature allows you to make purchases directly from your phone, making shopping more convenient than ever. Need to send money to a friend? Our person-to-person transfer service lets you do just that with ease no need for cash or checks! Just a few taps on your screen and you're done.

Financial Strength

Growing Trust Among Members

We have established a strong member base with a total of 194,877 share accounts. This shows the trust that our community has placed in us as their financial partner. Additionally, net shares available for lending and investments stand at $442,684, further highlighting our robust position. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Atlanta Postal is your trusted partner. Visit us at 2801 Candler Rd Ste 81 Decatur Ga 30034 or call (404) 768-4126 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $339,099,005 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $106,466 in used auto loans and $1,678,421,082 in total loans and leases.

Member-Centric Savings Opportunities

Members' savings are secured through $912,822,354 in share certificates and $55,869,508 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,005, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $-9,264,469, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 306 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $332,659,353, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,395 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $428,635,234 in used vehicle loans and $201,335,864 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have flexible terms to accommodate your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $316,098,006 provide the capital needed to grow and expand your operations. We recognize how vital it is for businesses to have access to funding when they need it most. At Atlanta Postal, we are committed to helping you find the right loan product that fits your unique needs. We also have refinancing options available if you're looking to lower your current payments or adjust your loan terms. For more information about our loan offerings or to start an application today, call us at (404) 768-4126 or visit us at 2801 Candler Rd Ste 81 Decatur Ga 30034, Decatur, GA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $126,991,700, make buying or refinancing simple. We aim to provide you with the best possible experience when navigating the home loan process, ensuring that you feel confident every step of the way.

Personal Loans and Credit Lines

For those unexpected expenses or planned projects, our personal loans and credit lines provide the flexibility you need. We also offer unsecured credit card loans to help manage day-to-day finances effectively.

Loan Aggregator

Benefits of Using LendMesh

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ATLANTA POSTAL CREDIT UNION